Scott Andersh is a financial advisor at OSAIC with nine years of industry experience. He holds the Series 66 designation and has prior work history with Securities America, Inc., Securities America Advisors, Axa Advisors, LLC, and several other financial firms. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisors, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm utilizes various asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct diversified portfolios across multiple investment types.

David Seay is a financial advisor with Morgan Stanley in Scottsdale, AZ, holding Series 63 and Series 66 licenses and bringing 14 years of industry experience. His prior roles include positions at Merrill, Mutual of Omaha Bank, LPL Financial, Ameriprise Financial Services, and Merrill Edge. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs and tailored financial planning utilizing firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services under both direct and corporate financial planning arrangements.

Hank Lobel is a CFP® and Series 66 designated financial advisor with 20 years of industry experience. He has worked with Vanguard Advisers, Vanguard Marketing Corporation, and The Vanguard Group, Inc. since 2015. Based in Scottsdale, AZ, he is part of a large team of over 2,200 advisors at Vanguard Advisers. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven investment approach, with portfolios constructed mainly from Vanguard funds and ETFs, featuring tax-aware strategies and customization options.

Brandon Hawkins is a financial advisor at Vanguard Advisers with Series 66 credentials and one year of industry experience. His prior roles include positions at Northwestern Mutual and PIMCO Investments, as well as a decade at Western Asset Management. Vanguard Advisers provides investment advice through both automated and human-supported services, serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to construct portfolios primarily from Vanguard funds and ETFs.

Cassidy Butt is a financial advisor at Morgan Stanley with Series 65 and Series 63 credentials and one year of industry experience. Prior to joining Morgan Stanley, Cassidy held roles at Samsara and Crayon, and has experience related to the University of San Francisco. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a range of advisory programs to individuals and institutions, including tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers services that combine broad retail and institutional offerings with proprietary investment strategies.

Connor Roberts is a financial advisor with Vanguard Advisers based in Scottsdale, AZ, holding a Series 66 designation and six years of industry experience. His work history includes roles at Vanguard Marketing Corporation, The Vanguard Group, CVS Health, and Edward Jones. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through a combination of automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven approach to portfolio construction, primarily using Vanguard funds and ETFs with customizable options including tax-aware features and ESG preferences.

Maya Ramirez is a financial advisor at Vanguard Advisers with eight years of industry experience. She holds Series 63 and Series 66 designations and has worked at The Vanguard Group since 2017. Prior to that, she was employed at Xerox State Health Care and Mesa Community College. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven approach using proprietary models to create personalized portfolios primarily composed of Vanguard funds and ETFs.

Tanya Thompson Zavala is a financial advisor at J.P. Morgan Securities with nine years of industry experience. She holds Series 63 and Series 65 licenses and has worked at J.P. Morgan entities since 2013, with prior experience at Equitable Advisors and Mounts Espresso. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting. The firm combines institutional advisory operations with broker-dealer and investment adviser registrations, delivering recommendations through Wealth Advisors while clients retain final decision-making authority.

Travis Caddell is a CFP® with 13 years of industry experience, currently serving at Vanguard Advisers since 2013. He holds the Series 66 designation and is based in Scottsdale, AZ. Vanguard Advisers offers both automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs. The firm is notable for its scale and digital delivery, managing hundreds of thousands of client relationships with a team of over 2,200 advisors.

Kathryn Bascom is a financial advisor with Wells Fargo Clearing in Mesa, AZ, holding Series 63 and Series 65 credentials and bringing 20 years of industry experience. She previously worked at J.P. Morgan Securities for five years and has managed her own jewelry business, Jewels by Kat, since 2017. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory services. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a broader range of financial products, including insurance-related vehicles and bank deposit sweep options.

Todd Pollock is a financial advisor with OSAIC, holding Series 63 and Series 65 designations and 28 years of industry experience. He has been with FSC Securities Corporation since 2010 and joined OSAIC in 2023. OSAIC serves a broad range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services, employing tools such as asset-allocation models and automated rebalancing to manage portfolios that may include stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Alexander Mc Lellan is a financial advisor at Vanguard Advisers with eight years of industry experience. He holds Series 63 and Series 66 designations and has worked at various Vanguard entities since 2018. Prior to that, he was employed at Sixt Rental Car from 2015 to 2018. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through automated and human-supported investment advice. The firm uses a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs, offering a range of customization options and managing a large client base through a high client-to-advisor ratio.

