Joel Sanabria is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 16 years of industry experience. He has been with Wells Fargo Clearing since 2016, following a brief tenure at Wells Fargo Advisors. Outside of his advisory role, he has been involved with J.R. International Motorsports Inc. since 2014. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Raphael Almeida Leite Neto is a financial advisor with Equitable Advisors in Miami, FL, holding a Series 66 designation and 10 years of industry experience. He has worked with Equitable Advisors since 2016 and previously was associated with Axa Advisors, LLC. Outside of his advisory role, he serves as a parish financial counselor for Saint Louis Catholic Church and works as an enrollment agent specializing in taxation and representing taxpayers before the IRS. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension plans, corporations, charities, and other institutional clients. The firm utilizes a range of advisory models, including third-party TAMPs and LPL-sponsored programs, offering mutual funds, ETFs, separately managed accounts, and select alternative investments.

Roberto Frazao is a financial advisor with Morgan Stanley in Key Biscayne, FL, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. He has worked with Morgan Stanley since 2014 and with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and scenario modeling in its financial planning process.

Maria Viteri is a financial advisor with Equitable Advisors in Miami, FL, holding Series 63 and Series 65 credentials and over 31 years of industry experience. She has been with Equitable Advisors since 1999 and previously associated with AXA Advisors, LLC. Outside of her advisory role, she is the president and owner of Crispy Churros in San Jose, Costa Rica. Equitable Advisors serves individuals ranging from non-high-net-worth to high-net-worth clients, as well as pension plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset management programs delivered through a network of Investment Adviser Representatives and third-party asset managers.

Antonio Lopez is a financial advisor at Cetera with 19 years of industry experience. He holds Series 63 and Series 66 designations and has worked at firms including Edward Jones and Waddell & Reed. Lopez is also the owner and partner of Triumph Wealth Management and serves as president of a local business networking group in Coral Gables, FL. Cetera Investment Advisers LLC distributes services through a nationwide network of independent advisors and serves individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services with access to model portfolios, third-party managers, and various program structures.

Juan Sanchez Rincon is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and three years of industry experience. His prior work history includes roles at Bank of America, Merrill, and Key Bank. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting across brokerage and advisory solutions.

Carlos Fabian Rodriguez Ramos is a financial advisor at Morgan Stanley with seven years of industry experience. He holds a Series 66 designation and has worked at various Morgan Stanley entities since 2016, including Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Alejandro Jerez is a CFP® and Series 66-licensed financial advisor with 13 years of industry experience. He is currently with Cambridge Investment Research Advisors and previously worked at Lincoln Financial Advisors for 13 years. Outside of advising, he serves as Treasurer of the Chile-US Chamber of Commerce in Miami. Cambridge Investment Research Advisors is an SEC-registered firm serving a diverse client base including individuals, pension plans, and charitable organizations. The firm offers financial planning, investment management, and retirement plan advisory through a network of independent professionals, utilizing a range of discretionary and non-discretionary strategies across multiple platform arrangements.

David Angulo is a financial advisor with Fidelity in Coral Gables, FL, holding a Series 66 designation. He has one year of industry experience and has previously worked in logistics, event planning, healthcare, digital marketing, and parks and recreation. He has also been involved with Nicklaus Children's Hospital and Hurricane Digital Marketing. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors, through a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages discretionary and non-discretionary portfolios, fund advisory, and model portfolios, employing systematic methodologies and oversight controls.

Hector Ferran is a CFP® professional with 14 years of experience in the financial services industry. He is currently with Wells Fargo Clearing, where he has worked since 2022, following six years at Merrill and Bank of America. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting, managing approximately $671 billion in assets through a network of more than 14,000 financial advisors.

Candice Mora is a financial advisor with Wells Fargo Advisors in Miami, FL, holding Series 63 and Series 65 credentials and 24 years of industry experience. She has worked with Wells Fargo Advisors and related entities since 2009. Outside of her advisory role, she has an ownership interest in JMCLM, LLC, a financial practice based in Miami. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and integrates advisory offerings with other financial products and referral channels.

