Bryan Carey is a financial advisor with Ameriprise in Quincy, MA, holding Series 63 and Series 65 licenses and possessing 14 years of industry experience. He previously worked at Citizens Securities, Inc. for seven years before joining Ameriprise in 2022. Ameriprise provides retirement-income planning services targeted at individuals approaching or in retirement, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports. The firm serves clients with significant investable assets and offers a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Daniel Defeo is a financial advisor with Primerica Advisors in Foxborough, MA, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has been with Primerica Advisors since 1993 and Primerica Financial Services since 1992. Outside of advising, he is involved in sales of loan products and home-related services for affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and select discretionary separately managed accounts to individual and high-net-worth clients. The firm uses third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors, operating under a tiered wrap-fee structure and maintaining oversight of model offerings.

Sam Hetu is a Planning Consultant at Fidelity Investments, where he collaborates with clients and their families to develop comprehensive financial plans focused on their life goals. He has been with Fidelity Investments since 2021, progressing through roles including Customer Relationship Advocate, High Net Worth Service Associate, and various levels of Investment Solutions Representative before assuming his current position in 2025. Sam holds insurance licenses in Arkansas and California. Outside of his professional work, he enjoys attending concerts, watching football and movies, golfing, and engaging in outdoor activities such as skiing.

Ryan Fine is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 licenses and 26 years of industry experience. He has been with Raymond James Financial Services Advisors, Inc. since 2009 and the broader Raymond James Financial Services since 2003. Outside of his advisory role, he is owner of The Semjen Group, a support company based in Braintree, MA. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm offers tailored, non-discretionary planning and uses analytical tools to support client goals, with specialized services such as municipal and public finance advisory and SIMPLE IRA Employer Advisory & Consulting Services.

Sonia DeMelo is a Wealth Management Planning Consultant at Fidelity Investments, where she partners with advisors to address service and planning needs for clients. She focuses on understanding clients' family stories and financial situations to guide them through customized planning processes. Building strong relationships and providing a high level of customer service are central to her approach, serving as a resource and advocate for clients and their families. Her career at Fidelity Investments began in 2000, progressing from Service & Trading Representative to Sr. Relationship Manager before assuming her current role in 2017. Prior to joining Fidelity, she worked as a Collections Assistant Supervisor at BankBoston from 1997 to 2000. Outside of her professional responsibilities, Sonia's personal interests include spending time at the beach, engaging in family activities, and maintaining fitness.

Kelly Woerdeman is a financial advisor at Ameriprise with 19 years of industry experience. She has worked at Ameriprise since 2017, including prior roles at Mass Mutual Investors Services and MetLife Resources. Outside of her advisory work, she serves as a military instructor with the US Army Reserve. Ameriprise offers retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

CJ Cawley is an Investment Consultant at Fidelity Investments, a position held since 2025. Prior to this role, CJ worked as a Planning Consultant at Fidelity Investments from 2024 to 2025 and served as a Relationship Manager there from 2022 to 2024. CJ's career began as a Practice Assistant at Baystate Financial from 2021 to 2022, followed by roles as Workplace Planning Consultant I & II at Fidelity Investments between 2020 and 2021. In his current role, CJ partners with clients and their families to develop personalized financial plans tailored to their individual goals and preferences, aiming to support greater confidence in their financial futures. Outside of his professional duties, CJ has interests in baseball, cooking and baking, fishing, football, and visiting museums.

Jeffrey White is a ChFC®-designated financial advisor with Cetera, bringing 37 years of industry experience. He has served as president of Harbor Insurance Group, LLC since 2005 and provides fixed insurance products including life, health, disability, annuities, and long-term care. Outside of his advisory roles, he has worked as a bartender and server at American Legion Post 83 in Lincoln, NH. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large network of independent advisors serving a diverse client base ranging from individual investors to institutional accounts. The firm offers a multi-manager platform with various portfolio management options, financial planning, and retirement services.

Jake Gorman is the Vice President and Branch Leader at Fidelity Investments, where he leads a team of associates to support clients in planning for their long-term financial well-being. He has been with Fidelity Investments since 2010, progressing through various roles including Assistant Branch Manager, Financial Consultant, Investments Representative, and Financial Representative. Prior to joining Fidelity, Jake worked as a Client Services Representative at MFS Investment Management from 2009 to 2010. His career experience focuses on client services and financial consulting within the investment management industry. Outside of his professional responsibilities, Jake's personal interests include cooking and baking, fitness, social events with friends, golf, parenthood, and skiing.

Mark Choate is a financial advisor at Fidelity with 18 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at various Fidelity entities since 2008. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios.

Ryan Mc Intyre is a financial advisor with Ameriprise in Marshfield, MA, holding a Series 66 designation and two years of industry experience. He has worked primarily at Ameriprise since 2018, with additional experience as a self-employed professional and roles at Boston College High School and Providence College. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement who meet specific asset criteria, providing detailed reports on income sources, Social Security options, and tax-smart withdrawal strategies. The firm employs a centralized consulting team that combines research, modeling, and tax-efficiency analysis to deliver tailored, algorithm-assisted recommendations.

