Michael Mccullough is a financial advisor with United Planners' Financial Services of America, holding Series 63 and Series 65 licenses and with 16 years of industry experience. He has worked at Anthony Azavedo, CPA since 2019 and previously at Orange Coast Financial Group. In addition to his advisory role, he is president of Beach Wealth Management and owner of McCullough Financial, LLC, a tax preparation and accounting firm. United Planners Financial Services serves a diverse client base including individuals, corporations, and institutional clients, offering financial planning, portfolio management, retirement plan services, and brokerage solutions through a network of 477 independent advisors. The firm employs an open-architecture platform with multiple custodians and third-party money managers, primarily managing largely non-discretionary assets.

William Claghorn is a financial advisor at Rockefeller Financial LLC with 14 years of industry experience. He holds Series 63 and Series 65 designations. His previous roles include positions at City National Bank and RBC Capital Markets. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm offers portfolio management, financial planning, and consulting services, and operates as a registered broker-dealer providing securities transactions, variable insurance products, and placement and investment banking services.

Ashley Oliveira is a CFP® professional at EP Wealth Advisors with one year of industry experience. Prior to joining EP Wealth Advisors in 2025, she worked at Aspiriant from 2023 to 2025 and Brown Advisory from 2019 to 2023. Before entering the financial industry, she spent four years as a homemaker. EP Wealth Advisors is a registered investment adviser serving individuals, including high-net-worth clients, corporate and business clients, and retirement plans. The firm offers wealth management, financial planning, and ancillary services such as tax preparation and estate-document preparation, utilizing customized model portfolios and a range of investment strategies tailored to client needs.

Subash Seshadri is a financial advisor at Wealth Enhancement Advisory Services, LLC with four years of industry experience. He holds a Series 66 designation and has previously worked with Cetera Advisor Networks LLC, Securian Financial Services, and Ameriprise Financial. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving individuals, trusts, charitable organizations, corporations, and retirement plans through a large network of advisors. The firm offers financial planning, asset management, and specialized retirement consulting, employing a strategic investment approach that combines passive and active managers with quantitative and fundamental analysis.

Craig Mc Crory is a CFA® charterholder with 18 years of industry experience, currently serving as a financial advisor at EP Wealth Advisors since 2026. He previously spent 16 years with Capital Insight Partners, LLC. Mc Crory holds a Series 66 license and is based in Torrance, CA. EP Wealth Advisors is a registered investment adviser that serves individuals, including high-net-worth clients, corporate and business clients, and retirement plans. The firm offers wealth management, discretionary portfolio management, financial planning, and ancillary services such as tax preparation and estate-document preparation for qualifying clients, utilizing customized model portfolios and a range of investment strategies.

Doug Ireland is a financial advisor with EP Wealth Advisors in Torrance, CA, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. His prior roles include positions at Wedbush Securities Inc., Mass Mutual Investors Services, and Ameriprise Financial Services. Outside of his advisory work, he serves as an assistant baseball coach at Arnold O. Beckham High School in Irvine, CA. EP Wealth Advisors is a registered investment adviser that serves individuals, corporate clients, and retirement plans. The firm offers wealth management, discretionary portfolio management, and financial planning, constructing customized model portfolios and providing ongoing monitoring using a mix of fundamental, technical, and cyclical analysis.

Stephanie Garcia is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and one year of industry experience. Her prior roles include positions at Merrill, Bank of America, and Wells Fargo. Citigroup Global Markets Inc. serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment programs, broker-dealer execution, and custody services. The firm combines large institutional scale with specialized market roles such as swap dealing and futures commission merchant activities.

Christine Tillman is a CFP® professional with 11 years of industry experience, currently serving as a financial advisor at Creative Planning since 2023. She previously worked at several Cetera entities and AXA Advisors from 2014 to 2023. Outside of financial advising, she is an officer of TireSwing Media, LLC, a film and TV production company based in Manhattan Beach, CA. Creative Planning provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, and retirement plans. The firm emphasizes a financial planning-led investment approach with low-cost indexing and buy-and-hold strategies, supported by a large advisory team and centralized infrastructure.

Kevin Cross is a financial advisor at EP Wealth Advisors with 24 years of industry experience. He holds the CFP® designation as well as Series 63 and Series 66 licenses. His prior experience includes roles at Private Client Services LLC, INVEST Financial Corp, and Executive Wealth Management, LLC. EP Wealth Advisors serves individuals, including high-net-worth clients, corporate and business clients, and retirement plans. The firm offers wealth management, discretionary portfolio management, financial planning, and ancillary services such as tax preparation and estate-document preparation for qualifying clients, utilizing customized model portfolios and a mix of fundamental, technical, and cyclical analysis.

Lyndsey Xa is a CFP® and Series 65-licensed financial advisor at EP Wealth Advisors with six years of industry experience. She has worked with EP Wealth Advisors since 2020 and has prior experience at The Insight Group and Ameriprise. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm offers wealth management, financial planning, and ancillary services, using customized model portfolios with a range of investment strategies including fundamental and technical analysis, short-term trading, and alternative investments.