Osvaldo Duran Jr. is a financial advisor at Wells Fargo Clearing with 25 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC and First Union National Bank. Outside of his advisory role, he works as an Uber driver in Miami, FL. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory options. The firm’s approach is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Ondina Clevenger is a financial advisor at Wells Fargo Clearing with 26 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing Services, Morgan Stanley Smith Barney, and Citigroup. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Daniel Corrigan Fine serves as an International Wealth Advisor and Vice President at Merrill Lynch Wealth Management. Since beginning his financial services career in 2013, he has specialized in building tailored wealth management strategies for global investors. Daniel's approach emphasizes listening closely to clients to develop comprehensive plans that align with their individual goals. His areas of expertise include divorce transition planning, family wealth management strategies, services for defined benefit plans, international wealth management, personal retirement planning, socially responsible and ESG investing, women and wealth, sports and entertainment, tax minimization, and retirement income. Daniel holds several professional designations including Certified Investment Management Analyst (CIMA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He earned his bachelor's degree from the University of Miami. Daniel is fluent in English and Spanish. Outside of his professional work, he is involved with Big Brothers Big Sisters of America. His personal interests include adventure sports, football, music, scuba diving, skiing, swimming, table tennis, tennis, traveling, and yoga.

Maria Figarola Arazoza is a Managing Director and International Wealth Advisor at Merrill Lynch Wealth Management. She joined the firm in 1987 and leads The Arazoza-Armerique Group, which includes another Financial Advisor and three Senior Registered Wealth Management Client Associates. The team focuses on delivering disciplined wealth management strategies and services to both domestic and international high net worth clients, emphasizing integrity, accountability, and transparency. Maria holds a Bachelor’s degree from Florida International University and maintains Series 3, 7, 63, and 65 FINRA registrations. She is a CERTIFIED FINANCIAL PLANNER® certificant and has earned the Certified Investment Management Analyst® (CIMA) and Certified Plan Fiduciary Advisor® (CPFA) designations. Throughout her career, she has served on several boards and committees, including the Merrill Diversity Advisory Council, the leadership team of the Women’s Exchange Miami Chapter, the Catholic Community Foundation, and the Centro Mater Foundation. She currently serves on the Archdiocese of Miami Investment Committee and the Epiphany Parish Finance Council. Maria has been featured as a financial planning expert on networks such as CNN en Español, Telemundo, Univision, Fox, and NBC 6, as well as in various print publications. She is married to Carlos Arazoza and has two daughters and three grandsons.

Denise Alvarez is a financial advisor at UBS Financial Services with 22 years of industry experience. She holds Series 63 and Series 65 designations and has been with UBS since 2010. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm employs proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

William Gomez Moller is a financial advisor with UBS Financial Services in Coral Gables, FL, holding a Series 66 designation and 14 years of industry experience. He has been with UBS since 2014. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides research-driven, tailored investment solutions.

Mariana Baena is a financial advisor at Fidelity with one year of industry experience. She holds a Series 66 designation and has previously worked at Bank of America, Plus International Bank, Wells Fargo, and Ruby Tuesday. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios comprising mutual funds, ETFs, and ETPs.

Denise Chin Quee is an International Wealth Advisor at Merrill Lynch Wealth Management. She works closely with her clients to understand their needs and investment goals, building a strong financial foundation that helps grow and protect their livelihood. Denise is committed to providing transparent and straightforward guidance across all areas of her clients' financial lives, and she emphasizes building long-lasting relationships. With over two decades of experience, Denise specializes in creating and developing financial strategies through various market conditions, including recessions, rising and falling rates, and both bull and bear markets. Her expertise includes divorce transition planning, family wealth management strategies, international wealth management, personal retirement planning, portfolio management services, socially responsible investing, tax minimization, retirement income, and advising women and clients in sports and entertainment. Denise holds several professional designations, including Certified Exit Planning Advisor (CEPA), Certified Investment Management Analyst (CIMA), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), Retirement Accredited Financial Advisor (RAFA), and Sports & Entertainment Accredited Wealth Management Advisor (SE-AWMA). She attended the University of Miami and Broward Community College without earning a degree and holds a High School Diploma from Cooper City High School. Denise participates in community organizations such as the Chinese Cultural Association and the Jamaican Dental Mission. Her personal interests include fishing, gardening, music, and running.

Bryant Wright is a financial advisor with Raymond James & Associates in Coral Gables, FL, holding Series 63 and Series 66 licenses and 17 years of industry experience. He has worked at Raymond James since 2020 and previously spent over a decade at Morgan Stanley in various roles. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and specialized municipal advisory services.