Stephen Adair is a CFP® with 28 years of industry experience, currently with Ameriprise in Chesterfield, MO. He has been with Ameriprise and its predecessor entities since 1998. Outside of financial advising, he is involved in independent insurance brokering and consults on expense management through a business he owns. Ameriprise Financial Services is a diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning through its Premier Retirement Income service, which emphasizes tax-aware withdrawal strategies and dependable income sources.

Charles Medelberg is a financial advisor at UBS Financial Services with 44 years of industry experience. He holds Series 63 and Series 65 designations. His prior experience includes positions at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management to offer fee-based financial planning, portfolio management, and distribution of mutual funds and alternative products.

Tyler Roberts is a financial advisor with Mass Mutual Investors Services holding a Series 66 designation and three years of industry experience. His work history includes multiple roles at MML Investors Services, LLC and MassMutual Life Insurance Company, as well as positions at Fastenal and CommonGrounds. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars using firm-approved analytical tools in structured, ongoing client relationships.

Martin Tobben is a financial advisor with Edward Jones, holding Series 63 and Series 65 designations and 24 years of industry experience. He has been with Edward Jones since 2002. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages over $1 trillion in assets and offers a range of advisory programs and investment solutions through a large nationwide network of financial advisors and branch offices.

Joseph Bean is a CFP® with four years of industry experience, currently serving as a financial advisor at Charles Schwab. He previously worked at TD Ameritrade and has diverse experience including assisting in family businesses and municipal court work. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separate managed accounts, offering multi-asset model portfolios and an extensive alternative investment program.

Catherine Baize is a Wealth Management Advisor and Senior Portfolio Advisor with Merrill Lynch Wealth Management, where she is a partner of the Shannon Baize Group. In her role, Catherine and her team work with affluent families, professionals, and business owners, focusing on preserving, growing, and sustaining their desired lifestyle through retirement. They develop tailored wealth strategies designed to provide clients confidence in their financial future, managing personalized investment approaches that may incorporate individual stocks, Merrill Lynch model portfolios, and third-party strategies. With over two decades of experience in the banking and financial services industry, Catherine joined Merrill Lynch in 2011 after serving as a Premier and Private Client Advisor. She holds a Bachelor of Arts degree in Business Management from Maryville University of Saint Louis and has earned the professional designations of Chartered Financial Consultant (ChFC) and Personal Investment Advisor (PIA). Catherine's client focus areas include education planning, retirement income, tax minimization, executive compensation, and portfolio management, among others. She is committed to fostering long-term relationships through personalized financial strategies and proactive discussions that consider current economic and social issues. Catherine is actively involved in her community in keeping with Merrill’s tradition and dedicates time to volunteering with local organizations. She lives in St. Louis with her husband and three daughters. Outside of work, Catherine enjoys gardening, sewing, softball, traveling with her family, watching movies, and practicing yoga. She is fluent in English and Tagalog (Filipino).

James Rudd is a CFP®-certified financial advisor with Edward Jones, based in O'Fallon, MO. He has 19 years of industry experience, all with Edward Jones since 2007. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth and non-high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 financial advisors and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Mallory Immethun is a Series 66 licensed financial advisor with six years of experience at MML Investors Services, LLC and Mass Mutual Life Insurance Co. Prior to this, she worked at NDX Keller Laboratories and has involvement with Stella Blues Vapors, Inc. outside of her financial services career. MML Investors Services, LLC, a subsidiary of MassMutual, provides financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers, using firm-approved software and collaborative annual planning engagements.

Jessica Rudolph is a financial advisor with Charles Schwab in St. Louis, Missouri, holding Series 66 and Series 63 credentials and bringing 13 years of industry experience. Her prior work includes roles at TD Ameritrade Investment Management, TD Ameritrade, and Scottrade. Charles Schwab & Co., Inc. serves a large client base, mainly high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and related financial planning services. The firm offers a combination of non-discretionary and discretionary investment management options, leveraging multi-asset model portfolios and alternative investment due diligence within an integrated operational framework.

