Kai Sonoyama is a financial advisor at Fidelity with 22 years of industry experience. He holds Series 63 and Series 66 designations and has been associated with multiple Fidelity entities since 2006. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its use of systematic methodologies, management of fund-of-funds structures, and its role in delivering model portfolios through intermediary platforms.

Alexandar Milovanovich is a financial advisor with Wells Fargo Clearing in Roseville, CA, holding Series 63 and Series 65 credentials and seven years of industry experience. His prior work includes roles at U.S. Bancorp Investments and U.S. Bank. Outside of his advisory duties, he serves as treasurer for the California International School Parent Association. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory approach is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Ryan Naake is a Wealth Management Advisor with Merrill Lynch Wealth Management, specializing in comprehensive financial planning and wealth management strategies. He works closely with individuals, business owners, and employee retirement plans to develop personalized approaches that address their short- and long-term financial goals. His expertise encompasses areas such as college education planning, divorce transition planning, family wealth management, legacy planning, retirement income, and tax minimization. Ryan holds a Bachelor's Degree from the California State University System and has earned the Certified Financial Planner (CFP) designation as well as the Personal Investment Advisor (PIA) credential. He follows Merrill's Goals Based Wealth Management process to tailor strategies that reflect each client’s unique financial situation and objectives. Originally from Woodland, CA, Ryan has spent nearly all his life in the greater Sacramento area, where he enjoys outdoor activities including boating, fishing, skiing, golfing, camping, and adventure sports. He is also active in community volunteering in alignment with Merrill’s tradition of local engagement.

Travis Simas is a financial advisor at OSAIC with 11 years of industry experience. He holds a Series 66 designation and has previously worked at Lincoln Financial Advisors and CFD Investments. Outside of his advisory work, Simas performs as a musician in a band. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, utilizing various asset-allocation tools and third-party platforms to manage portfolios across multiple investment types.

Kevin Shimmel is a financial advisor with Morgan Stanley in Roseville, CA, holding Series 63 and Series 65 licenses and with 25 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and with Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he is involved with a trust based in Rocklin, California. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by firm-approved tools and analysis from its Global Investment Committee.

Muhammad Abbas is a financial advisor at J.P. Morgan Securities with three years of industry experience. He holds Series 65 and Series 63 designations and has worked at J.P. Morgan Securities since 2022. Outside of his advisory role, he is an owner and partner of an e-commerce business selling clothing items and accessories. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, delivering asset-allocation advice, investment manager searches, and customized performance reporting through a quantitative and ESG-informed approach.

Kable Doria is a financial advisor at Ameriprise with 28 years of industry experience. He holds Series 63 and Series 65 designations and has been with Ameriprise since 2009. Outside of his advisory role, he has served as an ethics chair for the Roseville Granite Bay Business Network and occasionally provides expert witness testimony on securities and financial planning matters. Ameriprise offers retirement-income planning services targeted at individuals approaching or in retirement with significant investable assets. The firm delivers non-discretionary, research-driven recommendations through a centralized consulting team and provides a broad range of advisory, brokerage, and insurance solutions.

James Bopp is a financial advisor with Morgan Stanley who holds a Series 66 designation and has 19 years of industry experience. He has been with Morgan Stanley Wealth Management since 2012 and also works with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a range of advisory programs to individuals and institutional clients. The firm emphasizes tailored financial planning supported by structured discovery processes and advanced planning tools.

Parker Boone is a financial advisor with OSAIC in Sacramento, CA, holding a Series 66 designation and two years of industry experience. Prior to joining OSAIC, he worked at Lincoln Financial Advisors Corporation and has been involved with Retirement Security Centers, where he assists financial planners with meeting preparation and business activities. He also has experience working in retail and food service sectors. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and investment advisory services using a range of portfolio management tools and supports both discretionary and non-discretionary accounts through a complex platform that includes multiple mergers and third-party arrangements.

Joann Doan is a financial advisor with Fidelity in Sacramento, CA. She holds a Series 66 designation and has one year of industry experience. Her prior roles include positions at UC Davis, Moss Adams, and the California Department of Transportation. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios across various investment vehicles.

