Bruce Munster is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and 27 years of industry experience. He previously worked at Bank of America and Merrill for a decade. Munster serves as a general partner or managing member in several private investment partnerships and LLCs, and he is a board member of Pinnacle Forum America, which supports leadership development through confidential forums. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm leverages extensive research and analytics and offers both brokerage and advisory solutions across a large network of financial professionals.

Antonio Escobedo is a financial advisor with OSAIC, holding a Series 66 designation and four years of industry experience. His prior work includes roles at Royal Alliance Associates and Thrivent Financial. OSAIC serves a diverse range of retail and institutional clients, offering integrated brokerage and advisory services, financial planning, retirement plan consulting, and access to multiple advisory platforms. The firm utilizes asset-allocation tools and various portfolio management techniques, supporting both discretionary and non-discretionary accounts across a wide spectrum of investment products.

Grant Williams is a financial advisor with Raymond James Financial Services Advisors, Inc. in Scottsdale, AZ, holding Series 63 and Series 65 credentials and with 17 years of industry experience. His prior experience includes roles at BBVA Wealth Solutions, BBVA USA, BBVA Securities, and COMPASS Bank. He is also affiliated with Pinnacle Bank Investment Services as a financial advisor. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse clientele including individual and high-net-worth clients, corporations, pension plans, and institutional clients. The firm offers tailored, non-discretionary advice supported by analytical tools and supports municipal and public finance work through its affiliation with a municipal advisor.

Hal Gilbert is a financial advisor with OSAIC in Scottsdale, AZ, holding Series 63 and Series 65 licenses and bringing 42 years of industry experience. He has been with Royal Alliance Associates, Inc. since 2004. Osaic Wealth, Inc. serves a range of retail and institutional clients through a large network of affiliated advisers, providing integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs firm-provided asset-allocation tools and supports multiple platforms and managed-account solutions.

Joshua Beams is a financial advisor with Charles Schwab in Cave Creek, AZ, holding a Series 66 designation and 19 years of industry experience. He has been with Charles Schwab since 2014, including a role at Charles Schwab Bank SSB from 2014 to 2022. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, supported by a multi-asset model portfolio approach and centralized operational structure.

Mark Schneider is a CFP®-designated financial advisor with 27 years of industry experience, currently affiliated with Osaic Wealth, Inc. He has held roles at several firms, including Securities America, Inc. and Northwestern Mutual Wealth Management Company. Outside of his advisory work, Schneider volunteers with special needs sports activities, assisting coaches during games. Osaic Wealth, Inc. serves a diverse client base, including individual and institutional investors, offering integrated brokerage, advisory, and financial planning services through a broad network of affiliated advisors and multiple platforms. The firm employs advanced asset-allocation tools and supports both discretionary and non-discretionary account management, with access to third-party money managers and wrap programs.

Kelly Miller is a financial advisor at LPL Financial with three years of industry experience. He previously worked at J.P. Morgan Securities LLC and JPMorgan Chase Bank N.A. from 2022 to 2025. Miller holds Series 65 and Series 63 credentials. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary portfolio management supported by research from LPL and third-party subadvisors.

Matthew Bragg is a financial advisor at OSAIC with 17 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at Securities America, Inc. for 11 years before joining OSAIC. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm uses various asset-allocation tools and supports both discretionary and non-discretionary account management across multiple investment types.

Michael Wagner is a financial advisor with Robert W. Baird & Co. in Phoenix, AZ, holding Series 63 and Series 66 licenses and possessing 23 years of industry experience. He has been with Robert W. Baird since 2007. Outside of his advisory role, he is a property owner. He is part of The DDK Group within Robert W. Baird’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, and institutional clients. The group offers tailored financial planning and portfolio management services, utilizing a range of investment strategies including discretionary management and separately managed accounts.

Clement Lisitski is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and having 25 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 2000. In addition to his advisory role, he is involved in sales of loan products and home security and automation services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options under a tiered wrap-fee structure. The firm curates third-party asset managers and delegates trading responsibilities to BNY Mellon Advisors.

Ryan Kanner is a financial advisor at Charles Schwab with Series 65 and Series 63 credentials and one year of industry experience. His prior roles include positions at Morgan Stanley and State Farm. He has also been involved with Alpen Bluffs Outdoor Resort and One Stop Nutrition. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management options supported by a large, integrated operational structure.

