Michael Frie is a CFP® professional with 26 years of industry experience, currently affiliated with OSAIC. He has worked at OSAIC since 2023 and previously was employed by Personal Benefit Services Wealth Management and Royal Alliance Associates, INC. Mr. Frie is also the owner and president of MRF Wealth Management, Inc. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services through a large network of financial advisers and utilizes various proprietary tools and third-party platforms to manage portfolios across multiple asset classes.

Anthony Ferrara is a CFP® professional with four years of experience in financial advisory roles. He is currently with Edelman Financial Engines and has prior experience at firms including Empower Financial Services and Personal Capital Advisors Corporation. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm’s approach combines proprietary modeling with planner delivery and online tools, offering diverse investment options and serving a large client base with a focus on long-term, diversified portfolios.

Jennifer Music is a financial advisor with Edward Jones in Lafayette, CO, holding the CFP® and ChFC® designations along with Series 63 and Series 66 licenses. She has 23 years of industry experience and has been with Edward Jones since 2002. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of investment strategies including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Robert Tressler II is a financial advisor with Cetera, holding Series 65 and Series 66 licenses and six years of industry experience. His previous roles include positions at Robinhood Markets, J.P. Morgan Securities, Merrill, and involvement with nonprofit and educational organizations. He owns two YouTube channels that focus on reviews of non-alcoholic products and more general research, property management, and investment topics. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, retirement plan, corporate, charitable, and institutional clients through a large network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform with access to affiliated and third-party investment managers.

Peter Braun is a financial advisor at UBS Financial Services with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has been with UBS since 2013. Braun serves on the Board of Directors for the Boulder Chamber of Commerce and is involved with local nonprofit organizations, including the Community Foundation Serving Boulder County and the I Have a Dream Foundation of Boulder County. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor investment strategies.

Amy Crenshaw is a financial advisor at RBC Capital Markets with 19 years of industry experience. She holds the Series 66 designation and previously worked at TIAA and TIAA-CREF for ten years before joining RBC in 2023. RBC Wealth Management serves individual investors, institutional clients, pension plans, corporations, and charitable organizations, offering a range of advisory programs with discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services. The firm tailors investment strategies to client risk profiles and provides access to both in-house and third-party investment managers.

Robert Heller is a financial advisor at Charles Schwab with 25 years of industry experience. He holds Series 63 and Series 66 credentials and has worked across multiple related entities, including TD Ameritrade and BBVA, in addition to his tenure at Schwab since 2006. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers centralized custody and order-routing services.

Courtney Bloom is a Financial Consultant at Fidelity Investments, where she has been working since 2025. She develops customized financial plans for families, focusing on addressing both current needs and future life events. Prior to her current role, she held positions at Fidelity Investments including Planning Consultant from 2023 to 2025, Relationship Manager in 2023, and Financial Representative from 2022 to 2023. Throughout her tenure at Fidelity Investments, Courtney has gained experience in financial planning and client relationship management. She collaborates with clients to create tailored strategies that align with their financial goals. Outside of her professional work, Courtney enjoys family activities, fitness, outdoor adventures, and skiing.

Christopher Givin is a Planning Consultant at Fidelity Investments, where he assists individuals and families in creating, implementing, and monitoring financial plans. He emphasizes the importance of client confidence in their financial plans to help them work toward their financial goals. Prior to his current role, Christopher served as a Workplace Planning Consultant at Fidelity Investments from 2023 to 2025. Outside of his professional work, Christopher has personal interests that include baseball, fitness, hiking, music, and tennis.

Brett Woods is a financial advisor at J.P. Morgan Securities with 12 years of industry experience. He holds Series 63 and Series 66 designations and has been with J.P. Morgan Securities LLC since 2016. Prior to that, he worked at JPMorgan Chase Bank, NA. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Jerry Turner is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds Series 63 and Series 66 licenses and has 22 years of industry experience. Turner is also the owner of MainStay Advisors, LLC and MainStay Advisors Exit Planning, where he focuses on business exit planning through a structured five-step process. Additionally, he manages a valuation assessment tool under Quist Insights. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm employs a non-discretionary approach tailored to client goals, utilizing risk profiling and modeling tools to support investment decision-making.

Lindsey Boyd is a financial advisor at Morgan Stanley with eight years of industry experience. She holds a Series 66 designation and has worked at several firms, including Bank of America, Merrill, and RBC Capital Markets. Boyd is currently based in Boulder, Colorado. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and investment modeling techniques.

Brandon Harper is a financial advisor with Edward Jones in Broomfield, Colorado, holding a Series 66 designation and 17 years of industry experience. He has been with Edward Jones since 2009. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of discretionary and non-discretionary investment strategies, access to separately managed accounts, and affiliated mutual funds, supported by a large national network of financial advisors and branch offices.

Matthew Smith is a financial advisor at Morgan Stanley in Boulder, CO, holding Series 63 and Series 65 licenses with four years of industry experience. His prior work history includes roles at E*Trade Securities, General Electric Credit Union, Fifth Third Bank, and Zillow Group. Outside of his advisory work, he owns Paco Ventures LLC, a real estate property management business. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and modeling techniques.

David Gossett is a financial advisor with Cetera Wealth Services, LLC, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. His career includes extended tenures at Avantax Insurance Agency and Avantax Advisory Services, as well as roles in trust management and tax preparation through various family and personal business entities. He serves as a paid trustee providing trust services including accounting and oversight of investment advisors. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management services through a multi-manager platform with access to affiliated and unaffiliated third-party managers and various program structures.

Shawn Smith is a CFP® with 33 years of industry experience, currently serving as a financial advisor at Robert W. Baird & Co. since 2012. He holds a Series 63 license and is based in Westminster, CO. He is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which advises a broad range of clients including individuals, families, pensions, corporations, and charitable organizations. The group provides consulting and portfolio services tailored to client goals and risk tolerances, utilizing both in-house and third-party managers across a variety of investment strategies.

Julie Mccorkel is a financial advisor at Ameriprise with 27 years of industry experience. She holds the Series 63 and Series 65 credentials and has been with Ameriprise and its related entities since 2005. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, providing tailored written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver non-discretionary advice, supported by algorithmic automation overseen by a dedicated consulting team.

Amit Shrestha is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He holds the Series 63 and Series 66 designations and has worked at J.P. Morgan Securities and JPMorgan Chase Bank since 2021, following prior roles at Wells Fargo Clearing and Wells Fargo Bank. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Benjamin Sikora is a financial advisor with LPL Financial in Thornton, CO, holding a Series 66 designation and five years of industry experience. Prior to joining LPL Financial in 2021, he worked at W.J. Doyle and has additional experience in other fields. Sikora also operates Bighorn Wealth Management, an independent registered investment advisor, where he provides financial planning and consulting services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a wide range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

David Sime is a financial advisor with Edward Jones in Arvada, CO, holding the Series 66 designation and seven years of industry experience. He has been with Edward Jones since 2018, following brief periods at Target Corp and times of unemployment. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.