Steven Laughlin is a financial advisor at Merrill with a Series 66 designation and 10 years of industry experience. He has been with Bank of America, N.A. and Merrill since 2016. Merrill, alongside its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Alexander Fraga is a financial advisor with Merrill based in Franklin, TN. He holds the Series 66 designation and has seven years of industry experience. Prior to joining Merrill, he has been associated with Bank of America since 2013. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Eric Johnson is a CFP® with 30 years of experience in the financial services industry. He is currently with LPL Financial, having joined in 2024, and has previously worked at Campbell Johnson Wealth Advisors, Raymond James Financial Services, Morgan Stanley Private Bank, and Morgan Stanley/CitiGroup/Smith Barney. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a broad network of investment adviser representatives.

Kevin Barajas is a financial advisor with MassMutual Investors Services and holds a Series 66 designation. He has three years of industry experience, including prior roles at Principal Securities, Inc. and Centurio Wealth/One America Securities. Outside of his advisory work, he has been involved with soccer organizations such as the Massapequa Soccer Club and North Atlanta Soccer Association. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, with planning engagements structured as annual, collaborative relationships focused on goal analysis and written recommendations.

Jonathan Winkler is a financial advisor at LPL Financial with nine years of industry experience. He previously worked at Bankers Life Securities, Inc. and Bankers Life & Casualty, Inc. for eight and ten years, respectively. His credentials include a Series 66 designation. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, third-party asset management, and institutional platforms.

Alec Sessing is a Financial Consultant at Fidelity Investments, a position he has held since 2022. He specializes in working with families and retirees to prepare for and navigate retirement, focusing on aligning financial decisions with their long-term goals and priorities. Alec emphasizes maintaining a sustainable balance between income and expenses and advocates for a disciplined investment process before considering more complex strategies. Prior to joining Fidelity Investments, Alec served as a Private Client Banker at JPMorgan Chase Bank N.A. from 2019 to 2022. He also worked as a Financial Advisor at Midwestern Securities Trading Company from 2018 to 2019. Alec holds an Arkansas Insurance License. Outside of his professional work, Alec enjoys camping, concerts, hiking, playing musical instruments, music, and spending time with pets.

Trevor Crews is a financial advisor with Raymond James Financial in Franklin, TN, holding a Series 66 designation and three years of industry experience. Prior to joining Raymond James, he worked at Stephens Inc. and Cravens & Co Advisors. Outside of his advisory role, he is the owner of Inception Social Marketing, a business that manages websites for several clients. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a wide range of clients, including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers tailored, non-discretionary consulting using analytical tools and supports municipal and public finance work through a unique municipal advisor affiliation.

John Williams is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. His work history includes roles at Bank of America, Merrill, Truist, and U.S. Bank. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Benjamin Miller is a Senior Financial Advisor with Merrill Lynch Wealth Management. He focuses on developing tax-efficient global portfolios designed for long-term capital appreciation for individuals and families. Utilizing alternative investments, options, and private credit, he collaborates closely with clients through open and consistent communication to establish personalized financial strategies. His areas of expertise include divorce transition planning, executive compensation, family wealth management strategies, services for endowments, foundations, and non-profits, liquidity management, managing new wealth, tax minimization, and retirement income. Benjamin holds a Bachelor's Degree from the University of Wisconsin and has the professional designation of Personal Investment Advisor (PIA). Outside of his professional work, Benjamin volunteers in his community and pursues personal interests that include cooking, football, golfing, hunting, music, reading, and tennis. He lives in College Grove, Tennessee, with his wife, Dionne, and their children, Oliver and Kendall.

Cheree Costa is a financial advisor with Wells Fargo Clearing in Franklin, TN, holding Series 63 and Series 65 licenses and three years of industry experience. Her work history includes multiple roles within Wells Fargo Bank, NA, dating back to 2015, as well as positions at M&T Bank, BB&T Bank, and PNC Bank. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets, offering both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Van True is a financial advisor at RBC Capital Markets with one year of industry experience. He holds a Series 66 designation and has previously worked at Equitable Advisors, LLC. Van is a member of the Robertson County Chamber of Commerce. RBC Wealth Management serves a diverse client base including individual investors, institutions, corporations, and charitable organizations. The firm offers various advisory programs with customized investment strategies implemented through a combination of internal and external managers.

