Clifton Morton is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 65 licenses and 25 years of industry experience. His prior roles include positions at Cetera Investment Services, First Allied Securities, and National Planning Corporation. He is based in San Pedro, CA. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser serving individuals, charities, corporations, and plan sponsors. The firm offers brokerage, portfolio management, financial planning, and retirement plan services, delivering advisory programs through its AccessPoint platform and third-party asset managers.

Jennifer Li is a CFP® with 10 years of industry experience, currently serving as a financial advisor at EP Wealth Advisors. Her entire professional history is with EP Wealth Advisors, where she has worked since 2015. EP Wealth Advisors is a registered investment adviser that serves individuals, including high-net-worth clients, corporate and business clients, and retirement plans. The firm provides customized wealth management, discretionary portfolio management, financial planning, and ancillary services such as tax preparation and estate-document preparation for qualified clients.

Geniffer Takacs is a CFA® charterholder with 14 years of industry experience, currently serving as a financial advisor at EP Wealth Advisors. She has been with the firm since 2016, working across its various iterations. EP Wealth Advisors is a registered investment adviser serving individuals—including high-net-worth clients—corporate and business clients, and retirement plans. The firm offers customized wealth management, discretionary portfolio management, and financial planning services, utilizing a blend of fundamental, technical, and cyclical analysis alongside access to alternative investments and ERISA fiduciary services.

Ryan Malone is a financial advisor at EP Wealth Advisors with six years of industry experience. He holds the Series 65 designation and previously worked at Buffington Mohr McNeal and U.S. Bank. EP Wealth Advisors is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm offers discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services such as tax preparation and estate-document facilitation.

Susan Koe is a CFP® with 18 years of experience in financial advising. She has worked at EP Wealth Advisors since 2025 and previously spent nine years at Better Money Decisions. EP Wealth Advisors, LLC is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm offers discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services such as tax preparation and estate-document facilitation.

Timothy Suarez is a financial advisor with Integrated Wealth Concepts LLC, holding two years of industry experience. He is also a partner at Windes, Inc., a CPA firm where he has worked for over 15 years. Integrated Wealth Concepts serves individuals, families, trusts, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, employing a long-term investment approach with customized portfolios and a range of model and wrap-fee options.

Cordelia Lo is a financial advisor at Citigroup Global Markets with 24 years of industry experience. She holds the Series 66 designation and has been with Citigroup since 2007. Outside of her advisory role, she serves as Chief Marketing Officer for Moscato Software LLC, where she develops branding and marketing strategies. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment programs along with broker-dealer execution and custody services. The firm combines large institutional scale with specialized market roles, including in-house research and acting as a swap dealer and futures commission merchant.

Nicolas Walter is a Series 66-licensed financial advisor at EP Wealth Advisors with four years of industry experience. He has previously worked at Morgan Stanley, RBC Capital Markets, and Keystone Strategy. Outside of his advisory roles, he has experience in the beverage and hospitality sectors through positions at Chronic Cellars and Nautical Bean Coffee. EP Wealth Advisors serves individuals, corporate clients, and retirement plans by offering wealth management, financial planning, and ancillary services such as tax preparation and estate-document assistance. The firm employs customized model portfolios and utilizes a blend of fundamental, technical, and cyclical analysis combined with various investment strategies to meet client needs.

Austin Beard is a financial advisor at EP Wealth Advisors with four years of industry experience. He holds a Series 65 designation and has previously worked at Cook Martin Poulson, PC. EP Wealth Advisors is a registered investment adviser that serves individuals, corporate clients, and retirement plans. The firm offers wealth management, discretionary portfolio management, financial planning, and ancillary services such as tax preparation and estate-document preparation, using a combination of fundamental, technical, and cyclical analysis along with access to alternative investments and private funds.

Linda Stanton is a financial advisor with OSAIC Advisory Services, LLC, holding Series 63 and 65 licenses and having 18 years of industry experience. She previously worked at PFS Investments Inc and Primerica Financial Services before joining OSAIC Advisory Services and Osaic Wealth in 2025. OSAIC Advisory Services, LLC is an SEC-registered investment adviser serving a diverse client base, including individuals, pension and profit-sharing plans, corporations, trusts, charitable organizations, and governmental entities. The firm offers a range of investment management and financial planning services, utilizing multiple program models and third-party platforms, with custody and execution primarily through Schwab and Fidelity.

Ian Clemens is a CFP® and CFA® with three years of industry experience. He is currently with EP Wealth Advisors and has previously worked at CornerCap Investment Counsel, Jon Baker Financial Group, CWM, LLC, and Brightworth. EP Wealth Advisors, LLC is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm offers discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services such as tax preparation and estate-document facilitation, using a suitability-driven process and a range of investment vehicles.

