Kyle Crews is a financial advisor at Guardian Life with Series 63 and Series 66 licenses and five years of industry experience. His prior roles include positions at Vanguard Advisers, Inc. and Vanguard Marketing Corporation. He is associated with Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, which provides brokerage and investment advisory services to individuals—including high-net-worth clients—corporate and retirement plan sponsors, and charitable organizations. The firm offers a mix of advisor-led discretionary management and model-based strategies, along with access to proprietary programs and third-party solutions.

Yvette Fernandez is a financial advisor at Hightower Advisors with 16 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Ameriprise and Edward Jones. Hightower Advisors provides investment advisory and planning services to a diverse client base including individuals, institutions, and charitable organizations. The firm’s approach involves manager selection and multi-manager solutions utilizing affiliated and third-party managers, with access to a range of investment vehicles and strategies.

Mathew Ofman is a financial advisor at OSAIC Institutions, Inc. with 15 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Alerus, Wells Fargo Clearing, Comerica Bank, Equitable Home Mortgage, Bank of America, BOK Financial Securities, and U.S. Bancorp Investments. OSAIC Institutions, Inc. serves individuals, ERISA retirement plans, trusts, estates, and corporate clients with customized advisory services, financial planning, and access to alternative investments. The firm operates a hybrid adviser/broker-dealer model, providing both discretionary and non-discretionary account management through a network of investment adviser representatives.

Leonard Thompson is a financial advisor at Ameritas Advisory Services, LLC with 27 years of industry experience. He holds the Series 66 designation and has worked at Ameritas and its affiliated firms since 2003, as well as at Cambridge Investment Research from 2001 to 2003. In addition to advisory work, he is licensed as an independent insurance agent selling fixed insurance products such as life, disability, and long-term care insurance. Ameritas Advisory Services, LLC provides investment advisory and planning services to a diverse client base, including individuals, high-net-worth investors, retirement plans, charitable organizations, and businesses. The firm utilizes a range of investment vehicles and program platforms, combining model portfolios, mutual funds, ETFs, and individual securities, supported by third-party technology and management.

James Hatton is a CFP® and holds a Series 65 license, with 23 years of experience in financial advising. He has worked at Creative Planning since 2022 and previously operated Hatton Consulting, Inc. for 21 years. Creative Planning provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, trusts, and retirement plans. The firm manages approximately $217 billion in client assets and employs a financial planning–led investment process that emphasizes low-cost indexing, buy-and-hold strategies, and supplemental approaches such as direct indexing and tax-loss harvesting.

Consuelo Lopez is a financial advisor with Kestra Advisory who holds Series 63 and Series 66 licenses and has 17 years of industry experience. Her previous roles include positions at Wells Fargo Clearing, J.P. Morgan Securities, and Chase Investment Services Corp. Outside of her advisory work, she is the owner of VALSBAT LLC, a baseball coaching business. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors and a wide range of institutional and individual clients. The firm offers services including fiduciary consulting, plan-level investment advice, and manages over $79 billion in assets, serving notable clients such as sovereign wealth funds.

Reynaldo Sandoval is a financial advisor with Schwab Wealth Advisory, holding the Series 63 and Series 66 designations and bringing 10 years of industry experience. He has worked at Charles Schwab and Charles Schwab Bank and serves as a Sergeant in the United States Marine Corps. In addition to his advisory role, he works seasonally as a driver for a logistics company in the Phoenix area. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients in the Schwab Wealth Advisory program and select referred clients. The firm’s investment guidance is based on Charles Schwab & Co.’s asset-allocation models and research tools, offering tailored recommendations without exercising discretionary trading authority.

Erin Sweitzer is a financial advisor with Commonwealth Financial Network based in Phoenix, AZ. She holds the Series 66 designation and has 17 years of industry experience. Since 2016, she has been associated with Camelback Retirement Planners. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and managing around $212.7 billion in client assets. The firm provides a broad adviser-support platform that includes managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

Barnabas Choe is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and five years of industry experience. His prior work includes roles at Charles Schwab & Co., Inc. and Quicken Loans. In 2023, he was involved with Ubiquitous Bookkeeping Services LLC. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program or referred by Charles Schwab & Co. The firm’s recommendations are based on internal research and asset-allocation models, with client authorization required for trades.

Joseph Popp is a financial advisor at Oppenheimer with 45 years of industry experience. He has been with Oppenheimer since 2008 and holds Series 63, Series 65, and Series 66 credentials. Outside of his advisory role, he has served as an Arizona election poll observer with the GOP. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, pooled investment vehicles, and IRAs. The firm offers a broad range of programs and services, including asset management, consulting, and retirement planning, delivered on discretionary and non-discretionary bases.

