William Richey is a financial advisor with ValMark Advisers, Inc. in Charlestown, MA, holding Series 65 and Series 66 licenses and possessing 11 years of industry experience. Prior to joining ValMark, he worked at Mass Mutual Investors Services and Mass Mutual Life Insurance Company from 2015 to 2024. He is also a partner and manager of Bush and Richey LLC, a family insurance and financial advisory business unrelated to his investment advisory role. ValMark Advisers provides investment advisory and financial planning services to individual and high-net-worth investors, retirement plan sponsors, and institutional clients. The firm uses diversified, goal-based model portfolios with a focus on asset allocation, implementing strategies through mutual funds, ETFs, and separate-account managers, while integrating third-party platforms and proprietary investment solutions.

Aviva Sapers is a financial advisor with Csenge Advisory Group, LLC, holding a Series 63 designation and over 41 years of industry experience. She is the owner of Sapers & Wallack, Inc., a firm engaged in insurance sales, wealth management, and retirement plan consulting. Her prior work history includes roles at Ridgeback Securities, Ltd, Integrity Alliance, LLC, Lion Street Financial, and Kestra Financial Services, Inc. Csenge Advisory Group provides investment advisory and retirement-plan consulting services to individuals, high net worth clients, charities, and corporate clients. The firm employs a combined fundamental and technical analysis approach, emphasizing relative strength and a top-down process to customize portfolios through discretionary or model-based management.

Joshua Jurbala is a Series 65-licensed financial advisor with seven years of industry experience. He is currently with RWA Wealth Partners and previously worked at Polaris Wealth Advisory Group, Adviser Investments, and contributed to the Fidelity Sector Investor Newsletter. RWA Wealth Partners serves a diverse client base including individuals, families, trusts, charitable organizations, business entities, and retirement plans. The firm employs a strategic asset allocation approach supported by a wide range of investment vehicles and offers services spanning investment management, financial and tax planning, and retirement plan advisory.

Patrick Collins is a financial advisor at Choate Investment Advisors in Boston, MA, holding a Series 65 designation with one year of industry experience. His prior roles include positions at Mission Wealth and World Energy, as well as four years at Bentley University. Choate Investment Advisors is an SEC-registered firm serving high-net-worth individuals, trusts, charitable foundations, donor-advised funds, and endowments. The firm’s investment approach focuses on diversified asset allocation tailored to clients’ risk tolerance, combining index exposures, active managers, and private fund vehicles to provide private equity exposure.

Daniel Perillo is a Series 65-licensed financial advisor with John Hancock Personal Financial Services, LLC in Boston, MA. He has one year of experience at John Hancock and Manulife Wealth Inc, along with prior roles at RBC Capital Markets and other firms. John Hancock Personal Financial Services, LLC provides financial planning and consultative services to a broad range of clients, including individuals, trusts, estates, non-profits, and businesses. The firm employs a technology-assisted, scaled service model that relies on third-party software to generate written financial plans, with implementation decisions left to clients.

Brian Katz is a CFA® charterholder with 23 years of experience in the financial industry. He is currently with Prosperity - An EisnerAmper Company and previously worked for Focus Partners Wealth, LLC and The Colony Group LLC. Katz serves as a member of the RIA Advisory Council for Ares Management, participating in meetings focused on product development and fund structures related to wealth management. Prosperity - An EisnerAmper Company provides financial planning, portfolio management, retirement-plan advisory, and consulting services to individuals, trustees, estates, retirement plans, and business entities. The firm emphasizes asset allocation and diversification, utilizing both discretionary and non-discretionary management with third-party Independent Managers and model portfolios.

