Eric Andersen is a financial advisor with LPL Financial in Roseville, CA, holding the Series 66 designation and 26 years of industry experience. He has been with LPL Financial since 2009. Andersen also offers health savings accounts (HSAs) to clients and operates a pension and wealth advisory business under the name Safe Harbor Pension & Wealth. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of representatives. The firm provides a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Katherine Davalos is a CFP® professional with 12 years of experience in the financial services industry. She is currently with Raymond James & Associates, where she has worked since 2020. Prior to this, she held positions at Wells Fargo Clearing and WELLS FARGO Advisors, LLC. Outside of her advisory role, she has been involved as an owner in rental real estate. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional clients, and municipal entities, offering financial planning and non-discretionary investment consulting supported by a broad range of portfolio management styles and affiliated research.

Dylan Michell is a financial advisor with Charles Schwab holding a Series 66 designation and has been in the industry since 2025. Prior to joining Charles Schwab, he was involved in entrepreneurial activities with several LLCs and spent multiple years in full-time education. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines a non-discretionary client relationship model with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by proprietary research and a formal alternative investment process.

David Bennette is a financial advisor at Morgan Stanley with 21 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2016. Outside of his advisory role, he is involved in managing rental properties. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves individuals and institutional clients, providing tailored financial planning and a broad range of advisory programs. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

Douglas Van Dyke is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 credentials and bringing 33 years of industry experience. He previously worked at Cantella & Co., Inc. for 20 years before joining Cambridge in 2022. Van Dyke serves as a board member for TKOP Investment LLC, focusing on estate planning. Cambridge Investment Research Advisors serves a diverse client base, including individuals, pension plans, charitable organizations, and trusts, providing financial planning, investment management, and retirement advisory services through a network of independent Financial Professionals. The firm offers a range of investment solutions, including proprietary model strategies and access to third-party managers, with both discretionary and non-discretionary options tailored to client objectives.

Francis Cockrell is a financial advisor with OSAIC, holding the CFP® designation and Series 63 and 65 licenses, with 28 years of industry experience. He previously worked at Lincoln Financial Advisors Corporation for 28 years before joining OSAIC in 2025. Outside of his advisory role, he serves as chair of the San Juan School District Facilities Committee and acts as a successor trustee for his mother’s estate. OSAIC Wealth, Inc. serves a broad range of clients, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing asset-allocation tools and third-party managers to construct diversified portfolios across various asset classes.

Christine Cao is a financial advisor at Edward Jones with five years of industry experience. She holds a Series 66 designation and has worked at Edward Jones since 2020, with prior roles at Merrill Lynch and in a family business. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Geremy Zezini is a financial advisor with LPL Enterprise in Roseville, CA, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. His prior roles include positions at Charles Schwab and CliftonLarsonAllen Wealth Advisors. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, consulting, and access to various advisory and brokerage products through an integrated platform.

Eric Schott is a financial advisor with Wells Fargo Clearing in Sacramento, CA, holding a Series 66 designation and 16 years of industry experience. He has worked at Wells Fargo Advisors LLC from 2009 to 2016 before joining Wells Fargo Clearing, where he has been since 2016. Outside of his advisory duties, he co-owns a rental property with his spouse. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a broad range of financial product offerings including insurance-related vehicles and bank deposit sweep options.

Courtland Mulliken is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has over 15 years of experience with a focus on Wealth Management and Corporate Retirement Services. His wealth management services include financial, estate, investment advisory, and cash management for a select group of affluent clients. In corporate retirement services, he specializes in qualified and non-qualified deferred compensation plans, concentrated stock and option plans, business succession planning, and cash management. Court graduated from the University of Colorado, Boulder, with dual degrees in Chemistry and Mathematics. He served as a Submarine Officer in the US Navy for over 10 years in active and reserve capacities. Following his military service, he worked in the Semiconductor Equipment Manufacturing and Medical Device Manufacturing industries. He holds several professional designations including Chartered Financial Analyst (CFA), Wealth Management Advisor (WMA), Chartered Retirement Planning Counselor (CRPC), and Chartered Retirement Plans Specialist (CRPS). Court is a member of the CFA society of Sacramento and the Civil Air Patrol. He lives in El Dorado Hills, California with his wife, Taira, and is an active member of the community. His personal interests include fishing, golfing, and ice hockey.

