Catherine Bruce is a financial advisor with Ameriprise in Bulverde, TX, holding a Series 66 designation and 18 years of industry experience. She previously worked at RBC Capital Markets Corporation for 11 years before joining Ameriprise in 2019. Outside of her advisory role, she has involvement in non-investment-related real estate ownership. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis delivered through a centralized consulting team alongside its broad advisory and insurance offerings.

Richard Walters Jr. is a financial advisor at Fidelity with five years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Fidelity Investments since 2022, with prior roles at The Vanguard Group and the Arizona State Retirement System. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a process that combines fundamental research with quantitative analysis and algorithmic portfolio construction across a range of mutual funds, ETFs, and ETPs.

Lisa Martinez is a financial advisor with Fidelity in San Antonio, TX, holding Series 65 and Series 63 credentials and bringing 12 years of industry experience. She previously worked at Sendero Wealth Management, LLC, and has been with Fidelity Brokerage Services LLC since 2020. Outside of her advisory role, Martinez serves as president of her local Home Owner’s Association. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that integrates fundamental research, quantitative analysis, and algorithmic portfolio construction across mutual funds, ETFs, and ETPs. The firm is notable for its formal advisory role to multiple registered investment companies and its use of advanced algorithmic methods and AI in portfolio management.

Jacob Corbello is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 licenses and six years of industry experience. His prior roles include positions at JPMorgan Chase Bank and Wells Fargo Bank. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, high-net-worth, institutional, and corporate clients. The firm offers tailored, non-discretionary advisory services supported by analytical tools and maintains a range of programs including municipal advisory and SIMPLE IRA Employer Advisory services.

Jose Ramos is a financial advisor with J.P. Morgan Securities, holding a Series 66 license and seven years of industry experience. He has worked at JPMorgan Chase & Co. and JPMorgan Securities LLC since 2009. Outside of his advisory role, he is involved in the entertainment industry as a musician performing with a band in San Antonio, TX. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with multiple market-facing registrations and delivers its services on a non-discretionary basis.

Iryna Shepeta is a financial advisor with Primerica Advisors, holding Series 65 and Series 63 licenses. She has been with Primerica and its affiliate, PFS Investments Inc., since 2025. Prior to her advisory roles, she was self-employed from 2015 to 2017 and did not work in the industry from 2017 to 2025. Primerica Advisors manages a wrap-fee asset management program primarily serving individual investors, including high-net-worth clients, as well as corporate and charitable clients. The firm uses model-delivery strategies created by unaffiliated asset managers and offers a range of investment models, supported by custodial and trade execution services from Pershing and BNY Mellon Advisors.

Michael Sonnier is a financial advisor with Merrill in San Antonio, TX, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. He has worked at Merrill since 2009 and has been with Bank of America since 2002. Sonnier serves on the advisory board of PragerU, a media organization providing free educational content promoting American values. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Adalberto Cuevas is an International Wealth Advisor with Merrill Lynch Wealth Management. In this role, he provides personalized wealth management strategies tailored to clients' evolving financial needs. Leveraging insights from Merrill and the comprehensive banking and lending solutions of Bank of America, he aims to help clients pursue their financial goals. With over 25 years of experience in the financial industry, Adalberto brings a deep understanding of wealth management. He was born in Mexico, grew up in Chicago from the age of eight, and has lived in San Antonio for more than 20 years. He holds a Bachelor's Degree from St. Mary's University and has earned the Personal Investment Advisor (PIA) designation. Adalberto is bilingual, fluent in both Spanish and English. Committed to community involvement, Adalberto follows the Merrill tradition of participating in local organizations through volunteer work. His professional philosophy centers on building strong, accessible relationships with clients to assist them in making important financial decisions.

Annabelle Watson is a financial advisor at Ameriprise with three years of industry experience. She previously worked at Raymond James & Associates and Recognos Financial. Watson is also involved with Certainty of the Uncertainty, LLC, an advisor-owned entity established to manage her practice. Ameriprise offers a retirement-income planning service primarily for individuals approaching or in retirement with significant investable assets, providing detailed recommendation reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored planning through a centralized consulting team.

