Hui Zhang is a financial advisor at Independent Financial Group, LLC with 14 years of industry experience and holds a Series 66 designation. Prior to joining Independent Financial Group in 2020, Zhang worked at Cetera, East West Bank, and Merrill. Outside of advisory work, Zhang serves as an officer and director of Sunrise Lending Inc, a mortgage lending firm, and is involved in sales coaching with Crump Insurance Company. Independent Financial Group, LLC provides advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and institutions. The firm uses a combination of firm and third-party investment models and offers multiple portfolio management options, blending passive and active strategies across various risk profiles.

Joseph Lumarda is a financial advisor at Capital Group Private Client Services, Inc. in Los Angeles, CA, holding a Series 65 credential with 17 years of industry experience. He previously worked at Capital Bank and Trust Company for five years before joining his current firm in 2021. Capital Group Private Client Services provides discretionary investment management primarily to high-net-worth individuals and charitable organizations, utilizing a multi-manager approach and a range of investment vehicles including separately managed accounts, mutual funds, and alternative strategy funds.

Tonnette Patterson is a financial advisor at Focus Partners Wealth, LLC with five years of industry experience. She holds Series 63 and Series 65 designations. Prior to joining Focus Partners Wealth in 2025, she worked at Churchill Management Group for seven years and National Planning Corporation for four years. Focus Partners Wealth serves individuals, high-net-worth families, family offices, and institutional clients with wealth management, financial and tax planning, and retirement plan consulting. The firm uses a long-term, tax- and fee-sensitive investment approach combining active and passive strategies alongside third-party managers and private funds.

Zachary Valdez is a financial advisor at GWN Securities Inc. with a Series 66 designation and one year of industry experience. Prior to joining GWN Securities, he held roles at Harvey Mudd College, Keck Graduate Institute, Score Savers College Prep, Middle Tree Academy and Foundation, and ADP. GWN Securities provides investment advisory and related services to individual and corporate clients through various managed account programs and financial planning offerings. The firm employs a combination of affiliated and unaffiliated sub-advisers and incorporates market-timing and momentum-based strategies in certain legacy programs.

Nicholette La Frenier is a financial advisor at Citigroup Global Markets with one year of industry experience. She holds the Series 66 designation and has previously worked at Modern Woodmen of America and in various roles including teaching positions and financial services prior to joining Citigroup. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a broad range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies with comprehensive oversight, and supports bespoke discretionary solutions for high-net-worth clients.

Josephine Tran is a financial advisor with TIAA-CREF in Pasadena, CA, holding Series 66, Series 65, and Series 63 credentials and eight years of industry experience. Her work history includes multiple roles at TIAA-CREF and related entities, as well as experience at BFC Planning, Inc. and Berthel Fisher & Company Financial Services, Inc. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with pre-existing relationships through TIAA-administered employer retirement plans. The firm’s advisory approach distinguishes one-time planning services from ongoing discretionary management, applying a fiduciary standard with a focus on model and customized portfolios across its programs.

Bryton Lam is a financial advisor at Citigroup Global Markets with Series 63 and 65 licenses and three years of industry experience. His prior roles include positions at J.P. Morgan Securities, JPMorgan Chase Bank, N.A., and several financial services and mortgage-related firms. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs, broker-dealer execution, custody services, and derivatives and futures capabilities. The firm employs multi-asset, multi-manager strategies with both discretionary and non-discretionary options, leveraging internal standards and oversight committees to select and monitor investment managers.

Komal Motwani is a CFP® with seven years of industry experience, currently serving as a financial advisor at TIAA-CREF. Prior to joining TIAA-CREF in 2025, Motwani worked for Yanni & Associates Investment Advisors, LLC for a total of seven years and spent time at Thakar Financial LLC, Raymond James. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with pre-existing relationships through TIAA-administered employer retirement plans. The firm distinguishes between stand-alone planning services and ongoing discretionary management and acts as adviser to a donor-advised fund.

Dylan Mathis is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 credentials and 18 years of industry experience. He has been with Citigroup since 2014. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment advisory programs and broker-dealer execution and custody services. The firm combines large institutional scale with unique market roles, including in-house research, futures and derivatives services, and bespoke solutions for very large clients.

Tat Chan is a financial advisor with Principal Financial Services in Pasadena, CA, holding Series 63 and Series 65 designations and seven years of industry experience. His career includes roles at Principal Life Insurance Company, NYLIFE Securities LLC, New York Life Insurance Co., Basel Capital, Whitewing Insurance Solutions, and HSBC in both the U.S. and Hong Kong. Outside of advisory work, he is the owner of Seed Capital LLC, which is investing as a limited partner in a restaurant. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and military personnel, with advisory offerings that include financial planning and access to third-party money manager solutions.

Phuong Dinh is a financial advisor at Lincoln Investment with Series 66 credentials and one year of industry experience. Prior to joining Lincoln Investment, Dinh has been self-employed since 2015 and is involved with Vers, LLC. Lincoln Investment Planning, LLC is a large enterprise advisory and broker-dealer serving a diverse client base including individual and high-net-worth investors, trusts, charities, and retirement plans. The firm offers comprehensive financial planning and portfolio management services supported by an in-house investment management team and a broad network of independent advisors.

