David Rice is a financial advisor at LPL Financial with 22 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked for SWBC Investment Services, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services supported by research and model portfolios from multiple sources.

Stephen Fenech is a financial advisor at Fidelity with 10 years of industry experience. He holds the Series 63 and Series 66 licenses and has worked with various divisions of Fidelity since 2016. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction across diverse investment vehicles. The firm is notable for its registration as a commodity pool operator, advisory roles to multiple registered investment companies, and use of advanced technologies such as AI in its research processes.

Christopher Pelesko is a financial advisor with Merrill, holding a Series 66 credential and 11 years of industry experience. He has worked at both Merrill and Bank of America since 2015. Outside of his advisory role, he is the sole owner of a rental property business in Jacksonville, Florida. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base including individuals, high-net-worth clients, pension plans, and charitable organizations. The firm integrates with Bank of America’s corporate platform, providing access to a wide range of products and services.

Anthony Ferranolo is a financial advisor at Merrill with 15 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at both Bank of America, N.A. and Merrill since 2016. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Ricardo Santos is a financial advisor with Fisher Investments in Ponte Vedra, FL, holding Series 63 and Series 66 licenses and 19 years of industry experience. His prior roles include positions at GWFS Equities, Inc. and VOYA Financial Advisors. Fisher Investments serves a global client base of institutional and private investors, offering discretionary portfolio management through a centralized investment committee that employs quantitative and qualitative research. The firm provides diversified portfolios with tax-aware processes and defensive tactics, managing a range of separate accounts, collective funds, and sub-advisory relationships.

Kristy Cole is a Series 66 licensed financial advisor with eight years of industry experience, currently with Merrill since 2018. Her prior roles include positions at Mass Mutual and Florida State University. Merrill provides managed account services through the Select Portfolio Solutions program to a wide range of clients, including individuals, high-net-worth clients, pension plans, and charitable organizations, utilizing model-based and discretionary investment strategies managed by affiliated and third-party managers.

Kyle Chriske is a financial advisor at Merrill with Series 63 and Series 66 licenses and one year of industry experience. His previous roles include positions at Fidelity Investments, Gardens Wealth Management, and Bank of America. He has diverse work experience across several industries, including education and logistics. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional investors. The firm integrates its offerings within Bank of America’s broader platform, providing access to a wide array of financial services and products.

Porfirio Perez is a financial advisor at Wells Fargo Clearing with 32 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Wells Fargo since 2013, including time at Wells Fargo Advisors. Outside of his advisory work, he is a freelance writer producing articles, short stories, and collections of fiction and non-fiction. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

Bozena Bakula is a financial advisor at Merrill with seven years of industry experience. She holds a Series 66 designation and has worked at Merrill and its predecessor entities since 2015, as well as Bank of America since 2022. Merrill provides managed account services through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm is integrated into Bank of America’s platform, providing access to a broad set of investment products and services.

Holly Keefe is a financial advisor with Merrill based in Jacksonville, FL, holding Series 63 and Series 66 licenses and 21 years of industry experience. She has been with Merrill since 2004. Keefe serves as a board member of the Providence School of Jacksonville’s Parent Teacher Partnership, organizing school events. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad client base that includes individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Aaron Williamson is a financial advisor at Merrill with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Merrill since 2015. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries. The firm’s integration with Bank of America allows access to a broad set of products and services beyond typical investment options.

Marla Castin is a Senior Financial Advisor with Merrill Lynch Wealth Management, specializing in creating personalized wealth management strategies tailored to clients' individual financial goals. With over 30 years of experience in financial services, Marla works closely with individuals, families, corporate executives, business owners, and financial professionals to develop comprehensive plans encompassing wealth management, lending, insurance, and estate planning. Her client focus areas include college education planning, executive compensation, divorce transition planning, family wealth management, portfolio and retirement income planning. Marla holds a bachelor's degree from the University at Albany SUNY and has earned professional designations as a CERTIFIED FINANCIAL PLANNER® (CFP®), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). She emphasizes a client-centered approach, aiming to understand each client's unique circumstances and comfort with investment risk to deliver strategies that align with their long-term objectives. Outside of her professional role, Marla enjoys playing pickleball and volleyball, running, reading, and spending time with her family. She resides on the South Shore of Staten Island with her wife and three sons.

Anthony Marengo is a financial advisor at Fidelity with 19 years of industry experience. He holds Series 63 and Series 66 designations and has worked at various Fidelity entities since 2004. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and discretionary portfolio management. The firm utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios across a broad investable universe.

Stephen Stowell is a financial advisor at Merrill with 17 years of industry experience. He has held positions at Merrill and Bank of America, N.A. since 2010. Outside of his advisory work, he is involved in a for-profit business delivering meals through Door Dash on weekends. Merrill provides managed account services through the Select Portfolio Solutions program, serving a broad client base with model-based and discretionary investment strategies integrated within Bank of America’s platform.

Katharyn Smith is a financial advisor with Raymond James & Associates in Jacksonville, FL, holding Series 63 and Series 65 licenses and 14 years of industry experience. She has been with Raymond James & Associates since 2011. Outside of her advisory role, she serves as a board member for The Arc of Jacksonville. Raymond James & Associates provides financial planning and investment consulting through its Wealth Advisory Services Program to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm also offers institutional consulting and specialized public finance and municipal services.

Margaret Spadora is a financial advisor with Merrill in Jacksonville, FL, holding Series 63 and Series 65 licenses and 15 years of industry experience. She has been with Merrill since 2014. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Wai Chan is a financial advisor at Merrill with 23 years of industry experience. He holds a Series 66 designation and has been with Merrill since 1999. Outside of his advisory role, he serves as one of three managers of a family asset protection holding company in Ponte Vedra Beach, Florida. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a variety of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Gus Hydbom is a Branch Leader at Fidelity Investments, a position he has held since 2024. In this role, he leads a team dedicated to comprehensive financial planning, aiming to provide clients with strategies aligned to their long-term financial goals. His experience at Fidelity Investments includes several leadership roles, such as Team Leader for Portfolio Advisory Services from 2020 to 2024, and Team Leader for Client Services from 2019 to 2020. Prior to these positions, he worked in various capacities including Investments Solutions Representative, ISR Help Desk, PAS Service Representative, and Customer Relationship Advocate between 2016 and 2019. The breadth of his experience covers client services and portfolio advisory functions, reflecting a commitment to serving clients through diverse financial service roles at Fidelity Investments.

Michael Emmert is a financial advisor at Fidelity with 12 years of industry experience. He holds Series 66 and Series 63 designations and has worked at various Fidelity entities since 2012. Outside of finance, he is an adjunct professor of jazz saxophone at the University of North Florida and performs music professionally through his own contracted events. He is affiliated with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients, including registered investment companies. The firm employs a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary portfolios, model portfolios, and fund advisory services.

Eric Schlumbohm is a financial advisor at Merrill based in Jacksonville, FL, holding a Series 66 designation with eight years of industry experience. He has been associated with both Merrill and Bank of America since 2010. Merrill offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, providing model-based and discretionary investment strategies to a wide range of clients including individuals, high-net-worth clients, and institutional fiduciaries. The firm is integrated with Bank of America’s broader corporate platform, offering access to a diverse set of products and services.