Edward Nicolai is a financial advisor at Schwab Wealth Advisory with 13 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Schwab Wealth Advisory since 2022. His prior experience includes roles at J.P. Morgan Securities and BancWest Investment Services. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance is based on proprietary asset-allocation models and internal research tools, with recommendations tailored to clients’ goals and risk tolerance.

Schyler Rahman is a financial advisor with Schwab Wealth Advisory, holding Series 66 and Series 63 licenses and four years of industry experience. His background includes roles at Charles Schwab & Co., Inc. and Grand Canyon Education, Inc. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and select Charles Schwab & Co.-referred clients. The firm’s guidance is based on standardized asset-allocation models and internal research, with client-authorized trades and tailored recommendations reviewed at least annually.

Allen Duros is a CFP® professional with 11 years of industry experience, currently serving as an advisor at Schwab Wealth Advisory, Inc. He has previous experience at Merrill Lynch, Edward Jones, Onyx Bridge Wealth Group, and Charles Schwab & Co. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program, using Charles Schwab & Co.’s asset-allocation models and internal research tools to tailor recommendations based on client goals and risk tolerance.

Mia Cardwell is a CFP® professional with 25 years of industry experience, currently serving with Rockefeller Financial LLC. She previously worked at Whitnell & Co. for 14 years and has held various roles within the Rockefeller organization since 2021. Her outside business activities include ownership of rental properties in Florida. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm provides discretionary and non-discretionary portfolio management, financial planning, and consulting, operating uniquely as both an investment adviser and a registered broker-dealer.

Margot Dwyer is a CFP®-certified financial advisor with 25 years of industry experience. She has worked at Rockefeller Financial LLC since 2021 and previously held positions at Bank of America and Merrill Lynch. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm operates a Private Advisor model with a consolidated investment platform offering discretionary and non-discretionary portfolio management, financial planning, consulting, and brokerage services.

Edward Watko III is a financial advisor with TLG Advisors, Inc. in Indianapolis, IN, holding a Series 63 designation and bringing 36 years of industry experience. His career includes roles at The Leaders Group Inc., M Holdings Securities, Inc., Pacific Mutual, and he also operates Mack Financial, an insurance and investment advisory business. TLG Advisors, Inc. manages approximately $2.0 billion in discretionary client assets and serves individuals, retirement plans, trusts, estates, charitable organizations, businesses, and institutional investors. The firm offers investment supervisory and portfolio management, comprehensive financial and estate planning, ERISA fiduciary services, and a direct-to-consumer platform called Starlight Portfolios, utilizing fundamental analysis and Modern Portfolio Theory in its investment approach.

Timothy Dennany is a Series 66-licensed advisor at Schwab Wealth Advisory with 14 years of industry experience. He has worked with Schwab Wealth Advisory since 2018 and has been associated with Charles Schwab since 2011. Outside of his advisory role, he serves as a consultant for Lawrence Apostolic Church in Indianapolis. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is based on standardized asset-allocation models and internal research tools, with customized recommendations and annual reviews tailored to clients’ goals and risk tolerance.

Spencer Fogo is a financial advisor at Schwab Wealth Advisory with nine years of industry experience. He holds Series 65 and Series 63 licenses and has worked within the Charles Schwab organization since 2015, including roles at Schwab Private Client Investment Advisory and Schwab Wealth Advisory. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program or referred by Charles Schwab & Co. The firm’s approach utilizes proprietary asset-allocation models and internal research tools, offering recommendations tailored to clients’ goals and risk tolerance without exercising discretionary trading authority.

Garrett Bianchi is a CFP® professional with six years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory, Inc. He has worked at Charles Schwab and Co., Inc. since 2019 and previously held positions at River Pointe Country Club and Crooked Stick Golf Club. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients. The firm’s guidance is based on proprietary asset-allocation models and research tools, with tailored recommendations reviewed at least annually.

John Koth is a financial advisor at OSAIC Institutions, Inc. with 31 years of industry experience. He holds the Series 63, Series 65, and Series 66 credentials and has worked at OSAIC since 2014. His prior roles include real estate agent and compliance consultant. Koth also serves as a FINRA arbitrator, participating in dispute resolution activities since 2005. OSAIC Institutions, Inc. is an SEC-registered adviser serving individuals, ERISA retirement plans, trusts, estates, and corporate clients through a large network of adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments and lending solutions, operating under a hybrid adviser/broker-dealer model with a distinctive service and distribution approach.

Thomas Barrett is a financial advisor at Corient in Indianapolis, IN, holding a Series 66 designation with 23 years of industry experience. His prior roles include positions at Vivaldi Capital Management LP and Biechele Royce Advisors. Corient provides investment advisory and financial planning services to a diverse client base, including individual and high-net-worth clients, trusts, pension plans, charities, and corporations. The firm uses a goals-based, team investment approach that integrates in-house strategies with third-party managers and employs risk management tools and alternative investment opportunities.