Rita Pattaratornkosohn is a financial advisor with GWN Securities Inc. and holds a Series 66 designation. She has less than one year of industry experience. Prior to joining GWN Securities, her background includes academic roles at the University of California Riverside and a brief period at POKE CO. GWN Securities provides investment advisory and related services to individual and corporate clients through various managed account programs and financial planning services. The firm employs a mix of affiliated and unaffiliated sub‑advisers and uses market-timing and momentum-based strategies within certain legacy programs.

Brighton Lam is a financial advisor with GWN Securities Inc. based in Pasadena, CA. He holds the Series 66 designation and began his career with the firm in 2026. Prior to entering the industry, Brighton worked in the food service sector and completed his education at California State University, Los Angeles. GWN Securities provides investment advisory and related services to individual and corporate clients through various managed account programs and financial planning options. The firm employs a mix of affiliated and unaffiliated sub-advisers and incorporates market-timing and momentum-based strategies alongside model-based asset allocation.

Ashton Fegel is a financial advisor at GWN Securities Inc. based in Pasadena, CA. He holds a Series 66 designation and has less than one year of industry experience. Prior to joining GWN Securities, his background includes roles in education and retail. GWN Securities provides investment advisory and related services to individual and corporate clients through a variety of managed account programs and financial planning offerings. The firm applies both affiliated and unaffiliated sub-advisers and utilizes market-timing and momentum-based strategies in certain legacy programs.

Cuong Thuyen is a financial advisor with Independent Financial Group, LLC, holding a Series 66 designation and 21 years of industry experience. He has worked at several firms, including Capwest Securities, Inc., Tweed Financial Services, Inc., and United Securities Alliance, Inc. Thuyen is also involved in the local real estate community as a member of the West San Gabriel Valley Association of Realtors and the Arcadia Association of Realtors, and he owns Kong Financial Services, which offers health and life insurance products. Independent Financial Group, LLC provides investment advisory and brokerage services to a wide range of clients, including individuals, high-net-worth clients, trusts, and charitable organizations. The firm offers financial planning and portfolio management using both firm- and third-party models, combining active and passive strategies tailored to client risk profiles.

Sean Rodriguez is a financial advisor with Valic Financial Advisors in Glendale, CA, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has worked at Valic Financial Advisors since 2011 and previously held roles at Agia, LPL Financial, and Wedbush Securities Inc. Outside of advisory work, he is involved with Agia as an agent offering non-securities insurance products. Valic Financial Advisors serves primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm provides portfolio management, financial planning, and unified managed accounts through a large network of advisors, leveraging centralized technology and third-party model managers.

Hwa Jin Kim is a financial advisor with TLG Advisors, Inc. based in Los Angeles, CA. He holds Series 63 and Series 65 licenses and has nine years of industry experience. His career includes roles at The Leaders Group Inc, Ameritas Advisory Services, and The Prudential Insurance Company of America. Outside of advising, he serves as Executive Vice President of Sales at EMP Financial Network. TLG Advisors, Inc. serves a broad client base including individuals, high-net-worth clients, trusts, charitable organizations, corporations, and institutional investors. The firm emphasizes manager selection and ongoing monitoring using fundamental analysis and Modern Portfolio Theory, and offers portfolio management, comprehensive financial planning, and fiduciary services for ERISA-qualified retirement plans.

Ernesto Alvarez is a financial advisor at Citigroup Global Markets with 25 years of industry experience. He holds Series 63 and Series 66 designations. His prior work includes roles at JPMorgan Securities, JPMorgan Chase Bank, and several other financial firms dating back to 2003. Citigroup Global Markets serves both individual and institutional clients across multiple wealth segments, offering a wide range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies and operates with large institutional scale, including functions as a security-based swap dealer and futures commission merchant.

Meileh Burns is a financial advisor with Transamerica Financial Advisors who holds Series 63 and Series 65 licenses and has 18 years of industry experience. She has been with Transamerica Financial Advisors since 2012 and has a background that includes roles at Ricoh USA and Debtmerica Relief. Burns is also involved in music as a background singer with the Paul McDonald Big Band and serves as a music ministry director at Changed Church. Transamerica Financial Advisors serves a diverse client base including individual investors, pension plans, trusts, and charitable organizations, offering both advisory and broker-dealer services through proprietary and third-party model portfolios with discretionary and non-discretionary options.

Berkeley Harrison is a CFA® charterholder with 13 years of industry experience. He currently works at Sequoia Financial Group, L.L.C. and previously held positions at LPL Financial LLC, Sterling Financial Group, and Citibank, N.A. / Citigroup Global Markets Inc. Sequoia Financial Advisors, LLC provides wealth planning, investment management, retirement-plan advisory, and consulting services to individuals, family offices, corporations, charitable organizations, trusts, and retirement plans. The firm combines model portfolios and custom investment solutions overseen by an Investment Policy Committee and utilizes a range of investment vehicles including mutual funds, ETFs, individual securities, private funds, and third-party managers.