Ramnarine Ramdhani is a financial advisor with MassMutual Investors Services, holding the Series 63 designation and possessing 32 years of industry experience. He previously worked at Metlife Securities Inc. for 30 years before joining MassMutual Life Insurance Co. and MassMutual Investors Services. Outside of his advisory role, Ramdhani is an independent property and casualty insurance agent and operates a tax preparation service. He is also a licensed notary public. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers comprehensive financial planning, asset management, and educational programs, utilizing analytical tools to support collaborative, annual financial planning engagements.

William Donohue is a financial advisor with Charles Schwab, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. He has been with Charles Schwab since 2013. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary model portfolios and offers a centralized structure for custody and order routing.

Douglas Williams is a financial advisor with Primerica Advisors and holds a Series 63 designation. He has 11 years of industry experience and has been with Primerica Advisors since 2015. In addition to his advisory role, he owns D Williams & Associates, Inc., an investment-related business formed for Primerica business purposes, and he is involved in sales of loan products and home security referrals through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable accounts. The firm offers advisory services at scale through a model-driven approach managed with third-party asset managers and supported by BNY Mellon Advisors and Pershing for trade execution and custody.

Stephan Shatarah is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and having 11 years of industry experience. He has worked at Cetera since 2019 and previously at Foresters Financial Services from 2015 to 2019. Outside of his advisory role, he is involved with the Ramallah Club of New York and participates part-time in a PEO benefit referral program for businesses. Cetera Investment Advisers LLC is an SEC-registered adviser that serves individuals, retirement plans, corporate, charitable, and institutional clients. The firm provides a range of portfolio management and financial planning services through a nationwide network of independent advisors and offers multiple program structures and investment options.

Lei Zhu is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and bringing eight years of industry experience. He has worked at J.P. Morgan Chase Bank and J.P. Morgan Securities since 2019 and previously at AXA Advisors. Outside of finance, he has been involved in operating Red Mango Frozen Yogurt franchise businesses through Triple Z Brothers, LLC and 4Derk, LLC. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s approach combines quantitative and qualitative research with centralized due diligence and includes broader derivatives and commodities capabilities.

Allison Fliegler is a financial advisor at Stifel with four years of industry experience. She holds the Series 66 designation and has been with Stifel, Nicolaus & Company, Incorporated since 2021. Outside of her advisory role, she serves as a board member for The Foundation for Roslyn's Educational Advancement and Development, a nonprofit focused on funding educational improvements in the Roslyn School District. Stifel serves a diverse client base including individuals, institutional clients, charitable organizations, and municipal entities, offering brokerage and investment advisory services supported by proprietary investment methodology developed by its Investment Strategy Group.

John Lantier is a financial advisor with Ameriprise in Wantagh, NY, holding a Series 66 designation and having two years of industry experience. His prior work includes roles with Copley Financial Group, the Law Office of Marina Moreno, and the New York Islanders, as well as service in the United States Marine Corps. He has held teaching positions at SUNY Old Westbury and Nassau Community College. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service focused on retirement income planning, utilizing investment research and algorithmic tools to provide tailored recommendations.

Sonya Stanley is a financial advisor with Primerica Advisors in Farmingdale, NY, holding a Series 63 designation and 11 years of industry experience. She has been with Primerica Advisors and Primerica Financial Services since 2014. Outside of her advisory role, she is involved with LifeWatch USA, a company she has worked with since 2013, and she also participates in part-time referrals for home security and automation products through Primerica Client Services, Inc. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, which offers model-delivery strategies and a limited selection of discretionary separately managed accounts to individual and high-net-worth clients. The firm employs third-party asset managers and uses a tiered wrap fee structure, with portfolio implementation handled by BNY Mellon Advisors.

Katerina Angelidakis is a financial advisor at J.P. Morgan Securities with one year of industry experience. She holds a Series 66 designation and has worked at JPMorgan Chase Bank, N.A. and J.P. Morgan Securities since 2024. Her prior work includes a role at LoveShackFancy LLC in 2023 and involvement with the Binghamton Investment Fund from 2022 to 2025. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. The firm’s advisory program offers written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by centralized due diligence and a manager solutions team.