Tammera Prouty is a Certified Financial Planner (CFP®) with 18 years of industry experience. She has worked at EP Wealth Advisors since 2021 and previously spent 21 years at Sound Financial Planning, Inc. EP Wealth Advisors is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm offers discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services such as tax preparation and estate-document facilitation, managing approximately $35.57 billion in assets with a suitability-driven investment approach.

Stephen Kovach is a CFP® professional with 22 years of industry experience. He is currently an advisor at EP Wealth Advisors and previously worked at Buffington Mohr McNeal and the Water Users Association of Downing Downs Lateral. EP Wealth Advisors, LLC is an independent, fee-only registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm offers discretionary portfolio management and financial planning, employing a suitability-driven process that includes the use of mutual funds, ETFs, equities, fixed income, and alternative investments.

Armando Herrera is a financial advisor with EP Wealth Advisors in Torrance, CA, holding a Series 65 designation and three years of industry experience. He previously worked at Harris Financial Advisors, Inc. for seven years before joining EP Wealth Advisors. EP Wealth Advisors is a registered investment adviser serving individuals, including high-net-worth clients, corporate and business clients, and retirement plans. The firm provides wealth management, discretionary portfolio management, financial planning, and ancillary services, utilizing customized model portfolios and various investment strategies, including fundamental, technical, and cyclical analysis.

Jeffrey White is a financial advisor with Private Advisor Group, LLC, holding a Series 63 designation and bringing 37 years of industry experience. He has been with Private Advisor Group since 2016 and concurrently associated with LPL Financial since 1994. Outside of his advisory work, he is a musician who plays guitar in a small orchestra and occasionally teaches guitar lessons. Private Advisor Group, LLC is an SEC-registered advisory firm managing over $41 billion across more than 135,000 client relationships. The firm serves individuals, trusts, estates, charitable organizations, and corporate and retirement plan clients, offering a range of portfolio management and financial planning services through various platforms and third-party asset managers.

Sheila Hoopes is a CFP® professional with three years of industry experience. She currently works at EP Wealth Advisors and has prior experience at Reyes Financial Architecture, Creative Capital Management Investments LLC, and LPL Financial. EP Wealth Advisors is a registered investment adviser serving individuals, businesses, and retirement plans. The firm provides wealth management, discretionary portfolio management, financial planning, and ancillary services such as tax preparation and estate-document preparation for qualified clients.

Michael Goldman is a CFP® and Series 65-licensed financial advisor with 16 years of industry experience. He has worked at EP Wealth Advisors since 2024 and previously spent 12 years at Gather Financial Planning. Goldman also serves as Treasurer and Financial Officer for the Leo & Rhea Fay Fruhman Foundation, a private charitable foundation where he oversees investments and grant funding. EP Wealth Advisors is an independent, fee-only registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm employs a suitability-driven process for portfolio management and financial planning, offering a range of services including tax preparation and estate-document facilitation to clients with specified asset levels.

Ryan Dalit is a financial advisor at Brookstone Capital Management LLC with one year of industry experience. He holds a Series 65 designation and has prior work experience in real estate-related roles at firms including Prophet Homes, Fair Trade Real Estate, and New Western Acquisitions. Brookstone Capital Management provides fee-based asset management and financial planning to individuals, retirement plans, corporations, trusts, and other business entities. The firm offers discretionary portfolio management through a turnkey asset management platform, employing strategic and dynamic asset-allocation models and a range of investment strategies including ETFs, mutual funds, options-enhanced strategies, and proprietary funds.

Nicole Simpson is a CFP® with 16 years of experience in the financial services industry. She currently works at EP Wealth Advisors and has held positions at Creative Planning and operated The Financial Healer. EP Wealth Advisors serves individuals, corporate clients, and retirement plans, providing wealth management, discretionary portfolio management, and financial planning services. The firm uses customized model portfolios and a range of investment strategies, including fundamental, technical, and cyclical analysis, and offers ancillary services such as tax preparation and estate-document assistance.

Jocelyn Black is a financial advisor at EP Wealth Advisors with 12 years of industry experience. She holds the Series 63, Series 65, and Series 66 designations. Her prior roles include positions at Better Money Decisions, Strategy Financial Group, ClariFinancial LLC, and Nationwide Insurance Company. EP Wealth Advisors is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm offers discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services such as tax preparation and estate-document facilitation, employing a suitability-driven investment process across various asset classes.