Miguel Barreda is a financial advisor at Cambridge Investment Research Advisors with two years of industry experience. He holds Series 65 and Series 63 licenses and previously worked at Index Insurance Solutions, LLC, where he was involved in insurance, benefits, and human resources. Outside of his advisory role, Barreda is a martial arts instructor at Paragon Jiu Jitsu Academy and volunteers as a financial education instructor with a nonprofit organization. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, providing customized strategies across multiple platform arrangements with access to both proprietary and third-party investment models.

J Bader is a financial advisor with Merrill in Austin, TX, holding a Series 66 designation and 25 years of industry experience. He has been with Merrill since 2001. Outside of his advisory role, he serves as a Corporate Advisory Board Member for the University of Texas McCombs School of Business, contributing to initiatives that support students. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jose Ricaud Llaguno is a financial advisor with J.P. Morgan Securities in Austin, TX, holding Series 66 and Series 63 credentials and five years of industry experience. His prior work includes roles at Amherst Holdings and Citigroup, as well as positions within JPMorgan Chase Bank. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework to guide investment recommendations.

Albert Russell is a Senior Financial Advisor with Merrill Lynch Wealth Management. In this role, he provides guidance to individuals and families across the United States, helping them develop wealth management, retirement, educational, and legacy plans. His client base includes athletes, coaches, entrepreneurs, business owners, executives, and retired professionals. Albert employs Merrill Lynch’s open architecture platform to deliver strategies tailored to each client's specific goals and life priorities. With over 40 years of experience in financial advising, Albert focuses on areas such as education planning, family wealth management strategies, managing new wealth, personal retirement planning, and serving clients in sports and entertainment. He emphasizes understanding clients’ unique priorities in order to create personalized financial plans designed for their goals and aspirations. Albert holds a Bachelor’s degree from the University of Kentucky and the Personal Investment Advisor (PIA) designation. He has been a member of the Black Professional Group at Bank of America. Outside of his professional work, Albert volunteers with community organizations including Women In Jazz and those that promote women's wellbeing and children's education. He resides in Austin, Texas, with his family and enjoys interests such as chess, cooking, and spending time with his grandchildren.

Andrew Spahn is a financial advisor at Fidelity with 27 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at firms including Charles Schwab and USAA Financial Advisors. Outside of his advisory role, he is a partner in Lindrew Holdings Inc., a quick service restaurant business based in Austin, Texas. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a diverse client base including retail and institutional investors. The firm employs a systematic investment process that combines proprietary research, quantitative analysis, and algorithmic portfolio construction.

Lucile Brocato is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. She has a background that includes project management work at The University of Texas Events and Experience Department. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

James Girardeau Jr. is a CFP® credentialed financial advisor with 28 years of industry experience, currently serving at J.P. Morgan Securities in Austin, TX. He has worked with J.P. Morgan Securities since 2012 and is also associated with JPMorgan Chase Bank, NA. Outside of his advisory role, he is a residential real estate landlord through his ownership of a private LLC. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework in its recommendations.

Brian Taylor is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. He holds a Series 66 designation and previously worked at Bank of America and Merrill. Outside of his advisory role, he is a managing member and part-owner of BCBD Ranches, LLC, an investment entity focused on recreational ranch property. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Mc Gee Cook is a financial advisor with Merrill and holds Series 63 and Series 66 credentials. He has 20 years of industry experience and has worked at Merrill since 2015 and Bank of America, N.A. since 2017. Outside of his advisory role, he is a consultant for Mary Kay Cosmetics. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients via the Select Portfolio Solutions Program. The firm offers both model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions, supported by internal and third-party portfolio management teams.

Michelle Reynolds is a financial advisor with LPL Financial in Austin, TX, holding a Series 66 designation and 14 years of industry experience. Her prior firms include Securities America Advisors, Kovack Securities, Wells Fargo Advisors, and Edward Jones. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of financial planning and investment solutions through a large network of advisors, utilizing model portfolios, third-party subadvisors, and customizable strategies.

