Yitzchak Felberbaum is a financial advisor with Eagle Strategies (NY Life) holding a Series 66 credential and one year of industry experience. His prior work includes roles at NYLife Securities LLC, New York Life Insurance Company, Be Insured Agency, and Yeshivas Mir. Eagle Strategies serves a diverse range of individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services through a broad network of affiliated advisers. The firm offers tailored advice through multiple program types and primarily manages assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Kevin Degabriel is a financial advisor with Commonwealth Financial Network, holding a Series 63 designation and 29 years of industry experience. He has worked at Commonwealth and Clear Path Private Wealth since 2018 and previously spent 13 years at Ameriprise Financial Services, Inc. Degabriel is also involved in fixed insurance sales as an ancillary business activity. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their retail and institutional clients, offering a variety of advisory programs and services. The firm provides operations, trading, technology, investment management, compliance, and practice-management support to affiliated advisors, allowing them discretion in portfolio construction alongside managed model portfolios and distinct program structures.

Camille Ramirez Dostert is a financial advisor with HSBC Securities (USA) Inc. and holds a Series 66 designation. She has 25 years of industry experience, having worked previously at Wells Fargo Clearing Services LLC, Morgan Stanley, and UBS Financial Services. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations through various program types, including client-directed and fully discretionary options. The firm uses model risk profiles and combines strategic and tactical asset allocation advice with ongoing fund due diligence and monitoring.

Daniel Ferrara Jr. is a financial advisor with Kestra Advisory Services, LLC, holding the Series 63 designation and bringing 34 years of industry experience. He has been with Kestra since 2016 and previously worked at Fusion Financial Group for 16 years. Ferrara is the owner and president of Ferrara Financial, an independent financial planning practice. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a range of institutional and individual clients, including plan sponsors and sovereign wealth funds. The firm offers services such as fiduciary consulting, plan design, employee education, and access to multiple management platforms and third-party solutions.

Marcos Cabral is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has worked at Citigroup Global Markets since 2007. Citigroup Global Markets serves individual and institutional clients across a range of wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with unique market roles, including in-house research and derivatives services.

Brian Ericson is a financial advisor at Citigroup Global Markets with 18 years of industry experience. He has held his current position since 2014 and carries the Series 66 designation. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering investment advisory programs, execution, and custody services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs, with a combination of large institutional scale and specialized market roles.

Sean Akins is a financial advisor with TD Private Client Wealth LLC in White Plains, NY, holding Series 63 and Series 65 licenses and possessing 12 years of industry experience. His prior roles include positions at TD Bank N.A., Allstate Insurance Co, LPL Financial, and various insurance agencies. Outside of his advisory work, he serves as a girls high school basketball referee for the Capital District Board of Women's Basketball Officials. TD Private Client Wealth LLC offers discretionary wrap-fee managed account programs and brokerage services to institutional clients, high-net-worth private clients, and retail clients, combining strategic and tactical asset allocation with investments from affiliated and third-party sub-managers.

Henry Minchin Jr. is a financial advisor at Citigroup Global Markets with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at JPMorgan Securities LLC, JPMorgan Chase Bank NA, and KCG. He is also an investor and owner/partner in a real estate project under Wood Investments Companies. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies through both discretionary and non-discretionary programs and maintains a unique combination of institutional scale and specialized market roles.

Robert Palmieri is a financial advisor at Hightower Advisors with five years of industry experience. He holds a Series 65 designation and has been with Hightower Advisors since 2019. His prior experience includes roles at R.F.- Fulcrum Group and Untracht Early. Hightower Advisors provides investment advisory and planning services to a diverse group of individual and institutional clients. The firm emphasizes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers, and offers a variety of investment vehicles and operational features.

Jeffrey Stern is a Series 66-licensed financial advisor with four years of industry experience, currently with Primerica Advisors. He has worked at Guardian Life Insurance Company and Park Avenue Securities since 2021. Outside of his advisory role, Stern serves as treasurer for a consumer energy cooperative and is involved with the New York State Society of CPAs. Park Avenue Securities LLC serves a broad retail client base, including individual investors, charitable organizations, and corporate clients, offering brokerage and advisory services along with financial and business consulting. The firm employs a range of investment strategies through proprietary and third-party portfolios and supports various account-level services such as lending solutions and donor-advised funds.

John Joyce is a financial advisor with Guardian Life and holds Series 63 and Series 66 licenses. He has 17 years of industry experience and previously worked at Morgan Stanley and Curve Asset Management, among other firms. Joyce is based in Rye Brook, NY. Park Avenue Securities LLC, doing business as Park Avenue® Wealth Management, is a broker-dealer and SEC-registered investment adviser serving individuals, pension plans, charitable organizations, and corporate clients. The firm offers brokerage services, financial planning, retirement consulting, and various advisory programs, including model portfolios and a digital advisory solution.

