Sally King is a financial advisor at Fidelity with 13 years of industry experience and holds a Series 66 designation. Her prior experience includes roles at Valic Financial Advisors, Edward Jones, Charles Schwab, and Morgan Stanley. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, offering discretionary and non-discretionary portfolio management, fund advisory, and model portfolio delivery. The firm employs a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction for its investment approach.

Luis Recio is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 66 and Series 63 licenses and one year of industry experience. His prior work history includes roles at Empower Financial Services, Principal Financial Group, and Allstate Insurance. Outside of financial services, he has been involved with Domino’s Pizza since 2023. Vanguard Advisers offers both automated and human-supported investment advice to retail investors and employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven investment approach using proprietary models to set personalized asset allocations, primarily utilizing Vanguard funds and ETFs with tax-aware and customization features.

Douglas Weltz is a financial advisor at Fidelity with 15 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Bank of America, Merrill, and Fidelity Brokerage Services. Fidelity’s Strategic Advisers LLC, where Weltz is based, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios, with a focus on systematic methodologies and long-term asset allocation.

Christian Lenahan is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 66 and Series 63 licenses and bringing 16 years of industry experience. His prior work includes roles at JPMorgan Securities, LLC, JPMorgan Chase Bank NA, and Longbow Securities. Vanguard Advisers provides automated and human-supported investment advice through digital and personal advisor services for retail investors and employer-sponsored retirement plan participants. The firm applies a goal-based, algorithm-driven investment approach and manages a large client base using a hybrid service model that combines technology with advisor support.

Ronald Ceccarini is a financial advisor with Edward Jones in Mooresville, NC, holding Series 66 and Series 63 designations and 23 years of industry experience. He has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of advisors and branch offices.

Randy Cruz is a financial advisor at Vanguard Advisers with 25 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Vanguard Advisers since 2019, following five years at Fidelity Brokerage Service. Outside of advising, he is involved in managing a rental property in Harrisburg, NC. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach to portfolio construction, primarily utilizing Vanguard funds and ETFs with options for tax-aware features and customization.

Monica Luke is a financial advisor at LPL Financial with 21 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at firms including Securities America and First Command Financial Services. She serves as an adjunct professor at Queens University, UNCC, and The London School of Economics. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives, offering financial planning, advisory programs, and retirement plan consulting with both discretionary and non-discretionary management options.

William Wilson IV is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 63 and Series 65 licenses and having four years of industry experience. He has worked at several firms, including The Vanguard Group and SECU subsidiaries. Vanguard Advisers offers automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios primarily composed of Vanguard funds and ETFs. The firm is notable for its scale and digital delivery, managing a large number of client relationships through a combination of automated platforms and advisor teams.

Michael Mallette is a financial advisor at Vanguard Advisers with nine years of industry experience. He holds Series 63 and Series 66 licenses and has been with The Vanguard Group since 2017. Prior to that, he worked at Appalachian State University for four years. Vanguard Advisers provides automated and human-supported investment advice to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach with portfolios constructed mainly from Vanguard funds and ETFs, serving a large client base through a combination of digital platforms and a team servicing model.

Banner Steele is a Series 66-licensed financial advisor at Vanguard Advisers with six years of industry experience. He has been with Vanguard Marketing Corporation and The Vanguard Group, Inc. since 2020. Prior to that, he held roles at Texas Tech University, FJY Financial, and First State Bank among others. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans. The firm uses a goal-based, algorithm-driven approach and primarily invests in Vanguard funds and ETFs, offering a range of customization options alongside portfolio management for pooled vehicles.

Adam Bloom is a CFP® professional with 26 years of experience in the financial industry. He is currently with Raymond James Financial Services Advisors, Inc. and has prior experience at Edward Jones. Bloom serves on the board of the Associate Reformed Presbyterian Church Board of Benefits and is involved with finance and investment committees at local churches. He is also president of ASB Endeavors, LLC, a personal operating entity. Raymond James Financial Services Advisors, Inc. provides financial planning and non-discretionary investment consulting to a wide range of clients, including individual investors, high-net-worth clients, pension plans, and municipalities. The firm emphasizes tailored financial plans developed through detailed client interviews and uses various implementation options, often serving in an advisory and support role rather than as a delegated manager.

