Hannah Zogzas is a Planning Consultant at Fidelity Investments, where she focuses on delivering customer service, building client relationships, and supporting financial planning. She aims to assist clients in making informed financial decisions with confidence. Her professional experience includes roles at Fidelity Investments since 2020, starting as an Investment Consultant before becoming a Planning Consultant. Prior to this, she worked at UBS Financial Services from 2016 to 2020, progressing from Client Service Associate to Senior Wealth Planning Strategist. She also held a Client Service Associate position at Merrill Lynch from 2013 to 2016. Outside of her professional work, Hannah enjoys activities such as beach outings, family activities, hiking, outdoor adventures, parenthood, and traveling.

Brian Nason is a financial advisor with Ameriprise in Winston-Salem, NC, holding Series 63 and Series 65 designations and bringing 29 years of industry experience. His prior work includes 15 years at Ameriprise Financial Services, Inc. before joining Ameriprise in 2020. Outside of financial advising, he has been involved with At&T Family Federal Credit Union for over 30 years and owns Village Pressure Washing Co, which he founded 36 years ago. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement income planning focused on dependable income and tax-aware withdrawal strategies.

Ryan Howard is a financial advisor with Equitable Advisors in High Point, NC, holding Series 63 and Series 65 licenses and two years of industry experience. Prior to joining Equitable Advisors in 2023, he held various roles including positions at Gravity Haus and East Carolina University. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations, providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model, offering both advisory and brokerage/insurance channels to implement client recommendations.

Haskell Shelton III is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 credentials and bringing 22 years of industry experience. His career includes roles at Bb&T Investment Services and Pinnacle Financial Partners prior to joining Raymond James in 2020. Outside of his advisor role, he is an associate at Pinnacle Asset Management, where he refers potential clients to Raymond James advisors. Raymond James Financial Services Advisors, Inc. offers financial planning and investment consulting to individual, high-net-worth, institutional, and charitable clients. The firm provides tailored, non-discretionary advice using advanced analytical tools and supports a broad network of advisors and specialized services such as municipal finance and SIMPLE IRA employer consulting.

Julie Hocevar is a financial advisor at LPL Enterprise with 24 years of industry experience. She holds the ChFC®, Series 63, and Series 65 designations. Her prior experience includes roles at Prudential Insurance Company of America, PRUCO Securities, Mass Mutual Investors Services, MassMutual Life Insurance, and Metlife Securities. LPL Enterprise serves a diverse range of clients, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, consulting, and access to model wealth portfolios and third-party asset management through an integrated advisory and brokerage platform.

Ronald Copeland is a financial advisor at Merrill Lynch Wealth Management, specializing in comprehensive financial strategies. He focuses on helping clients pursue personal goals such as college education planning, portfolio management services, and retirement income planning. Ronald emphasizes creating personalized plans that account for clients' unique perspectives and priorities. With a background as a former professional athlete and three-time world champion kickboxer, Ronald applies discipline, accountability, and strategic focus in his financial practice. He draws on his experience to help clients maintain clear perspective amid complex and emotional financial decisions, aiming to facilitate informed and confident choices aligned with long-term objectives. Ronald holds the Personal Investment Advisor (PIA) designation and attended Guilford Technical Community College. Outside of his professional work, he enjoys basketball, boxing, and spending time with his family.

Byron Mason Phipps is a financial advisor at Wells Fargo Advisors with a Series 66 designation and one year of industry experience. His prior roles include positions at The Results Company, Greene Resources, First Citizens Bank, and several other firms. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by offering investment and fee-based financial planning services. The firm provides a broad range of planning solutions, utilizing proprietary research and tools, with an option for clients to implement recommendations through various brokerage or advisory programs.

Jason Allen is a financial advisor with Wells Fargo Clearing in High Point, NC, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. His prior roles include positions at Wells Fargo Advisors LLC and Wachovia Bank, N.A. He also serves as an executor for his mother's estate. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering a range of advisory and discretionary services grounded in modern portfolio theory and tailored to plan objectives and risk tolerances.

Joylette Johnson is a financial advisor with Wells Fargo Clearing in Winston Salem, NC, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors, LLC from 2014 to 2016. Johnson serves as a FINRA arbitrator in Washington, DC. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions informed by research from Wells Fargo Investment Institute and third-party sources.

William Loveless is a financial advisor at Morgan Stanley with 14 years of industry experience. He holds the Series 66 designation and has been with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning processes supported by firm-approved tools and investment committee estimates.

Michelle Seamon is a financial advisor at Merrill with 13 years of industry experience. She holds the Series 66 and Series 63 designations. Prior to joining Merrill, she worked at Wells Fargo Advisors LLC, Wells Fargo Clearing, First Citizens Bank, and First Citizens Investor Services. She serves as a board member of the Winter Garden Home Owners Association. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, and charitable organizations.

Nathan Hooker is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 designation and over 20 years of industry experience. He has worked with Cambridge Investment Research and Kestra Financial Services prior to joining his current firm. Outside of his advisory role, he serves as a board trustee for Shady Grove Wesleyan Church in North Carolina. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing a range of portfolio management approaches and platform arrangements tailored to client objectives.

Jennifer Whisenant is a financial advisor with LPL Financial in Greensboro, NC, holding a Series 66 designation and 20 years of industry experience. Her prior experience includes roles at Raymond James Financial and Raymond James Financial Services from 1999 to 2017. She is also a notary public. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Irene Apgar is a financial advisor with UBS Financial Services in Winston-Salem, NC, holding Series 63 and Series 66 licenses. She has 28 years of industry experience and has been with UBS since 2005. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

Ana Nelson is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 licenses and two years of industry experience. She has been with Wells Fargo Clearing since 2023 and has worked at Wells Fargo Bank, N.A. since 2015. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory options. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of investment products, including insurance-related vehicles and bank deposit sweep options.

Freda Evans is a financial advisor with Ameriprise in Winston Salem, NC, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. She worked at Merrill from 2009 to 2018 before joining Ameriprise Financial Services Inc., where she has been since 2018. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, known for its Premier Retirement Income service that provides detailed retirement income planning advice and tax-aware withdrawal strategies. The firm’s approach includes collaboration between centralized service teams and financial advisors, with recommendations based on proprietary research and third-party data.

Robert Proctor is a CFP® with 10 years of industry experience, currently serving at Wells Fargo Clearing in Winston Salem, NC. He has worked at various Wells Fargo entities since 2008, including Wells Fargo Bank and Wells Fargo Clearing Services. Outside of his advisory role, he co-owns an investment-related LLC with his spouse. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Samuel Etheredge is a financial advisor with Ameriprise in Jamestown, NC, holding a Series 66 designation and one year of industry experience. Prior to joining Ameriprise, he spent five years at Clemson University and five years at High Point Central High School. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, delivering tailored recommendation reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis in its approach and offers a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Darren Scales is a financial advisor with Edward Jones in Kernersville, NC, holding a Series 66 designation and two years of industry experience. He has served in the US Army through the North Carolina Army National Guard since 2003. Edward Jones is a full-service wealth management firm catering to individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large national network of advisors and branch offices.

Garrett Mullins is a financial advisor at Osaic with 22 years of industry experience and holds a Series 66 designation. He previously worked at Woodbury Financial Services, Wells Fargo Clearing, and Wells Fargo Advisors. Mullins serves as secretary of Dignity Healthcare Inc., a home health care company with which he has little involvement. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm offers integrated brokerage and advisory services, financial planning, retirement consulting, and access to third-party money managers and wrap programs.