Juan Espinosa is a financial advisor with Citizens Securities, Inc. in Conshohocken, PA, holding a Series 66 designation and 18 years of industry experience. His prior firms include Merrill, J.P. Morgan Securities, and Bank of America. Outside of his advisory work, he owns and trains at Goals Based Soccer. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory offerings include a digital advisory program managed with SigFig and a Managed Account program, and it operates as both a broker-dealer and insurance agency.

Ryan Hamilton is a CFP® and holds a Series 66 license with 15 years of industry experience. He has been with Janney Montgomery Scott since 2014. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, corporate and retirement plan sponsors, and municipal clients, offering brokerage, financial planning, consulting, and multiple advisory programs.

Joseph Bonfanti is a financial advisor with Hornor, Townsend & Kent, LLC and holds the Series 66 designation. He has 11 years of industry experience, including a decade at Hornor Townsend & Kent and concurrent service with Penn Mutual Life Insurance Company. In addition to his advisory role, he acts as an insurance agent involved in multi-line and life insurance brokerage. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement plan consulting. The firm operates both advisory and broker-dealer services, providing custody, execution, and brokerage capabilities alongside investment advice.

Jesse Chau is a financial advisor with Citizens Securities, Inc. in Conshohocken, PA, holding Series 63 and Series 65 credentials and two years of industry experience. His work history includes multiple consecutive roles within Citizens Securities and prior employment outside the financial industry. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans, offering investment advisory programs alongside brokerage and insurance services. The firm operates both a digital advisory platform and traditional managed account offerings, and it is wholly owned by Citizens Bank, N.A.

Brian Fairchild is a financial advisor at Citizens Securities, Inc. with nine years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Citizens Securities and Citizens Bank since 2023, following prior roles at Wells Fargo Clearing and Wells Fargo Bank. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and retirement plans, offering both advisory programs and brokerage and insurance services. The firm’s investment approach includes a digital advisory program, managed account services, and commission-based brokerage.

Brandon Lorenz is a financial advisor at Citizens Securities, Inc. with five years of industry experience. He holds the Series 66 designation and has previously worked at PCS Retirement LLC, Empower Financial Services, Bank of America, and Merrill. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors and individual retirement plans. The firm offers investment advisory programs, including a digital advisory program managed in partnership with SigFig, as well as brokerage and insurance services.

Jonathan Battillo is a CFP® and Series 66 licensed advisor at Rockefeller Financial LLC with 21 years of industry experience. He previously worked at Bank of America and Merrill from 2004 to 2024. He is nominated to join the Board of Trustees and Finance Committee at Doane Academy. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm provides discretionary and non-discretionary portfolio management, financial planning, and consulting, and operates as a registered broker-dealer offering securities transactions, variable insurance products, and investment banking services.

Daniel Seiden is a CFP® with 11 years of industry experience, currently serving at Citizens Securities, Inc. since 2018. Prior to his current role, he worked at Citizens Bank from 2011 to 2018. Citizens Securities serves a broad retail client base, including individual and high-net-worth investors as well as individual retirement plans, offering a range of investment advisory programs alongside brokerage and insurance services. The firm operates both digital and managed account advisory programs and is wholly owned by Citizens Bank, N.A.

Joseph Wilson is a financial advisor with Commonwealth Financial Network in Newtown, PA, holding a Series 63 designation and over 32 years of industry experience. He has worked with Commonwealth Financial Network and KBC Financial Services, Inc. since 2003, and previously with KBC Financial Advisors, Inc. and Independent Financial Advisors. Outside of his advisory role, he operates Wilson Financial Consulting Group, an accounting practice unrelated to investment services. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing approximately $212.7 billion in client assets. The firm provides a broad range of adviser support, including managed-account programs, third-party asset manager access, retirement consulting, and custody services.

Eric Vasil is a financial advisor with Private Advisor Group, LLC, holding the ChFC® designation and Series 63 license. He has 15 years of industry experience and has previously worked at LPL Financial, BrightHouse Securities, and MetLife Securities. Outside of his advisory role, he is a managing partner at A&E Property Holdings LLC, which is involved in mortgage and real estate services. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans by providing portfolio management, financial planning, and retirement plan consulting. The firm employs a fiduciary-based advisory model that integrates technology platforms and various investment strategies, often implementing advice through third-party managers and model portfolios from firms like Fidelity, BlackRock, and Invesco.

Ryan Mahlstedt is a financial advisor at Rockefeller Financial LLC with 7 years of industry experience. He holds Series 65 and Series 63 licenses and has worked at firms including Merrill and Morgan Stanley. Mahlstedt has been with Rockefeller Financial in various capacities since 2019. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, and corporations. The firm offers portfolio management, financial planning, and consulting services through a Private Advisor model and a consolidated investment platform that includes discretionary and non-discretionary solutions across multiple asset classes.

