Alec Williams is a financial advisor with Guardian Life who holds a Series 66 designation and has 11 years of industry experience. He has worked extensively with Park Avenue Securities and Guardian Life Insurance Company since 2016. Outside of his advisory role, he is involved with the Friends of Braille Institute, a nonprofit supporting services for the visually impaired. Guardian Life’s subsidiary, Park Avenue Securities LLC, offers brokerage and investment advisory services to individuals, corporate clients, retirement plan sponsors, charitable organizations, and businesses. The firm provides a range of financial planning and consulting services, combining advisor-led discretionary management with model-based strategies and access to proprietary and third-party investment platforms.

Bryan Wilczewski is a financial advisor with Guardian Life in San Diego, CA, holding CFP® and ChFC® designations and 19 years of industry experience. His career includes roles at Park Avenue Securities, LPL Financial, Edward Jones, Merrill, and Lord, Abbett & Co. LLC. He is also the owner of Evidentia Group LLC, a legal entity used for managing 1099 income. Park Avenue Securities, a subsidiary of The Guardian Life Insurance Company of America, offers brokerage and advisory services to individuals, businesses, and organizations, combining advisor-led discretionary management with model-based strategies and access to proprietary programs as well as third-party solutions.

Simon Chapman is a financial advisor with RBC Rochdale, LLC, holding a Series 66 designation and bringing 13 years of industry experience. He has worked with Rochdale Investment Management LLC and RIM Securities since 2012 and with City National Bank since 1997. Chapman serves as a board member for the San Diego Cooperative Charter School, where he oversees financial, hiring, and planning decisions. RBC Rochdale serves a diverse client base including high net worth individuals, corporations, charitable organizations, and government entities. The firm employs a multi-strategy investment process combining quantitative and fundamental analysis, utilizing proprietary tools and working with third-party sub-advisors to construct tailored portfolios.

Joshua Bodenstadt is a partner at Duffy Kruspodin, LLP in La Jolla, California, where he has worked since 2007. He is affiliated with Integrated Wealth Concepts LLC and has six years of industry experience. Integrated Wealth Concepts LLC serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent financial advisors. The firm offers discretionary investment management, financial planning, and consulting services, employing a long-term investment approach with customized portfolios and oversight of third-party asset managers.

Sophia Lizalde is a financial advisor at Integrated Wealth Concepts LLC with one year of industry experience. She holds a Series 65 designation and previously worked at VEBS. Integrated Wealth Concepts LLC serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, and family office services, utilizing customized portfolios with a long-term investment approach and oversight of third-party managers.

Timothy Riis is a financial advisor with Integrated Wealth Concepts LLC, holding a Series 63 designation and 33 years of industry experience. He previously worked at The Lincoln National Life Insurance Company and Lincoln Financial Advisors Corporation for 24 years. Riis has been with Integrated Wealth Concepts and LPL Financial since 2019. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, utilizing customized portfolios with mutual funds, ETFs, individual equities, and fixed income, and employs a primarily long-term investment approach.

Rose Pflug is a CFP® and holds a Series 66 license, currently serving as a financial advisor at Corient with two years of industry experience. Her prior roles include positions at D.A. Davidson & Co., KPMG, and academic roles at the University of Portland and Pepperdine University. Corient provides investment advisory and financial planning services to a diverse client base, including individual and high-net-worth clients, trusts, pension plans, charitable organizations, and corporate entities. The firm uses a goals-based, team investment approach that integrates in-house strategies with third-party managers and employs various risk management and monitoring tools to align portfolios with client objectives.

Kseniya Ribeiro is a CFP® professional with three years of industry experience, currently serving as a financial advisor at Mercer Global Advisors Inc. She previously worked at Bank of America and has been with Mercer Global Advisors in various roles since 2018. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments by providing investment advisory services along with financial, tax, retirement, and estate planning. The firm employs an investment approach based on Modern Portfolio Theory, emphasizing diversified, risk-appropriate portfolios implemented through a variety of vehicles, including low-cost ETFs, index funds, and separate account managers.

Dominic Repetti is a financial advisor with Concurrent Investment Advisors, LLC in San Diego, holding a Series 63 designation and 26 years of industry experience. His prior roles include positions at Raymond James Financial Services Advisors and Wells Fargo Clearing. He is a co-owner of Next Retirement Solutions and has business interests that include ownership of the Santa Barbara Country Club. Concurrent Investment Advisors, LLC is an SEC-registered multi-team advisory firm serving individuals, families, trusts, businesses, and retirement plans. The firm offers customized, primarily long-term investment portfolios using a range of securities and provides wealth management, financial planning, and retirement plan advisory services supported by a network of over 280 advisors.

Richard Mireles is a financial advisor with Independent Financial Group, LLC, holding a Series 66 credential and with 19 years of industry experience. He has worked at Independent Financial Group since 2010 and has additional experience providing seasonal tax preparation services for H&R Block since 2009 and operating Mireles Tax Services since 2008. Mireles is also licensed as a life and health insurance agent and has worked as a real estate agent since 1996. Independent Financial Group, LLC provides investment advisory and brokerage services to a wide range of clients including individuals, high-net-worth clients, trusts, and corporate and pension/profit-sharing plans. The firm offers financial planning, portfolio management, and retirement plan services using both firm-developed and third-party models across various risk profiles.

