Michael Trezza is a financial advisor with AE Wealth Management, LLC in Peoria, AZ, holding Series 63 and Series 65 designations and 11 years of industry experience. His prior firms include Edelman Financial Engines and JPMorgan Securities LLC. AE Wealth Management provides fee-based portfolio management, financial planning, and retirement-plan consulting to a diverse client base including individuals, corporations, trusts, and ERISA plan sponsors. The firm utilizes a variety of investment strategies and operates with a platform focus, managing approximately $49.8 billion for over 127,000 clients.

Leslie Gutman is a financial advisor with Schwab Wealth Advisory, Inc. in Phoenix, AZ, holding Series 63 and Series 66 licenses and bringing 34 years of industry experience. Gutman has been with Charles Schwab and its affiliated entities since 2000. Outside of advisory work, Gutman volunteers with the IRS VITA program, providing free tax assistance to low-income individuals. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and select referrals, offering non-discretionary fiduciary investment advice and financial planning. The firm’s investment guidance is based on Charles Schwab’s asset-allocation models and internal research tools, with recommendations tailored to client goals and risk tolerance.

Makenna Sharkey is a financial advisor with Carson Wealth based in Phoenix, AZ. She holds a Series 66 designation and has two years of industry experience. Her prior experience includes roles at Fidelity, JP Morgan Chase, and Lincoln Financial Group, among others. Carson Wealth is an SEC-registered investment adviser overseeing approximately $50.6 billion through a network of over 650 advisors. The firm offers discretionary asset management, financial planning, and retirement plan services, with investment strategies guided by an Investment Committee that employs both fundamental and technical analysis.

Christian Begody is a CFP® professional with two years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory in Phoenix, AZ. He has worked at Schwab Wealth Advisory and Charles Schwab & Co., Inc. and has a background that includes roles in mortgage lending and various other industries. Outside of his advisory work, he is involved in the restaurant industry as a bartender. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm’s guidance focuses on asset allocation and investment selection, utilizing Charles Schwab’s proprietary research and asset-allocation models, with client-authorized trade execution and customized recommendations based on individual goals and risk tolerance.

Andrew Evans is a financial advisor with Schwab Wealth Advisory holding a Series 65 credential. He has over 20 years of industry experience, including prior roles at The Vanguard Group and Bonnett Fairbourn Friedman & Balint. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance uses Schwab’s asset-allocation models and research tools, with at-least-annual reviews tailored to client goals and risk tolerance.

Danielle Hayes is a financial advisor with Schwab Wealth Advisory, holding Series 66 and Series 63 licenses and five years of industry experience. She has worked at Schwab Wealth Advisory since 2023 and previously operated her own business, Danielle Hayes West USA, from 2019 to 2021. Outside of finance, she was involved in the hospitality industry through ownership of Old Pueblo Cafe. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and select Charles Schwab & Co.-referred clients. The firm offers guidance on asset allocation and investment selection based on standard asset-allocation models and internal research, without exercising discretionary trading authority.

Ashley Parriott is a CFP®-certified financial advisor with 20 years of industry experience. She currently works at Schwab Wealth Advisory Inc., where she has been since 2021, and previously spent 18 years at The Vanguard Group, Inc. Ashley holds a Series 63 license and is based in Phoenix, AZ. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s approach utilizes Charles Schwab’s asset-allocation models and internal research tools, with investment recommendations tailored to client goals and risk tolerance.

Julianne Mate is a financial advisor with Schwab Wealth Advisory in Phoenix, AZ. She holds a Series 66 designation and has one year of industry experience. Prior to joining Schwab Wealth Advisory, she worked at Charles Schwab and Charles Schwab Bank, SSB. Outside of her advisory role, she manages a small guesthouse at her primary residence. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s advice is based on Schwab’s asset-allocation models and internal research, with investment decisions executed only with client authorization.

Matthew Jackson is a CFP® and ChFC® with 10 years of experience in financial services. He is currently with Schwab Wealth Advisory, Inc., having worked previously at The Vanguard Group, Inc. and Wells Fargo. Outside of finance, he serves as Vice President of Brinkman Farms Inc., an agriculture business. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning for clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s guidance is based on proprietary asset-allocation models and research tools, focusing on mutual funds, ETFs, separately managed accounts, and alternative investments without exercising discretionary trading authority.

Kimberle Dyer is a financial advisor with J. W. Cole Advisors, Inc. in Glendale, AZ, holding a Series 66 designation and over 21 years of industry experience. She has been with J. W. Cole Advisors and its affiliated entities since 2014 and has also been associated with Life Investors since 2004. Outside of her advisory role, she is involved with Executive Women International and co-owns a business consulting firm focused on business consulting, estate preparation, social security fundamentals, and tax planning, and she works part-time as a blackjack dealer for an entertainment company. J. W. Cole Advisors is an SEC-registered investment adviser serving individuals, charities, corporations, retirement plans, and other entities through a nationwide network of more than 400 independent investment adviser representatives. The firm offers portfolio management, fee-based financial planning, access to third-party managers, and various managed account solutions, implementing investment decisions through discretionary or non-discretionary approaches.