Kathleen Lumetta is a financial advisor with Schwab Wealth Advisory, Inc. She holds Series 63 and Series 65 licenses and has seven years of industry experience. Her prior roles include positions at TD Private Client Wealth LLC, PFS Investments Inc., Natwest Group, and HSBC. Lumetta was also previously the owner of a cost consulting business operating under the name Schooley Mitchell of Roslyn. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning for clients in the Schwab Wealth Advisory program and select Charles Schwab & Co.-referred clients. The firm’s approach centers on Charles Schwab’s standard asset-allocation models and internal research tools, offering tailored recommendations without exercising discretionary trading authority.

Thomas Mingone is a financial advisor at Hightower Advisors with 36 years of industry experience. He holds the ChFC® designation and has worked previously at Equitable Advisors, AXA Advisors, LLC, and Cmg Financial Planning Ltd. Outside of his advisory work, he serves as Vice Chairman of the board for The Rockland Community Network Inc., a nonprofit providing agricultural educational services to the local school district and community. Hightower Advisors offers investment advisory and planning services to a diverse range of individual and institutional clients. The firm’s approach includes discretionary and non-discretionary portfolio management, financial planning, retirement plan consulting, and access to a variety of investment vehicles through a multi-manager, manager selection model.

Tyler Resch is a financial advisor at Citigroup Global Markets with nine years of industry experience. He holds Series 63 and Series 66 licenses. His prior roles include multiple positions at Key Investment Services LLC, KeyBank, NYLIFE Securities LLC, and New York Life Insurance Company. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment strategies through both discretionary and non-discretionary programs. The firm combines large institutional scale with specialized market roles, providing a broad range of advisory programs, execution and custody services, and bespoke solutions for high-net-worth clients.

Raymond Smesko is a financial advisor at Janney Montgomery Scott with 35 years of industry experience. He holds the Series 66 designation and has been with Janney Montgomery Scott since 2012. Janney Montgomery Scott LLC is a large broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, families, trusts, corporate and retirement plan sponsors, and charitable organizations, offering a range of brokerage, financial planning, and advisory services.

Jonathan Karn is a Series 66-credentialed financial advisor at NewEdge Advisors with 11 years of industry experience. He has worked at GWM Advisors, Mid Atlantic Capital Corporation, Bank of America, N.A., and Merrill. Karn also serves as a board member for Colonial Village, a property management organization in Hillsdale, NJ. NewEdge Advisors is an enterprise-scale registered investment adviser serving individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations through a network of independent adviser representatives. The firm offers a broad range of portfolio management, financial planning, and consulting services, utilizing multiple program structures and technology tools to support clients and advisors.

Jeffrey Mctiernan is a financial advisor with Valic Financial Advisors holding Series 63, 65, and 66 licenses and has 26 years of industry experience. He has worked at Valic Financial Advisors since 2011 and previously at Citigroup Global Markets. Outside of advising, he is also an insurance agent for non-securities insurance products through Agia. Valic Financial Advisors serves primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants, offering portfolio management and financial planning services supported by a large network of advisors and centralized technology.

Jeffrey Hoelderlin is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and possessing 21 years of industry experience. His career includes extensive tenure at Charles Schwab and Charles Schwab Bank since 2010, as well as roles at TD Ameritrade in 2009. He is based in Stamford, CT. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and point-in-time wealth management consultations. The firm’s advice is based on Charles Schwab & Co.’s asset-allocation models and research tools, with recommendations tailored to client goals and risk tolerance.

Bryan Mcbeth is a financial advisor with Eagle Strategies (NY Life) in White Plains, NY, holding Series 63 and Series 65 licenses with 23 years of industry experience. He has been with Eagle Strategies since 2010 and has longstanding ties to New York Life and Nylife Securities Inc dating back to 2002. Eagle Strategies serves a diverse client base including individual investors, institutional plans, and charitable organizations, providing financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored recommendations and manages the majority of its assets on a non-discretionary basis, operating within an integrated New York Life affiliate structure.

John Italiano is a CFA® charterholder with 16 years of industry experience. He is currently with PlanMember Securities Corporation and has held roles at Valic Financial Advisors, Preqin, CapFinancial Partners (CAPTRUST), Cammack Retirement Group, and Neuberger Berman. Outside of his advisory work, he sells collectible coins on eBay as a hobby. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, serving as an ERISA Section 3(38) fiduciary for many plans. The firm’s investment approach includes a top-down strategic asset allocation framework and management of risk-based mutual fund portfolios, alongside education and support services for plan sponsors and participants.