Michael Lukacs is a financial advisor with Raymond James Financial Services Advisors, Inc. in Honolulu, HI, holding Series 63 and Series 66 licenses with 10 years of industry experience. His prior work includes roles at First Hawaiian Bank and Bank West Investment Services. He serves as an officer and board member for the nonprofit Read To Me International. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, high-net-worth, institutional, and corporate clients. The firm offers non-discretionary advisory services tailored to client goals and supports its large advisor network with technology-driven tools and specialized programs.

Codey Kitagawa is a financial advisor at Wells Fargo Clearing with Series 65 and Series 63 licenses and one year of industry experience. Prior to joining Wells Fargo, he worked at Amazon and was involved with Natsunoya Tea House and the Honolulu Country Club. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, offering investment advisory services, financial planning, and retirement plan consulting through a large network of advisors and extensive resources.

Carrie Masuoka is a financial advisor with Cetera, holding a Series 66 designation and based in Honolulu, HI. She has been with Cetera and Cetera Investment Services LLC since 2025 and previously worked at American Savings Bank from 2010 to 2022. Cetera Investment Advisers LLC is an SEC-registered firm that serves a wide range of clients, including individuals, retirement plans, and institutional accounts. The firm offers diverse portfolio management and financial planning services through a large network of independent advisors and utilizes multiple program structures and third-party managers.

Jason Kiyosaki is a financial advisor at Ameriprise with eight years of industry experience. He holds a Series 66 designation and has worked at several firms, including Sagepoint Financial, Bankoh Investment Services, and Bank of Hawaii. Outside of advisory roles, he has been involved with Ritas of Hawaii since 2018. Ameriprise Financial Services is a large, diversified firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service providing written recommendations and ongoing planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Joseph Gronwald is a financial advisor with Ameriprise in Kailua, HI, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. His prior roles include positions at Bank of America and Merrill. Outside of his advisory work, he is involved in independent insurance brokering focused on long-term care and owns Kupa'a Operational Support LLC, which manages his Ameriprise business. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, combining research and modeling to produce tailored, non-discretionary recommendation reports. The firm provides a broad range of advisory, brokerage, and insurance solutions through its institutional platform.

Travis Kikuchi is a financial advisor with LPL Financial in Honolulu, HI, holding Series 63 and Series 65 licenses and having 21 years of industry experience. His prior experience includes roles at Central Pacific Bank, Raymond James Financial Services, and First Hawaiian Bank. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management along with model portfolios and research from multiple sources.

Jason Lau is a financial advisor with LPL Financial in Honolulu, HI, holding Series 63 and Series 65 credentials and bringing 26 years of industry experience. Prior to joining LPL Financial in 2020, he worked at CUSO Financial Services and Hawaii State Federal Credit Union. LPL Financial serves individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a nationwide network of investment adviser representatives, offering financial planning, advisory programs, retirement plan consulting, and brokerage services.

Davin Kubo is a financial advisor with Raymond James & Associates in Honolulu, HI, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. Prior to joining Raymond James in 2019, he worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC from 2009 to 2019. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base that includes individuals, institutional investors, and municipal entities. The firm offers non-discretionary financial planning and investment consulting, leveraging a range of portfolio management styles and affiliated research resources.

Philip Pomella is a financial advisor with Cetera in Honolulu, HI, holding Series 63 and Series 66 licenses and over 25 years of industry experience. He has worked at Cetera since 2018 and previously spent four years at LPL Financial. Pomella serves as program manager and director of American Insurance and Investments at American Savings Bank and is a committee member on its retirement plan committee. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a range of portfolio management and financial planning services through various program platforms and access to third-party money managers.

Rikiann Chow is a financial advisor with Cetera, holding Series 63 and Series 66 designations and bringing 28 years of industry experience. She has worked with Cetera since 2017 and was previously with LPL Financial from 2011 to 2017, as well as American Savings Investment Services since 1997. Cetera Investment Advisers LLC is an SEC-registered firm serving individual investors, retirement plans, corporate and charitable clients, and institutional accounts through a broad network of independent advisors. The firm offers a range of portfolio management and financial planning services, with access to various program structures and third-party managers.