William Dugdale is a financial advisor with Hightower Advisors holding a Series 65 designation. He has prior experience at Eight Eleven Groupo, Compass Real Estate, Diamond Capital Management, and The National Bank of Indianapolis. Dugdale is based in Indianapolis, IN. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients, offering discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting through its network of Advisor Practices. The firm emphasizes manager selection and multi-manager solutions, utilizing both affiliated and third-party managers.

Neil Quinlan is a CFP® credentialed financial advisor with 21 years of industry experience. He is currently with Cerity Partners LLC, where he has worked since 2023, and previously spent 13 years at ARGI Investment Services, LLC. Quinlan is also involved with Wastah, LLC, providing personal and family consulting on a limited basis. Cerity Partners advises a broad client base including high-net-worth individuals, families, trusts, and institutional investors, managing approximately $166.2 billion in client assets as of the end of 2025. The firm offers customized wealth management services with an investment approach that combines proprietary quantitative methods, third-party strategies, and direct security selection, along with access to alternative and private market solutions for qualified clients.

Nicholas Alexander is a CFP® professional affiliated with Schwab Wealth Advisory in Indianapolis, IN, with 11 years of industry experience. He has been with Charles Schwab since 2014, including six years at Schwab Private Client Investment Advisory, Inc. and one year at Schwab Wealth Advisory. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning for clients enrolled in the Schwab Wealth Advisory program, using Charles Schwab & Co.’s asset-allocation models and internal research tools to tailor recommendations based on client goals and risk tolerance.

Joseph English is a financial advisor with Schwab Wealth Advisory in Indianapolis, Indiana. He holds Series 63 and Series 66 licenses and has eight years of industry experience. His career includes roles at Schwab Wealth Advisory since 2020 and Charles Schwab since 2017, as well as earlier positions at Promus Wealth Management UBS and Northwestern Mutual. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance is based on standard asset-allocation models and internal research tools, with an emphasis on tailored recommendations and client authorization for trades.

Wesley Sykes is a financial advisor with Money Concepts Capital Corp in Indianapolis, IN, holding a Series 63 designation and bringing 41 years of industry experience. He has been with Money Concepts Capital Corp since 2009. Outside of his advisory work, he is involved with Crown Mentoring, a nonprofit organization. Money Concepts Advisory Service provides portfolio management, financial planning, and consulting services to individuals, pension plans, trusts, charitable organizations, and corporations. The firm uses a combination of model portfolios, advisor-designed portfolios, and third-party sub-advisers, applying fundamental and technical analysis alongside modern portfolio theory.

Nolan Pugh is a financial advisor at Schwab Wealth Advisory with nine years of industry experience. He holds Series 63 and Series 66 licenses and has been with Charles Schwab since 2017, joining Schwab Wealth Advisory in 2021. Prior to his advisory career, he spent four years at the Krannert School of Management at Purdue University. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance is based on Schwab’s asset allocation models and research tools, with an emphasis on client goals and risk tolerance, and trades are executed only with client authorization.

Kyle Kerkhoff is Vice President and Financial Consultant at Fidelity Investments. He has been with Fidelity since 2008, progressively advancing through roles including Financial Representative, Retirement Solutions Representative, Investment Consultant, and Financial Consultant before his current position beginning in 2023. His extensive experience spans over 17 years advising clients in diverse financial situations. Throughout his career, Kyle has focused on developing and implementing financial plans tailored to the unique circumstances of his clients, aiming to support their financial wellbeing and success. His approach emphasizes partnership and ongoing plan monitoring to adapt to clients' evolving needs. Outside of his professional work, Kyle enjoys biking, participating in family activities, fishing, golf, and table tennis.

Nicholas Pfledderer is a financial advisor at Schwab Wealth Advisory with Series 63 and Series 66 licenses and two years of industry experience. He has been with Schwab Wealth Advisory since 2025 and previously worked at Charles Schwab Co., Inc. His background includes time at firms such as Adorant Group and Archon Tech, as well as periods devoted to full-time education. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab–referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm offers guidance on asset allocation and investment selection using Charles Schwab’s proprietary models and reviews accounts at least annually, with trades executed only upon client authorization.

David Kroner is a CFP® professional with 27 years of experience in the financial services industry. He has been with Charles Schwab and its affiliated entities since 2000 and currently serves as an advisor at Schwab Wealth Advisory Inc. in Indianapolis, IN, where he has worked since 2015. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab–referred clients. The firm’s guidance is based on Schwab’s asset-allocation models and internal research tools, offering tailored recommendations that focus on asset allocation and investment selection without exercising discretionary trading authority.