Steven Creed Jr. is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 66 and Series 63 licenses and bringing nine years of industry experience. He has been affiliated with Vanguard entities since 2016 and also owns Overall Publishing, LLC, a publishing business. Vanguard Advisers provides automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans, using a goal-based, algorithm-driven approach that incorporates proprietary methodologies and primarily Vanguard funds and ETFs. The firm manages a large client base through a digital platform supported by over 2,400 advisors.

Jason Bowers is a financial advisor at Vanguard Advisers with three years of industry experience. He holds a Series 66 designation and has worked at The Vanguard Group since 2023. His prior work experience includes roles in real estate and retail sectors. Vanguard Advisers provides automated and human-supported investment advice through services such as Vanguard Digital Advisor and Vanguard Personal Advisor, serving retail investors and employer-sponsored retirement plan participants. The firm employs a goal-based, algorithm-driven investment approach, utilizing proprietary models and primarily Vanguard funds and ETFs.

Dimitrios Nickols is a financial advisor at Vanguard Advisers with 10 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at The Vanguard Group, Inc. since 2016, including a period as self-employed from 2019 to 2022. Vanguard Advisers provides automated and human-supported investment advice to retail investors and eligible participants in employer-sponsored retirement plans, utilizing a goal-based, algorithm-driven approach with portfolios primarily constructed from Vanguard funds and ETFs. The firm serves hundreds of thousands of clients through a digital platform supported by a large team of advisors.

Lakisha Ashford is a financial advisor at Vanguard Advisers with Series 63 and Series 66 credentials and two years of industry experience. She has previously worked at TIAA-CREF Individual & Institutional Services and Wells Fargo, and holds experience in client advisory roles within the Vanguard organization since 2026. Vanguard Advisers provides both automated and human-supported investment advice primarily to retail investors and participants in employer-sponsored retirement plans. The firm utilizes a goal-based, algorithm-driven approach to asset allocation, offering portfolios built mainly from Vanguard funds and ETFs, with features such as tax-awareness and customization options.

Brock Woessner is a financial advisor with Vanguard Advisers in Charlotte, NC, holding Series 66 and Series 63 licenses and bringing four years of industry experience. He has been with Vanguard-affiliated firms since 2021, including roles at Vanguard Marketing Corporation and The Vanguard Group, Inc. His work history also includes positions outside the financial industry. Vanguard Advisers serves retail investors and participants in employer-sponsored retirement plans through a combination of automated and human-supported investment advice. The firm employs a goal-based, algorithm-driven approach using proprietary models to construct portfolios primarily from Vanguard funds and ETFs, offering a range of customization options and managing hundreds of thousands of client relationships with over 2,200 advisors.

Kevin Butler is a financial advisor at Morgan Stanley with 28 years of industry experience. He has been with Morgan Stanley Smith Barney since 2010 and has worked at Morgan Stanley Private Bank, National Association since 2015. He holds Series 63 and Series 65 licenses and is based in Woodland Hills, CA. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients. The firm offers a range of advisory programs, including financial planning that utilizes firm-approved tools and models to support structured planning conversations.

Michael Baker is a CFP® with 27 years of industry experience, currently serving as a financial advisor at OSAIC since 2024. He previously worked for Woodbury Financial Services, Inc. for 12 years. Outside of his advisory role, Baker is president of Michael R Baker Insurance Agency Inc., which provides insurance sales and services. OSAIC Wealth, Inc. serves a wide range of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and advisory services with tools for asset allocation, risk assessment, and portfolio management that include various investment vehicles and allow for discretionary or non-discretionary account management.

Torrell Priest is a ChFC® credentialed financial advisor with three years of industry experience, currently affiliated with Vanguard Advisers. His work history includes roles at The Vanguard Group, Inc. and Northwestern Mutual Life Insurance Company. Vanguard Advisers delivers automated and human-supported investment advice through its Vanguard Digital Advisor and Personal Advisor services, primarily serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach using proprietary methodologies and constructs portfolios mainly from Vanguard funds and ETFs, offering various customization options.

Algeria Johnson is a Series 66-licensed financial advisor with Vanguard Advisers in Charlotte, NC, with one year of industry experience. Prior to joining Vanguard Advisers, she held positions at Fidelity Investments, MetLife, and Amazon among other companies. Vanguard Advisers provides automated and human-supported investment advice through its digital and personal advisor services, serving retail investors and participants in employer-sponsored retirement plans. The firm employs a goal-based, algorithm-driven investment approach utilizing proprietary models and constructs portfolios primarily from Vanguard funds and ETFs with various customization and tax-aware features.