Shilpa Mirchandani is a financial advisor at Merrill with a Series 66 credential and four years of industry experience. She previously worked at Wells Fargo Bank, Wells Fargo Clearing Services, and City National Bank. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Shambrielle Speights is a financial advisor at Charles Schwab with Series 63 and Series 65 credentials and two years of industry experience. Her professional background includes roles at Charles Schwab Bank, Schwab Wealth Advisory, Aerotek, New York Life, and Experian. Charles Schwab & Co., Inc. serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers investment guidance through multi-asset model portfolios and due diligence on alternative investments.

John Papa is a CFP® professional with 26 years of industry experience, currently serving at Cetera. He has been involved with Papa & Kaczor P.A. since 1990, holding roles in tax preparation, business consulting, and financial planning. In addition to his advisory work, he owns and manages Archangel Properties, LLC, a commercial real estate rental business. Cetera Investment Advisers LLC is an SEC-registered firm supporting over 10,000 advisors and approximately 800,000 clients with a multi-manager platform that offers discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Sabastien Ridore is a financial advisor at Charles Schwab with a Series 66 designation and experience beginning in 2024. Prior to joining Schwab, he held positions in various industries, including insurance and education. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a formal alternative-investment onboarding process.

Rolando Quintana is a financial advisor with Charles Schwab, holding Series 63 and Series 66 credentials and three years of industry experience. His prior roles include positions at Empower Financial Services, Fidelity Investments, and Azcomp Technologies. Charles Schwab & Co., Inc. serves a broad client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory services and access to discretionary separately managed accounts, supported by multi-asset model portfolios and alternative investment options.

Nicole Roberts is a Senior Financial Advisor with the Roberts & Associates Group at Merrill Lynch Wealth Management in Heathrow, Florida. In this role, she provides integrated strategy, advice, and service to clients, their families, and their businesses. Nicole helps clients pursue meaningful objectives and lead more satisfying financial lives by developing personalized financial strategies tailored to their long-term goals. With over 25 years of experience in the financial services industry, Nicole's expertise includes customized investment management, trust and estate planning services, business and succession strategies, charitable giving, and access to tailored lending services through Bank of America. She works closely with clients' external tax and legal advisors to ensure clear communication and effective collaboration. Nicole holds the Certified Divorce Financial Analyst® certification and the Personal Investment Advisor (PIA) designation. Nicole earned her Bachelor's Degree in Business Administration with a focus on Finance and Accounting from Eastern Michigan University. Before joining Merrill Lynch Wealth Management in 2019, she held positions at Comerica Bank, The Private Bank and Trust Company, and J.P. Morgan. In her free time, Nicole enjoys boating, golfing, hiking, cooking, interior decorating, reading, and spending time with her family.

Marco Lopez is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Morgan Stanley, E*TRADE Securities LLC, Charles Schwab, and Bank of America. Lopez is currently based in Altamonte Springs, FL. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process is supported by a centralized due diligence team and includes broader capabilities such as futures and security-based swap dealer services.

Catherine Carpenter is a Certified Financial Planner® professional with nine years of industry experience. She has been with Charles Schwab & Co., Inc. since 2016. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts, supported by a multi-asset model portfolio approach and centralized operational structure.

Christopher Snively is a CFP® with 22 years of industry experience, currently serving as a financial advisor at Wells Fargo Advisors since 2023. He previously worked at Wells Fargo Clearing from 2016 to 2023 and A. G. Edwards & Sons, Inc. from 2004 to 2008. Snively is the owner of Latus Wealth Management LLC, a financial planning practice based in Longwood, FL. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services and uses proprietary research and tools to develop tailored recommendations delivered through meetings and written summaries.

Michael Allen is a financial advisor with Charles Schwab in Orlando, FL, holding Series 63 and Series 66 licenses and 36 years of industry experience. He has been with Charles Schwab since 2000 and previously worked at TD Ameritrade Inc. in 2024. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, utilizing multi-asset model portfolios, strategic asset allocation, and alternative investment options through a centralized operational structure.

Debbie Van Gaale is a financial advisor at J.P. Morgan Securities with three years of industry experience. She holds a Series 66 designation and has previously worked with Synergy Wealth Alliance/LPL Financial LLC and Certified Financial Group. Outside of her advisory role, she serves as trustee for a family trust. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative analysis and qualitative research to support client recommendations.