John Nordstrom is a CFP® professional with 19 years of industry experience, currently advising at Charles Schwab in Sacramento, CA. His prior experience includes roles at Edward Jones and Fidelity Investments among other firms. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to affiliated discretionary separately managed accounts, utilizing multi-asset model portfolios and a centralized operational structure.

Beverly Brautigam is a financial advisor with Cetera who holds the PFS™ and Series 66 designations and has 27 years of industry experience. She previously worked at Avantax Insurance Services, Inc. for five years and has operated Brautigam & Co. since 1984. Beverly also speaks at conferences on tax-related topics through the California CPA Education Foundation. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party investment managers.

Michael Brandt is a financial advisor at Edward Jones with a Series 66 designation and three years of industry experience. Prior to joining Edward Jones in 2022, he worked for Marathon Petroleum Company for six years. Outside of his advisory role, he is involved with Associated Students Inc. as special event staff at an aquatic center, where he networks within the rowing community. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a broad range of advisory programs and investment solutions. The firm manages approximately $1.01 trillion in assets and supports its clients through a nationwide network of financial advisors and branch offices.

Henna Nazari is a financial advisor with Merrill in Sacramento, CA, holding the Series 66 designation. She has been in the industry since 2026, with prior experience at Fidelity Investments and legal roles at firms including Morgan Lewis & Bockius. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a variety of individual and institutional clients.

Paul Cutter is a financial advisor with UBS Financial Services in Sacramento, CA, holding Series 63 and Series 65 licenses. He has 40 years of industry experience, including over three decades at Painewebber Incorporated. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services and utilizing proprietary research and model-based asset allocations to tailor client solutions.

Bonnie Farrell is a financial advisor with OSAIC, holding a Series 66 designation and bringing 25 years of industry experience. She previously worked at Lincoln Financial Advisors Corp for 24 years before joining OSAIC in 2025. Outside of advising, she is involved in offering various insurance products, including accident and health insurance, traditional life insurance, fixed and indexed annuities, and long-term care products. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms, providing integrated brokerage and investment advisory services alongside financial planning and retirement consulting. The firm employs asset-allocation tools, risk-tolerance questionnaires, and automated rebalancing to manage diversified portfolios on both discretionary and non-discretionary bases.

Gary Arena is a financial advisor at Wells Fargo Advisors with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Wells Fargo in various capacities since 2010. Outside of his advisory role, he owns and operates Arena Wealth Management LLC. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and financial planning services tailored to clients who meet certain net-worth criteria. The firm offers a broad range of planning options, utilizing Wells Fargo’s research and tools, and incorporates advisory services alongside other financial products and referral channels.

Heather Story is a CFP® professional with six years of industry experience, currently an advisor at LPL Financial. Prior to joining LPL, she worked at Edward Jones for six years and has experience in entrepreneurial ventures including ownership roles in Hammer & Nails Grooming Inc and Huna Investments LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers comprehensive financial planning, advisory programs, and retirement plan consulting with both discretionary and non-discretionary management supported by extensive research and innovative portfolio management technologies.

Dexter Parulan is a financial advisor with Morgan Stanley in Sacramento, CA, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has worked with Morgan Stanley Private Bank since 2015 and with Morgan Stanley Smith Barney since 2009, following a period at Citigroup Global Markets starting in 2006. Outside of his advisory role, he serves on the finance or investment committee of The Catholic Foundation in Sacramento. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and strategic investment insights. The firm manages approximately $2.74 trillion in client assets and offers its services both directly and through employer agreements.

Glenn Malkasian is a financial advisor at Cetera with six years of industry experience and holds a Series 66 designation. He has been associated with Cetera and its related entities since 2019 and also operates Malkasian Wealth Management. Outside of advisory services, he is a CPA at Malkasian Accountancy LLP, providing tax preparation and accounting services. Cetera Investment Advisers LLC is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers various portfolio management and consulting services through a multi-manager platform with over 10,000 advisors and $256 billion in assets under management.