Matthew Rose is a financial advisor with J.P. Morgan Securities in San Antonio, TX, holding Series 63 and Series 66 licenses and 17 years of industry experience. He has been with J.P. Morgan Securities since 2012. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a process that integrates quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm’s Institutional Consulting Services program offers non-discretionary advice delivered by a select group of Wealth Advisors.

Ann Kilmer is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 licenses and over 27 years of industry experience. She has worked at Cambridge Investment Research Advisors since 2025 and previously served at United Planners Financial Services of America for eight years. Outside of advisory work, she operates Kilmer and Company, PLLC as an independent insurance agent. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent financial professionals utilizing multiple custody platforms and a range of discretionary and non-discretionary strategies.

William Sammons is a financial advisor with Morgan Stanley in San Antonio, TX, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and with Morganstanleysmithbarney since 2010. Outside of his advisory role, Sammons is a partner at HYGGE Ranch LLC, a real estate business in San Antonio. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services that incorporate structured discovery and firm‑approved tools to model outcomes without providing individual security recommendations in standalone planning.

Robert Arteaga is a financial advisor with Ameriprise in San Antonio, TX, holding Series 63, 65, and 66 licenses and bringing 21 years of industry experience. His career includes roles at MML Investors Services Inc, MassMutual, Investment Professionals, Inc., and Ameriprise Financial Services, Inc. He has been with Ameriprise since 2018. Ameriprise offers retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to create tailored retirement income recommendations. The firm delivers a broad range of advisory, brokerage, and insurance solutions typical for a large institutional provider.

Joshua Wallace is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including BBVA Securities Inc. and PNC Investments prior to his current role. Outside of his advisory work, he owns a rental property in Corpus Christi, Texas, which he manages personally through short-term rentals. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Caleb Smith is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. His background includes roles at Bank of America, Clearview Eastern, and various educational institutions in San Antonio. He has experience in both financial services and education. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

William Lissau is a financial advisor with Merrill in San Antonio, TX, holding Series 63 and Series 65 credentials and 33 years of industry experience. He has been with Merrill since 2009 and has been affiliated with Bank of America, N.A. since 2004. Lissau serves as a trustee for the Lew Wentz Foundation, a charitable organization providing loans and scholarships to students at the University of Oklahoma. Merrill, along with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, utilizing model-based and discretionary strategies for a diverse range of individual and institutional investors.

Fernando Cano is a financial advisor at Merrill with 24 years of industry experience. He holds a Series 63 designation and has worked at Bank of America and Merrill since 2015. He is based in San Antonio, TX. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies and serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Madeline Dismore is a financial advisor with Merrill, holding a Series 66 credential and based in San Antonio, TX. She has been with Merrill and Bank of America since 2026. Prior to her current role, she held various positions including roles at Willow Bridge Property Company, several school districts, and Texas Tech University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Samuel Haley is a Series 66-registered financial advisor with Raymond James & Associates in San Antonio, TX, where he has 18 years of industry experience. He has been with Raymond James since 2008. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutional investors, pension plans, and charitable organizations, offering financial planning and investment consulting primarily through non-discretionary strategies supported by extensive research and portfolio management options.

Hollie Cuellar is a Series 66 licensed financial advisor at Edward Jones with two years of industry experience. She previously worked at USAA for 25 years before joining Edward Jones. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, supported by a nationwide network of financial advisors and a broad branch footprint.

William Young is a financial advisor with LPL Financial in San Antonio, TX, holding Series 63 and Series 65 designations and bringing 29 years of industry experience. His prior experience includes roles at Lincoln Financial Advisors, Cetera, and Security Service Cuso, L.L.C. He is also involved with Young, Knight & Oberholtzer, LLC, a business entity used for tax and investment purposes. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers advisory and brokerage services supported by a range of investment strategies, research tools, and institutional platforms.

Monique Cassidy is a financial advisor with Raymond James Financial in San Antonio, TX, holding Series 63 and Series 66 registrations and with 27 years of industry experience. She has worked with Raymond James Financial Services Advisors, Inc. and related entities since 2015. Cassidy is also employed as a registered sales assistant with Security Service Investment Group. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored non-discretionary planning and consulting using analytical tools and supports municipal and public finance work through affiliations uncommon among large institutional advisors.