Jonathan Mcgraw Bentley is a CFA® charterholder with eight years of industry experience. He is currently a financial advisor at Choate Investment Advisors, where he has worked since 2023. His prior experience includes roles at Lowell Blake & Associates Inc., Leerink Partners LLC, and Tetrem Capital Management. Choate Investment Advisors provides discretionary and non-discretionary portfolio management, financial planning, and wealth management services to high-net-worth individuals, trusts, charitable foundations, donor-advised funds, and endowments. The firm emphasizes diversified asset allocation tailored to clients' risk tolerance and combines index exposure, active management, and private fund vehicles, operating in close affiliation with the law firm Choate, Hall & Stewart LLP.

Andres Coles is a financial advisor with SVB Wealth in New York, NY, holding Series 63 and Series 65 licenses and bringing 14 years of industry experience. His prior roles include positions at Boston Private Wealth LLC and Davos Financial Advisors. He also serves as a Wealth Consultant with First Citizens Investor Services. SVB Wealth serves a diverse client base including individuals, trusts, estates, charitable organizations, family offices, corporations, and retirement plans. The firm offers wealth management, portfolio management, financial planning, and retirement plan advisory services, using fundamental, quantitative, and technical analysis alongside a formal due-diligence process for manager selection.

Victoria Tejeda is a CFP® professional with seven years of industry experience. She has been with Modera Wealth Management, LLC since 2017, following a one-year tenure at Daintree Advisors. Based in Boston, MA, she serves clients through Modera's multi-team platform. Modera Wealth Management, LLC provides wealth management, portfolio management, retirement plan consulting, and standalone financial planning services to individuals, trusts, corporations, and plan sponsors. The firm employs a diversified asset allocation strategy grounded in Modern Portfolio Theory and offers integrated accounting and tax services alongside investment management.

Anthony Frigo is a CFP® with four years of industry experience, currently serving as a financial advisor at Reynders, McVeigh Capital Management, LLC. He previously worked at Brown Brothers Harriman and has experience in both academic and entrepreneurial roles during his time at Bryant University and Frigo Foods. Reynders, McVeigh provides discretionary and non-discretionary investment management, financial planning, and consulting services to a diverse client base, including individual and high-net-worth investors, trusts, pension plans, family offices, and law-firm trust departments. The firm follows a growth-at-a-reasonable-price (GARP) investment philosophy that integrates fundamental analysis with ESG considerations and active shareholder engagement.

Carolyn Wilcox is a financial advisor with Santander Securities LLC in Taunton, MA, holding Series 63 and Series 65 designations and having 24 years of industry experience. She has been with Santander Securities and Santander Bank since 2012. Santander Securities LLC provides investment advisory and related services to a diverse client base, including individuals, corporations, charitable organizations, retirement plans, and institutional clients. The firm offers wrap-fee advisory programs, financial planning, tax and values overlay services, and securities-based lending, delivering investment advice through a managed-account platform with third-party managers and centralized service support.

Hayley Carron is a financial advisor at Moors & Cabot, Inc. based in Boston, MA. She holds a Series 66 designation and has been with Moors & Cabot since 2021. Prior to joining the firm, she gained experience in various roles outside the financial industry, including positions at State University Bridgewater and American Eagle Outfitters. Moors & Cabot serves retail and high-net-worth individuals, corporations, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm offers investment management, fee-based financial planning, consulting, and referrals to third-party wrap-fee programs, with a focus on tailoring portfolios to clients’ objectives and risk tolerances through multiple investment strategies.

Amy Qiu is a CFP® professional with 12 years of experience in the financial industry. She currently works at Choate Investment Advisors and has previously been employed at Welch & Forbes LLC, Reynders, McVeigh Capital Management, LLC, and Athena Capital Advisors LLC. Choate Investment Advisors provides discretionary and non-discretionary investment management, financial planning, and wealth management services to individuals, trustees, charitable foundations, donor-advised funds, and endowments. The firm emphasizes asset allocation based on clients’ risk tolerance and employs a diversified investment approach that includes index funds, active managers, subadvisors, and ESG research integration.