Tyler Allison is a financial advisor at Merrill with Series 63 and Series 65 credentials and four years of industry experience. His prior roles include positions at Bank of America, Fisher Investments, and Charles Schwab & Co., Inc. He has also worked in legal services and held leadership experience with Phi Delta Theta. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services within the Bank of America fiduciary network, offering model-based and discretionary investment strategies for individual and institutional clients.

Brian Loegering is a financial advisor with J.P. Morgan Securities in Austin, TX, holding Series 63 and Series 66 licenses and 17 years of industry experience. He has been with J.P. Morgan Securities since 2013 and is also involved with LoFam Enterprise LLC, a family trust LLC focused on real estate activities. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory capabilities with broker-dealer and investment adviser registrations, delivering recommendations on a non-discretionary basis.

Taran Campos is a financial advisor with Wells Fargo Advisors in Austin, TX, holding Series 66 and Series 63 licenses and six years of industry experience. He has been with Wells Fargo Clearing since 2020 and has a longer tenure with Wells Fargo Bank, NA since 2005. Outside of his advisory role, he co-owns Vino Tinto, LLC, a business in Austin that he manages with his spouse. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutions. The firm offers a broad range of financial planning and investment services, including specialized planning for business owners, sports and entertainment professionals, and clients with special needs.

Michael Ayat is a financial advisor with J.P. Morgan Securities in Austin, TX, holding Series 65 and Series 66 licenses and bringing 10 years of industry experience. His prior roles include positions at Goldman Sachs and UBS Financial Services. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Sara Owen is a financial advisor with Merrill in Austin, TX, holding a Series 66 designation and 24 years of industry experience. She has been with Merrill Lynch since 2012. Outside of advising, she serves as a FINRA arbitrator and is involved in non-investment business activities including ownership of an LLC focused on digital marketplace sales and consulting roles providing brand insight and client experience evaluation. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services primarily to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides model-based and discretionary investment strategies supported by internal and third-party managers for a diverse client base including individuals, high-net-worth clients, and institutions.

Alfredo Zepeda Jr. is a Financial Advisor with Merrill Lynch Wealth Management based in Austin, Texas. He is bilingual in English and Spanish and specializes in creating tailored financial strategies to align with his clients' diverse financial goals. Alfredo focuses on areas including education planning, managing new wealth, personal retirement planning, and portfolio management services. With a professional background in wealth management and strategic financial planning, Alfredo is committed to transparent communication, thorough analysis, and personalized advice. He aims to help clients navigate complex financial landscapes by providing suitable solutions that address individual needs while empowering them to achieve their financial objectives. Alfredo holds a Bachelor's Degree from The University of Texas Rio Grande Valley and has earned the designations of Accredited Wealth Management Advisor (AWMA) and Personal Investment Advisor (PIA). In addition to his professional work, he is involved with community organizations such as Austin Pets Alive, Boggy Creek Farm, Central Texas Food Bank, Magdalene House, and Palm Valley Animal Center. Alfredo also enjoys adventure sports, camping, hiking, rock climbing, surfing, traveling, and volleyball.

Jason Chirogianis is a financial advisor with UBS Financial Services in Austin, TX, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with UBS Financial Services since 2008. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides a range of capital markets and research resources to support client strategies.

Christopher Newman is a financial advisor at Morgan Stanley with six years of industry experience. He holds a Series 66 designation and previously worked at Bank of America, Merrill, Bancorpsouth, and Infinex Investments. Newman serves in the U.S. Army Reserves outside of his advisory role. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm uses a structured planning process and offers a broad range of investment and financial services.

Joseph Busch is a financial advisor with Morgan Stanley in Austin, TX, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and at Morgan Stanley Smith Barney LLC since 2014. Morgan Stanley Wealth Management provides a broad range of advisory programs to individuals and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s planning process involves structured discovery and firm-approved tools but does not include individual security recommendations as part of its standalone planning services.

Robert Hess is a financial advisor with Merrill in Austin, TX, holding a Series 66 designation and 25 years of industry experience. He has been with Merrill since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts, supported by internal and third-party investment teams.