Alan Iinuma is a financial advisor at OSAIC with 17 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at Sagepoint Financial, Inc. and Independent Capital Management. Outside of his advisory role, he assists clients with aspects of estate planning, including gathering information for living trusts, and refers clients to mortgage brokerage services when appropriate. OSAIC serves a diverse clientele including retail and institutional investors, offering integrated brokerage and advisory services, financial planning, and access to multiple investment platforms. The firm employs asset-allocation tools and risk-tolerance assessments to construct portfolios that may include a broad range of securities, managed on discretionary or non-discretionary bases.

Jose Barrera is a Financial Advisor at Merrill Lynch Wealth Management. He collaborates with clients to understand their financial goals and develops strategies tailored to their unique needs. Jose focuses on areas including managing new wealth, socially responsible and ESG investing, sports and entertainment, and retirement income planning. He provides resources for investing, retirement planning, and saving for unexpected expenses, as well as access to Bank of America specialists for banking, credit, home financing, and small business solutions. Jose maintains ongoing communication with clients to adjust strategies as their needs evolve. Jose holds professional designations including Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). He earned a High School Diploma from Newbury Park High School and attended Moorpark College without obtaining a degree. Jose is proficient in English and Spanish. Outside of his professional role, Jose is involved with the community organization Friends of Fieldworkers. His personal interests include adventure sports, basketball, boxing, reading, skiing, and soccer.

Jasmine Alicea is a financial advisor at Edward Jones with 13 years of industry experience. She holds Series 63 and Series 66 licenses and has previously worked at Nationwide Investment Services Corp and Unionbanc Investment Services. Outside of her advisory role, she serves as Secretary for the Tamarack Home Owners Association in Simi Valley, CA. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary wrap fee strategies, access to separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets with a nationwide network of over 23,000 financial advisors.

Christopher Goodenough is a financial advisor with Ameriprise, holding a Series 66 designation and 19 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2002. Outside of his advisory role, he is involved with Konsulting by Kamerman, providing meeting preparation services for Ameriprise financial advisors. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement with significant investable assets, delivering written Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis through a centralized consulting team to provide non-discretionary recommendations, emphasizing the use of Ameriprise managed accounts and algorithmic tools overseen by a Retirement Income Oversight Committee.

Charlotte Lowe is a financial advisor at Morgan Stanley with 29 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Wells Fargo Advisors and Wells Fargo Clearing. Outside of her advisory role, she serves as the chapter head for The W Source, a women's networking group in Santa Barbara. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs and financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes a structured planning process supported by firm-approved tools and research.

Michael Drews is a financial advisor at Cetera with 15 years of industry experience and holds the Series 66 designation. He previously worked at Avantax Advisory Services and related entities for 13 years. Outside of his advisory role, Drews owns and operates multiple tax and accounting firms where he provides tax preparation, bookkeeping, and investment advice. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform with access to both affiliated and unaffiliated third-party managers.

Megan Lermer is a financial advisor with UBS Financial Services, holding a Series 63 designation and bringing 27 years of industry experience. She previously worked at Morgan Stanley Smith Barney LLC for two years and Stifel for eleven years. Outside of her advisory role, she has been involved in data entry work for a San Francisco-based company. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining proprietary research and model-based asset allocations to tailor plans according to clients’ goals and risk tolerances. The firm operates with institutional trading capabilities alongside wealth management, offering services such as fee-based financial planning, portfolio management, and access to capital markets.

Natasha Tyagi Gilbert is a Series 66-registered financial advisor at UBS Financial Services with 26 years of industry experience. She has been with UBS since 2000. Outside of her advisory role, she is involved in property management through ownership of a rental property business. UBS Financial Services serves individual, corporate, and institutional clients, offering brokerage and investment advisory services that include financial planning and portfolio management supported by proprietary research and institutional trading capabilities.

Larry Coltin is a financial advisor with LPL Financial, holding a Series 66 designation and 15 years of industry experience. He has been with LPL Financial since 2021 and previously worked with Paul Gross and Waddell & Reed, Inc. Outside of his advisory work, he was involved with the Kiwanis Club of Palmdale for nearly three decades and served with the League of Women Voters, Antelope Valley Chapter. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a large network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, supported by research, model portfolios, and both discretionary and non-discretionary management options.