Richard Morrow is a financial advisor at UBS Financial Services with 32 years of industry experience. He previously worked for Bank of America, N.A. for 13 years and Merrill for 30 years. He holds the Series 63 and Series 65 designations. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and uses proprietary research and model-based asset allocations to tailor investment strategies.

Thomas Santucci is a financial advisor at OSAIC with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has been with OSAIC since 2004. Outside of his advisory role, he serves on the board of the Boys & Girls Club of Metro Queens and the Queens Chamber of Commerce, and he is a hearing officer for FINRA disciplinary hearings. OSAIC Wealth serves a diverse range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and unified managed accounts. The firm emphasizes model-based asset allocation and portfolio optimization, providing access to third-party money managers and proprietary investment models.

Cordel Bryan is a financial advisor with Primerica Advisors in Lynbrook, NY, holding a Series 63 designation and 15 years of industry experience. He has been with Primerica Advisors since 2010 and Primerica Financial Services since 2008. In addition to his advisory role, he is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, corporate clients, and charitable organizations. The firm uses model-delivery strategies managed by unaffiliated asset managers and operates at scale with nearly 3,700 advisors and approximately $15.5 billion in assets under management.

Michael Kuhner is a financial advisor with Morgan Stanley in Garden City, NY, holding Series 63 and Series 66 licenses and possessing 25 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and market analyses.

Stuart Schoenfeld is a Wealth Management Advisor with Merrill Lynch Wealth Management, a position he has held since 1999. He has over 20 years of experience in the financial services industry and specializes in areas including liquidity management, personal retirement planning, portfolio management services, tax minimization, and retirement income. Stuart holds a Bachelor of Arts in Economics from Binghamton University, earned in 1997, and a Master of Business Administration with a focus on Finance and a minor in Entrepreneurship from the NYU Stern School of Business, completed in 2004. He is a CERTIFIED FINANCIAL PLANNER (CFP) and a Personal Investment Advisor (PIA). Outside of his professional career, Stuart enjoys adventure sports, baseball, biking, bowling, football, hiking, music, softball, spending time with his family, and traveling. He resides on Long Island and has a daughter.

Charles Carson is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been with Merrill for more than 25 years, providing one-on-one financial advice to business owners, executives, and multigenerational families. Charles focuses on helping clients pursue a secure and purposeful financial future by listening to their priorities and offering tailored strategies that consider the broader economic environment. His expertise spans multiple facets of wealth management, including investment strategies, trust and estate planning services, retirement planning, charitable giving, and business succession planning. Charles holds several professional designations, including Certified Exit Planning Advisor (CEPA), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), and Personal Investment Advisor (PIA). He earned his education from SUNY Buffalo. Born and raised in Long Island, Charles has supported community initiatives in the area and is a past board member of the Long Island Leukemia Society. He resides in Northport and enjoys boating, spending time with his two children, and pursuing his interest in cars.

John Merendino is a financial advisor with Ameriprise, holding a Series 66 designation and 25 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he is a co-owner of a real estate business unrelated to investments. Ameriprise is a large institutional firm offering retirement-income planning services targeted at individuals approaching or in retirement with significant investable assets. The firm provides a range of advisory, brokerage, and insurance solutions, utilizing a centralized retirement-income consulting team and a combination of research, modeling, and tax-efficiency analysis to create tailored, algorithm-supported recommendation reports.

Kenneth Olsen is a financial advisor with Morgan Stanley in Garden City, NY, holding Series 63, 65, and 66 licenses and bringing 28 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2009, including a role at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individual and institutional clients, including customized financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers both direct individual plans and Corporate Financial Planning services.

Robert Anders is a financial advisor at Morgan Stanley with 12 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC since 2021, following six years at UBS Financial Services. Morgan Stanley Wealth Management provides a wide array of advisory programs to individuals and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process involving firm-approved tools and modeling techniques.

Teresa Labo is a financial advisor at Morgan Stanley with 31 years of industry experience. She has worked at Morgan Stanley since 2017 and previously spent 28 years at Merrill. Outside of her advisory role, she is a partner in LB Eatery LLC, a cafe and food service business. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and processes.

Brian Spilkevitz is a financial advisor at J.P. Morgan Securities with 34 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at JPMorgan Chase Bank, N.A., J.P. Morgan Securities, and Chase Investment Services Corp. since 2003. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program that emphasizes written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and may include ESG eligibility criteria, supported by affiliated implementation and portfolio services.