Steven Silverman is a financial advisor at Centaurus Financial, Inc. with 48 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Centaurus Financial since 2003, following a one-year tenure at Equitable Advisors. In addition to his advisory role, he is involved in the sale of fixed insurance and fixed annuities as a non-investment-related business activity. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base, including individuals, families, businesses, and institutions. The firm offers financial planning, portfolio management, retirement-plan consulting, and specialized advisory services through a variety of discretionary and non-discretionary arrangements.

Joseph Sinchi is a financial advisor at Citizens Securities, Inc. with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Citizens Securities since 2022. His prior experience includes roles at CitiGroup and J.P. Morgan Securities. Citizens Securities serves individual and high-net-worth investors as well as individual retirement plans, offering investment advisory programs, brokerage, and insurance services. The firm operates both a digital advisory platform and a Managed Account program and is fully owned by Citizens Bank, N.A.

Frank Hundley is a CFP® professional with 23 years of experience in the financial services industry. He has worked at Janney Montgomery Scott since 2016 and previously held roles at Bank of America and Merrill. Hundley serves on the Board of Directors for the Rutgers University Foundation. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base, including individuals, families, trusts, and institutional clients, offering a range of brokerage, financial planning, and advisory services supported by both in-house and third-party portfolio management.

Ronald Wall is a financial advisor at Stratos Wealth Partners, Ltd with 34 years of industry experience. He holds a Series 63 designation and has previously worked at JPMorgan Chase Bank NA, J.P. Morgan Securities, and Morgan Stanley. Outside of advisory duties, he is licensed as an insurance agent focusing on fixed insurance products and life insurance sales and service. Stratos Wealth Partners, Ltd is an SEC-registered enterprise advisor with approximately 379 advisors and $18.6 billion in assets under management. The firm serves individuals, retirement plans, corporations, nonprofits, and institutional clients through a model that emphasizes independent adviser representatives offering customized portfolio management and an open-architecture investment approach integrating multiple third-party platforms and sub-advisors.

Brian Hillsberg is a financial advisor with Citizens Securities, Inc. in Conshohocken, PA, holding Series 63 and Series 66 licenses and 17 years of industry experience. His prior work includes roles at Certior Financial - Kantor Financial Group, Andrew Garrett, Inc., Cordasco Financial Network, Inc., and Hartford Investment Financial Services, LLC. Citizens Securities serves a diverse retail client base, including individual and high-net-worth investors, offering investment advisory programs alongside brokerage and insurance services. The firm’s advisory approach includes a digital advisory program and managed accounts, functioning within a bank-owned structure that integrates banking, brokerage, and advisory services.

Julian Romeu is a financial advisor at Lincoln Investment with 14 years of industry experience. He holds a Series 66 designation and has worked previously at Citizens Securities, Bank of America, and Merrill Lynch. Outside of his advisory role, he breeds and sells Japanese Medaka rice fish through online platforms and auctions. Lincoln Investment is a large, enterprise-level advisory and broker-dealer serving a diverse client base, including individuals, high-net-worth investors, trusts, charities, and retirement plans. The firm offers financial planning, portfolio management, and access to third-party managers, supported by an in-house Investment Management & Research team that constructs strategic model portfolios and adaptive investment strategies.

Thomas Gallagher is a financial advisor at Janney Montgomery Scott with 14 years of industry experience. He has held roles at Janney since 2019, following prior positions at The Aranda Group, Oppenheimer & Co. Inc., and Raymond James & Associates. Outside of his advisory work, Gallagher operates Pineneedle LLC, a retail and online arbitrage business specializing in media entertainment and electronics. Janney Montgomery Scott is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base including individuals, families, trusts, estates, and institutional clients, delivering investment advice through a combination of in-house portfolio management and third-party managers across multiple advisory programs.

William Curran is a financial advisor at Cerity Partners LLC with 16 years of industry experience. He holds a Series 65 designation and has previously worked at Permit Capital Advisors, LLC and Hirtle Callaghan & Co. Mr. Curran is a managing member or authorized principal of several unregistered investment funds and maintains profit interests in these entities. Cerity Partners advises a diverse client base, including individuals, families, trusts, business entities, and institutional investors, managing approximately $166.2 billion in client assets as of December 31, 2025. The firm offers customized wealth management services, combining quantitative screening, manager selection, and direct security selection, alongside access to alternative and private market solutions for qualified clients.

Amanda Wallace is a financial advisor with Lincoln Investment in Fort Washington, PA, holding Series 63 and Series 65 licenses and nine years of industry experience. She has worked at several firms including Penn Mutual Life Insurance Co and Kestra Financial Inc. Outside of her advisory role, Wallace contributes as a freelance writer and editor for Viper Magazine UK, focusing on music-related content. Lincoln Investment Planning, LLC is a large enterprise advisory and broker-dealer serving individuals, high-net-worth investors, trusts, charities, and retirement plans. The firm offers financial planning, portfolio management, and advisor-led consulting, supported by an in-house Investment Management & Research team and a layered delivery model involving independent advisors and third-party managers.