John Mccarthy III is a financial advisor with LPL Financial in Westwood, MA, holding CFP®, Series 63, and Series 65 credentials and bringing 32 years of industry experience. He previously spent 15 years with Bay Financial Advisors, Inc. and has been with LPL Financial since 2004. He also serves as a notary public in Massachusetts. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network. The firm offers a broad range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, retirement plan consulting, and brokerage services.

William Devilly is a financial advisor with Ameriprise in Dorchester, MA, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with Ameriprise and its related entities since 2005. Outside of his advisory role, he is involved in several real estate ownership ventures through various trusts and LLCs. Ameriprise serves clients primarily with retirement-income planning services tailored to individuals approaching or in retirement who meet specific asset criteria. The firm combines research-driven modeling and tax-efficiency analysis to provide non-discretionary, written recommendations delivered through a centralized consulting team.

Patrick Langan is a Wealth Management Advisor with Merrill Lynch Wealth Management. He works to connect clients with the appropriate people, plans, and processes tailored to their unique financial ambitions. His client focus areas include college education planning, family wealth management strategies, managing new wealth, personal retirement planning, socially responsible and ESG investing, tax minimization, and retirement income. Patrick holds the CERTIFIED FINANCIAL PLANNER® (CFP) designation as well as being a Personal Investment Advisor (PIA). He earned a Bachelor's degree from the University of Massachusetts System. He emphasizes building long-term relationships with clients to adjust financial plans as their lives change, leveraging resources available through Merrill Lynch Wealth Management. Outside of his professional role, Patrick enjoys reading, running marathons, skiing, traveling, hiking, training, and practicing yoga. He also values time spent with his wife and children.

Jeremy Phelps is an Investment Consultant at Fidelity Investments, a role he has held since 2025. Prior to this, he served as a Planning Consultant at Fidelity Investments from 2023 to 2025. Before joining Fidelity, Jeremy was a Regional Sales Specialist at Amundi Asset Management from 2018 to 2023. Jeremy works closely with clients to develop financial plans aimed at helping them achieve their financial goals. He prioritizes building strong relationships with each client he works with. Outside of his professional work, Jeremy's personal interests include fitness, exploring culinary experiences, socializing with friends, golfing, and traveling.

Jeffrey Griffin is a Senior Financial Advisor with Merrill Lynch Wealth Management, specializing in providing personalized financial services and customized investment solutions. Since joining Merrill Lynch in 2006, Jeff has employed a holistic approach to assist high net worth families, corporate executives, and business owners in managing their assets and liabilities. He leverages the extensive resources of Merrill Lynch Wealth Management and Bank of America, N.A. to address clients' risk tolerance, time horizons, liquidity needs, and overall investment objectives. Jeff's expertise covers a broad range of client focus areas, including college education planning, retirement income, family wealth management strategies, philanthropic planning, and small business strategies. Jeff brings over two decades of experience in the financial services industry, including prior roles at Fidelity Investments and as Vice President with Bank of America’s Wealth Management Banking group. He works with clients in the Greater Boston area as well as Northern and Southern California, reflecting his personal and professional ties to both regions. Jeff holds an MBA with a concentration in Finance from Boston College and a Bachelor of Science in Business Administration from the University of New Hampshire. He holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Outside of his professional work, Jeff is active in community initiatives and supports the Salute Military Golf Association. A resident of Hingham, Massachusetts, he is a single father to two teenagers and enjoys spending time with his family, playing golf, coaching baseball, and running marathons. Jeff has participated in multiple marathons, including the 2011 Boston Marathon as part of the Dana-Farber Marathon Challenge team.

Gary Scheid is a financial advisor with Morgan Stanley in Norwell, MA, holding a Series 66 designation and 17 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and at Morgan Stanley Private Bank, National Association since 2015. Prior to that, he was affiliated with CitiGroup Global Markets Inc starting in 2008. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and offers planning services supported by structured discovery conversations and firm-approved tools.

Andrew Fithian is a Planning Consultant at Fidelity Investments, a role he has held since 2026. He collaborates with clients and Financial Consultants to develop financial plans tailored to individual goals and needs, providing guidance and support for important life events and financial decisions. Andrew has been with Fidelity Investments since 2023, progressing through various roles including Financial Services Representative, Financial Representative, and Relationship Manager before becoming a Planning Consultant. This experience has provided him with a comprehensive understanding of financial services and client relationship management. Outside of his professional responsibilities, Andrew enjoys family activities and participates in football, golf, and skiing.

Michael Meuse is a financial advisor at Edelman Financial Engines with 10 years of industry experience. He holds Series 65 and Series 63 registrations and has worked at Financial Engines Advisors L.L.C., Fidelity Brokerage Services LLC, and Edelman Financial Services, LLC. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm combines proprietary modeling with planner delivery and online tools, offering diverse investment solutions including discretionary management and online advice, managing approximately $326 billion for around 477,000 clients.

Bradley Armstrong is a financial advisor at Edward Jones with 16 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked for MFS Fund Distributors Inc for 14 years. Armstrong is currently based in Westwood, MA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs and investment solutions under a fiduciary standard.