John Welch Sr. is a CFP®, ChFC®, and Series 63 credentialed advisor with 44 years of industry experience. He is currently with Equity Services, Inc. and National Life Group, having also worked at SagePoint Financial from 2014 to 2020. Welch participates in community activities as a volunteer finance committee member for Mt. Tabor United Methodist Church. Equity Services, Inc., operating as ESI Financial Advisors, provides financial planning, consulting, and asset management services to a broad clientele including individuals, corporations, and charitable organizations. The firm offers multiple advisory platforms that combine long-term strategies with options for shorter-term trading, utilizing third-party asset managers and model portfolios.

Jacob Brock is a financial advisor with Bankers Life Advisory Services, Inc. in Charlotte, NC, holding a Series 66 designation and four years of industry experience. Prior to his advisory role, he worked at Papa Johns Inc. for five years. He is also an insurance agent with Bankers Life and Casualty, Inc., where he sells life insurance, annuities, long-term care, and senior insurance products including Medicare supplements and Medicare Advantage programs. Bankers Life Advisory Services, Inc. provides discretionary portfolio management and investment consulting primarily to mass-affluent and high-net-worth individuals. The firm focuses on customized asset allocation, tax efficiency, and a combination of fundamental, technical, and cyclical analysis to guide investment decisions.

Stuart Hansen is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has worked at TIAA and TIAA-CREF since 2004. TIAA-CREF Individual & Institutional Services, LLC provides financial planning, discretionary managed account programs, and broker-dealer services to individuals, trusts, estates, and small retirement plans, often serving clients with existing employer retirement plan relationships. The firm offers a fiduciary standard in its RIA services and acts as adviser to a donor-advised fund while operating within a vertically integrated structure.

Kate Lawson is a financial advisor with TIAA-CREF in Charlotte, NC, holding a Series 66 designation and 11 years of industry experience. She previously worked at Nuveen Asset Management and Nuveen Securities from 2020 to 2023. Lawson serves as a board member of the Virginia Tech Alumni Association Charlotte Chapter, helping to promote alumni events and raise funds for scholarships. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing TIAA-administered employer retirement plans. The firm separates one-time planning from ongoing portfolio management and acts as adviser to a donor-advised fund, operating within a vertically integrated structure that includes affiliated funds.

Ethel Muhammad is a financial advisor with Bankers Life Advisory Services, Inc., holding a Series 65 credential and three years of industry experience. She has worked at Bankers Life and its affiliated entities since 2021 and has been involved with Magnolia Consulting Services, Inc. since 1999. In addition to her advisory role, she operates as an insurance agent writing Medicare Supplement, annuity, life, health, and long-term care insurance products. Bankers Life Advisory Services, Inc. serves mass-affluent and high-net-worth individuals through discretionary portfolio management, investment consulting, and retirement plan consulting. The firm uses a combination of fundamental, technical, and cyclical analyses to tailor asset allocations and portfolio management aligned with clients’ goals and risk tolerances.

Lura Walton is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 66 licenses and having 10 years of industry experience. She has been with TIAA and TIAA-CREF Individual & Institutional Services, LLC since 2016. TIAA-CREF Individual & Institutional Services, LLC provides financial planning, discretionary managed account programs, and broker-dealer services primarily to individuals connected with TIAA-administered employer retirement plans, as well as to trusts, estates, partnerships, corporations, and small retirement plans. The firm features a fiduciary advisory model that differentiates between one-time planning services and ongoing portfolio management, offering both model and customized investment options.

Richard Fiest is a financial advisor at TIAA-CREF with 25 years of industry experience. He holds Series 63 and Series 66 designations and has been with TIAA-CREF since 2015. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning, discretionary managed account programs, and broker-dealer services primarily to individuals connected to TIAA-administered employer retirement plans, as well as trusts, estates, partnerships, corporate entities, and small retirement plans. The firm’s advisory model separates one-time planning services from ongoing discretionary management and acts as adviser to a donor-advised fund.

Courtney Huge is a CFP®-designated financial advisor with nine years of industry experience, currently affiliated with Wealth Enhancement Advisory Services, LLC. Her prior experience includes roles at LPL Financial LLC and Cetera Advisor Networks, LLC. She is based in Charlotte, NC. Wealth Enhancement Advisory Services provides financial planning, asset management, and retirement-plan consulting for individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets through a diversified investment approach that blends passive and active managers and is supported by an internal Investment Committee.

Matthew Jarrett is a CFP® with 26 years of industry experience. He has worked at Charles Schwab and related entities since 2009 and has been with Schwab Wealth Advisory since 2026. He holds Series 63 and Series 65 licenses and is based in Charlotte, NC. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program. The firm offers annual financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools, with clients making final trading decisions.

Marcus Richbourg is a financial advisor with First Citizens Investor Services, Inc. He holds Series 63 and Series 66 licenses and has three years of industry experience. Prior to his current role, he has worked at firms including UBS Financial Services and Wells Fargo Advisors. Outside of finance, he has worked in radio broadcasting with roles at Dick Broadcasting Company and Radio One. First Citizens Investor Services provides advisory and brokerage services to individuals, pension plans, charitable organizations, and corporate clients. The firm offers a range of portfolio management solutions and employs a client process that incorporates fundamental, quantitative, and technical analysis to guide investment allocations.