Jacob Watson is a CFP® and holds a Series 66 license, currently serving as a financial advisor at Stifel with three years of industry experience. His prior roles include positions at Synergy Wealth Solutions and a four-year tenure at the University of Kansas. Stifel serves a diverse client base, including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment approach is supported by proprietary methodologies developed by its Investment Strategy Group, focusing on asset allocation and comprehensive financial planning analyses.

Stephen Peters is a Senior Financial Advisor and Retirement Benefits Consultant with Merrill Lynch Wealth Management. He specializes in retirement plan consulting and private wealth management, assisting clients with corporate benefits, employee financial health, legacy planning, and personal retirement planning. Stephen works closely with HR leaders and plan sponsors to enhance benefits programs through financial education, fiduciary oversight, employee engagement, and plan design support. Stephen holds a Bachelor's Degree from the University of Missouri and has earned several professional designations including Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Plans Specialist (CRPS), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). His approach focuses on understanding clients' long-term goals and developing personalized financial strategies to help pursue those objectives. Outside of his professional role, Stephen participates in community service with organizations such as Habitat for Humanity, St. John Lutheran School, and the St. Louis Area Foodbank. His personal interests include football, golfing, reading, and soccer.

Brian Grenia is a CFP® with 27 years of industry experience, currently serving as a financial advisor at Ameriprise since 2020. He previously worked at Ameriprise Financial Services, Inc. for 15 years. Outside of his advisory role, he is involved in expense management consulting through his business, Infinity Co-Op Enterprises. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored retirement income recommendations, emphasizing assets held in Ameriprise-managed accounts.

Catherine Woodside is a financial advisor at Charles Schwab with 12 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Charles Schwab Bank, Charles Schwab, TD Ameritrade, and Scottrade. Outside of her advisory role, she is involved in retail sales as an associate with Isagenix. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management using multi-asset model portfolios and maintains a large client base supported by integrated custodial and brokerage services.

Oliver Byers is a financial advisor with MassMutual Investors Services holding a Series 66 designation and three years of industry experience. He has previously worked at Apollo Insurance Group and has experience running his own financial advisory business, OBB Advisements, LLC. Outside of his advisory role, he also receives residual compensation from prior insurance sales. MassMutual Investors Services, LLC provides ongoing financial planning and asset management to individuals, business owners, trusts, and charitable organizations, using firm-approved software and collaborative client relationships to develop investment strategies and planning recommendations.

Zackery Brinkley is a financial advisor with Charles Schwab in St. Louis, MO, holding Series 63 and Series 66 licenses and seven years of industry experience. His prior roles include positions at TD Ameritrade Inc. and Scottrade Inc. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory models with access to discretionary separately managed accounts and offers integrated brokerage, custody, and advisory services.

Scott Wheeler is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. His prior roles include positions at MetLife Securities Inc. and MassMutual Life Insurance Co. He is also an independent insurance agent specializing in life, accident, health, and Medicare-related products. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual, providing financial planning, asset management, and educational services to individuals, business owners, trusts, estates, charitable organizations, and employers.

Arthur Trey Ruprecht is a Series 66-licensed financial advisor with eight years of industry experience. He is currently with J.P. Morgan Securities and J.P. Morgan Bank, N.A., where he has worked since 2020. Prior to that, he was with Bank of America and Merrill from 2015 to 2020. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a select group of Wealth Advisors. The firm’s advisory program focuses on written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Justin Cella is a financial advisor with Edward Jones in St. Charles, MO, holding Series 63 and Series 66 licenses and three years of industry experience. His prior roles include positions at The Vanguard Group and Enterprise Fleet Management. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of discretionary and non-discretionary investment strategies, supported by a large network of advisors and branch offices nationwide. The firm manages over $1 trillion in assets and offers services including tax-efficient strategies and affiliated investment products.

Yale Benson is a financial advisor at Charles Schwab with five years of industry experience. He holds Series 66 and Series 63 licenses and has previously worked at TD Ameritrade and United Parcel Service. Outside of finance, Yale has been involved with Uber Eats since 2018. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, employing multi-asset model portfolios and a centralized operational structure.

Joshua Elliott is a financial advisor at Edward Jones with three years of industry experience. He holds the Series 66 designation and has worked at Edward Jones since 2022. Prior to his current role, he spent five years at Lindenwood University and one year at Continental Commercial Products. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.