Sean Norris is a financial advisor with Equitable Advisors in Scottsdale, AZ, holding a Series 66 designation and two years of industry experience. Prior to joining Equitable Advisors in 2024, he worked at TPC Scottsdale and gained additional experience during his time at Arizona State University and InstaCart. Equitable Advisors serves a diverse client base including individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients. The firm offers financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs, operating with a dual-registered SEC investment adviser and broker-dealer model.

John Kukich is a financial advisor with Wells Fargo Clearing in Peoria, AZ, holding a Series 63 designation and 38 years of industry experience. He has been with Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a broader investment menu that includes insurance-related vehicles and bank deposit sweep options.

Ryan Kidd is a financial advisor with LPL Financial based in Peoria, AZ. He holds the Series 66 designation and has 20 years of industry experience, including nine years at Lincoln Financial Advisors Corporation prior to joining LPL Financial in 2023. He is also the author of the book *The Art of Retiring Whole*. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning, advisory programs, retirement plan consulting, and brokerage services, with discretionary and non-discretionary management supported by LPL Research and third-party subadvisors.

Thomas Seros is a CFP®-certified financial advisor with Edward Jones in Surprise, AZ, and has 18 years of industry experience. He has been with Edward Jones since 2007. Outside of his advisory work, he is a silent partner in a commercial building venture in St. Clair, Michigan. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, managing approximately $1.01 trillion in assets through a large network of financial advisors and branch offices nationwide.

Jayden Parkinson is a financial advisor at Morgan Stanley in Scottsdale, AZ, holding a Series 66 designation with two years of industry experience. Prior to joining Morgan Stanley, he held various roles across industries including banking, nutritional laboratories, and nonprofit service. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools supported by the Global Investment Committee’s analyses.

Scott Baker is a financial advisor with Edward Jones in Scottsdale, AZ, holding Series 63 and Series 66 designations and having 16 years of industry experience. He has been with Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a broad range of advisory strategies and affiliated investment products, operating under a fiduciary standard and supported by a large nationwide network of financial advisors and branch offices.

Remo Antoniolli is a Wealth Management Advisor with Merrill Lynch Wealth Management, based in Scottsdale, Arizona. He focuses on delivering personalized wealth management, portfolio management, and investment advisory services tailored to each client's unique financial goals and long-term vision. Remo specializes in designing goal-based financial plans for high-net-worth individuals, business owners, and professionals, with areas of focus including retirement planning, investment management and asset allocation, estate and legacy planning strategies, philanthropic giving strategies, as well as risk management and wealth preservation. Beginning his career in financial services in 2009 after a successful entrepreneurial background, Remo joined Merrill Lynch Wealth Management in 2011 following a relocation from Michigan. He partners with clients to develop comprehensive financial strategies aligned with their risk tolerance, time horizon, liquidity needs, and long-term objectives. Remo draws on his experience as a former private sector business owner to assist clients with succession planning and strategies following a liquidity event. He also offers access to Bank of America solutions that support family businesses with cash flow, lending, and other banking needs. Remo studied economics at the University of Chicago and earned a Bachelor of Business Administration in Finance from the University of Michigan Flint Campus. He holds professional designations including Certified Plan Fiduciary Advisor (CPFA), Certified Private Wealth Advisor (CPWA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Remo is an active member of the Men's Arts Council supporting the Phoenix Art Museum, and participates in automobile road racing, hiking, skiing, gardening, cooking, music, photography, and traveling.

Sandra Snyder is a financial advisor at OSAIC with 26 years of industry experience and holds a Series 66 designation. She has been with Securities America Advisors, Inc. since 2008 and currently works at OSAIC. Outside of her advisory role, she is involved in managing a rental property in Parma, Ohio. OSAIC serves a diverse client base, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and investment advisory services, utilizing asset-allocation tools and third-party platforms to construct portfolios across various asset classes.

Tyler Gilberg is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and 16 years of industry experience. He previously worked at Edward Jones from 2010 to 2022 before joining Raymond James in 2022 and currently serves as CEO of Gilberg Private Wealth and Gilberg Wealth Management, where he advises individual clients. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers tailored, non-discretionary planning and investment consulting using analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.