Yehudah Judah is a financial advisor at Transamerica Financial Advisors with five years of industry experience. He holds a Series 65 designation and has worked with several firms, including Mercor, WFGIA, King David Capital, and Chasing Value Asset Management. His business activities include sales of insurance and non-insurance products affiliated with Transamerica Financial Advisors. Transamerica Financial Advisors serves a diverse client base that includes individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers a range of advisory and broker-dealer services, including fee-based wrap programs, model portfolios, and access to third-party money managers.

Jason Bahramian is a financial advisor at Voya Financial Advisors, Inc. with 11 years of industry experience. He holds a Series 66 designation and has previously worked at JP Morgan Securities, JP Morgan Chase Bank, and GWN Securities. In addition to his advisory role, he is an independent insurance agent involved in the sale of fixed insurance products. Voya Financial Advisors, Inc. serves a diverse clientele including individuals, retirement plan sponsors, charitable organizations, and corporations. The firm provides financial planning, portfolio management, wrap programs, and plan-sponsor consulting, delivering advice through multiple program structures with an emphasis on non-discretionary, recommendation-based client relationships.

Elliott Servais is a CFP® and Series 66-registered financial advisor with 12 years of industry experience. He has been with EP Wealth Advisors in Torrance, CA since 2014. EP Wealth Advisors is a registered investment adviser serving individuals, corporate and business clients, and retirement plans. The firm offers wealth management, discretionary portfolio management, and financial planning services, using a combination of fundamental, technical, and cyclical analysis, along with access to alternative investments and private funds.

Clay Zachry is a CFP® and holds a Series 66 designation with 25 years of industry experience. He is currently an advisor at EP Wealth Advisors and previously worked at Harris Financial Advisors, Inc. for 11 years. EP Wealth Advisors serves individuals, business clients, and retirement plans with wealth management and discretionary portfolio management, offering customized model portfolios and ancillary services including tax preparation and estate-document preparation for qualified clients. The firm integrates fundamental, technical, and cyclical analysis along with access to alternative investments and third-party managers.

Elizabeth Desousa is a CFP® with 15 years of industry experience currently at Cerity Partners LLC. She previously worked at Running Point Capital Advisors, Mercer Global Advisors Inc., and Duckworth Wealth Advisors, Inc. Outside of her advisory role, she serves as a non-shareholder director of her spouse’s engineering firm and is the investment account trustee and chair of the committee for the Girl Scouts of Orange County. Cerity Partners provides customized wealth management services to individuals, families, trusts, business entities, and institutional investors nationwide. The firm uses tailored asset allocation, manager selection, and periodic rebalancing with a mix of proprietary quantitative screens, third-party managers, and individual securities, and it offers access to alternative and private-market investments alongside retirement plan consulting and tax planning.

Timothy Vanderhoof is a financial advisor at EP Wealth Advisors with four years of industry experience. He holds Series 65 and Series 63 licenses. His prior roles include positions at J.P. Morgan Investment Management, JPMorgan Distribution Services, and Homeside Financial. EP Wealth Advisors serves individuals, corporate and business clients, and retirement plans, providing wealth management, discretionary portfolio management, financial planning, and ancillary services such as tax preparation and estate-document preparation. The firm uses a mix of fundamental, technical, and cyclical analysis to construct customized portfolios and offers ERISA plan services including discretionary fiduciary management.

Brett Hughes is a CFP® with 12 years of industry experience and is currently with EP Wealth Advisors in Torrance, CA. He has held prior roles at CCG Wealth Management LLC, AlphaCore Capital LLC, and Delphi Private Advisors. Brett holds Series 63 and Series 66 registrations. EP Wealth Advisors is a registered investment adviser serving individual, corporate, and retirement plan clients. The firm offers wealth management, financial planning, and ancillary services such as tax preparation and estate-document preparation for qualified clients, using a combination of fundamental, technical, and cyclical analysis in managing customized model portfolios.

Carrie Sax is a CFP® and CFA® with 12 years of industry experience. She is currently an advisor at EP Wealth Advisors in Torrance, CA, where she has worked since 2021. Her prior experience includes roles at DeYoe Wealth Management, Bank of America, Merrill, and Parsec Financial Management. EP Wealth Advisors serves individuals, business clients, and retirement plans, offering wealth management, financial planning, and ancillary services such as tax preparation and estate-document preparation. The firm employs customized model portfolios with ongoing monitoring, integrating fundamental, technical, and cyclical analysis along with alternative investment options when appropriate.

Tyler Petersen is a CFP® with 14 years of industry experience. He is currently with EP Wealth Advisors in Torrance, CA, where he has worked since 2020. His prior experience includes roles at The Insight Group Insurance Agency, Financial Insight Center, and American United Life. EP Wealth Advisors serves individuals, including high-net-worth clients, as well as corporate and business clients and retirement plans. The firm provides wealth management, discretionary portfolio management, financial planning, and ancillary services such as tax preparation and estate-document preparation for qualifying clients, utilizing customized portfolios and a range of investment strategies.

Hector Hernandez is a financial advisor with Transamerica Financial Advisors in Torrance, CA. He holds Series 63 and Series 65 licenses and began his advisory career in 2026. Outside of his advisory role, he has extensive experience in various business ventures dating back nearly three decades, including real estate and asset management companies. Transamerica Financial Advisors serves a diverse client base, including individual investors, pension plans, trusts, and corporations. The firm offers both advisory and broker-dealer services, providing proprietary and third-party model portfolios with discretionary and non-discretionary options.