Robert Gooch III is a financial advisor with Raymond James & Associates in Memphis, TN, holding a Series 63 designation and over 36 years of industry experience. He previously worked at Morgan Keegan & Company, LLC for 11 years before joining Raymond James in 2013. Outside of his advisory role, he co-owns a family lake house where he is involved in managing basic household responsibilities. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base that includes individuals, institutions, and municipal entities. The firm offers tailored financial planning and non-discretionary investment consulting, supported by a wide range of portfolio management styles, affiliated research, and specialized municipal advisory services.

Phillip Dobbins is a financial advisor at Cetera with a Series 66 designation and less than one year of industry experience. His prior work includes positions at Bethany Huffman CPA and eBay, among others. Cetera Investment Advisers LLC is an SEC-registered advisor serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with discretionary and non-discretionary program options.

Latondria Polk is a financial advisor with Edward Jones in Memphis, TN, holding a Series 66 designation and 15 years of industry experience. She has been with Edward Jones since 2010. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a wide range of advisory programs with approximately $1.01 trillion in assets under management supported by a large nationwide network of financial advisors and branch offices.

Amelia O'dell is a financial advisor at Merrill with 30 years of industry experience and holds a Series 63 designation. She has been with Merrill since 2013. Outside of her advisory role, she holds a power of attorney position for an entity named K B O in Memphis, Tennessee. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Daniel Botto is a financial advisor with LPL Financial in Memphis, TN, holding a Series 63 designation and bringing 27 years of industry experience. His prior work includes roles at First Tennessee Brokerage, Inc. and Ftb Advisors, Inc. He is also a business owner of LBOE Inc. and RF Holdings Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides financial planning, model portfolio programs, third-party asset management, and institutional platforms supported by technology tools used for operational and research purposes.

James Cowgill is a financial advisor with Thrivent Investment Management in Memphis, TN, holding Series 63 and Series 65 licenses and 12 years of industry experience. He has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2013. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive written recommendations across various financial planning topics. The firm focuses on holistic, goal-based analyses and allows clients to combine planning with managed-account programs under a consolidated billing option while maintaining separate service structures.

Jonathan Lyons is a Series 66-licensed financial advisor with Raymond James & Associates in Memphis, TN, and has 25 years of industry experience. He has been with Raymond James since 2013 and is involved as an investor in Crossroads Extremity Systems. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutional investors, and municipal entities. The firm offers financial planning and non-discretionary investment consulting with a variety of portfolio management styles, and is notable for providing municipal advisory services alongside its broad advisory capabilities.

James Cook Jr. is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and 14 years of industry experience. He has been with Raymond James since 2013, initially with Raymond James & Associates and subsequently with Raymond James Financial Services. Cook serves on the board of The 100 Club of Memphis, where he is a past president, and is a member of the finance and investment committee for Ducks Unlimited, participating in financial oversight and budget planning for these nonprofit organizations. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers tailored, non-discretionary investment consulting using various analytical tools and supports both advisory programs and institutional portfolio management.

Taylor Agee is a Series 66-licensed financial advisor with Thrivent Investment Management, based in Memphis, TN. He has four years of industry experience, including roles at Thrivent Financial and Thrivent Investment Management since 2021. Prior to his finance career, Agee worked in the restaurant industry and organized live music concerts in the Memphis area. He also serves as president of the local Business Networking International chapter. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a nationwide network of financial advisors. The firm offers goal-based, holistic planning across various financial topics without discretionary trading authority and allows clients to combine planning with managed accounts under a consolidated billing option called “WealthPlan.”

Matthew Mc Calla is a Series 66-licensed financial advisor at Raymond James Financial with four years of industry experience. His prior roles include positions at Ameriprise and LPL Financial LLC. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, and institutional clients. The firm provides tailored, non-discretionary planning and consulting using analytical tools to assess potential outcomes and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Terry Brough is a financial advisor at Raymond James & Associates with 39 years of industry experience. He holds Series 63 and Series 65 designations and has been with Raymond James since 2013. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary services through various portfolio management styles and affiliated research resources.

James Gillespie Jr. is a financial advisor with Thrivent Investment Management in Memphis, TN. He holds the Series 66 designation and has been with Thrivent since 2024. Prior to joining Thrivent, he worked at Hilti for nine years and briefly at Hytrol. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors. The firm focuses on holistic, goal‑based planning that covers a wide range of financial topics and offers a combined planning and managed-account option while keeping the services separate.

James Dixon is a Series 66-licensed financial advisor with MassMutual Investors Services in Memphis, TN, where he has worked since 2019. He has six years of industry experience and has also held a position as an assistant cross country coach at St. George’s Independent School. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses analytical tools to develop tailored financial strategies and offers event-driven planning services, including recent additions such as standalone divorce planning.

James Walne Jr. is a financial advisor with Stifel who holds Series 63 and Series 65 registrations and has 48 years of industry experience. He has been with Stifel Nicolaus & Co. Inc. since 2010. Based in Memphis, TN, Walne’s career spans several decades within the financial services industry. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering both brokerage and investment advisory services. The firm’s investment approach incorporates proprietary forward-looking capital market assumptions and probabilistic modeling developed by its Investment Strategy Group.

Mark Billions is a financial advisor at Stifel with 22 years of industry experience. He holds a Series 66 designation and has worked at firms including Merrill, Wells Fargo Clearing, and UBS Financial Services. Billions serves on the board of the Regional One Foundation, a hospital foundation involved in fundraising. Stifel provides brokerage and investment advisory services to a wide range of clients, including individuals, institutions, and charitable organizations. The firm uses a proprietary methodology developed by its Investment Strategy Group to support asset allocation and financial planning analyses.

Jennifer Stiles is a financial advisor with Morgan Stanley in Memphis, TN, holding a Series 63 designation and 28 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm-approved tools and modeling techniques.

Brendon Lozeau serves as the Branch Leader at the Germantown, TN Investor Center, where he leads a team of financial professionals. His role involves partnering with clients to develop lasting partnerships by understanding their financial priorities and preferences. Brendon's professional experience includes roles at Fidelity Investments, where he worked as a Planning Consultant from 2021 to 2022, a Relationship Manager from 2020 to 2021, and a Workplace Planning Consultant from 2019 to 2020. In his personal time, Brendon enjoys hiking and traveling.

William Baguley is a Financial Consultant at Fidelity Investments, a role he has held since 2021. Prior to this position, he worked as a Workplace Planning Consultant and an Investment Solutions Representative at Fidelity Investments from 2019 to 2021. Before joining Fidelity, he was a Licensed Banker at Wells Fargo from 2016 to 2019. He holds an Arkansas Insurance License, which supports his work in financial consulting. William focuses on understanding clients' unique goals and needs to develop financial plans aimed at long-term success. Outside of his professional life, William enjoys beach activities, camping, family activities, parenthood, and reading.

Christopher Bolding is a financial advisor at Wells Fargo Clearing with 23 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Truist Investment Services, Bank of America, Merrill, Cetera, and Regions Bank. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Crystal Walker is a CFP® professional with 26 years of industry experience. She is currently with LPL Financial, where she has worked since 2021, following prior roles at Wells Fargo Advisors and Davis Financial Advisors. In addition to her advisory work, she is a commissioned notary in Tennessee. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and participant-level retirement advice, supported by a large network of investment adviser representatives.