James Richards is a financial advisor with Wells Fargo Clearing in West Des Moines, IA, holding Series 63 and Series 65 credentials and over 38 years of industry experience. His prior work includes roles at Wells Fargo Investments, Morgan Stanley, Windsor Financial Group, and Miles Capital. Outside of his advisory activities, Richards is an active musician involved in two bands, including releasing music on major digital streaming platforms. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement consulting, and brokerage solutions. The firm manages approximately $671 billion in assets with more than 14,000 advisors, employing research-driven approaches and offering a broad range of financial products and services.

Seth Mcclellan is a financial advisor at Cetera with 16 years of industry experience. He holds a Series 66 designation and has worked at multiple firms, including First Allied Securities, INC., Summit Brokerage Services, Inc., and Girard Securities, Inc. He has been affiliated with various Cetera entities since 2012. Cetera Investment Advisers LLC serves a wide range of clients, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and financial planning services, operating a multi-manager platform that provides access to affiliated and third-party model portfolios across multiple program structures and custodial relationships.

Ryan Gilbert is a financial advisor with Ameriprise in West Des Moines, IA, holding a Series 66 designation and 15 years of industry experience. He has worked at Ameriprise since 2018 and serves in the Air Force Reserves as a military intelligence analyst, supervising other analysts and delivering intelligence briefs. Gilbert also owns RMG Infinity LLC, which manages the operations of his practice. Ameriprise is an institutional firm offering a retirement-income planning service aimed at individuals approaching or in retirement, typically with substantial investable assets. The firm provides a range of advisory, brokerage, and insurance solutions, utilizing a centralized team and algorithmic tools to generate retirement income recommendations.

Gail O'Connor is a financial advisor at Morgan Stanley with 28 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009 and holds Series 63 and Series 66 licenses. Outside of her advisory role, she serves as president of an LLC that operates a YouTube channel for her daughters and niece. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a wide range of advisory programs to individual and institutional clients, including tailored financial and estate planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and methodologies.

Matthew Corley is a financial advisor at Edelman Financial Engines with one year of industry experience. He holds a Series 65 designation and has previously worked at A Place For Mom, Flagstar Bank, and Wells Fargo Home Mortgage. Edelman Financial Engines provides technology-enabled investment advisory services for workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages model-based and customized portfolios and serves a large client base through both advisor-led and online platforms.

Matthew Vorm is a financial advisor at Merrill with 15 years of industry experience. He holds the Series 66 designation and has been with Merrill since 2012, concurrently working at Bank of America, N.A. since 2013. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Craig Johnson is a financial advisor with Wells Fargo Clearing in West Des Moines, IA, holding Series 63 and Series 65 designations and 28 years of industry experience. He previously worked at UBS Financial Services from 1999 to 2003. Outside of advisory work, he serves as a trustee for a family investment-related entity and is involved in managing family farming and related business activities. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines research from Wells Fargo Investment Institute and third-party sources and offers both brokerage and advisory solutions across a broad range of financial products.

Alexander Trainer is a CFP® and holds a Series 66 license with nine years of experience in the financial industry. He has worked at Charles Schwab & Co., Inc. since 2016 and Charles Schwab Bank, SSB since 2020. Trainer is based in West Des Moines, Iowa. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a blend of non-discretionary and discretionary investment options, supported by multi-asset model portfolios, alternative investments, and centralized operational infrastructure.

Michael Rowedder is a financial advisor with Raymond James & Associates in Clive, IA, holding Series 63 and Series 65 credentials and 35 years of industry experience. He previously worked at RBC Capital Markets Corporation for 12 years before joining Raymond James in 2020. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a broad client base including individuals, institutions, and municipalities, offering financial planning, investment consulting, and municipal advisory services.

David Perrott II is a CFP® with seven years of industry experience, currently affiliated with Cetera. He has held prior roles at firms including Securian Financial Services, Minnesota Life Insurance, and Wells Fargo Home Mortgage. Outside of his advisory work, he serves as chairman of the deacon board for Ankeny Baptist Church and volunteers as a facilitator for Financial Peace University courses. Cetera Investment Advisers LLC is a nationwide SEC-registered firm serving individual, corporate, charitable, and institutional clients with portfolio management, financial planning, and retirement services. The firm offers a multi-manager platform with access to affiliated and third-party managers, overseeing over $256 billion in assets through more than 10,000 advisors.