Michael Foster is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and bringing eight years of industry experience. He previously worked at Naviigo LLC, where he served as CEO overseeing the development of a travel experience mobile app. Foster has been with Charles Schwab & Co. since 2018 and Schwab Wealth Advisory since 2022. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program, using Charles Schwab’s asset-allocation models and internal research tools. The firm offers tailored, point-in-time wealth management consultations with a focus on client authorization for all trades.

Tanya Heyn is a financial advisor at Schwab Wealth Advisory with 23 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at firms including USAA Investment Management Company and Charles Schwab. Tanya is based in Phoenix, AZ. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co. referred clients, providing non-discretionary fiduciary investment advice, financial planning, and point-in-time wealth management consultations. The firm’s advice is based on Schwab’s asset-allocation models and research tools, with guidance tailored to clients’ goals and risk tolerance.

Rachel Schmidt is a financial advisor at Schwab Wealth Advisory, Inc. with two years of industry experience and a Series 66 designation. She previously worked at Cetera Investment Advisers LLC and Cetera Wealth Services, LLC. Outside of her advisory role, she serves as adjunct faculty at Grand Canyon University, grading homework assignments for the College of Engineering. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations. The firm’s advice is based on Charles Schwab & Co.’s asset-allocation models and internal research, with client authorization required for trades.

David O'hea is a financial advisor with Creative Planning holding a Series 66 credential and four years of industry experience. His prior roles include positions at Kestra Advisory Services, Morgan Stanley, and Meaden & Moore LLP. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a diverse client base, including high-net-worth individuals, pension plans, trusts, and corporations. The firm employs a financial-planning-led investment approach emphasizing low-cost indexing, buy-and-hold strategies, and selective private market exposure.

Trennon Payne is a financial advisor with Guardian Life who holds Series 63 and Series 65 designations and has 10 years of industry experience. He previously worked at Northwestern Mutual Wealth Management Company and related entities for nine years before joining Park Avenue Securities and Guardian Life. Payne also has experience as a broker for insurance products outside of Guardian. Guardian Life’s subsidiary, Park Avenue® Wealth Management, provides brokerage and advisory services to individuals, businesses, and institutions, offering a range of financial planning, investment management, and consulting solutions through both advisor-led and model-based strategies.

Tigran Unciano is a CFP® and CFA® with 15 years of industry experience, currently serving as a financial advisor at Creative Planning since 2022. Prior to joining Creative Planning, he worked for 16 years at Hatton Consulting, Inc. based in Phoenix, AZ. Creative Planning provides investment advisory and financial planning services to a diverse client base including individuals, corporations, foundations, trusts, and retirement plans. The firm manages approximately $217 billion in client assets and employs a financial planning–led investment approach that emphasizes low-cost indexing and buy-and-hold strategies, supplemented by additional portfolio management techniques and comprehensive retirement plan services.

Jeremy Kisner is a CFP® professional with 21 years of industry experience, currently serving at Corient in Phoenix, AZ. His prior roles include positions at Surevest Private Wealth, Crown Capital Securities, and Securities America. Kisner also manages two residential rental properties as a landlord. Corient provides investment advisory and financial planning services to a diverse client base, including individuals, high-net-worth clients, trusts, pension plans, and charitable organizations. The firm employs a goals-based, team investment approach that integrates in-house strategies with third-party managers and uses advanced risk management tools to align portfolios with client objectives.

Justin Fitzpatrick is a financial advisor with Schwab Wealth Advisory and holds a Series 66 designation. He has been in the industry for less than one year, previously working at LPL Financial and Charles Schwab & Co., Inc. outside of advisory roles, he has experience with the National Restaurant Association and has pursued full-time education. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and select Charles Schwab & Co.-referred clients. The firm’s approach relies on Schwab’s internal asset allocation models and research tools, offering tailored, point-in-time guidance without exercising discretionary trading authority.

Teresa Bear is a financial advisor with Brookstone Capital Management LLC, holding Series 63 and Series 65 credentials and 17 years of industry experience. She has worked with Brookstone Capital Management since 2008 and operates a tax and accounting services sole proprietorship outside of market hours. Brookstone Capital Management is an SEC-registered adviser providing fee-based asset management and financial planning to a diverse client base, including individuals, retirement plans, corporations, charitable organizations, sovereign wealth funds, and banking institutions. The firm offers discretionary investment management primarily through model portfolios, unified managed accounts, and separately managed accounts, and supports a large advisor network with back-office and turnkey asset management platform services.

Connor Garrett is a financial advisor with Schwab Wealth Advisory, Inc. in Phoenix, AZ, holding Series 63 and Series 66 licenses and possessing five years of industry experience. He has worked at Charles Schwab & Co., Inc. since 2021 and joined Schwab Wealth Advisory in 2026. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on Schwab’s asset-allocation models and research tools.