Scott Thompson is a CFP® professional with 24 years of experience in the financial services industry. He has been with LPL Financial since 2008. Outside of his advisory role, he is involved in Clipper Wealth Management, where he sells non-variable insurance products, primarily health insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including retirement plan consulting and brokerage services, with various management styles and access to model portfolios and research.

Timothy Montfort is a financial advisor with Raymond James & Associates in San Antonio, TX, holding a Series 66 designation and 17 years of industry experience. He has been with Raymond James & Associates since 2009 and is also the owner and CEO of Hill Country Woodshop, a woodworking business he founded in 2018. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering non-discretionary financial planning and investment consulting supported by a wide range of portfolio management styles and affiliated research.

Alan Imes is a financial advisor at Charles Schwab with 13 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Charles Schwab since 2020, including time at Charles Schwab Bank, SSB. Prior to that, he was employed at USAA in various financial planning and investment management roles. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance, using multi-asset model portfolios, due diligence on alternative investments, and a centralized operational structure serving a large client base.

Dustin Bryant is a financial advisor at Edward Jones in San Antonio, TX, holding a Series 66 designation with seven years of industry experience. Prior to joining Edward Jones in 2018, he worked at Nike for 12 years. Outside of his advisory role, Bryant coaches soccer at New Braunfels Christian Academy. Edward Jones is a full-service wealth management firm serving individual and institutional clients with approximately $1.01 trillion in assets under management. The firm provides a range of advisory strategies and affiliated investment products through a large nationwide network of financial advisors and branch offices.

John Friesen Jr. is a financial advisor at RBC Capital Markets with 14 years of industry experience and holds a Series 66 designation. He has been with RBC Capital Markets since 2016. Outside of his advisory role, he serves on the board of directors for St. David’s Episcopal School in San Antonio, focusing on finance and budgeting. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers tailored investment strategies through various advisory programs combining in-house and third-party managers, with options for discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services.

Joshua Galindo is a financial advisor at Morgan Stanley based in San Antonio, TX, holding the Series 66 designation with one year of industry experience. Prior to joining Morgan Stanley, he was affiliated with Texas Cavaliers and has experience working in education within the Alamo Heights School District. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer providing a broad range of advisory programs to individuals and institutions, including tailored financial planning supported by firm-approved tools and methodologies.

Brian West is a financial advisor with Mass Mutual Investors Services in San Antonio, TX, holding a Series 66 designation. He has one year of industry experience, previously working at Rackspace Technology and Apple. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, using firm-approved software and a collaborative annual planning process.

Stephen Spears is a CFP® certified financial advisor with 36 years of industry experience. He is currently with Ameriprise Financial Services LLC and was previously with Frost Brokerage Services, Inc. and Frost National Bank. He is based in San Antonio, TX. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement-income planning and tax-aware withdrawal strategies.

Adriana Sferle is a financial advisor at Morgan Stanley with 15 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients. The firm offers tailored financial planning services supported by structured processes and advanced modeling tools.

David Chapman is a CFP® professional with 22 years of industry experience, currently affiliated with Charles Schwab in San Antonio, TX. His prior experience includes over a decade at USAA Financial Advisors and USAA Financial Planning Services, followed by roles at USAA Investment Management Company. Since 2020, he has been with Charles Schwab Bank SSB and Charles Schwab & Co. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering non-discretionary investment guidance alongside access to discretionary separately managed accounts. The firm’s integrated structure and scale support a wide client base with centralized supervisory and custody services.

Gina Espinoza is a financial advisor at LPL Financial with 27 years of industry experience. She holds Series 63 and Series 65 credentials and has previously worked at Victory Capital Management, Fidelity National Information Services, and USAA in various advisory and investment roles. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by research from internal and third-party sources.