Michael Tsoukatos is a CFA® charterholder affiliated with Private Advisor Group, LLC, with three years of industry experience. His prior roles include positions at CCG Wealth Management, LLC and Pennymac Capital Markets. He operates under the business name Advanced Wealth Advisory, LLC while providing investment advice through Private Advisor Group. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans, offering portfolio management, financial planning, retirement plan consulting, and access to various managed account solutions. The firm’s fiduciary-based model incorporates both discretionary and non-discretionary services and utilizes third-party managers and technology platforms to implement diverse investment strategies.

Benjamin Duggan is a financial advisor with Empower Advisory Group in Escondido, CA, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. His prior roles include positions at Berkley Capital Management and Key Investment Services LLC. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and retail brokerage account holders, delivering services through an integrated model tied to Empower’s recordkeeping and administrative platforms.

Jalen Lee is a financial advisor at Guardian Life with a Series 66 designation and one year of industry experience. His prior roles include positions at Park Avenue Securities, Marine Street Financial, and REV77, as well as teaching experience at Arizona State University and local schools. He works at Park Avenue Securities LLC, a wholly owned subsidiary of The Guardian Life Insurance Company of America, which provides brokerage and advisory services to individuals, plan sponsors, charitable organizations, and businesses. The firm offers tailored financial planning, discretionary and non-discretionary investment management, and access to proprietary and third-party advisory solutions.

Joseph Mamer is a financial advisor with Oppenheimer, holding Series 63 and Series 66 designations and bringing 41 years of industry experience. His prior roles include positions at Stifel Nicolaus & Co Inc, RBC Capital Markets, and A. G. Edwards & Sons, Inc. He also serves as trustee of a family estate, managing assets to provide scholarships for nieces and nephews. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension plans, and charitable organizations. The firm offers a broad range of investment and consulting services utilizing both discretionary and non-discretionary approaches, with a notable portion of assets managed on a non-discretionary basis.

Rosa Lasnover is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. She has been with Transamerica Financial Advisors since 2012 and is also associated with Wfgia since 2001. Outside of her advisory role, she is an investor in W&J Operations LLC, a company involved in transporting legal merchandise within the United States. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a diverse client base, including individual investors, employer plans, trusts, and charitable organizations. The firm utilizes model portfolios and third-party managers to implement its advisory approach, supported by multiple program platforms and an advisor network managing approximately $1.7 billion in regulatory assets under management.

George Ebenhack is a financial advisor with Oppenheimer, holding Series 63 and Series 65 credentials and 53 years of industry experience. He has worked at Fahnestock & Co. Inc. since 2003 and previously at CIBC World Markets Corp. from 1997 to 2003. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension plans, charitable organizations, pooled investment vehicles, and IRAs. The firm offers a range of programs including asset management, consulting, and retirement services, employing discretionary and non-discretionary approaches across equity, balanced, and fixed-income portfolios.

Shannon Foster is a CFP® certificant with seven years of industry experience, currently working at Schwab Wealth Advisory, Inc. since 2019. Prior to joining Schwab, she worked at The Vanguard Group and has experience with Charles Schwab and Zoe Boutique. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily for clients enrolled in the Schwab Wealth Advisory program. The firm uses standard asset-allocation models and internal research tools to deliver tailored investment recommendations without exercising discretionary trading authority.

Brian Zimmerman is a financial advisor with Independent Financial Group, LLC in San Diego, CA, holding Series 63 and Series 66 licenses and over 32 years of industry experience. He has been with Independent Financial Group since 2012 and previously worked at Modern Capital Advisors, LLC. Outside of his advisory role, Zimmerman serves as president of the networking group LE TIP and is a board member of Torah High School. Independent Financial Group, LLC provides investment advisory and brokerage services to individuals, high-net-worth clients, trusts, corporate and pension plans, and charitable organizations. The firm offers financial planning and portfolio management through various platforms and employs a model-driven investment process combining strategic asset allocation with active and passive management.

Nathan Moore is a CFA® credentialed advisor with Independent Financial Group, LLC in San Diego, CA. He has one year of industry experience and previously worked at EbitDATA CRE and The Niki Group. Independent Financial Group, LLC offers investment advisory and brokerage services to individuals, high-net-worth clients, trusts, corporate and pension plans, and charitable organizations. The firm uses firm- and third-party models to develop client strategies, combining strategic asset allocation with multi-manager portfolios that include both passive and active investments.

Adem Abate is a financial advisor at Corient in San Diego, CA, holding Series 63 and Series 65 licenses with five years of industry experience. His prior firms include UBS, Penserra Securities, JP Morgan Chase Bank, and AXA Advisors. Corient provides investment advisory and financial planning services to individuals, high-net-worth clients, trusts, pension and profit-sharing plans, charitable organizations, and corporate entities. The firm employs a goals-based, team investment approach that integrates in-house strategies with third-party managers and utilizes risk management tools and stress testing to align portfolios with client objectives.