Anneliese Watts is a CFP® with 25 years of industry experience, currently serving at Raymond James & Associates since 2013. She holds a Series 66 license and is based in Memphis, TN. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutional and pension plans, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary services.

Michael Fredi is a financial advisor with Cetera, holding Series 63 and Series 65 designations and over 31 years of industry experience. He has been associated with Cetera and its related entities since 2015 and also maintains a role with Regions Bank. Outside of his advisory duties, he serves on the Board of Directors and as the Corporate Membership Director of the Highland Hundred Football Booster Group supporting the University of Memphis football program. Cetera Investment Advisers LLC is an SEC-registered advisor serving a broad client base that includes individual investors, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services, operating a multi-manager platform with access to both affiliated and third-party investment strategies.

Darrel Sumner is a financial advisor at Mass Mutual Investors Services with 27 years of industry experience. He holds a Series 63 designation and has previously worked at Metlife Securities Inc. and New England Securities. Outside of his advisory role, he is a partner at SFP Benefits, an insurance brokerage specializing in group health and employee welfare benefits. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars using technology-supported, collaborative client engagements.

Wesley White is a financial advisor at Osaic Wealth Inc. with one year of industry experience. He holds a Series 66 designation and has prior work experience with Clayton, H.T. Hackney, and the United States Army. Wesley also has a background in education and serves as a 1099 wealth advisor for Century Financial LLC, where he is a featured advisor on the firm’s website. Osaic Wealth, Inc. serves a diverse client base including retail and institutional investors such as high-net-worth individuals, pension plans, corporations, and charitable organizations. The firm provides a range of investment advisory and brokerage services supported by integrated tools and third-party solutions to manage portfolios across multiple asset classes.

Lindsey Rhea is a CFP® with 18 years of experience in the financial industry. She has been with LPL Financial since 2021 and previously worked for Wells Fargo Advisors Financial Network LLC for 10 years. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, utilizing both discretionary and non-discretionary management strategies supported by proprietary and third-party research.

Samuel Carson is a financial advisor with UBS Financial Services in Memphis, TN, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has been with UBS Financial Services since 2009. Outside of his advisory role, he is a partner in WTWT, LLC, an entity formed to purchase a condominium. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services, offering financial planning, portfolio management, and access to mutual funds and alternative products. The firm integrates institutional trading capabilities with wealth management and provides a broad range of capital markets services.

David Kemper is a financial advisor with Raymond James & Associates in Memphis, TN, holding Series 65 and Series 63 licenses and 11 years of industry experience. He has worked at Raymond James since 2019 and was previously with AXA Advisors for four years. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and municipal advisory services supported by a nationwide adviser network.

James Wells III is a financial advisor at Morgan Stanley in Memphis, TN, holding Series 63 and Series 65 licenses with 32 years of industry experience. His prior work includes roles at Wells Fargo Advisors and Wells Fargo Clearing. Outside of his advisory work, he serves as a trustee for a family trust and receives royalty payments from mineral rights in Mississippi. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets through tailored strategies and a structured planning process.

Daniel Threlkeld is a financial advisor with Mass Mutual Investors Services in Memphis, TN, holding Series 63 and Series 65 credentials and 11 years of industry experience. He previously worked at Northwestern Mutual in various capacities from 2013 to 2019. Outside of his advisory role, Threlkeld serves as treasurer for two nonprofits focused on distracted driving awareness and cultural exchange, and he is a chapter advisor for the Omicron Epsilon chapter of Kappa Alpha Pi fraternity. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, wrap and money-manager programs, and educational seminars.

William Hancock is a financial advisor at OSAIC with 46 years of industry experience. He holds CFP® and ChFC® designations and has worked at Woodbury Financial Services and HD Vest advisory and insurance entities. He is based in Collierville, TN. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable investors through a large network of advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, utilizing firm-provided tools and third-party solutions for portfolio construction and management.

Matthew Kelso is a financial advisor at Edward Jones in Southaven, MS, holding the ChFC® and Series 66 designations with nine years of industry experience. He joined Edward Jones in 2017 after working at FAA Federal Credit Union for one year. Outside of his advisory role, Kelso owns and hosts a local news podcast called The Desoto County Brief in Hernando, MS. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a variety of advisory programs and investment solutions, supported by a large network of financial advisors and branch offices nationwide.