Jason Duelm is a financial advisor with Mass Mutual Investors Services in San Antonio, TX, holding a Series 66 designation and bringing 26 years of industry experience. He has been with MML Investors Services, Inc. and MassMutual since 2000. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, using collaborative, goal-based planning tools and offering event-driven planning services such as divorce, estate settlement, and employer-sponsored programs.

Janis Gonzalez is a financial advisor at Fidelity with seven years of industry experience. She previously worked at JP Morgan Securities LLC and Hot Noize before joining Fidelity in 2025. Gonzalez holds Series 63 and Series 66 licenses. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable and registered investment companies. The firm employs a systematic investment process combining fundamental research, quantitative analysis, and algorithmic portfolio construction, and it serves as an advisor to multiple registered investment companies and fund-of-funds.

Brian Tramontano is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing over 30 years of experience in the financial services industry. He founded Tramontano & Associates in 2010, developing a team focused on delivering customized wealth management solutions and concierge-level service to a select group of clients. Brian is recognized nationally and has been named to the Forbes "Top 250 Wealth Advisors" and "Best in State Wealth Advisors" lists, as well as Barron's "Top 1,200 Advisors," demonstrating his sustained expertise in the field. He serves as a national spokesperson for Merrill Lynch, discussing financial and portfolio strategies, and participates in educating advisors through the firm's national faculty and coaching programs. Brian holds multiple professional designations, including the Certified Investment Management Analyst (CIMA), Chartered Retirement Planning Counselor (CRPC), and Certified Plan Fiduciary Advisor (CPFA). He earned a bachelor's degree from The University of Texas at San Antonio. His areas of focus include portfolio and risk management, retirement income and planning, wealth transfer and legacy management, and customized financial strategies across various client needs. In addition to his professional work, Brian is involved in community organizations such as the Boys and Girls Club of San Antonio, Antonian College Preparatory High School School Council, the University of Texas at San Antonio Roadrunner Foundation, and the UTSA Golf 24 mentoring program. He also participates in the Merrill Lonestar Market grant committee that provides funding to local charities. Brian enjoys golfing, running, and spending time with his family.

Katherine Karr is a financial advisor at Morgan Stanley in San Antonio, TX, holding a Series 66 designation with eight years of industry experience. Her career includes prior roles at Merrill Lynch, Bank of America, and SWBC Investment Services, among others. She also worked briefly at HotWorx and Alamo Colleges. Morgan Stanley Wealth Management serves individual and institutional clients with a wide array of advisory programs, including tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate-based financial planning services.

Philip Nelson is a Series 66-licensed financial advisor with J.P. Morgan Securities in San Antonio, TX. He has been with J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2026. His prior experience includes roles at USAA and North Dallas Bank and Trust, along with time at Texas A&M University and Nelco Media. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using quantitative asset-allocation modeling and centralized due diligence. The firm incorporates ESG criteria in its investment recommendations and offers services on a non-discretionary basis, with clients retaining final decision authority.

Jake Spruiell is a financial advisor with Cetera, holding a Series 63 license and over 27 years of industry experience. His prior roles include positions at PNC Managed Account Solutions and BBVA Wealth Solutions. He is the owner of Sonterra Wealth Management LLC, where he is actively involved in client services and trade execution. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform, supporting discretionary and non-discretionary strategies with over $256 billion in assets under management.

Sebastian Bathie is a Financial Advisor at Merrill Lynch Wealth Management, based in San Antonio, Texas. He is a Team Financial Advisor focused on Business Development, bringing a strong analytical mindset and a collaborative approach to supporting strategic growth and informed financial decision-making. Sebastian is committed to assisting individuals and organizations in making confident financial decisions as part of the Hayne, Moon & Associates team at Merrill. Sebastian began his career after earning a bachelor's degree in Communication from Texas Christian University in 2019. He spent over six years serving the aerospace and defense sector, supporting mission-critical programs and building long-term strategic client relationships. While working full-time, he earned an MBA in Finance from Southern Methodist University, which strengthened his skills in finance, strategy, and leadership. His expertise encompasses investment goal articulation, portfolio management, risk analysis, and strategies in retirement planning, tax minimization, and business succession. Sebastian holds the Personal Investment Advisor (PIA) designation. He focuses on areas such as college education planning, portfolio management, small business strategies, retirement income, and tax minimization. Outside of his professional role, Sebastian enjoys basketball, fishing, football, golfing, hunting, running, spending time with his family, tennis, and watching movies.