Geoffrey Hemenway is a financial advisor with LPL Financial, holding Series 65 and Series 63 licenses and possessing 11 years of industry experience. Prior to joining LPL Financial in 2020, he worked with various firms including Avantax and Bankers Fidelity Life Insurance Company. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of advisers. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, providing both discretionary and non-discretionary management supported by research and model portfolios.

Wanistha Bahar is a financial advisor at Cetera with 39 years of industry experience. She holds a Series 63 designation and has worked at Bankoh Investment Services, Inc. since 1992. Bahar joined Cetera and Cetera Investment Services LLC in 2025. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts through a nationwide network of independent advisors. The firm offers a range of portfolio management and financial planning services with access to third-party managers and operates a multi-manager platform with various program structures and custodial relationships.

James Soong is a financial advisor with LPL Enterprise in Honolulu, HI, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. His prior roles include positions at Prudential Insurance Company of America, Pruco Securities, LLC, Axa Advisors, LLC, and Colonial Life. Outside of his advisory work, he is employed in sales at Tala Secure, Inc. in Mountain View, CA. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, advisory, and brokerage services through an integrated platform that combines adviser programs with other financial products.

Michelyn Koseki is a financial advisor with UBS Financial Services in Honolulu, HI, holding a Series 66 designation and 17 years of industry experience. She has been with UBS since 2009. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management and utilizes proprietary research and model-based asset allocations to tailor client solutions.

Lisl Sonomura is a financial advisor at Cetera with 14 years of industry experience. She holds the Series 66 designation and previously worked at Morgan Stanley for four years and Merrill Lynch Pierce Fenner & Smith Inc for 18 years. Based in Honolulu, HI, she is also a sole proprietor of a rental property business outside of her advisory role. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, charitable, and institutional clients through a large nationwide network of independent advisors. The firm offers a range of portfolio management and consulting services across multiple program platforms and investment strategies.

Peter Ehrman is a financial advisor with Morgan Stanley in Honolulu, HI, holding a Series 63 designation and over 41 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2007, including roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a wide range of advisory programs and tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools such as Secular Return Estimates and Monte Carlo simulations to support its planning process.

Chad Itokazu is a financial advisor with Ameriprise in Aiea, HI, holding a Series 66 designation and 17 years of industry experience. He has worked with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2008. Ameriprise provides a retirement-income planning service tailored to individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations through a centralized consulting team.

Keoki Ching is a financial advisor with Edward Jones in Honolulu, HI, holding a Series 66 designation and 13 years of industry experience. He has been with Edward Jones since 2012. Outside of his advisory role, he owns a surfboard sales business called Keoki Surfboards. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including a wide range of households and corporate entities. The firm offers various advisory strategies and maintains a large nationwide advisor and branch network.

Dennis Higuchi is a ChFC® credentialed financial advisor with 36 years of industry experience, currently affiliated with OSAIC. He has worked at Royal Alliance Associates since 2017 and previously spent a year at Signator Investors, Inc. Outside of advisory work, he is involved in a sole proprietorship focused on selling traditional fixed insurance, annuities, and long-term care insurance. OSAIC serves a diverse client base of retail and institutional investors through a large network of affiliated advisers and offers integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm employs sophisticated portfolio construction tools and maintains multiple advisory platforms supported by various third-party commercial arrangements.

Kelii Kiakona is a financial advisor at Wells Fargo Clearing with 26 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo Advisors LLC and Wells Fargo Clearing since 2009. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services tailored to plan objectives and risk tolerances. The firm’s advisory process is IPS-driven and includes a broader set of financial product offerings than many peers, such as insurance-related vehicles and bank deposit sweep options.