Thomas Tran is a financial advisor with LPL Financial based in Folsom, CA. He holds Series 63 and Series 66 licenses and has nine years of industry experience. Prior to joining LPL Financial, Tran worked at Wells Fargo Clearing Services LLC and Wells Fargo Bank NA. LPL Financial is a national investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios, third-party subadvisors, and technology-driven solutions.

Wesley Holcomb is a financial advisor with LPL Financial in Sacramento, CA, holding Series 63 and Series 66 licenses and 21 years of industry experience. He has worked with LPL Financial since 2006, including a recent role at LPL Enterprise LLC. Outside of his advisory work, he coaches wrestling at Rio Americano in Sacramento. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Matthew Schmitt is a financial advisor with Robert W. Baird & Co. in Roseville, CA, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Robert W. Baird & Co. since 2009. He is part of the DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, charitable organizations, and institutional clients. The group offers a range of consulting and portfolio services tailored to client goals and risk tolerances, including discretionary and non-discretionary management, separately managed accounts, and overlay strategies.

Heather Clark is a financial advisor with Cambridge Investment Research Advisors in Roseville, CA, holding Series 63 and Series 65 licenses and bringing 22 years of industry experience. She has worked at Cambridge Investment Research since 2009 and previously at Richard Watson from 1996 to 2017. Outside of her advisory role, Clark serves as an assistant coach for the Rocklin Unified School District and is a board member and president of RRUFF, a nonprofit organization. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through independent Financial Professionals, utilizing a range of portfolio management and model-based solutions tailored to client objectives.

Jennifer Jackson is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 18 years of industry experience. She has worked with Wells Fargo affiliates since 1999, including Wells Fargo Advisors, LLC and Wells Fargo Bank, N.A. Outside of her advisory role, she co-owns an online retail store, Cool Deal, LLC. Wells Fargo Clearing specializes in retirement plan consulting for qualified ERISA and non-qualified deferred compensation plans, providing both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, offering a broad range of investment options including insurance-related vehicles and bank deposit sweep programs.

Sean Gannon is a financial advisor with Wells Fargo Advisors, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. He has been associated with Wells Fargo Clearing since 2016 and with Wells Fargo Advisors Financial Network since 2026. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services, including cash-flow, retirement, education, risk, and wealth-transfer planning, as well as specialized services such as business-owner transition planning and special-needs analysis.

Jonathan Aring is a financial advisor with LPL Financial in Folsom, CA, holding Series 63 and Series 65 credentials and over 32 years of industry experience. He has been with LPL Financial (formerly LINSCO/PRIVATE LEDGER) since 2002. Outside of his advisory role, he is a silent partner in Aring Woodwork, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by research from LPL Research and third-party subadvisors.

Nathan Kawaguchi is the Vice President, Wealth Planner at Fidelity Investments, a position he has held since 2022. He has been serving client needs at Fidelity for over a decade, progressing through roles of increasing responsibility including Vice President, Financial Consultant from 2015 to 2022, and Financial Consultant from 2013 to 2015. Prior to joining Fidelity, Nathan held various financial advisory roles at Merrill Lynch, Wells Fargo Advisors, A.G. Edwards, and ETrade Financial. Nathan holds a California Insurance License. He approaches his work as a partnership with clients, focusing on helping them make decisions that align with their personal values and life purpose. He is committed to building long-term relationships based on trust to support clients throughout their life journey. Outside of his professional role, Nathan has interests in baseball, family activities, fitness, parenthood, reading, and traveling.

Patrick Shannon Jr is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and possessing 15 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank, Morgan Stanley, and BlackRock Investments. Outside of his advisory work, he serves as a trustee for his father's trust. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm employs a large network of financial advisors and uses research and modern portfolio theory to evaluate investment options, offering both brokerage and advisory solutions.

Tyler Reehil is a financial advisor with MassMutual Investors Services who holds Series 63 and Series 66 licenses and has seven years of industry experience. His prior work includes roles at Ameriprise, Fidelity Brokerage Services, BBVA Securities, Suez, and JPMorgan Securities. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm offers structured, collaborative financial planning engagements using firm-approved analytical tools and provides specialized planning programs, including divorce and estate-settlement services.