Eve Stairs is a Wealth Management Advisor with Merrill Lynch Wealth Management, where she has been serving clients since 2004. With a career in the financial industry that began in 1996, Eve applies a consultative approach that starts by understanding her clients' goals through in-depth conversations. Her focus areas include managing new wealth, personal retirement planning, philanthropic planning, and portfolio management services. She prioritizes building trusted relationships and helping clients make informed, objective decisions about their financial futures. Eve holds a bachelor’s degree in Marketing from the University of North Carolina in Wilmington. She has earned multiple professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She was recognized in 2023 as a member of The Tilghman Fowler Lawhead Group on the Forbes "Best-in-State Wealth Management Teams" list. Residing in Fayetteville with her husband and two sons, Eve is an active member of her community, involved with the Center for Economic Empowerment & Development (CEED). Outside of work, she enjoys reading, traveling, and spending time with her family and friends.

Yevgeny Veksler is a financial advisor at Charles Schwab with nine years of industry experience. He holds the Series 66 and Series 63 designations and has previously worked at Fidelity Investments, Fisher Investments, Wells Fargo, Bank of America, and Merrill. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and employs a multi-asset model portfolio approach supported by centralized custody and operational infrastructure.

Justin Rogin is a financial advisor at Charles Schwab with 21 years of industry experience. He has worked at Charles Schwab since 2006 and holds the Series 66 designation. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary guidance and access to discretionary separately managed accounts, with a multi-asset investment approach supported by centralized custody and operational infrastructure.

Dana Richmond is a financial advisor at Cetera with five years of industry experience. She holds a Series 66 designation and has worked at firms including Evershore Financial and Minnesota Life Insurance Company. Richmond is a founder and director of the Winter Park Lifelong Learning Foundation, where she supports and provides community education programs, and she holds a partnership interest in a restaurant group in Tallahassee, FL. Cetera Investment Advisers LLC is an SEC-registered advisor that offers a multi-manager platform serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm provides portfolio management, financial planning, and access to various program structures, managing over $256 billion in assets with more than 10,000 advisors nationwide.

Jaime Llanos is a Series 66-credentialed financial advisor at Charles Schwab with two years of industry experience. His prior roles include positions at Merrill Lynch and Natixis, among others. He works out of Orlando, Florida. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm provides investment guidance via multi-asset model portfolios and offers both non-discretionary and discretionary advisory options through affiliated entities.

David Rivas is a CFP® and Series 66-licensed financial advisor with Edward Jones, based in Lake Mary, FL. He has 14 years of industry experience and has been with Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a wide range of advisory strategies and supports approximately $1.01 trillion in assets under management through a large national network of advisors and branch offices.

Gregory Baird serves as a Resident Director in the financial services sector. He specializes in wealth management, focusing on creating and implementing personalized financial plans tailored to clients' unique needs. Gregory's work involves managing investment portfolios and developing strategies that support clients' long-term financial goals. He began his career in financial advising in 1988 and has since earned multiple professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), Certified Private Wealth Advisor® (CPWA), Chartered Retirement Planning Counselor™ (CRPC), and Chartered Retirement Plans Specialist™ (CRPS). Gregory holds a Bachelor's degree from Georgetown College and has completed various professional development programs related to financial advising. Gregory is actively involved in community initiatives, including participation with the Ovarian Cancer Research Alliance, and has served as a member of the Advent Health Cancer Institute Board.

Robert Crews is a financial advisor with Cetera, holding a Series 66 designation and nine years of industry experience. He has worked with Cetera and Cetera Wealth Services since 2025 and previously with Concourse Financial Group Securities Inc for eight years. Outside of his advisory role, he is involved in several business activities including tax accounting, mortgage brokerage, and managing financial and assurance services at Solutions Group. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad range of clients including individuals, retirement plans, corporate and charitable entities, and institutional accounts. The firm offers a variety of portfolio management and consulting services through a multi-manager platform that allows access to both affiliated and unaffiliated third-party managers.

Branden Murphy is a financial advisor at Charles Schwab with 11 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Charles Schwab since 2022, following a decade at TD Ameritrade. Based in Orlando, FL, he provides advisory services within Schwab’s wealth management platform. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options via multi-asset model portfolios and maintains a centralized operational structure supporting a large client base.