Joseph Siarzynski is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. He has been with TIAA and its affiliate firms since 2003. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients connected through TIAA-administered employer retirement plans. The firm uses a fiduciary standard for its registered investment advisory services and provides access to both model and customized portfolio management.

Jennifer Krizka is a financial advisor at Mariner, holding a Series 65 credential with experience beginning in 2024. Prior to joining Mariner, she was involved with ESPO Engineering Corporation and held various roles related to education. She volunteers as an assistant coach for the Oakland University softball team, focusing on coaching the catchers. Mariner serves a wide range of clients including individuals, pension plans, trusts, and charitable organizations, offering investment management, financial planning, and retirement consulting. The firm employs customized discretionary portfolios supported by an internal management team and third-party managers, and it provides integrated tax and accounting services alongside operational CFO capabilities and a financial wellness platform.

Joseph Lopardi is a financial advisor with Fifth Third Securities, Inc. in Davidson, NC, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. He has been with Fifth Third Securities since 2015. Outside of his advisory role, he works part-time in media entertainment for Netflix. Fifth Third Securities, Inc. offers brokerage and investment advisory services through its Passageway Managed Account Program to individuals, charitable organizations, corporate clients, and institutional investors. The firm provides multiple discretionary managed-account options, including advisor-directed models and direct indexing, and is notable for its municipal-advisor registration and affiliation with Fifth Third Bank.

Elliot Otelsberg is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 66 licenses and 14 years of industry experience. He has been with TIAA-CREF and its predecessors since 2010. Outside of his advisory role, he manages several rental properties. TIAA-CREF Individual & Institutional Services, LLC provides financial planning, discretionary managed account programs, and broker-dealer services primarily to individuals connected to TIAA-administered employer retirement plans, as well as various institutional clients. The firm separates one-time planning services from ongoing portfolio management and serves as adviser to a donor-advised fund within a vertically integrated structure.

Robert Stevens is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 65 licenses and possessing 28 years of industry experience. He has been with TIAA-CREF since 2007. Outside of his advisory role, he owns a rental property that is managed by a property management company. TIAA-CREF Individual & Institutional Services, LLC offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing ties to TIAA-administered employer retirement plans. The firm provides a range of advisory services, including model portfolio management and customized portfolios under a fiduciary standard.

Robert Meek is a financial advisor at TIAA-CREF with 27 years of industry experience. He holds Series 63 and Series 66 designations and has been with TIAA-CREF since 2016. TIAA-CREF Individual & Institutional Services, LLC provides financial planning, discretionary managed account programs, and broker-dealer services primarily to individuals connected to TIAA-administered employer retirement plans, as well as trusts, estates, and small retirement plans. The firm offers both point-in-time planning and ongoing discretionary management, using model portfolios or customized portfolios managed under client-approved investment policies.

Diane Goldman is a Series 65-licensed financial advisor at TLG Advisors, Inc. with experience dating back to 2006, including roles at New Agency Partners and Creative Financial Services. She also works as an independent insurance agent focusing on retirement income planning and annuities. TLG Advisors, Inc. manages approximately $2.0 billion in discretionary assets and serves a diverse client base including individuals, retirement plans, trusts, and institutional investors. The firm combines fundamental research and Modern Portfolio Theory in its investment approach and offers both traditional advisory services and a direct-to-consumer platform called Starlight Portfolios.

Daniel Storment is a CFP® professional with nine years of industry experience, currently working at T. Rowe Price Advisory Services, Inc. He has held roles at Ally Invest Advisors, Ally Invest Securities LLC, and The Vanguard Group. T. Rowe Price Advisory Services offers a retirement-focused advisory service combining nondiscretionary financial planning, retirement income planning, and discretionary investment management. The firm serves individual investors and households primarily through portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, employing strategies such as tax-aware rebalancing and Monte Carlo simulations for income projections.

Matthew Motelson is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 65 and Series 63 licenses and bringing 11 years of industry experience. His prior work includes roles at HSBC Bank USA and HSBC Securities from 2014 to 2023. TIAA-CREF Individual & Institutional Services provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients connected through TIAA-administered employer retirement plans. The firm offers both point-in-time planning services and ongoing portfolio management, including customized portfolios managed under client-approved investment policies.

Bradley Stojetz is a financial advisor with TIAA-CREF in Charlotte, NC, holding a Series 66 designation and five years of industry experience. Prior to joining TIAA-CREF, he worked at the University of South Carolina and was involved with the YMCA. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm offers both point-in-time financial planning and ongoing portfolio management under a fiduciary standard.

