Matthew Enser is a financial advisor at Empower Advisory Group with a Series 66 designation. He has experience working at several firms, including Key Bank NA and Key Investment Services LLC, and joined Empower Advisory Group in 2026. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm delivers services through an integrated model tied to Empower’s recordkeeping and administrative platforms, offering both point-in-time financial plans and optional managed account solutions.

Kamren Tinsley is a financial advisor at Empower Advisory Group with six years of industry experience. He holds a Series 66 credential and has previous experience at Bank of America and Merrill. Outside of finance, he has worked with Easter Seals. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage account holders, using an integrated model linked to Empower’s recordkeeping and administrative platforms.

John Dubler is a financial advisor at Empower Advisory Group with six years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at GWFS Equities, Inc. from 2011 to 2019 before joining Advised Assets Group, LLC. Empower Advisory Group provides financial planning and investment management services primarily to employer-sponsored retirement plan sponsors and their participants, as well as select IRA and retail brokerage clients. The firm’s approach integrates proprietary and third-party methodologies focused on long-term portfolio returns and utilizes close coordination with Empower’s recordkeeping and administrative platforms.

Jason Salter is a financial advisor with TIAA-CREF in Denver, Colorado, holding Series 63 and Series 65 credentials and having 19 years of industry experience. He has been with TIAA-CREF since 2006. Outside of his advisory work, Salter serves as Vice President and coach for the Green Mountain Junior Baseball Association, a community-based youth baseball organization. TIAA-CREF Individual & Institutional Services provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing ties to TIAA-administered employer retirement plans. The firm offers both point-in-time planning services and ongoing portfolio management, operating within a vertically integrated structure that includes affiliated funds and donor-advised fund advisory services.

Kerre Heath is a financial advisor with Empower Advisory Group, holding Series 63 and Series 66 designations and 17 years of industry experience. She has previously worked with T. Rowe Price Investment Services, Inc. and currently advises through Advised Assets Group, LLC and GWFS Equities, Inc. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and retail brokerage account holders. The firm integrates its advisory services with Empower’s recordkeeping and administrative platforms and emphasizes long-term portfolio returns and annual rebalancing in its financial planning approach.

Reagan Blissard is a financial advisor at TIAA-CREF with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at TIAA-CREF since 2018, previously working at Strategic Advisers, Inc. and FIDELITY Brokerage Services LLC. Outside of advising, he manages real estate rental properties through Bliss Management LLC. TIAA-CREF Individual & Institutional Services provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing TIAA-administered employer retirement plan relationships. The firm offers model and customized portfolio management and acts as adviser to a donor-advised fund within a vertically integrated structure.

Mark Erickson is a financial advisor with TIAA-CREF in Glendale, CO, holding Series 65 and Series 63 licenses and bringing 28 years of industry experience. He has been with TIAA-CREF since 2000. TIAA‑CREF Individual & Institutional Services, LLC provides financial planning, discretionary managed accounts, and broker-dealer services primarily to individuals connected with TIAA-administered employer retirement plans, as well as trusts, estates, partnerships, and small retirement plans. The firm offers distinct planning and management services, including customized portfolio management under a fiduciary standard.

Alex Avila is a financial advisor at Schwab Wealth Advisory with eight years of industry experience. He holds Series 66 and Series 63 designations and has worked at Charles Schwab & Co., Fidelity Investments, Principal Securities, and E*TRADE. Outside of finance, Avila is the owner of Trinviark/Sunny Out West Media, where he produces and acts in fiction works, as well as writes and publishes screenplays, books, and short stories. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations using Schwab's asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem, focusing on client engagement without discretionary trading authority.

James Kimber is a financial advisor at Hornor, Townsend & Kent, LLC with two years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Northwestern Mutual in various capacities. Outside of his advisory role, he serves as an assistant coach for high school track and field and is involved in insurance brokerage activities. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through advisory programs and financial planning services. The firm offers both advisory and broker-dealer capabilities, with a focus on tailored asset allocation and diversified investment strategies supported by third-party asset managers.

Charles Walsh is a CFP® with 26 years of industry experience, currently serving at Empower Advisory Group. His prior roles include positions at Adams Wealth Advisors, Thrivent Financial, GWFS Equities, Target Corporation, and TIAA-CREF. Empower Advisory Group provides financial planning and investment management services primarily to employer-sponsored retirement plan sponsors and participants, as well as to Empower Premier IRA and retail brokerage clients, delivering solutions integrated with Empower’s administrative platforms.