Brennan Shea is a financial advisor with Robert W. Baird & Co. in Murfreesboro, TN, holding Series 63 and Series 65 licenses and four years of industry experience. Prior to joining Baird, he worked at Jackson National Life Distributors, Exit Realty Bob Lamb & Associates, and Applied Pressure. Baird’s DDK Group serves individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations, offering financial planning, portfolio management, and custody services. The firm employs a combination of manager-traded and model-traded strategies, internal research including AI tools, and provides municipal advisory services alongside its broad wealth management offerings.

Derek Lyle is a financial advisor with LPL Financial in Brentwood, TN, holding a Series 66 designation and one year of industry experience. His background includes roles at First Horizon Bank and Louisiana Pacific Corporation. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions through a broad range of advisory and brokerage services. The firm offers diverse investment strategies and employs technology tools to support advisors while managing over $819 billion in discretionary assets across a large network of representatives.

Ryan Kotarba is a financial advisor at UBS Financial Services with 25 years of industry experience. He has been with UBS since 2001 and holds Series 63 and Series 66 designations. Outside of his advisory role, he owns and operates Kotarba Cattle Company, a small cattle breeding business. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining proprietary capital market research with model-based asset allocations to tailor plans to client goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management services, including futures commission merchant activities and principal trading.

Steven Selig is a Wealth Management Advisor with Merrill Lynch Wealth Management, a division of Bank of America. He began his career in 2000 with Banc of America Investment Services and leads a team of investment professionals who utilize their industry expertise alongside Merrill Lynch's global resources to deliver comprehensive wealth management services. Steven has extensive knowledge in capital markets and the fixed income sector. His areas of client focus include college education planning, executive compensation, services for endowments, foundations, and non-profits, legacy planning, managing new wealth, personal retirement planning, philanthropic planning, women and wealth, tax minimization, and retirement income. He holds the CERTIFIED FINANCIAL PLANNER™ (CFP®) designation, awarded by the Certified Financial Planner Board of Standards, Inc., as well as the Personal Investment Advisor (PIA) and Sports & Entertainment (SE) credentials. Steven earned his bachelor's degree from the University of Wisconsin Madison.

Jennifer Lutgens is a financial advisor at Cetera with a Series 66 designation and four years of industry experience. She has been with Cetera and Cetera Investment Services LLC since 2022 and also has a ten-year tenure at Regions Bank. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and retirement services and operates a multi-manager platform that allows advisors to implement model portfolios, select third-party managers, or create bespoke strategies.

Dustin Myers is a financial advisor with LPL Financial in Franklin, TN, holding Series 63 and Series 65 licenses and bringing 17 years of industry experience. His prior experience includes roles at Mass Mutual Investors Services and Guardian Life. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a network of over 22,800 advisors.

Bradford Lott is a financial advisor with Raymond James & Associates in Franklin, TN, holding the CFP® designation and Series 63 and 65 licenses. He has 26 years of industry experience, including prior roles at Wells Fargo Clearing and A. G. Edwards & Sons, Inc. Outside of advising, he is a managing member of Phoebetown, LLC, a real estate investment business. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a broad client base including individuals, institutions, and charitable organizations. The firm provides financial planning and consulting services, leveraging various portfolio management styles, affiliated research, and municipal advisory capabilities.

William Garrett is a CFP® with 39 years of industry experience. He currently works at OSAIC and has previously been affiliated with Securities America Advisors, United Planners' Financial Services of America, and operated his own firm, Garrett Financial, LLC. Garrett is also involved in insurance sales as part of his financial planning practice. Osaic Wealth serves a diverse client base including retail investors, institutional clients, retirement plan sponsors, charities, and corporations. The firm provides a range of brokerage and advisory services through a multi-advisor platform, emphasizing model-based asset allocation and portfolio optimization supported by various investment strategies and tools.

Andrew Lofton is a financial advisor with Cetera in Franklin, TN, holding a Series 66 designation and nine years of industry experience. His background includes roles at Merrill and Bank of America prior to joining Cetera and its related entities in 2022. Cetera Investment Advisers LLC serves individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts through a large nationwide network of independent advisors. The firm offers a range of portfolio management, financial planning, and retirement services, utilizing a multi-manager platform with various program structures and custodial relationships.