Jeffrey Huston is a financial advisor with Private Advisor Group, LLC, holding the ChFC® designation and Series 63 license, with 38 years of industry experience. He previously worked at LPL Financial Corporation and has been involved with Central Life Assurance Co. for over five decades. Outside of advisory work, he is involved in life, health, disability, and long-term care insurance sales and co-owns an office building with his wife. Private Advisor Group, LLC is an SEC-registered advisory firm managing over $41 billion across more than 135,000 client relationships. The firm serves individuals, trusts, estates, charitable organizations, and corporate and retirement plan clients using a range of portfolio management and financial planning services.

Kahni Bizub is a financial advisor with Integrated Wealth Concepts LLC in Irvine, CA, holding two years of industry experience. Prior to joining Integrated Wealth Concepts, Bizub has worked at Wright Ford Young & Co since 1988 in a CPA role. Integrated Wealth Concepts serves a diverse client base including individuals, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm provides discretionary investment management, financial planning, consulting, and family office services, employing customized portfolios primarily using mutual funds, ETFs, equities, and fixed income with a long-term focus and risk management through rebalancing and third-party asset management.

Daniel Roberts is a financial advisor with Centaurus Financial, Inc. He holds a Series 63 designation and has 47 years of industry experience. He has worked with Centaurus Financial since 2016. Outside of his advisory role, he is co-owner and general manager of Pet Buddies, a non-investment business in Santa Ana, CA, where he oversees billing, collections, and legal matters. Centaurus Financial, Inc. serves a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers both discretionary and non-discretionary portfolio management and employs a combination of fundamental, technical, bottom-up, and top-down analysis in its investment approach.

Matthew Hemphill is a financial advisor with Private Advisor Group, LLC, holding a Series 66 credential and one year of industry experience. He has previously worked with Mariner Independent and Zion Capital, and serves as a pastor at New Life Orange County Church. Private Advisor Group serves a diverse client base including individuals, business entities, trusts, estates, and charitable organizations, offering portfolio management, financial planning, and retirement-plan consulting through a variety of advisory programs and third-party asset managers. The firm supports its network of investment adviser representatives with multiple analytical approaches and tools tailored to client objectives.

Melinda Marburger is a financial advisor at Creative Planning with 16 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at firms including Lockton Investment Advisors and Transamerica. Creative Planning provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, trusts, and retirement plans. The firm manages approximately $217 billion in assets and employs a financial planning–led investment process focused on low-cost indexing and buy-and-hold strategies, supplemented by advanced portfolio management techniques.

Brian Gilbert is a financial advisor with Commonwealth Financial Network in Irvine, CA, holding Series 63, 65, and 66 designations and 33 years of industry experience. He has been with Commonwealth since 2003 and previously worked at A. G. Edwards & Sons, Inc. since 1999. Outside of advisory work, he leases oyster farming rights on privately owned land. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm offers a range of advisory programs and back-office support, including discretionary model portfolios and various customized investment solutions.

Chad Schiel is a financial advisor with Independent Financial Group, LLC, holding a Series 66 designation and 16 years of industry experience. He has been with Independent Financial Group since 2012. Outside of his advisory role, Schiel owns Emergy Fly Fishing Specialties, a business focused on fly fishing news, articles, speaking engagements, and custom fishing retail. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser serving individuals, high-net-worth clients, charities, corporations, and plan sponsors. The firm offers brokerage, portfolio management, financial planning, and retirement plan services through a national network of Investment Adviser Representatives and provides a range of advisory programs via its AccessPoint platform and third-party asset managers.

Luke Mokma is a CFP® with six years of industry experience, currently affiliated with Stratos Wealth Partners, Ltd. He has held roles at multiple firms including LPL Financial, Personal Capital Advisors Corporation, and The Bishoff Financial Group. Mokma is the owner of Gooselinq LLC, a passive business interest. Stratos Wealth Partners is an enterprise wealth management firm serving over 24,000 clients with approximately $18.6 billion in assets under management. The firm offers a range of advisor-managed and model portfolio solutions, integrating external platforms and providing access to third-party managers and SEI-affiliated resources.

Sergio Ayo is a financial advisor at Fifth Third Securities, Inc. with one year of industry experience. He holds Series 63 and Series 65 licenses. His prior work history includes roles at Fifth Third Bank, OneMain Financial, Merrill, Dentsply Sirona Orthodontics, and Bank of America. Fifth Third Securities, Inc. serves a broad range of individual and institutional clients through investment advisory and brokerage services. The firm offers multiple program types and third-party portfolio managers on its Passageway Managed Account platform, providing clients with various strategies including mutual-fund/ETF models, SMA strategies, and direct indexing options.