John Swailes II is a financial advisor at Hornor, Townsend & Kent, LLC with four years of industry experience. He previously worked at Northwestern Mutual Wealth Management Company and its affiliated entities for several years. Outside of finance, he operated Steady Hands Limited, a painting business, for four years. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory programs, financial planning, and retirement plan consulting. The firm combines advisory services with broker-dealer capabilities and collaborates with third-party asset managers to provide both discretionary and non-discretionary account options.

Ryan Milinazzo is a financial advisor with Commonwealth Financial Network based in Denver, CO, holding a Series 66 designation and eight years of industry experience. He previously worked at HD Vest Investment Services and Andarko Petroleum Corporation. Outside of advisory services, he provides tax preparation as a CPA through Hadad-Milinazzo Financial Group, Inc. Commonwealth Financial Network serves a national network of approximately 2,900 advisors and hundreds of thousands of clients, managing over $212 billion in assets. The firm offers a broad adviser-support platform including managed-account programs, access to third-party asset managers, and custody services, enabling advisors to implement portfolios using internal models or third-party platforms.

Ivan Kostadinov is a financial advisor with Empower Advisory Group holding Series 66 and Series 63 licenses and two years of industry experience. His prior work includes roles at KeyBank and Allied Universal Security, along with eight years at BestBuy before entering the financial sector. Kostadinov has worked at Empower since 2024 in both Empower Financial Services, Inc. and Empower Advisory Group. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain IRA and retail brokerage clients. The firm uses an integrated model connected to Empower’s recordkeeping and administrative platforms and focuses on long-term portfolio strategies with annual rebalancing.

Keith Morrow Jr. is a financial advisor with Empower Advisory Group, holding Series 63 and Series 66 credentials and eight years of industry experience. Prior to joining Empower in 2023, he worked at GWFS Equities, Inc. from 2017 to 2023 and has experience with Dickinson Fleet Services. Outside of his advisory role, he serves as a referee for sports programs in Denver. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm uses an integrated model tied to Empower’s recordkeeping and administrative platforms, offering both point-in-time financial plans and optional managed account solutions.

Ilario Kane is a financial advisor at Empower Advisory Group with the Series 66 designation and less than one year of industry experience. Prior to joining Empower, he has held various roles across multiple industries, including positions at Power Home Remodeling and Alpine Modern Cafe. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as Empower Premier IRA and certain retail brokerage account holders, using an integrated model linked to Empower’s recordkeeping and administrative platforms.

Oksana Doncila is a Certified Financial Planner (CFP®) with 21 years of industry experience. She currently works at Empower Advisory Group and previously held roles at Personal Capital Advisors Corporation and Wells Fargo. Empower Advisory Group provides financial planning and investment management services primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm’s approach includes point-in-time financial plans and optional managed account solutions, with a focus on long-term portfolio returns and integration with Empower’s recordkeeping and administrative platforms.

Benjamin Sia is a financial advisor at Empower Advisory Group with eight years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Great-West Investments and Putnam Investments. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as certain IRA and retail brokerage clients, delivering services through an integrated model linked to Empower’s recordkeeping and administrative platforms.

William Carron is a financial advisor with Empower Advisory Group in Greenwood Village, CO. He holds Series 63 and Series 66 licenses and has 10 years of industry experience. His prior work includes roles at GWFS Equities, Charles Schwab, Waddell & Reed, and OppenheimerFunds Distributor, Inc. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain retail brokerage clients. The firm’s approach emphasizes integrated services linked to Empower’s administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Ethan Smith is a financial advisor with Key Investment Services LLC, holding a Series 66 credential and four years of industry experience. His prior roles include positions at J.P. Morgan Securities LLC and JPMorgan Chase Bank, N.A. He is also a member and manager of DONATI LLC, a company involved in managing rental properties. Key Investment Services LLC provides advisory and brokerage services to individuals, trusts, estates, small businesses, and corporate clients through various programs including wrap-fee advisory, model portfolios, and separately managed accounts. The firm emphasizes client-directed investment choices supported by ongoing monitoring and due diligence of third-party advisory products.

Samim Syed is a financial advisor at Hornor, Townsend & Kent, LLC with seven years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at firms including Digital Wealth Partners, Penn Mutual Life Insurance Company, and Northwestern Mutual. Outside of his advisory role, he is the CEO of a greentech company, EVChargeMe, and owns an insurance brokerage specializing in insurance sales and service. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans through a network of advisers, offering advisory programs, financial planning, and retirement plan consulting. The firm provides both discretionary and non-discretionary account options and integrates third-party asset managers under a comprehensive supervisory framework.