Jaime Castro Diaz is a financial advisor with Santander Securities LLC in Boston, MA, holding Series 63 and Series 66 designations and nine years of industry experience. His career includes roles at Santander Securities and Santander Bank, as well as prior work at MFS Fund Distributors. Santander Securities LLC serves a wide retail client base with approximately $3.14 billion in assets under management across over 10,800 client relationships. The firm offers investment advisory services, portfolio management through wrap-fee programs, goal-based financial planning, and access to securities-based lending and insurance products.

Vijay Addanki is a financial advisor at Flagship Harbor Advisors, LLC with one year of industry experience. He holds the Series 66 designation and previously worked at LPL Financial and Equitable Advisors. Prior to his advisory career, he spent 30 years at State Street Bank. Flagship Harbor Advisors is an SEC-registered investment adviser serving individuals, charitable organizations, corporations, and retirement plans. The firm manages approximately $3.42 billion in discretionary assets and employs a range of investment strategies across mutual funds, ETFs, individual securities, and managed accounts through a team of about 60 advisors.

Andrew Busa is a CFP® with six years of industry experience, currently advising at RWA Wealth Partners since 2021. He previously worked at Adviser Investments, LLC, Monument Group Wealth Advisors, LLC, and Wingate Wealth Advisors, LLC. RWA Wealth Partners serves individuals, families, trusts, charitable organizations, business entities, and employer-sponsored retirement plans with investment management, financial planning, tax planning, and retirement plan advisory services. The firm’s investment approach focuses on strategic asset allocation using an open-architecture platform and includes customized fixed income and cash management supported by internal credit analysis and a network of over 100 fixed income dealers.

John Clark is a financial advisor with Santander Securities LLC in Littleton, MA, holding Series 63 and Series 65 credentials and bringing 24 years of industry experience. He has worked with Santander Bank, NA since 2018 and with Santander Securities, LLC since 2015. Santander Securities LLC provides investment advisory and related services to a diverse client base, including individuals, corporations, charitable organizations, retirement plans, and other institutional clients. The firm offers wrap-fee advisory programs, financial planning, and access to securities-based lending, delivering investment advice through a managed-account platform with third-party managers and an implementation manager.

Carleton Crockett is a financial advisor with Flagship Harbor Advisors, LLC in Boston, MA, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. His prior roles include positions at LPL Financial, Next Financial Group, and Primerica Advisors. He also operates a business entity, Crockett and Associates, which he has managed since 1988. Flagship Harbor Advisors, LLC is an SEC-registered investment adviser serving individuals, charitable organizations, corporations, and retirement plans. The firm manages approximately $3.42 billion in discretionary assets and employs a range of investment strategies across mutual funds, ETFs, individual securities, and separately managed accounts through a team of about 60 advisors.

Luke Neumann is a CFP® with 10 years of industry experience, currently serving as a financial advisor at Crestwood Advisors since 2017. Prior to joining Crestwood, he worked at North Berkeley Investment Partners, LLC from 2014 to 2017. Crestwood Advisors provides comprehensive investment and wealth management services to individuals, families, foundations, endowments, pension and profit-sharing plans, and corporate clients. The firm employs a global asset allocation strategy combined with fundamental security selection and offers both discretionary and non-discretionary advisory services, including a digital investment program called Pathfinder.

Jennifer Votano is a CFP® and CFA® with 22 years of industry experience. She currently works at RWA Wealth Partners and previously held roles at Clarfeld Financial Advisors, CiTIZENS BANK, N.A., and New England Private Wealth Advisors. She occasionally assists as a class instructor for CPR training through a family-owned business. RWA Wealth Partners serves individuals, families, trusts, charitable organizations, business entities, and employer-sponsored retirement plans, providing investment management, financial planning, integrated tax planning, and retirement plan advisory services. The firm’s investment approach focuses on strategic asset allocation supported by an open-architecture platform and includes internally managed strategies and tax preparation services through its subsidiaries.