Gregory Marks is a financial advisor at TIAA-CREF with 20 years of industry experience. He holds Series 63 and Series 66 licenses and has been with TIAA and TIAA-CREF since 2012. Prior to joining TIAA-CREF, he worked at Pride Mobility Products for 12 years. TIAA-CREF Individual & Institutional Services, LLC provides financial planning, discretionary managed accounts, and broker-dealer services primarily to individuals connected to TIAA-administered retirement plans, as well as trusts, estates, and corporate entities. The firm separates one-time planning services from ongoing discretionary management and serves as adviser to a donor-advised fund.

Michael Jones is a CFP® with 29 years of industry experience, currently serving as an advisor at Money Concepts Capital Corp. He previously worked at GWN Securities Inc. for nine years and holds Series 63 and Series 65 licenses. Jones is based in Charlotte, NC. Money Concepts Advisory Service provides portfolio management, financial planning, and consulting to individuals, pension and profit-sharing plans, trusts, charitable organizations, and corporations. The firm offers multiple managed programs utilizing a mix of model portfolios, IAR-designed portfolios, and third-party sub-advisers, applying fundamental and technical analysis alongside modern portfolio theory.

Alexis Quen is a financial advisor at Wells Fargo Investment Institute, Inc. in Charlotte, NC, holding a Series 65 designation. Alexis has been with Wells Fargo Investment Institute since 2025 and has prior experience at Wells Fargo and in various roles outside the financial industry, including work with Voodoo Donuts. Wells Fargo Investment Institute provides institutional research, manager due diligence, model portfolio construction, and asset-allocation guidance primarily to Wells Fargo’s wealth and fiduciary businesses, as well as select external clients. The firm’s work is divided across specialized research and portfolio management divisions and focuses on delivering research and model guidance rather than direct investment management.

Kevin Iobbi is a financial advisor with TIAA-CREF based in Charlotte, NC, holding a Series 65 designation and one year of industry experience. His prior roles include positions at Third Bridge and academic appointments at Hamilton College and Greenwich High School. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division serves individuals, trusts, estates, and small retirement plans, offering financial planning and discretionary managed account programs through a fiduciary model that includes both model and customized portfolios.

Dawn Wilson is a financial advisor at &PARTNERS with Series 63 and Series 65 credentials and eight years of industry experience. She previously worked at Neuberger Berman LLC for seven years and Wells Fargo Clearing Services, LLC for two years before joining &PARTNERS in 2025. &PARTNERS serves a diverse client base including high-net-worth individuals, retirement plans, charitable organizations, and corporations. The firm offers investment management, financial and tax planning, and retirement plan consulting, utilizing a mix of proprietary and third-party strategies with ongoing monitoring and account reviews.

Rahul Kashyap is a financial advisor at TIAA-CREF in Charlotte, NC, holding a Series 66 designation with six years of industry experience. His prior roles include positions at Merrill, LPL Financial, Fortune Investment Advisory, and the United Postal Service. TIAA-CREF’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, and smaller retirement plans, often serving clients connected through TIAA-administered employer retirement plans. The firm provides both point-in-time financial planning and ongoing portfolio management, operating within a vertically integrated group that includes affiliated funds and donor-advised fund services.

Adam Dinkins is a financial advisor with First Citizens Investor Services, Inc. in Charlotte, NC, holding Series 63 and Series 65 credentials and nine years of industry experience. His prior work includes roles at Ally Invest Advisors and Wells Fargo Clearing. First Citizens Investor Services serves individuals, pension and profit-sharing plans, charitable organizations, and businesses, offering advisory and brokerage services with a client process focused on IAR-led assessments and diversified investment strategies across equities, fixed income, mutual funds, and ETFs.

Misty Petrosino is a financial advisor with Primerica Advisors based in Charlotte, NC, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. She has worked at Park Avenue Securities LLC and Guardian Life Insurance Co of America since 2017 and previously spent 13 years with Metropolitan Life Insurance Company and MetLife Securities Inc. Outside of her advisory role, she is involved with Target Market Institute, LLC, a business activity unrelated to investments. Park Avenue Securities LLC serves a diverse retail client base including individual and high-net-worth investors, charitable organizations, and corporate clients, offering both brokerage and advisory services alongside financial and retirement planning. The firm uses a combination of proprietary and third-party investment strategies and supports discretionary and non-discretionary account management with a variety of investment options.

Calvin Holmes is a ChFC® credentialed financial advisor with nine years of industry experience, currently affiliated with Eagle Strategies (New York Life) in Charlotte, NC. He has worked with Eagle Strategies since 2025 and has prior experience with Nylife Securities LLC and New York Life. Holmes also founded and operated Fitness Edge Inc. from 2016 to 2019. Eagle Strategies serves a diverse client base including individual investors, defined contribution and defined benefit plans, as well as charitable and corporate clients. The firm offers a range of advisory services and emphasizes tailored recommendations, with a significant portion of its assets managed on a non-discretionary basis.

Joshua Mayor is a CFP® professional with 13 years of industry experience, currently serving as an advisor at Corient since 2024. He previously worked at Byron Financial from 2012 to 2024 and M HOLDINGS SECURITIES, Inc. from 2014 to 2017. Outside of advisory roles, he is the managing member of AWWM, LLC, an entity established for tax purposes. Corient provides investment advisory and financial planning services to a diverse clientele, including individuals, high-net-worth clients, trusts, pension plans, charitable organizations, and corporate entities. The firm uses a goals-based, team investment approach combining in-house strategies with third-party solutions, supported by continuous portfolio monitoring and risk management tools.