Gerard Dillon is a financial advisor at Charles Schwab with 17 years of industry experience. He holds Series 63 and Series 66 credentials and previously worked at NYLIFE Securities LLC and New York Life Insurance Co. from 2007 to 2020. Dillon serves as a board member of the West Dallas Chamber of Commerce, where he supports mission-driven initiatives and manages the annual Art Walk West event. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a blend of non-discretionary and discretionary investment guidance, multi-asset model portfolios, and a centralized operational structure supporting a large client base across multiple wrap programs.

Timothy Bielik is a financial advisor with Charles Schwab holding CFP® and CFA® designations and over 14 years of industry experience. His career includes roles at td ameritrade from 2011 to 2022 and at Charles Schwab since 2022, including Schwab Wealth Advisory Inc. from 2025 to 2026. He is based in Westlake, TX. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers integrated brokerage, custody, and cash-sweep services.

Hector Lugo is a financial advisor at Charles Schwab with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Morgan Stanley and various Charles Schwab entities since 2015. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm provides both non-discretionary and discretionary investment options, combining multi-asset model portfolios with alternative investment opportunities and centralized operational support.

Mohammad Barati is a financial advisor at Charles Schwab with Series 66 and Series 63 credentials and three years of industry experience. His work background includes roles at Charles Schwab, Penmark Transportation Inc., Uber Technology Inc., and Kentucky Fried Chicken. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and a formal alternative-investment onboarding process.

David Morris is a financial advisor with Charles Schwab in Westlake, TX, holding Series 66 and Series 63 licenses and bringing nine years of industry experience. He previously worked at TD Ameritrade from 2016 to 2023 before joining Charles Schwab in 2023. Charles Schwab serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary advisory services and access to affiliated discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational infrastructure.

Stephen Pullin is a financial advisor with Charles Schwab, holding Series 63 and Series 66 designations and five years of industry experience. His work history includes roles at Charles Schwab Bank, Charles Schwab & Co., Inc., and TD Ameritrade. Additionally, he has been involved with Jack Boles Services since 2014. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment options, combining centralized custody and order-routing with a multi-asset model portfolio approach.

Jonathan Hurley is a CFP® professional with 15 years of industry experience, currently serving as an advisor at Cambridge Investment Research Advisors since 2019. He previously worked at Fidelity Investments from 2010 to 2018. Outside of his advisory role, he is a board member of Riverstone Church in Mansfield, TX. Cambridge Investment Research Advisors serves a broad mix of individual and institutional clients, providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs through thousands of financial professionals. The firm manages a multi-billion dollar asset base and offers a range of platforms and proprietary model strategies, including those under the Founders Gate Capital brand.

Nicolette Navarro is a financial advisor at Charles Schwab with 12 years of industry experience. She holds the Series 66 designation and has worked previously at Goldman Sachs, Ally Invest Securities LLC, and TD Ameritrade. Navarro is based in Westlake, TX. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios and maintains a large integrated operational structure.

Fei Dai is a CFP® with nine years of industry experience, currently serving as a financial advisor at Charles Schwab since 2022. Prior to Schwab, Fei worked at TD Ameritrade, Transamerica Financial Advisors, and World Financial Group. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, offering a combination of non-discretionary and discretionary investment options supported by centralized custody and operational infrastructure.

Gregory Rine is a financial advisor at Charles Schwab with 30 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at TD Ameritrade Investment Management and TD Ameritrade, Inc. from 2006 to 2024 before joining Schwab in 2022. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by a large-scale, integrated operational structure.

Junior Nascimento is a financial advisor at Charles Schwab with 19 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Charles Schwab since 2005, with additional experience at TD Ameritrade in 2021 and 2023. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a mix of non-discretionary and discretionary investment management. The firm combines advisory, brokerage, custody, and cash-sweep services within an integrated platform supported by a large client base and a multi-asset investment approach.

Zhixin Tan is a financial advisor at Charles Schwab with Series 66 and Series 63 licenses and one year of industry experience. Prior to joining Charles Schwab, Zhixin held positions at Breakthrough Central Texas and several other organizations, including legal and social policy roles. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary and discretionary investment management alongside brokerage, custody, and financial planning services.

Reid Fitzpatrick is a financial advisor at Charles Schwab with a Series 66 designation and three years of industry experience. He has held roles at several Schwab entities since 2017 and previously worked at Ocwen Financial Services and Ameriprise. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset investment approach supported by in-house research and alternative investment options.

Daniel Fontaine is a financial advisor at Charles Schwab with 21 years of industry experience. He has been with Charles Schwab since 2017 and previously worked at Fidelity Investment Company from 2005 to 2017. Outside of financial advising, he is involved with Elite Sports Officials, an organization he has been part of since 2009. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering a combination of wrap fee advisory, brokerage, custody, and cash-sweep services. The firm’s model emphasizes primarily non-discretionary advisory relationships with access to affiliated discretionary separate managed accounts and a structured approach to alternative investments.

Marshall Caddy is a financial advisor with Charles Schwab & Co., Inc. holding Series 63 and Series 66 licenses, and has two years of industry experience. His prior work includes roles at Experis/Manpower Group, Enterprise Rent-a-Car, and positions in education and municipal services. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment management with integrated brokerage, custody, and advisory services.

Kyle Gerads is a financial advisor with Charles Schwab, holding Series 63 and Series 66 licenses and bringing 11 years of industry experience. His prior work includes positions at td ameritrade, Arthur Marshall Inc, and Fidelity Brokerage Services LLC. He is currently based in Westlake, TX. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, using multi-asset model portfolios and due diligence on alternative investments.

Guisseppi Guillo is a financial advisor at Charles Schwab with 19 years of industry experience. He holds a Series 66 credential and previously worked at TDAmeritrade for 15 years before joining Charles Schwab. Outside of his advisory work, he owns a real estate business and operates a small construction company for friends and family in the Fort Worth, TX area. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering both non-discretionary and discretionary investment options alongside integrated brokerage, custody, and financial planning services.

Jerome Campbell is a financial advisor at Charles Schwab with CFP® and Series 66 credentials and four years of industry experience. His prior work includes roles at Charles Schwab Bank, FIS Global, Northwestern Mutual, and Ashley Furniture Industries. Outside of finance, he has experience working with The Pool Mechanic and Top Dog Roofing. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset investment approach supported by proprietary research and due diligence.

David Verduzco is a financial advisor with Charles Schwab in Westlake, TX, holding a Series 66 designation and two years of industry experience. His prior roles include positions at Merrill, Bank of America, and Allstate. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary SMAs and offers a structured alternative-investment program alongside centralized custody and brokerage services.

Robert Somervill is a financial advisor at Charles Schwab with 35 years of industry experience. He holds Series 63 and Series 66 licenses and has worked previously at TD Waterhouse Investor Services Inc. In addition to his advisory role, he is a licensed real estate broker managing personal real estate transactions. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated financial planning services, combining non-discretionary and discretionary investment options within a large, integrated operational framework.