Stephen Ponichtera Jr. is a Series 63-registered financial advisor with Morgan Stanley, based in Morristown, NJ, with 54 years of industry experience. He has worked at Morgan Stanley Smith Barney since 2009 and previously held roles at Citigroup Global Markets from 1993 to 2009. He has been with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management provides advisory programs to individuals and institutional clients, offering comprehensive financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and scenario modeling as part of its approach.

Daniel Barrett is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds Series 63 and Series 66 licenses and has 29 years of industry experience. Prior to joining Raymond James in 2022, he worked for UBS Financial Services from 2011 to 2022. Barrett is also associated with 1792 Wealth Advisors in Morristown, NJ, where he serves as a financial advisor. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional investors. The firm uses tailored, non-discretionary planning supported by risk profiling and analytical modeling, and it offers specialized municipal and public-finance services not commonly found among large institutional advisors.

Arielle Thompson is a financial advisor at J.P. Morgan Securities with 19 years of industry experience. She holds a Series 66 designation and has worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2014, following a year at Citigroup Global Markets. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager research, and customized performance reporting. Their advisory process combines quantitative screens and qualitative research to build model asset allocations, with an emphasis on eligible strategies and ESG considerations.

Todd Stanard is a financial advisor with LPL Financial, holding Series 63 and 65 credentials and bringing 32 years of industry experience. His prior career includes 18 years at Lincoln Financial Advisors Corp and 10 years at Aspire Performance, LLC. Outside of his advisory role, he is involved in entrepreneurial activities through FHC Real Estate LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Edmund Tschopp is a CFP® and ChFC® with 32 years of experience in financial advising. He has worked at OSAIC since 2024 and previously spent eight years with American Portfolios Financial Services, Inc., as well as over 19 years with Kempson & Tschopp, LLC. He volunteers as a financial course facilitator at his church, where he leads discussions on budgeting, debt, and investment planning using Dave Ramsey materials. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients through a large multi-advisor platform. The firm offers brokerage and advisory services with an investment approach centered on model-based asset allocation, portfolio optimization, and access to various managed portfolio strategies and third-party managers.

Danielle Scepkowski is a financial advisor with Cetera possessing 14 years of industry experience. She holds Series 63 and Series 66 registrations and has worked at Allied Wealth Partners and Securian Financial Services. Danielle has been with Cetera and its affiliated entities since 2023. Cetera Investment Advisers LLC is an SEC-registered firm serving individual clients, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management and financial planning services, managing over $256 billion in assets through a network of more than 10,000 advisors.

Nolan Orr is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds a Series 66 designation and has previously worked at Equitable Advisors and J.P. Morgan Chase Bank, N.A. prior to his current role. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on asset allocation advice, investment manager and fund searches, and customized performance reporting within a non-discretionary advisory program.

Thomas Tishman is a Wealth Management Advisor and First Vice President at Merrill Lynch Wealth Management. In October 2024, he co-founded the Tishman-Dunst Wealth Management Group with Bryan Dunst. Tom supports clients by developing personalized financial approaches, focusing on family wealth management strategies, legacy planning, liquidity management, personal retirement planning, portfolio management services, tax minimization, and retirement income. He incorporates alternative investments alongside traditional stock and bond portfolios to help clients pursue their financial goals. Tom has more than 40 years of experience on Wall Street, including roles as a financial forecaster, government bond trader, and financial advisor. He joined Merrill Lynch Wealth Management in May 2005 and has earned several professional designations, such as Chartered Retirement Planning Counselor™ (CRPC) and Personal Investment Advisor (PIA). He holds FINRA securities registrations, CFTC commodities licenses, and life and health insurance licenses. He attained the Wealth Management Advisor functional title in 2012, was promoted to Vice President in 2013, earned his Portfolio Manager designation in 2017, and became First Vice President in 2023. His background includes an MBA in Finance and a Bachelor of Arts in Economics, Computer Science, and Mathematics from New York University’s Stern School of Business. Beyond his professional career, Tom is bilingual in English and Spanish. He has contributed to the community by serving as Head Fencing Coach at Mendham High School from 2007 to 2011 and as Volunteer Chairman of USA Fencing’s New Jersey Division from 2010 to 2016. He resides in Mendham with his wife, a residential real estate broker, and has three children pursuing careers in fields including robotics sales, urban planning, and metal sculpture. Tom's personal interests include genealogy, soccer, and yoga.

Diane Woods is a financial advisor at Morgan Stanley with 33 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley Smith Barney LLC since 2020, following a 31-year tenure at Merrill. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services that utilize structured discovery processes and firm-approved tools, managing approximately $2.74 trillion in client assets.

Claudia Mundahl is a financial advisor at Morgan Stanley with 17 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley since 2009, including a role at Morgan Stanley Private Bank, National Association since 2015. She previously held an inactive real estate license and was involved in a realty referral network. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning approach uses structured discovery and proprietary tools, offering a broad range of retail and institutional investment options.

