C Emmerson Small is a CFP® with 41 years of industry experience, currently serving at Wells Fargo Clearing since 2016. Prior to this, Small worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non‑qualified deferred compensation plans, offering services such as investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with an emphasis on tailored services and ERISA fiduciary responsibility.

Joseph Connolly is a financial advisor at Merrill with Series 63 and Series 66 credentials and 22 years of industry experience. He has been with Merrill since 1998, totaling 28 years at the firm. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Donald Stewart is a financial advisor with Morgan Stanley in Palm Beach Gardens, FL, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. since 2015 and with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management serves individual and institutional clients by offering a wide range of advisory programs, including tailored financial planning. The firm’s process uses structured discovery conversations and advanced modeling tools, managing approximately $2.74 trillion in client assets.

Elizabeth Carpenter is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. She holds Series 66 and Series 63 licenses. Prior to joining J.P. Morgan in 2021, she worked at Morgan Stanley Smith Barney LLC for five years and was involved with Atlas Cruises & Tours from 2011 to 2023. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Michael Comcowich is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. His prior roles include positions at Avantax Advisory Services and Glowacki & Company. He serves as treasurer and board member for the Windrift at Jonathans Landing Homeowners Association. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.

Marc Rudofker is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Raymond James & Associates since 1998. Outside of his advisory role, he serves as a board member for the Wellness Community of Philadelphia, assisting with the organization's financial management. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser that manages approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and investment consulting with a non-discretionary approach.

Joshua Baker is a financial advisor with Ameriprise in Palm Beach Gardens, FL, holding a Series 66 designation and 14 years of industry experience. Prior to joining Ameriprise in 2020, he worked at Bank of America and Merrill from 2011 to 2020. He serves on the board of directors for the Alton Neighborhood 2 Homeowners Association. Ameriprise offers retirement-income planning services focused on individuals nearing or in retirement with significant investable assets. The firm combines research and modeling with a centralized consulting team to deliver tailored, non-discretionary recommendations, primarily for clients holding assets in Ameriprise-managed accounts.

Brooks Russo is a financial advisor at Fidelity with Series 65 and Series 63 credentials and two years of industry experience. Prior to joining Fidelity, he worked at Allworth Financial for one year and spent seven years at the Spinal Health Institute. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage a variety of investment products and model portfolios.

Michael Dworetsky is a financial advisor with LPL Financial in Palm Beach Gardens, FL, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has previously worked at StoneX Securities Inc, Trust Advisory Group, Ltd, AGES Financial Services, Ltd., and Source Capital Group. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers various advisory programs, financial planning, and retirement plan consulting, and supports its services with research, model portfolios, and technology-driven strategies.

Charles Cooper is a financial advisor with UBS Financial Services in Palm Beach Gardens, FL, holding Series 63 and Series 65 designations and bringing 45 years of industry experience. He has been with UBS since 2016. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, including fee-based financial planning and discretionary portfolio management. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor client solutions.

Nikolas Papageorge is a financial advisor at Raymond James & Associates with nine years of industry experience. He holds the Series 66 designation and has worked previously at UBS Financial Services, Bank of America, Merrill, and the University of Arizona. He is based in Palm Beach Gardens, Florida. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base—including individuals, institutions, pension plans, and charitable organizations—and offers financial planning, investment consulting, and institutional fiduciary services through a range of portfolio management styles and affiliated research.

Michael Ladd is a financial advisor at Morgan Stanley with 18 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2015. He is based in Palm Beach Gardens, FL. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning and manages approximately $2.74 trillion in client assets.

Kyle Hedden is a financial advisor at J.P. Morgan Securities with six years of industry experience. He holds the Series 66 designation and has worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2020. Prior to joining the firm, he was involved with American Writers & Artists, Inc. and The Hope Center for Rehabilitation. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and incorporating an ESG eligibility framework in its recommendations.

Edward Thomasco II is a financial advisor at RBC Capital Markets with 36 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Morgan Stanley Private Bank, National Association, and Morgan Stanley Smith Barney. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers tailored advisory programs combining portfolio management, financial planning, and brokerage services, leveraging both in-house and third-party investment managers to implement strategies aligned with client risk profiles.

Jose Mercy is a financial advisor with Wells Fargo Advisors in Palm Beach Gardens, FL, holding a Series 66 designation and two years of industry experience. Prior to joining Wells Fargo Advisors in 2026, he worked at Truist Advisory Services and Ameriprise. Outside of his advisory roles, his background includes positions in nutrition and retail. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that provides investment and financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and integrates advisory offerings with other financial products and referral channels.

James Tomlin is a Wealth Management Advisor and Senior Vice President at Merrill Lynch Wealth Management. He co-founded The Williams Tomlin Group, a wealth management team dedicated to providing disciplined, goals-based strategies to affluent individuals and families. He has been with Merrill Lynch since 1981, drawing from over 40 years of experience in wealth management to assist clients in retirement income planning, legacy planning, tax minimization, and portfolio management. James graduated from Chaminade High School and earned a bachelor's degree in marketing and finance from St. Bonaventure University. Prior to his financial career, he served for seven years in the United States Army, including four years on active duty with the Ninth Infantry Division and XVIII Airborne Corps. He holds the Personal Investment Advisor (PIA) designation and has been recognized by Forbes magazine on its "Best-in-State Wealth Advisors" list consistently from 2018 through 2026. Active in his community, James serves on the board of the Long Island Caddie Scholarship Fund and is a past board member of Bethany House and the Leukemia Society of Long Island. He has also held leadership roles at the Rockville Links Country Club, serving as tournament chairman and president. James resides in Rockville Centre with his wife and has two daughters.

Robert Mayer is a CFP®-certified financial advisor with Ameriprise in Jupiter, FL, bringing 26 years of industry experience. He has been with Ameriprise and its affiliated entities since 2009. Outside of his advisory work, he owns and operates Mayer's Bedding LLC, an online retailer of bedding supplies. Ameriprise provides a retirement-income planning service focused on individuals nearing or in retirement who meet specific asset criteria. The firm combines research and modeling with personalized recommendations delivered through a centralized consulting team, offering a wide range of advisory, brokerage, and insurance solutions.

Debbie Wilson is a financial advisor with Morgan Stanley in Palm Beach Gardens, FL, holding Series 63 and Series 66 credentials and bringing 30 years of industry experience. She has been with Morgan Stanley since 2009. Outside of her advisory role, she is the sole proprietor of RTDR, LLC, a business based in Hobe Sound, Florida. Morgan Stanley Wealth Management offers a broad array of advisory programs to individuals and institutional clients, including tailored financial planning that uses firm-approved tools and models to support client decisions.

Nancy Moon is a financial advisor with UBS Financial Services in Palm Beach Gardens, FL. She holds Series 63 and Series 66 licenses and has 36 years of industry experience, including 10 years with UBS. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides fee-based financial planning, portfolio management, and a range of capital markets and research resources.

Tristin Tan is a financial advisor with Ameriprise Financial Services, LLC, holding a Series 66 designation. Tan's professional experience includes service at Ameriprise since 2026, as well as prior roles with the University of Florida and the Alachua County School District. Ameriprise Financial Services is a large, diversified firm serving both individual and institutional clients. The firm offers a Premier Retirement Income service that provides ongoing retirement planning advice focused on income stability and tax-aware withdrawal strategies, supported by proprietary research and third-party data.