Martha Robinson is a Series 66 licensed financial advisor with 25 years of industry experience. She joined OSAIC in 2024 after spending 13 years at Woodbury Financial Services, Inc. In addition to her role at OSAIC, Robinson provides comprehensive financial planning and investment advisory services through SilverOak Financial Group, Ltd., a limited partnership. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and advisory services, utilizing asset-allocation tools and multiple platforms to manage portfolios incorporating a range of investment types.

Nadia Khan is a financial advisor with Merrill in Houston, TX. She holds a Series 66 designation and has 11 years of industry experience. Khan has been with Merrill and Bank of America, N.A. since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services for Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Heather Ringuet is a financial advisor with UBS Financial Services in Houston, TX, holding a Series 66 designation and 14 years of industry experience. She has been with UBS since 2010. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and discretionary portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor plans to clients’ goals and risk tolerances.

Daniel Guido is a Planning Consultant at Fidelity Investments, where he has been working since 2025. He has held several roles within Fidelity, including Director, Retirement Planner from 2023 to 2025, Workplace Planning Consultant from 2022 to 2023, and High Net Worth Service Associate from 2021 to 2022. Prior to joining Fidelity, Daniel was a Financial Associate at Thrivent from 2020 to 2021 and worked in banking at Newtown Savings Bank as a Bank Teller and Loan Servicing Officer from 2012 to 2015. Daniel's professional focus is on helping clients and their families achieve their long-term financial goals through principles of sound financial planning presented in a collaborative and actionable manner. He emphasizes building relationships based on mutual trust, transparency, and honesty. Daniel is passionate about aligning financial outcomes with clients' core values. Outside of his professional work, Daniel spends time engaged in activities such as board games, family activities, visiting museums, reading, writing, and parenthood.

Andrea Smith is a financial advisor with Morgan Stanley in Houston, TX, holding a Series 66 designation and 23 years of industry experience. She has been with Morgan Stanley and its affiliated Private Bank since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a variety of advisory programs and tailored financial planning services, managing approximately $2.74 trillion in client assets. The firm utilizes structured planning tools and models outcomes with methodologies such as Monte Carlo simulations, providing advisory services without individual security recommendations as part of the standalone planning program.

Luis Pineda is a financial advisor with J.P. Morgan Securities in Houston, TX, holding a Series 66 designation and four years of industry experience. His prior roles include positions at Edward Jones and Gordon Technologies LLC. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Horace Sinclair is a financial advisor with Primerica Advisors in Houston, TX, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has been with Primerica Advisors since 1989 and Primerica Financial Services since 1991. His other business activities include selling loan products, home security, and automation services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and discretionary separately managed account options primarily to individual and high-net-worth clients. The firm uses an independent due-diligence consultant to select asset managers and delegates trading responsibilities to BNY Mellon Advisors.

Clint Saurage is a financial advisor with Edward Jones in Katy, TX, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. He has been with Edward Jones since 2005. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of over 23,700 advisors.

Braxton Mouton is a financial advisor at RBC Capital Markets with eight years of industry experience. He holds the Series 66 designation and has been with RBC Capital Markets since 2017. Prior to joining the firm, he was involved with Mouton Seafood LLC and The Studio Downtown. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers various advisory programs with tailored investment strategies implemented through a combination of in-house and third-party managers.

Ruston Lohmeyer is a financial advisor at J.P. Morgan Securities with seven years of industry experience. He holds the Series 66 designation and has worked at J.P. Morgan Securities LLC and JPMorgan Chase Bank, N.A. since 2018, with prior experience at Bank of America and Legacy Mutual Mortgage. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Jeffery Vanwart Sr. is a financial advisor with Cambridge Investment Research Advisors in Houston, TX, holding Series 63 and Series 65 credentials and bringing 36 years of industry experience. His prior work includes sixteen years at Cantella & Co Inc and four years with Cambridge Investment Research. He serves as a director of Integrity Bank, a community bank based in Houston. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing a variety of portfolio management strategies and platform arrangements tailored to client objectives.

David Gura is a Wealth Management Advisor and Senior Vice President with Merrill Lynch Wealth Management, based in Sugar Land, Texas. He has been with Merrill Lynch since 1999 after a 19-year career in the energy industry with Schlumberger. David works with a select group of clients to help them achieve their financial goals, offering personalized advice and access to specialized investment services tailored for sophisticated investors. He regularly meets with clients to ensure their financial strategies align with their personal circumstances. David holds the CERTIFIED FINANCIAL PLANNER (CFP) designation, awarded by the Certified Financial Planner Board of Standards, Inc., and also holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) certifications. He earned his bachelor's degree in electrical engineering from Worcester Polytechnic Institute. He resides in Sugar Land with his wife and four dogs. David and his team are involved in community activities, supporting charitable organizations including the Fort Bend County Animal Shelter, Citizens for Animals of Midland Odessa (CAMO), and Saving our Companion Animals (SOCA). His client focus areas include college education planning, family wealth management strategies, retirement planning, portfolio management services, and tax minimization.

Valerie Medeles is a financial advisor at RBC Capital Markets with 20 years of industry experience. She holds the Series 66 designation and has been with RBC Capital Markets since 2015. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers various wrap fee advisory programs with discretionary and non-discretionary portfolio management, tailored to clients' Advisory Risk Profiles and utilizing a mix of in-house and third-party investment managers.

Ryan Bradford is a Series 66 licensed financial advisor with 17 years of industry experience. He has been with Osaic since 2024 and previously worked for Woodbury Financial Services Inc. for ten years. Bradford also owns The Bradford Benefit, an LLC that offers group health, individual health, and life insurance benefits. Osaic Wealth, Inc. serves a diverse client base including individual investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services leveraging multiple platforms and tools to construct portfolios that include a broad range of asset classes.

Lara Chami is a financial advisor at Wells Fargo Clearing with seven years of industry experience. She holds the Series 63 and Series 65 licenses and has been with Wells Fargo since 2015, including eight years at Wells Fargo Clearing. Based in Houston, TX, her career has been focused within the Wells Fargo organization. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is guided by investment policy statements and modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Chadi Sahyoun is a financial advisor at Morgan Stanley with eight years of industry experience. He holds the Series 66 designation and has worked at several firms, including JP Morgan Securities and JPMorgan Chase Bank. He is also a 50% owner and manager of Sahyoun Family LLC, a family business involved in various non-investment activities. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by sophisticated modeling tools.

Juan Barrios is a financial advisor with Primerica Advisors in Houston, TX, holding Series 63 and Series 65 licenses and over 40 years of industry experience. He has been affiliated with Primerica Advisors since 1985 and Primerica Financial Services since 1991. Outside of his advisory role, he is involved in sales of loan products and home security and automation services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed accounts. The firm uses a tiered wrap fee structure and curates third-party asset managers while maintaining oversight of model offerings.

Francisco Llano is a financial advisor at Morgan Stanley with 20 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2017. Prior to that, he held roles at BBVA Wealth Solutions, Inc., BBVA Securities Inc., and Compass Bank. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools to support its financial advisors.

Cynthia O’Neal is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 credentials and 28 years of industry experience. She has worked at Merrill since 2000 and joined UBS in 2021. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings. The firm utilizes proprietary research and model-based asset allocations to tailor financial plans to clients’ goals and risk tolerances.

Joshua Dowd is a financial advisor with UBS Financial Services in Houston, TX, holding Series 66 and Series 63 designations and having eight years of industry experience. Prior to joining UBS in 2020, he served four years in the United States Marine Corps with the Department of Defense. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services, offering fee-based financial planning, portfolio management, and access to alternative products. The firm integrates institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor client strategies.