Zhijun Zhu is a Series 66-licensed financial advisor at Morgan Stanley with three years of industry experience. Prior to joining Morgan Stanley in 2023, Zhu worked at Goldman Sachs from 2021 to 2023 and has held roles in academic institutions including the University of Utah. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

Arnold Schwartz is a financial advisor at Morgan Stanley with 48 years of industry experience. He holds a Series 63 designation and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009. Prior to that, he was with Citigroup Global Markets beginning in 1980. Morgan Stanley Wealth Management serves individuals and institutional clients with a wide range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and modeling tools and offers both direct and corporate financial planning solutions.

Matthew Mc Crea is a CFP®-certified financial advisor with 14 years of industry experience. He is currently with Wells Fargo Clearing and previously worked at JP Morgan Chase Bank, Merrill, Bank of America, Fidelity, and other firms. Wells Fargo Clearing specializes in retirement plan consulting for qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, providing a broad range of investment options including insurance-related vehicles and bank deposit sweep programs.

Samuel Fejfar is a Series 66 licensed advisor with Fidelity Investments, based in Henderson, Nevada, and has one year of industry experience. Prior to joining Fidelity, he held various roles including work in real estate as a licensed REALTOR with Simply Vegas Real Estate. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios across mutual funds, ETFs, and ETPs.

Timothy Mc Fall is a financial advisor with Cetera, holding CFP® and ChFC® designations and over 35 years of industry experience. He has worked with multiple firms, including Avantax Investment Services and Independent Financial Group, and is president of U.S. Capital Strategies, Inc., where he manages securities and insurance-related financial services. He is also the manager of My Financial Compass, LLC, another financial services business. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, retirement plans, corporate, charitable, and institutional clients through a large nationwide network of independent advisors. The firm offers a variety of portfolio management and financial planning services across multiple program structures, with more than $256 billion in assets under management.

Joshua Reid is a financial advisor at UBS Financial Services with the Series 66 designation and two years of industry experience. Prior to joining UBS, he held positions at MGM Resorts International, Yelp Inc., and Hotel Del Coronado. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. Its advisory network employs proprietary research and model-based asset allocations to tailor plans aligned with clients’ goals and risk tolerances.

Stephanie Ficucell is a CFP® professional with 11 years of industry experience, currently affiliated with LPL Financial in Las Vegas, NV. She has worked at Strategic Wealth Management Group, Inc. and LPL Financial since 2015. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. It provides a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Ronald Manning is a financial advisor with LPL Financial, holding a Series 66 designation and one year of industry experience. His prior roles include positions at CUSO Financial Services, LP, Wells Fargo, and service in the US Army Reserves. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning and model portfolio programs, supported by a large network of investment adviser representatives.

Haylie Kalinowski is a financial advisor at UBS Financial Services with three years of industry experience. She holds the Series 66 designation and has prior experience at Axos Bank, Credit Union 1, and Generations Federal Credit Union. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides research-based, tailored financial plans through its network of advisors.

Sidney Thompson is a financial advisor with UBS Financial Services in Las Vegas, NV, holding a Series 66 designation and five years of industry experience. Prior to joining UBS, Thompson worked at AG Light and Sound and Hearthstone Kitchen and Cellar, and was affiliated with the University of Nevada Las Vegas. UBS Financial Services serves individual, corporate, and institutional clients with brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and offers a broad range of capital markets services and proprietary research to support client strategies.

Felicia Anaya is a financial advisor with Fidelity, holding the Series 63 and Series 66 designations and having seven years of industry experience. She has been with Fidelity Investments since 2016. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios across mutual funds, ETFs, and ETPs.

Andrew Garcia is a financial advisor at Ameriprise with Series 65 and Series 63 licenses and one year of industry experience. Prior to joining Ameriprise, he worked in various roles including positions at Grand Sierra Resort, Greater Nevada Fields, and the University of Nevada Reno. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Daniel Cuddy Jr. is a financial advisor at Cambridge Investment Research Advisors with 27 years of industry experience. He holds Series 63 and Series 66 designations and has worked extensively with Cambridge and Securities America. Outside of his advisory work, he is involved in life coaching through his firm Go 4 Th and serves as president of Retirement Benefits Group, an insurance agency. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals using a variety of portfolio management and model-based solutions.

Ian Schmutz is a financial advisor at Morgan Stanley with seven years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2019. Prior to his current roles, he worked at Domo, Inc. and doTERRA International. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct and corporate financial planning agreements.

Kelechi Obilor is a financial advisor at Fidelity with seven years of industry experience. He holds the Series 66 designation and has worked with Ameriprise Financial Services and Fidelity Investments. Fidelity's Strategic Advisers LLC provides a range of investment management and advisory services to retail and institutional clients, including discretionary portfolio management and model portfolio delivery. The firm combines fundamental research, quantitative analysis, and algorithmic portfolio construction, and has a formal advisory role to multiple registered investment companies.

Randy Goldhammer is a financial advisor with Merrill in Henderson, NV, holding Series 63 and Series 65 licenses and over 48 years of industry experience. His prior experience includes roles at UBS Financial Services and Bank of America. He is a trustee of a family trust. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a diverse client base including individuals, high-net-worth clients, and organizations.

James Olizarowicz is a financial advisor at Ameriprise with 23 years of industry experience. He holds a Series 66 designation and has worked at several firms, including JP Morgan Chase Bank, JP Morgan Securities, Bank of the West, and Twain Brain Marketing Partners. He is currently based in Las Vegas, NV. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Robert Brant is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and bringing 11 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at WELLS FARGO Advisors, LLC and Wells Fargo Bank, N.A. His practice is based in Las Vegas, NV. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory options. The firm’s process is driven by investment policy statements and modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Ryan D’souza is a financial advisor at Raymond James & Associates with a Series 66 designation and 10 years of industry experience. His prior roles include positions at City National Bank, RBC Capital Markets, LLC, and Ameriprise Financial Services, Inc. He is based in Las Vegas, NV. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutional clients, and public entities. The firm offers financial planning and non-discretionary investment consulting supported by a broad range of portfolio management styles and affiliated research.

Josh Bruce is a financial advisor at Charles Schwab with a Series 66 designation and one year of industry experience. He previously worked at Wells Fargo Bank for 23 years before joining Charles Schwab and its affiliated entities in 2025. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advice and access to discretionary separately managed accounts, using multi-asset model portfolios and research-driven alternative investment options.