Eric Post is a financial advisor with Guardian Life and Park Avenue Securities in Irvine, CA, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. His work history includes multiple roles at Park Avenue Securities and Guardian Life Insurance Company dating back to 2013. Outside of his primary advisory duties, he is involved in selling fixed insurance products outside of Guardian Life. Park Avenue Securities LLC, where Mr. Post is affiliated, is a dually registered broker-dealer and SEC-registered investment adviser serving individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm provides brokerage services, financial planning, retirement plan consulting, and diverse advisory programs, including model portfolios and a hybrid digital advisory solution.

R Jeffrey Morrison is a financial advisor with Guardian Life and Park Avenue Securities, holding Series 63 and Series 65 credentials and bringing 19 years of industry experience. He has worked at both firms since 2010 and also operates Campus Pathway, a college counseling business that he continues to manage on a limited basis. Park Avenue Securities, a subsidiary of The Guardian Life Insurance Company of America, serves individuals, pension plans, charitable organizations, and corporate clients with brokerage services, financial planning, and investment advisory programs, offering both discretionary and non-discretionary advisory relationships.

Jesse Cox is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 66 licenses and 25 years of industry experience. He has been with Independent Financial Group since 2013. Cox is also an officer and director of COX Financial Planning, Inc., a business entity used for tax and investment purposes, and owns the marketing DBA Coastal Wealth Management. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser serving individuals, charities, corporations, and plan sponsors. The firm offers brokerage, portfolio management, financial planning, and retirement plan services, managing approximately $11.3 billion in regulatory assets through a national network of Investment Adviser Representatives.

Liyun Chi is a financial advisor at Citigroup Global Markets with 29 years of industry experience. She has been with Citigroup Global Markets since 2007 and holds Series 63 and Series 66 credentials. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a variety of investment advisory programs, execution, and custody services. The firm employs multi-asset, multi-manager strategies and is notable for its large institutional scale combined with unique market roles such as operating as a swap dealer and futures commission merchant.

Mia Ros is a financial advisor with HSBC Securities (USA) Inc. based in Irvine, CA, holding Series 63 and Series 66 licenses and bringing seven years of industry experience. She has worked with HSBC and its affiliates since 2017, including a role as a Bank Officer with HSBC Bank (USA) N.A., where she engages in the sale of bank-related products alongside her registered representative duties. HSBC Securities (USA) Inc. serves a diverse client base including individuals, retirement accounts, charitable organizations, and corporations through a variety of managed account programs. The firm uses a structured investment process featuring multiple risk profiles and combines strategic and tactical asset allocation with ongoing fund due diligence and portfolio management.

Kylee Bowden is a financial advisor with Primerica Advisors who holds a Series 66 designation and has six years of industry experience. Her work history includes roles at Park Avenue Securities, Guardian Life Insurance, and Wells Fargo Advisors. Park Avenue Securities LLC serves a broad retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers both brokerage and fee-based advisory services, employing a mix of proprietary and third-party investment strategies alongside financial planning and business consulting.

Blal Said is a financial advisor at Citigroup Global Markets with nine years of industry experience. He holds the Series 66 designation and has previously worked at Bank of America, N.A. and Merrill. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs, broker-dealer execution, and custody services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and maintains significant institutional scale with unique market roles such as acting as a security-based swap dealer and futures commission merchant.

Tewodros Lamma is a financial advisor at Wells Fargo Clearing with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at JP Morgan Securities, LLC and JP Morgan Chase Bank. Outside of his advisory role, he is a 50% owner of an online retail business, Addis T & B, LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory approach is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

Michael Kish is a financial advisor with OSAIC, holding a Series 66 designation and 15 years of industry experience. He previously worked for Lincoln Financial Advisors for 15 years. Outside of his advisory role, he is also involved in residential real estate sales and provides fixed insurance products including life insurance and annuities. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated financial advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, financial planning, and access to third-party money managers.

Cade Cherry is a financial advisor with Edward Jones, holding Series 63 and Series 66 credentials and 13 years of industry experience. Prior to joining Edward Jones in 2024, he worked at Pacific Life for 14 years. Outside of his advisory role, he is involved in a family partnership managing his mother’s household affairs and co-owns a vacation home in Hawaii with his wife. Edward Jones is a wealth management firm serving individual and institutional clients with a broad range of advisory programs and investment solutions. The firm is recognized for its extensive network of advisors and branches, as well as its affiliated capabilities beyond advisory services, including trust services and securities-based lending.

Bradley Norton is a financial advisor at Fidelity with Series 63 and Series 66 credentials and 30 years of industry experience. He has worked with Fidelity Brokerage Services, Inc., Strategic Advisers, and Fidelity Personal and Workplace Advisors since 1995. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and a charitable gift fund. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to offer discretionary and non-discretionary advisory services and model portfolios.