Sean Huff is a financial advisor at LPL Financial with 12 years of industry experience. He holds the Series 66 designation and has previously worked at Cadaret, Grant & Co., Inc. and AxA Advisors. Outside of his advisory role, he is a business owner of Encompass Property Group LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad range of clients, including individuals, retirement plans, banks, and corporations. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Christopher Sharkey is a financial advisor with UBS Financial Services in Buffalo, NY, holding a Series 66 designation and nine years of industry experience. He has worked at UBS since 2017 and previously spent one year at AllianceBernstein. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, offering a broad range of capital markets services and proprietary research to support client strategies.

Tony Watson II is a financial advisor with Equitable Advisors in Williamsville, NY, holding a Series 66 designation and two years of industry experience. Prior to joining Equitable Advisors, he worked in educational roles, including as a color commentator for University at Buffalo men's basketball. Outside of advising, he has been involved with Pro Training Basketball, Inc. for over a decade. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement plan support, and access to asset management through LPL programs and various third-party asset managers. The firm uses a hybrid referral and implementation model to tailor investment solutions based on client goals, risk tolerance, and time horizon.

Robert Vogel is a CFP® with 44 years of industry experience, currently serving as an advisor at OSAIC since 2023. He previously worked at FSC Securities Corporation for 14 years. Vogel is the treasurer of the Erie County Law Enforcement Foundation and a director of the 100 Club of Buffalo, both nonprofit organizations supporting law enforcement and emergency service communities in Western New York. OSAIC serves a diverse client base including individual investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm combines brokerage and advisory services with various investment platforms and third-party solutions, utilizing asset-allocation tools and automated rebalancing to construct diversified portfolios.

Genna Chmiel is a financial advisor at Cetera with 11 years of industry experience. She holds a Series 63 designation and has worked at Cetera since 2019, following four years at Foresters Financial Services. Outside of her advisory work, she serves as executor of her parents' will. Cetera is an SEC-registered advisor that serves individual, corporate, charitable, and institutional clients through a large nationwide network of independent advisors. The firm offers a multi-manager platform with a range of portfolio management and financial planning services, overseeing over $256 billion in assets.

Colden Hollins is a financial advisor with Wells Fargo Advisors in Orchard Park, NY. He holds a Series 66 designation and has three years of industry experience, including time at Wells Fargo Clearing prior to joining Wells Fargo Advisors. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, including cash-flow, retirement, education, risk, and wealth-transfer planning, using proprietary research and tools to develop tailored recommendations.

Matthew Boss is a financial advisor at Equitable Advisors with four years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at CitiGroup and Orthobrain. His background also includes roles outside finance, such as positions with Case Western Reserve University and the East Aurora Recreational Department. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, offering both advisory and brokerage channels tailored to client goals and risk tolerance.

Lacey Dale is a financial advisor at Raymond James Financial with five years of industry experience and holds a Series 66 designation. Her prior experience includes roles at Kestra Advisory, Crux Wealth Advisors, and Robert J. Ellis Financial Advisors. She is also president of Dale Legacy Advisors, LLC, a financial advisory and planning firm. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, institutions, and nonprofits. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public-finance work through a unique municipal advisor affiliation.

Joseph Curatolo is a financial advisor with LPL Financial and holds Series 63 and Series 65 designations. He has 49 years of industry experience, including 36 years at Royal Alliance Associates, Inc. and ongoing involvement with Georgetown Capital Group since 1987. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers various advisory programs, financial planning, and brokerage services, providing both discretionary and non-discretionary management supported by in-house and third-party research.

Paul Nowakowski is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing over 25 years of experience in assisting individuals, families, businesses, and organizations with financial strategies and investment planning. He specializes in areas including family wealth management, retirement planning, investment consulting for defined contribution plans, and legacy planning. Paul is recognized as one of approximately 235 Financial Advisors nationwide designated as a Premier Retirement Benefits Consultant by Merrill Lynch. Paul holds a Bachelor of Arts degree in Political Science and Business Administration from Wittenberg University and an MBA from Embry Riddle Aeronautical University. He is a CERTIFIED FINANCIAL PLANNER™ professional and also holds the Certified Plan Fiduciary Advisor® designation. His approach emphasizes personalized financial plans tailored to clients’ priorities, with a focus on being a steward of their financial futures. Outside of his professional commitments, Paul resides in Orchard Park, New York with his wife and three children. He is a member of Orchard Park Country Club and enjoys activities such as golf, skiing, and football.