Matthew Fernwalt is a Wealth Management Advisor with Bank of America Merrill Lynch, where he has been serving clients since 2006. In his role, he focuses on developing strategies and providing advice for high-net-worth individuals, their families, and their businesses, with the aim of helping them meet their financial goals. Matthew simplifies complex financial situations by offering guidance grounded in established investment and planning principles. He partners with a team of firm specialists to assist clients comprehensively and serves as their primary point of contact. Matthew holds the CERTIFIED FINANCIAL PLANNER (CFP) designation and is a Personal Investment Advisor (PIA). He earned a Bachelor's degree from Arizona State University, an Associate's degree from Mesa Community College, and graduated from Marcos de Niza High School. Residing in Tempe, Arizona, Matthew is a member of the Arizona State University Alumni Association and the Sole Sports Running Club. Outside of work, he enjoys golfing, running, and spending time with his wife Janik and daughter Samantha. He is also an avid supporter of sports and actively participates in community volunteer efforts.

Nicole Corning is a CFP®-designated financial advisor with Wells Fargo Advisors in Scottsdale, AZ, bringing 15 years of industry experience. She has worked within various Wells Fargo entities since 2010. Outside of her primary role, Corning hosts a podcast addressing issues faced by working mothers, serves as treasurer for The Care Fund supporting families with critically ill children, and is an author of a fiction book. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients with a broad range of financial planning and investment services that include specialized planning such as business-owner transition and special-needs analysis.

Michael Raiten is a ChFC® credentialed financial advisor with four years of industry experience, currently with Osaic Wealth, Inc. He previously worked for American Portfolios Advisors, Inc. for 13 years and has a longstanding affiliation with The Prudential Insurance Company of America since 1974. Osaic Wealth, Inc. serves a diverse client base including retail and institutional investors, offering integrated brokerage and advisory services, financial planning, and access to various managed account solutions through a large network of affiliated advisers and multiple platforms. The firm employs asset-allocation tools and automated rebalancing to construct portfolios across a range of investment vehicles.

David May is a financial advisor at Raymond James Financial with 19 years of industry experience. He previously worked at Edward Jones for 17 years before joining Raymond James in 2023. May is active in the Kiwanis Club of Scottsdale McCormick. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension and profit-sharing plans, charitable organizations, corporations, and municipal entities. The firm offers financial planning and non-discretionary investment consulting through Wealth Advisory Services and institutional consulting, emphasizing tailored financial plans developed through client interviews and risk profiling.

Kimberly Hardy is a financial advisor at Merrill with 11 years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2013 and Bank of America, N.A. since 2017. Outside of her advisory role, she works part-time as a food delivery driver for GrubHub. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, and institutional investors.

John Escudero is a financial advisor with Vanguard Advisers in Scottsdale, AZ, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. He has been with Vanguard Advisers since 2020 and has concurrent roles within other Vanguard entities dating back to 2017. Vanguard Advisers offers automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants, employing a goal-based, algorithm-driven approach that incorporates proprietary glide-path methodology and the Vanguard Capital Markets Model. The firm manages a large client base using digital delivery combined with a team servicing model and constructs portfolios primarily from Vanguard funds and ETFs with various customization options.

Kristel Ashcraft is a financial advisor at Ameriprise with 11 years of industry experience. She holds a Series 66 designation and has been with Ameriprise and its affiliated entities since 2015. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and annual planning advice focused on retirement income strategies.

Samuel Goulet is a financial advisor with Equitable Advisors in Scottsdale, AZ, holding a Series 66 designation and one year of industry experience. Prior to joining Equitable Advisors, he worked briefly at Compass and has a background that includes five years at Colorado Mesa University and Desert Foothills Athletic Club. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement plan support, and access to asset management through LPL programs and third-party asset managers. The firm operates a hybrid referral and implementation model, combining advisory and brokerage channels to tailor services based on client goals, risk tolerance, and time horizon.