Trevor Hardee is a financial advisor at TIAA-CREF with eight years of industry experience. He holds the Series 63 and Series 66 licenses and has worked at Charles Schwab, Schwab Wealth Advisory, and several other firms before joining TIAA-CREF. In addition to his financial services career, he has been involved with Andaz Scottsdale Resort and Bungalows since 2025. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and managed account programs primarily to individuals connected to TIAA-administered retirement plans, as well as to trusts, estates, and corporate entities. The firm distinguishes between one-time planning services and ongoing discretionary portfolio management, using both model and customized portfolios.

Robert Cherry is a CFP® professional with four years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory in Phoenix, AZ. Before joining Schwab in 2025, he worked at The Vanguard Group for three years and also teaches finance as an adjunct professor at Grand Canyon University. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s investment approach relies on proprietary asset-allocation models and internal research tools, offering tailored recommendations without exercising discretionary trading authority.

Nicholas Harper is a financial advisor with Schwab Wealth Advisory Inc. in Phoenix, AZ. He holds Series 63 and Series 65 licenses and has 25 years of experience in the industry. His prior work includes roles at Bank of America, Merrill, and Cetera. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning for clients enrolled in the Schwab Wealth Advisory program or referred by Charles Schwab & Co. The firm uses proprietary asset-allocation models and research tools to tailor investment recommendations without exercising discretionary trading authority.

James Blaine is a financial advisor with Schwab Wealth Advisory Inc. in Phoenix, AZ, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. His career includes roles at Charles Schwab, TD Ameritrade, and Charles Schwab Bank. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program, using standard asset-allocation models and internal research tools while requiring client authorization for trades.

Lisa Mc Clelland is a Series 66-licensed financial advisor at Principal Financial Services with seven years of industry experience. Her prior work includes roles at Nationwide Insurance, Thrivent Financial, and NASCAR event staff. Outside of financial services, she has participated in skincare product testing studies. Principal Securities provides brokerage and registered investment advisory services to a diverse client base including individual investors, retirement plans, trusts, and corporations. The firm offers direct advisory programs, financial planning, and access to third-party money manager solutions under various advisory and promoter arrangements.

Neil Teubel is a financial advisor at Corient with 14 years of industry experience. He holds the CFP® designation and Series 65 license. His prior work includes over a decade at Balasa Dinverno Foltz LLC before joining Corient and its related entities. Corient provides investment advisory and financial planning services to a diverse client base, including individuals, high-net-worth clients, trusts, pension plans, charitable organizations, and corporate entities. The firm utilizes a goals-based, team investment approach that combines in-house strategies with third-party managers and employs risk management tools and alternative investments when appropriate.

Samantha Isherwood is a financial advisor at Schwab Wealth Advisory with Series 63 and Series 66 credentials and three years of industry experience. She has worked at Schwab Wealth Advisory and Charles Schwab since 2022 and has prior experience in corporate and educational settings. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and select Charles Schwab & Co.-referred clients. The firm uses standardized asset-allocation models and internal research tools to tailor investment recommendations, with trades executed only upon client authorization.

Brian Ford is a financial advisor at TIAA-CREF with 17 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at TIAA-CREF since 2013, with prior roles at Fidelity and Merrill. Ford previously owned an LLC, which is no longer active. TIAA-CREF Individual & Institutional Services provides financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing TIAA employer retirement relationships. The firm offers both point-in-time planning services and ongoing portfolio management through model and customized portfolios under a fiduciary standard.

Samuel Goddard is a CFP®, CFA®, and holds a Series 66 license with six years of industry experience. He is currently a financial advisor at Schwab Wealth Advisory and previously worked at Morgan Stanley and Voya. Outside of finance, he has experience working at Colorado College and in the hospitality industry. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients. The firm uses Charles Schwab & Co.’s asset-allocation models and research tools to tailor recommendations to clients’ goals and risk tolerance without exercising discretionary trading authority.

Brianna Steffes is a financial advisor with Principal Financial Services in Glendale, Arizona, holding Series 63 and Series 65 licenses and three years of industry experience. Her work history includes roles at Cruz Financial Group, Principal Life Insurance Company, and The Prudential Insurance Company of America. She serves as Vice Chair of the Area Agency on Aging, supporting the board's leadership and fiduciary responsibilities. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, and charitable organizations. The firm offers financial planning, retirement plan consulting, and access to third-party money manager programs, delivering investment solutions through advisory and promoter arrangements.