Carmen Tonellato is a financial advisor with Ameriprise in Williamsville, NY, holding Series 63 and Series 66 licenses, and has six years of industry experience. Prior to joining Ameriprise in 2022, Carmen worked at Bank of America and Merrill from 2019 to 2022, AXA Advisors in 2016, and FedEx Trade Networks from 2013 to 2019. She serves on the Board of Directors for the Niagara County Youth Bureau. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides retirement planning advice focused on dependable income sources and tax-aware withdrawal strategies, utilizing comprehensive research and algorithmic tools.

Thomas Cannavo is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and 11 years of industry experience. He has been with Cambridge since 2021 and previously worked at Independent Solutions Wealth Management and AXA Advisors. In addition to his advisory work, he owns and operates the Law Office of Thomas J. Cannavo, providing legal services. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing a range of portfolio management strategies and multiple platform arrangements.

Kevin Caffery Jr. is a financial advisor with Equitable Advisors who holds a Series 66 designation and has 16 years of industry experience. He has been with Equitable Advisors since 2009, including time with its predecessor firm, Axa Advisors, LLC. Caffery also serves as an administrator or executor of estates and trustee of trusts for family and non-family members. Equitable Advisors provides financial planning, retirement plan support, and access to asset management for individual investors, retirement plan sponsors, corporations, and charitable organizations. The firm employs a hybrid referral and implementation model, utilizing third-party asset managers and LPL programs to tailor advisory services based on clients’ goals and risk tolerance.

John Bannister is a financial advisor at Merrill with eight years of industry experience. He holds the Series 66 and Series 63 designations. His prior work includes roles at Prudential Insurance Company of America, Pruco Securities, LLC, and National Income Life Insurance Co. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal Chief Investment Office teams and third-party managers, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Randall Clark is a financial advisor at Cetera with 21 years of industry experience. He has held roles at Foresters Financial and Foresters Advisory Services LLC prior to joining Cetera in 2019. Outside of his advisory work, Clark also works as a security guard at Holiday Valley Ski Resort. Cetera Investment Advisers LLC serves individuals across a range of wealth levels, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Diana Sparks Mickey is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. She has been with LPL Financial since 2010 and concurrently works with Northwest Bank since 2016. Additionally, she is affiliated with Sage Insurance Partners as a non-variable insurance agent. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services with both discretionary and non-discretionary management, supported by extensive research and model portfolio options.

Kathleen Keefe is a financial advisor at OSAIC with 24 years of industry experience. She holds a Series 63 designation and previously worked for FSC Securities Corporation for 20 years. In addition to her advisory role, she is involved with Northeast Group, where she provides insurance services, and she assists with design work at a local gift shop. OSAIC serves a diverse client base including retail and institutional investors, offering integrated brokerage and advisory services with access to multiple investment platforms and third-party managers. The firm employs various asset-allocation tools and portfolio management options to meet client needs.

Steven Kopf is a financial advisor at Edward Jones in Williamsville, NY, holding a Series 66 designation with 11 years of industry experience. He has been with Edward Jones since 2016. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies, separately managed accounts, and affiliated mutual funds. The firm maintains a large network of advisors and branch offices and provides services under a fiduciary standard.

Alexander Bianco is a financial advisor at Equitable Advisors with 15 years of industry experience. He holds the Series 66 designation and has been with Equitable Advisors since 2010, previously working at Axa Advisors. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations, providing financial planning, retirement-plan support, and access to asset management through LPL programs and various third-party asset managers. The firm employs a hybrid referral and implementation model, combining advisory and brokerage channels to tailor services based on clients’ goals, risk tolerance, and time horizon.

Sean Hayden is a financial advisor with Cetera and holds a Series 66 designation. He has 17 years of industry experience and previously worked with National Securities Corporation, Gilman Ciocia, Inc, and Abel. Outside of his advisory role, Hayden serves as vice president of Lockport Community Services, Inc. and is a board member of the Historic Lockport Mill Race nonprofit; he is also involved in tax preparation and Medicare insurance sales through other business activities. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. It offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers, supporting a broad range of program structures and investment approaches.