Tameka Smart is a financial advisor with Charles Schwab in Orlando, FL, holding Series 66, Series 63, and Series 65 credentials and 12 years of industry experience. She previously worked at USAA in various financial advisory and investment management roles from 2015 to 2020. Outside of her advisory work, Smart owns Smart Inspiration, through which she publishes and sells a children's book. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMAs, using multi-asset model portfolios and a comprehensive alternative-investment due diligence process.

Nicholas Volence is a financial advisor with Merrill in Sanford, FL, holding a Series 66 designation and four years of industry experience. His work history includes positions at Bank of America, Merrill, Suntrust, and Fresh Alternatives LLC. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

James Mc Lean is a financial advisor with Ameriprise Financial Services in Winter Park, FL, holding Series 63 and Series 65 licenses. He has eight years of industry experience, including a period of full-time education, and has been with Ameriprise in various capacities since 2017. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

David Doorneweerd is a CFP® professional with 27 years of industry experience, currently affiliated with LPL Financial. He has held prior positions at Arbor Point Advisors, SECURITIES AMERICA, Commonwealth Financial Network, Morgan Stanley, Citigroup Global Markets, and Legg Mason Wood Walker. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Jennifer Baiocco is a financial advisor at Wells Fargo Clearing with 21 years of industry experience. She has held positions at Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Baiocco holds a Series 66 designation and is based in Winter Park, FL. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, wrap‑fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets with over 14,000 financial advisors and offers both brokerage and advisory solutions.

Steven Schelling is a financial advisor with Morgan Stanley in Winter Park, FL, holding Series 63 and Series 65 designations and bringing 33 years of industry experience. He has been with Morgan Stanley Private Bank, N.A. since 2015 and with Morgan Stanley Smith Barney LLC since 2009. Schelling serves as a volunteer committee member on the Investment Committee for the Boy Scouts of America endowment. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm utilizes structured planning tools and investment modeling to assist clients but generally does not provide individual security recommendations as part of standalone plans.

Dennis Nolte is a CERTIFIED FINANCIAL PLANNER™ professional with 37 years of industry experience. He is currently with LPL Financial and has held roles at Seacoast National Bank, INVEST Financial Corp., and Capital Guardian Wealth Management. Nolte serves as a FINRA arbitrator and contributes as a columnist for TheStreet.com. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by advanced research and operational tools.

Raisa Mac Leod is a CFP® and holds a Series 66 license with Edward Jones, where she has been an advisor since 2019. She has six years of industry experience, including prior roles at Mitsubishi Hitachi Power Systems Americas and Siemens Energy Inc. Mac Leod also owns a consulting business, MacLeod Management & Consulting, LLC, based in Orlando, FL. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment advisory programs and strategies, managing approximately $1.01 trillion in assets through a large network of financial advisors and branch offices.

Ana Arango is a financial advisor at Merrill with 15 years of industry experience. She holds a Series 66 designation and has previously worked at JP Morgan Securities and Bank of America. Ana is based in Orange City, Florida. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jason Del Valle is a financial advisor at Wells Fargo Clearing with 21 years of industry experience. He holds the Series 66 designation and has been with Wells Fargo firms since 2009. He serves on the board of directors for the Hispanic Heritage Scholarship Fund in Orlando, FL. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering IPS-driven advisory services that include investment policy development, performance reporting, and participant education. The firm’s approach incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Heather Mount is a Certified Financial Planner (CFP®) with 18 years of experience in the financial services industry. She has been with UBS Financial Services since 2015. Outside of her advisory work, she serves on the Board of Directors for the Girl Scouts of Citrus Council, participating in governance and finance committee decisions. UBS Financial Services serves individual, corporate, and institutional clients by combining brokerage and advisory offerings, utilizing proprietary research and model-based strategies to tailor investment plans to clients’ goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management services to provide a broad range of financial solutions.

Patricia Adams is a financial advisor with Wells Fargo Clearing in Lake Mary, FL, holding a Series 63 designation and 23 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors from 2013 to 2016. Outside of her advisory role, she serves as a notary public. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a broader set of financial product offerings than typical for large institutional advisers.

Phillip Smeltzer is a financial advisor with Ameriprise in Athens, OH, holding a Series 66 designation and having 27 years of industry experience. He has been with Ameriprise and its related entities since 2005. Outside of his advisory role, he is involved in managing a tree farm and rental real estate holdings through several LLCs. Ameriprise offers retirement-income planning services focused on individuals nearing or in retirement with substantial investable assets, providing detailed Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis with a centralized consulting team to deliver tailored advice primarily for clients holding assets in Ameriprise managed accounts.

Seth Jones is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He has been with J.P. Morgan Securities since 2012. J.P. Morgan Securities provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines large institutional advisory operations with affiliated brokerage and investment management capabilities, delivering services on a non-discretionary basis.

Jordan Scott is a financial advisor with Morgan Stanley in Winter Park, FL, holding a Series 66 designation and six years of industry experience. Prior to joining Morgan Stanley in 2019, he worked at Sebela Pharmaceuticals Inc. and Tourico Holidays, Inc. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning through dedicated Financial Advisors and an Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and economic modeling techniques.

Michael Maguire is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 63 designation and bringing 46 years of industry experience. He has been with Raymond James since 2002 and is also the owner of Maguire Investment Advisors LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers non-discretionary planning tailored to client goals and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Pamela Rodriguez is a financial advisor with Morgan Stanley who holds Series 63 and Series 65 credentials and has 33 years of industry experience. She has worked at Morgan Stanley and its affiliates since 2009 and previously was employed at Citigroup Global Markets. Outside of her advisory role, she serves as a poll worker for the Broward County Supervisor of Elections Office in Florida. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and integrates structured planning tools and scenario modeling in its financial planning process.

Kurtiss Nelson is a financial advisor at Fidelity with 33 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with various Fidelity entities since 2012, including Fidelity Brokerage Services, Fidelity Personal and Workplace Advisors, and Fidelity Investments. Fidelity’s Strategic Advisers LLC, where he is affiliated, provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm also serves as a commodity pool operator and advisor to registered investment companies, incorporating advanced methodologies including AI in its investment process.

Mark Boersma is a financial advisor with Morgan Stanley in Winter Park, FL, holding Series 63 and Series 65 licenses and 28 years of industry experience. He has been with Morgan Stanley since 2009. Outside of his financial advisory work, he is involved in children's entertainment through ownership of Party Princess Productions and Mascots and Superheroes of Miami. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that incorporates firm-approved tools and market-based modeling.

Khalid Yasin is a financial advisor at Merrill with Series 63 and Series 65 credentials and eight years of industry experience. He previously worked at PFM Asset Management LLC for 11 years before joining Merrill. He volunteers on the investment advisory committee of the Central Florida Foundation, a nonprofit community foundation, where he facilitates discussions on asset allocation and diversification. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.