Bradley Sterk is a financial advisor at Cambridge Investment Research Advisors with 40 years of industry experience. He holds the ChFC® designation and Series 63 license and has been with Cambridge since 2009. In addition to his advisory role, he is an independent insurance agent and a commissioned notary. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement advisory services. The firm provides a range of portfolio management options through various custody platforms, utilizing both proprietary models and third-party strategies tailored to client goals.

Michael Milligan is a financial advisor with Robert Baird & Co. in West Des Moines, IA, holding a Series 66 designation and bringing 17 years of industry experience. He has been with Robert Baird & Co. since 2013 and previously worked at DMKC Advisory Services, LLC from 2009 to 2013. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management department, which serves individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a variety of services including financial planning, discretionary and non-discretionary portfolio management, and customized separately managed account programs.

Kyle Black is a financial advisor with Wells Fargo Clearing in West Des Moines, IA. He holds a Series 66 credential and has 11 years of industry experience, including ten years with Wells Fargo Clearing and sixteen years with Wells Fargo Bank, N.A. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and a variety of brokerage and advisory solutions. The firm manages approximately $671 billion in assets and supports its services with research from the Wells Fargo Investment Institute and third-party databases.

Brian Jameson is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 credentials and 24 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Investments from 2007 to 2011. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Pingping Larson is a Wealth Management Advisor with Merrill Lynch Wealth Management. She focuses on delivering personalized wealth management strategies that align with clients’ individual priorities and evolving market conditions. Her practice encompasses a broad range of services including education planning, family wealth management, legacy planning, retirement income, philanthropic planning, tax minimization, and portfolio management, with special attention to women and wealth. With six years of experience in the financial industry, Pingping draws on her personal journey from financial uncertainty to stability, which fuels her commitment to financial literacy and empowering clients through tailored strategies. She holds professional designations including Accredited Wealth Management Advisor (AWMA), CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). Pingping earned her bachelor's degree from Fujian Normal University and completed an accredited certificate program at Northwestern University. Fluent in English, Chinese, and Mandarin, she is also a member of Toastmasters International. In addition to her professional role, Pingping contributes to her community through involvement with Better Money Habits for Students and Habitat for Humanity. Outside of work, she enjoys cooking, fishing, gardening, hiking, pickleball, running, scuba diving, table tennis, traveling, and spending time with her family.

Daniel Herron is a CFP® professional with 26 years of industry experience, currently serving at Raymond James & Associates since 2015. He is based in Clive, IA, and holds a Series 66 license. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse clientele including individuals, institutional investors, and municipal entities, providing financial planning, investment consulting, and specialized services such as municipal advisory.

Kaley Fleig is a financial advisor with Thrivent Investment Management in Johnston, IA, holding a Series 66 credential and 18 years of industry experience. Her prior work includes roles at Raymond James, Farm Bureau Financial Services, and Iowa State Bank & Trust Company. She also served with the Fairfield Fire Department for 13 years. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive written recommendations across various financial planning topics without implementation or discretionary portfolio management.

Jeffrey Carpenter is a financial advisor at Wells Fargo Advisors with 41 years of industry experience. He holds Series 63, Series 65, and Series 66 designations. His prior roles include positions at Wells Fargo Clearing and Wells Fargo Investments. He serves on the investment committee of the Catholic Foundation of Southwest Iowa. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutions, offering a broad range of planning areas including retirement, education, and business-owner transition planning. Advisors develop tailored recommendations using firm research and planning tools, with clients choosing how to implement them through brokerage or advisory programs.

Huey Chian Foo is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 credentials and 26 years of industry experience. He has been with MML Investors Services and Mass Mutual Life Insurance since 2000. Outside of advising, he is also active as an insurance agent specializing in health and group policies. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm employs a collaborative planning approach using firm-approved tools and offers specialized programs including estate settlement and divorce planning.

Michael Sonoiki is a financial advisor with Wells Fargo Advisors in West Des Moines, Iowa, holding the CFP® designation with 21 years of industry experience. He has worked with Wells Fargo Clearing, Wells Fargo Investments, and Edward Jones prior to his current role. Outside of his advisory work, he is involved in several business ventures, including co-ownership of Spinning Eye Photo, LLC, and serving as vice president of Malsnt Inc. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad planning menu delivered through tailored recommendations supported by Wells Fargo research and planning tools.