Reginald James is a financial advisor with TIAA-CREF in Charlotte, NC, holding a Series 66 designation and 26 years of industry experience. He has been with TIAA-CREF since 2005. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs primarily to individuals connected through TIAA-administered employer retirement plans, as well as to trusts, estates, partnerships, corporate entities, and small retirement plans. The firm distinguishes between point-in-time planning services and ongoing discretionary management, utilizing both model and customized portfolios under a fiduciary standard.

John Hinds is a financial advisor at TIAA-CREF with 21 years of industry experience. He holds the Series 66 designation and has been with TIAA-CREF since 2012. Outside of his advisory role, he serves as a board member of J.J Designs Inc., a company marketing a cup holder product called "The Fence Buddy" targeted at youth baseball and softball teams. TIAA-CREF Individual & Institutional Services, LLC offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm’s advisory model distinguishes between one-time planning services and ongoing discretionary management, utilizing both model and customized portfolios.

Troy Seiler is a financial advisor at Wells Fargo Investment Institute, Inc. in Charlotte, NC, with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Alphastar Capital Management and Wells Fargo Bank. Wells Fargo Investment Institute provides institutional research, manager due diligence, model portfolio construction, and asset-allocation guidance to Wells Fargo wealth and fiduciary businesses as well as select external clients. The firm focuses on delivering research and model guidance rather than exercising investment discretion or holding client assets.

Christian Robinson is a financial advisor with Truist Advisory Services in Charlotte, NC, holding Series 63 and Series 65 credentials and bringing 19 years of industry experience. His prior work includes 11 years with J.P. Morgan Chase Bank and J.P. Morgan Securities LLC. Robinson serves as a trustee and committee member at Charlotte Latin School, focusing on governance and athletics program strategy. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm uses a combination of discretionary and non-discretionary approaches, supported by third-party platforms and AI-enabled research tools, to deliver customized investment solutions.

Nicholas Cappadora is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 66 licenses and bringing 17 years of industry experience. He has been with TIAA-CREF since 2007. Outside of his advisory role, he coaches youth soccer for the Charlotte Independence Soccer Club and works as a service advisor for a mobile mechanic service. TIAA-CREF’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm offers both point-in-time planning and ongoing portfolio management, including customized portfolios managed under client-approved investment policies.

Cindy Mc Ginniss is a financial advisor at First Citizens Investor Services, Inc. with eight years of industry experience. She holds Series 63 and Series 65 licenses. Her prior experience includes six years at LPL Financial, LLC and eleven years at KPM Consulting, LLC. First Citizens Investor Services, Inc. provides advisory and brokerage services to individuals, pension and profit-sharing plans, charitable organizations, and corporate entities. The firm uses a client-centered approach involving assessments of financial needs, risk tolerance, and time horizon to guide portfolio allocation across various asset classes.

Michael Krawczyk is a financial advisor at TIAA-CREF in Charlotte, NC, with 22 years of industry experience. He holds Series 63 and Series 65 licenses and has been with TIAA-CREF since 2017. TIAA‑CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing retirement plan relationships through TIAA. The firm offers both point-in-time financial planning and ongoing portfolio management utilizing model and customized portfolios within a vertically integrated structure.

Christian Serock is a financial advisor at Principal Financial Services with 28 years of industry experience. He holds Series 63 and Series 66 licenses and has worked with Principal Financial Services since 2016. He also serves as a bank officer at Principal Bank and Principal Trust Company to support retirement plan account relationships. Additionally, he works seasonally at Williams-Sonoma in a customer service role. Principal Securities provides brokerage and registered investment advisory services to individual investors, retirement plans, trusts, estates, and various business entities. The firm offers financial planning, retirement plan consulting, and access to third-party money manager programs through both adviser and promoter arrangements.

Alhamisi Simms is a CFP® with seven years of industry experience, currently serving as a financial advisor at TIAA-CREF. He has been with TIAA since 2006 and joined the TIAA-CREF Advice & Planning Services division in 2025. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm separates one-time planning services from ongoing discretionary management and operates within a vertically integrated group that includes affiliated funds and donor-advised fund advisory services.

Sean Orr is a financial advisor at Wells Fargo Investment Institute, Inc. in Charlotte, NC, holding Series 63 and Series 65 licenses with eight years of industry experience. He has worked within multiple Wells Fargo entities since 2016, including Wells Fargo Investment Institute and Wells Fargo Clearing Services. Wells Fargo Investment Institute (WFII) is an SEC-registered, bank-affiliate advisory and research organization that provides due diligence, securities research, and asset allocation guidance primarily to Wells Fargo wealth and fiduciary businesses. The firm delivers impersonal, non-discretionary model portfolios and capital market assumptions to affiliated businesses for implementation.