Lucia Perez is a Series 66-licensed financial advisor with Ameriprise in Santa Paula, CA, with 26 years of industry experience. She has been with Ameriprise and its related entities since 2000. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides clients with written Recommendation Reports and ongoing retirement income planning advice focused on dependable income and tax-aware withdrawal strategies.

Nava Spivak is a CFP® and holds a Series 66 license, with 19 years of experience in the financial industry. She has been with Wells Fargo Clearing since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines research from internal and third-party sources and applies diversification principles and modern portfolio theory in its investment approach.

Scott Nelson is a CFP® professional with 19 years of industry experience, currently affiliated with LPL Financial since 2024. He previously worked for Lincoln Financial Advisors for 18 years and is employed by California Lutheran University, where he has been engaged since 2013. Nelson is also involved in non-variable insurance sales as an ancillary business activity. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers various advisory programs, financial planning, retirement consulting, and brokerage services, utilizing both discretionary and non-discretionary portfolio management supported by internal and third-party research.

James Zgliniec is the Vice President and Wealth Planner at Fidelity Investments, where he currently leads a team dedicated to developing custom wealth strategies that align with clients' goals. He has been with Fidelity since 2017, progressing through roles including Senior Relationship Manager and Financial Consultant before assuming his current position in 2023. James holds a California Insurance License, which supports his expertise in offering comprehensive financial advice. His professional approach centers on collaboration and personalized planning to help families manage their finances effectively. Outside of his professional work, James has personal interests that include spending time at the beach, cooking and baking, watching football, listening to music, parenting, and caring for pets.

Nicholas Desmond is a financial advisor at Ameriprise with one year of industry experience. He holds the Series 66 designation and has worked at various organizations including California Lutheran University and the YMCA of the Foothills. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficient strategies to create personalized Recommendation Reports. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated entities.

Mark Vandeburgt is a financial advisor with Wells Fargo Clearing in Westlake Village, CA, holding Series 63 and Series 65 designations and bringing 27 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, incorporating a broad range of financial products including insurance-related vehicles and bank deposit sweep options.

Jason Leibovitch is a Wealth Management Advisor at Merrill Lynch Wealth Management in Century City. He works closely with clients to develop personalized financial strategies aimed at helping them achieve their long-term goals. Jason leverages the investment insights of Merrill and the banking services of Bank of America to address various aspects of clients’ financial lives, including asset allocation, education funding, retirement income planning, tax minimization strategies, and estate planning. Before joining Merrill Lynch, Jason gained experience working with companies raising capital and going public via Regulation A+ and ran a media company specializing in Film & Television Packaging and Finance. His background includes extensive work with high net worth individuals and families, entrepreneurs, venture capitalists, multinational corporations, executives, and legal professionals. Jason holds multiple professional designations, including Accredited Asset Management Specialist (AAMS), CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), Retirement Accredited Financial Advisor (RAFA), and Sports & Entertainment (SE). He earned his bachelor's degree from the University of California System. Outside of his professional work, Jason’s personal interests include biking, golfing, and reading.

Gloria Rodriguez is a financial advisor at Wells Fargo Advisors with 22 years of industry experience. She holds a Series 66 designation and has worked within various Wells Fargo entities since 2012, including Wells Fargo Advisors Financial Network, Wells Fargo Clearing, and Wells Fargo Advisors, LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services tailored to clients meeting a net-worth threshold, utilizing Wells Fargo research and planning tools to develop customized financial recommendations.

Ashley Smith is a CFP®-certified financial advisor with Wells Fargo Advisors in Westlake Village, CA, bringing 11 years of industry experience. She has been with Wells Fargo Advisors since 2014. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering a wide range of investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides specialized planning services and integrates advisory offerings with various financial products and referral channels.

Nathan Sakuma is Vice President and Branch Leader at Fidelity Investments' Thousand Oaks Investor Center. In this role, he leads a team of financial professionals dedicated to understanding clients' goals and helping them build customized financial plans. He has been with Fidelity Investments since 2022. Prior to that, Nathan held positions at TD Ameritrade, serving as Branch Manager from 2005 to 2022 and as an Investment Consultant from 2001 to 2005. Nathan holds a California Insurance License.

Bryan Mountain is a financial advisor with Morgan Stanley in Westlake Village, CA, holding a Series 66 designation and possessing 25 years of industry experience. He has been with Morgan Stanley and its Private Bank since 2014 and 2015, respectively. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.