Lindsey Galanti is a financial advisor with Morgan Stanley in Morristown, NJ, holding a Series 66 designation and 16 years of industry experience. She has been with Morgan Stanley Smith Barney since 2011 and has worked at Morgan Stanley Private Bank, N.A. since 2021. Morgan Stanley Wealth Management serves individual and institutional clients with a broad range of advisory programs, focusing on tailored financial planning and utilizing firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and offers services both directly to individuals and through corporate financial planning agreements.

Krista Li is a financial advisor at Morgan Stanley in Morristown, NJ, holding a Series 66 designation with one year of industry experience. She previously worked at Goldman Sachs Ayco, Advantage Xpo, and several accounting firms including KPMG LLP, Ernst & Young, and Deloitte. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs with a focus on tailored financial planning supported by structured processes and firm-approved tools.

Thomas Rocco is a Wealth Management Advisor with Merrill Lynch Wealth Management. He joined the firm in 2010, bringing a comprehensive understanding of the financial challenges and opportunities faced by corporate executives and private business owners. Thomas focuses on providing personalized wealth management strategies, emphasizing transparent communication and a thorough understanding of his clients’ aspirations and concerns. His approach involves translating complex financial concepts into clear, accessible advice to help clients pursue their goals, whether achieving near-term milestones, sustaining retirement lifestyles, or planning for future generations. Thomas holds a CERTIFIED FINANCIAL PLANNER® designation, along with credentials such as CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned master’s degrees from the University of California Berkeley and Columbia University, as well as a bachelor’s degree from the University of Tennessee System. His client focus encompasses areas including divorce transition planning, executive compensation, equity compensation services, retirement income, socially responsible investing, and small business strategies. In addition to his professional work, Thomas contributes to his community by serving as a financial literacy instructor for NORWESCAP. Outside of his advisory practice, he enjoys fishing, football, music, reading, spending time with his family, surfing, tennis, and yoga.

Jacob Greenberg is a financial advisor at Raymond James Financial Services Advisors, Inc. with two years of industry experience. He holds a Series 66 designation and previously worked at PwC for seven years. Outside of his advisory role, he serves as Vice President for two companies offering sales and advisory services as well as insurance products in Morristown, NJ. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and nonprofit clients. The firm offers tailored, non-discretionary planning and supports municipal and public finance work through a unique advisory affiliation.

Chelsea Chiswick is a financial advisor with Equitable Advisors, holding a Series 66 designation and 10 years of industry experience. She has worked at Equitable Advisors since 2016, previously affiliated with AXA Advisors, LLC. Outside of her advisory role, she has experience working at the Flemington-Raritan Diner. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset management. The firm delivers services through a network of Investment Adviser Representatives using a variety of third-party asset management programs and fiduciary services.

Daniel Bierals is a financial advisor at OSAIC with 33 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Osaic Wealth, Inc. since 2023, following prior roles at World Equity Group and New England Securities. He is also president of Bierals Wealth Management, LLC and is involved in insurance sales as an independent contractor. OSAIC serves a wide range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including financial planning, managed portfolios, and retirement plan consulting. The firm emphasizes model-based asset allocation and portfolio optimization supported by technology and maintains a complex affiliate network.

Matthew Tomko is a financial advisor at Morgan Stanley in Morristown, NJ, holding Series 63 and Series 65 licenses with two years of industry experience. His work background includes roles at Morgan Stanley since 2022 and prior positions at Premini Events, Hollywood Golf Club, and Fairmount Country Club. He has also held teaching roles at Fairleigh Dickinson University and Lyndhurst High School. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing firm-approved tools and modeling techniques.

Connor Brady is a financial advisor with Morgan Stanley in Morristown, NJ, holding a Series 66 designation and six years of industry experience. His prior roles include positions at Eaton Vance Management, Eaton Vance Distributors, Cantor Fitzgerald, and Morgan Stanley Smith Barney. Outside of his advisory work, he is employed as a caddie at Somerset Hills Country Club. Morgan Stanley Wealth Management serves individual and institutional clients with a wide range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. The firm’s planning process involves structured discovery and firm-approved tools, utilizing proprietary modeling techniques without providing individual security recommendations as part of standalone plans.

Jeffrey Valle is a financial advisor at Equitable Advisors in Morristown, NJ, holding Series 63 and Series 65 licenses with 33 years of industry experience. He has worked at Equitable Advisors and its predecessor AXA Advisors since 1999. He is the sole owner and managing partner of The Falcon Financial Group LLC, an outside insurance business. Equitable Advisors serves individual and institutional clients with financial planning, retirement plan consulting, and asset management programs, utilizing a network of Investment Adviser Representatives and a variety of third-party advisory models.

Sangeetha Senthil is a financial advisor at Morgan Stanley with six years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Wells Fargo Clearing and UBS Financial Services. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a wide range of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs structured financial planning tools, including Monte Carlo simulations and secular return estimates, while generally acting in an advisory capacity for plans.