Pamela Peck is a financial advisor at Wells Fargo Clearing with 17 years of industry experience. She holds the Series 66 designation and has worked at Merrill prior to joining Wells Fargo Clearing in 2019. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advice. The firm’s approach is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

William Hustead is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and two years of industry experience. His career includes roles at Wells Fargo Bank, Caliber Home Loans, and First United Bank. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s process is IPS-driven and incorporates modern portfolio theory, serving as an ERISA fiduciary and including insurance-related investment options alongside traditional products.

Sean Jowers Jr. is a financial advisor at Wells Fargo Clearing with a Series 66 designation and four years of industry experience. His prior roles include positions at Ameriprise and 7 Seas Capital, LLC. Outside of his advisory work, he holds a 50% ownership stake in 7 Seas Capital, LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, offering both discretionary and non-discretionary services tailored to plan objectives and risk tolerances.

Shanna Miller is a financial advisor with Ameriprise in McKinney, TX, holding a Series 66 designation and six years of industry experience. She previously worked at Northwestern Mutual before joining Ameriprise in 2017. Outside of her advisory role, she serves as Client Concierge for Encircle Wealth Advisors, assisting with administrative tasks. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized retirement income service that provides ongoing planning advice focused on dependable income and tax-aware withdrawal strategies.

Keith Rowland is a financial advisor at OSAIC with Series 63 and Series 65 licenses, bringing 32 years of industry experience. He has spent his career primarily with Wma Securities, Inc. and as a self-employed advisor since 1994. Outside of his advisory work, he has served as a director of the Steeplechase Lake Homeowners Association. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm utilizes a model-based investment process emphasizing asset allocation and portfolio optimization via various managed account programs and third-party manager selections.

Mark Paukune is a financial advisor at Merrill with 34 years of industry experience. He holds the Series 63, Series 65, and Series 66 designations and has worked at Merrill since 2009. His prior experience includes roles at Bank of America N.A. and J.P. Morgan Securities Inc. He serves as an advisory board member for All Saints Episcopal School in Fort Worth, Texas. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, institutions, and charitable organizations.

Sean Lewis is a financial advisor at Wells Fargo Clearing with 32 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Morgan Stanley and Morgan Stanley Private Bank. Outside of his advisory role, he manages a rental property in Bozeman, Montana. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment management grounded in modern portfolio theory. The firm includes a broad range of financial products in its advisory solutions, such as insurance-related vehicles and bank deposit sweep options.

Anthony Martinka is a financial advisor at Charles Schwab in Frisco, TX, holding Series 63 and Series 66 credentials with four years of industry experience. His work history includes roles at Charles Schwab Bank, Charles Schwab & Co., Inc., and employment outside the financial sector such as at Mountain Medical LLC and Polo Ralph Lauren. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment options, supported by centralized custody and operational infrastructure.

Shanice Gayton is a financial advisor at Edward Jones with seven years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at JPMorgan Chase Bank and J.P. Morgan Securities from 2019 to 2025. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, discretionary and non-discretionary strategies, and affiliated investment products.

Amy Crue is a financial advisor at Merrill with 20 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Oppenheimer & Co. for 16 years before joining Merrill in 2022. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutions.

Benjamin Reyes is a financial advisor at Merrill with eight years of industry experience. He holds Series 63 and Series 65 credentials and has worked previously at BBVA Securities, BBVA Wealth Solutions, BBVA Insurance Agency, and Wells Fargo. Reyes is based in Frisco, Texas. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Natasha Verbsky is a Series 66 credentialed financial advisor at Cetera with 27 years of industry experience. She has worked with Cetera and its affiliates since 2017 and has previously been associated with Girard Securities, Inc. Since 2022, she has owned Anthology Designs LLC, a product sales business. Additionally, Verbsky serves as treasurer for both the Independence High School Choir and Theatre Booster Clubs and is a member of the investment committee for the Collin College Foundation. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients nationwide. The firm offers a multi-manager platform combining discretionary and non-discretionary portfolio management with access to third-party money managers and model portfolios.

Jack Parker Jr. is a financial advisor at RBC Capital Markets with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Merrill Lynch, Bank of America, and City National Bank. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension plans, corporations, and charitable organizations. The firm offers tailored portfolio management and financial planning solutions through various advisory programs, utilizing both in-house and third-party investment managers.

Robert Vigus is a financial advisor with Ameriprise in McKinney, TX, holding a Series 66 designation and five years of industry experience. He has been with Ameriprise since 2020 and also teaches college history as an adjunct professor at Collin College. Ameriprise offers a retirement-income planning service targeted at individuals nearing or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations primarily for clients with Ameriprise-managed accounts.

Lydia Guo is a financial advisor with RBC Capital Markets in Frisco, TX, holding a Series 66 designation and beginning her industry career in 2024. Prior to joining RBC, she was involved with FOH Furniture LLC for three years. RBC Wealth Management, a division of RBC Capital Markets, serves a wide range of clients including individual investors, institutions, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, and brokerage services tailored to clients’ risk profiles using a combination of in-house and third-party investment resources.

Robert Ernst is a financial advisor at Merrill with 30 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Merrill since 2009. Ernst is also associated with Bank of America, N.A., where he has been employed since 2002. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Regina Kolkhorst is a financial advisor with Stifel in Dallas, TX, holding Series 63 and Series 65 credentials and five years of industry experience. Her prior roles include positions at B. Riley Wealth Advisors, Inc. and Fiduciary Financial Services Wealth Management. She is also a Texas Notary. Stifel serves a broad range of clients including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary methodology for investment analysis and allocation guidance.

Irshad Sheikh is a financial advisor with Wells Fargo Clearing in Frisco, TX, holding a Series 66 designation and 19 years of industry experience. He has worked with Wells Fargo Clearing since 2016. Outside of his advisory role, he serves as co-trustee for his parents' trust. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm utilizes research and analytics to evaluate investment options and offers a range of brokerage and advisory solutions.

Larry Wainwright is a financial advisor with OSAIC based in Allen, TX, holding Series 63 and Series 66 licenses with 22 years of industry experience. He previously worked at Royal Alliance for seven years and Farmers Insurance for 29 years. Outside of advisory work, he operates Wainwright Real Estate and Wainwright Insurance, which include real estate sales and insurance services. OSAIC Wealth serves a diverse client base, including individual investors, retirement plan sponsors, charities, and corporate clients, offering brokerage and advisory services through a multi-advisor platform that emphasizes model-based asset allocation and portfolio optimization.

Daniel Hunt is a financial advisor at Edward Jones with Series 66 credentials and one year of industry experience. Prior to joining Edward Jones, he served nine years in the US Air Force and worked for twelve years at the University of Oklahoma Health Science Center. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, and maintains a large network of financial advisors and branch offices across the U.S.