Matthew Bailey is a financial advisor with Cambridge Investment Research Advisors in Germantown, TN, holding a Series 66 designation and 25 years of industry experience. He has been with Cambridge Investment Research Advisors since 2005 and is also associated with Pathway Financial Services, Inc., which he owns. Outside of his advisory roles, he serves as president of the Washington Square Condo Association in Memphis and as secretary/treasurer of the Germantown Baptist Church Foundation. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base including individuals, pension plans, charitable organizations, and trusts. The firm offers a range of services such as financial planning, investment management, and retirement plan advisory, delivered through a network of independent Financial Professionals using various portfolio management and model-based solutions.

Richard Jones is a CFP®-designated financial advisor with MassMutual Investors Services in Memphis, TN, where he has worked since 2009. He has 30 years of industry experience and holds a Series 63 license. Outside of his advisory role, he owns and operates a brokerage and life and health sales business. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm emphasizes collaborative annual financial planning engagements and offers a range of specialized programs including divorce planning and employer-sponsored planning.

Anthony Young is a financial advisor with Thrivent Investment Management in Memphis, TN, holding Series 63 and Series 65 credentials and six years of industry experience. His prior firms include Edward Jones and self-employment before joining Thrivent in 2020. Outside of his advisory role, he serves as a board member for the Children's Advocacy Center of Hamilton County and operates a monetized YouTube channel focused on the distilling process of bourbon and tequila. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering goal-based analyses and written recommendations across a broad range of financial topics without discretionary trading authority. The firm allows clients to combine planning with managed-account programs under a consolidated billing option called “WealthPlan.”

Philip Lamoreaux III is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 credentials and bringing 18 years of industry experience. He has worked with Mass Mutual Investors Services since 2017 and previously with MetLife Securities Inc. from 2015 to 2017. Outside of his advisory role, he serves as a conservator managing his mother’s personal finances and healthcare needs. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, utilizing firm-approved software to analyze client goals and provide written recommendations.

Charles Cannon is a financial advisor with RBC Capital Markets, holding Series 63 and Series 65 credentials and 48 years of industry experience. His prior work includes roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of his advisory work, he is a trustee for family trusts and holds a minority ownership interest in a family farm in Memphis, Tennessee. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers multiple advisory programs with tailored investment strategies and access to both in-house and third-party managers, along with a range of portfolio management and financial planning services.

Connor Moore is a financial advisor at Fidelity with one year of industry experience. He holds the Series 66 designation and previously worked at Merrill and Pandora A/S. He also has teaching experience from Baylor University and Pioneer High School. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to both retail and institutional clients using a process that combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction. The firm’s portfolio management includes discretionary and non-discretionary advisory work, fund advisory, and model portfolio delivery, with a focus on systematic methodologies and long-term asset allocation.

William Deupree III is a financial advisor with Raymond James & Associates based in Memphis, TN, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has served at Raymond James since 2013 and has a longstanding role as a board member and shareholder of Commercial Bank and Trust since 1998. Outside of his advisory work, he is chair of the Deupree Family Foundation, which donates to local charities, and serves on the board and finance committee of the Hutchison School. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a broad client base including individuals, institutions, pension plans, and nonprofits, offering financial planning and advisory services with a range of portfolio management styles supported by affiliated research and sub-advisers.

William Abraham is a CFP® with 30 years of experience in financial advisory roles. He is currently with RBC Capital Markets, having joined in 2023, and previously worked at Wells Fargo in various capacities from 2009 to 2023. He serves as a committee member at the Church of the Holy Spirit in Memphis, where he participates in discussions regarding parish finances. RBC Wealth Management, a division of RBC Capital Markets, serves individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers multiple advisory programs focused on discretionary and non-discretionary portfolio management, financial planning, and brokerage services, tailoring strategies to clients’ risk profiles through a combination of internal and third-party investment managers.

Ryan Murray is a CFP® with 18 years of industry experience, currently serving at Fidelity Investments. He has worked with various Fidelity entities since 2008, including Fidelity Brokerage Services LLC and Fidelity Personal and Workplace Advisors. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its role in managing multiple registered investment companies and delivering model portfolios through systematic and long-term asset allocation approaches.