Donald Kemp is a financial advisor with Merrill in Richmond, VA, holding Series 63 and Series 66 credentials and bringing 30 years of industry experience. He has worked at Merrill since 2009 and has been associated with Bank of America N.A. since 2008. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies tailored for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Tenley Dixon is a financial advisor at Edward Jones with 10 years of industry experience. She holds the ChFC®, Series 63, and Series 65 credentials. Prior to joining Edward Jones in 2022, Tenley worked for six years at Truist Investment Services Inc. She is involved in her local business community as a member of the Richmond chapter of BNI and serves as an ambassador for Sierra Madre Golf, a women's golf apparel company. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with over $1 trillion in assets under management. The firm offers a range of advisory programs and investment solutions, operating under a fiduciary standard and supported by a large network of financial advisors and branch offices nationwide.

Randolph Tate is a financial advisor with Ameriprise in Richmond, VA, holding Series 63 and Series 66 credentials and 24 years of industry experience. He previously worked at Cuna Mutual Group and Cuna Brokerage Services, Inc. for 18 years before joining Ameriprise in 2022. Ameriprise provides a retirement-income planning service targeted at individuals with substantial investable assets, delivering written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax efficiency analysis to support retirement planning and offers a broad range of advisory, brokerage, and insurance solutions.

Melissa Townes is a financial advisor with Ameriprise in Chester, VA, holding a Series 66 designation and 19 years of industry experience. She has worked at Ameriprise since 2018 and previously held a position at Morgan Stanley from 2016 to 2018. Ameriprise offers a retirement-income planning service tailored for individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to provide non-discretionary, written recommendations through a centralized consulting team.

Darren Mazzoni is a Wealth Management Advisor and Senior Resident Director at Merrill Lynch, where he currently serves as the Senior Resident Director of the Richmond office. In this role, he helps advisors embrace Merrill's principle of putting clients first. Darren began his career with Merrill Lynch Wealth Management in 2003 after earning a bachelor's degree in economics from The College of William and Mary. Darren focuses on helping clients care for all aspects of their financial lives and aligns their investment portfolios to support their personal goals. His approach involves open and direct dialogue to understand clients' true purpose for their wealth and what matters to them personally. He guides clients through decisions impacting their financial lives, emphasizing risk management and consistent long-term performance aligned with clients' objectives. Darren is a qualified Portfolio Manager who builds and manages personalized or defined strategies incorporating individual stocks and bonds, Merrill Lynch model portfolios, and third-party investment strategies. In addition to his advisory responsibilities, Darren has served as Resident Director of the Newport News and Williamsburg offices. He holds the Certified Private Wealth Advisor (CPWA) designation from Yale School of Management and the Personal Investment Advisor (PIA) designation. Darren resides in Richmond with his wife, Tracy, and participates in community volunteering activities. His personal interests include baseball, basketball, football, hiking, reading, spending time with family, table tennis, tennis, traveling, and watching movies.

Bailee Belanger is a Financial Advisor with Merrill Lynch Wealth Management, specializing in comprehensive wealth management. She focuses on helping clients grow and preserve their assets through personalized financial strategies and retirement planning. Bailee assists individuals and families in navigating complex financial landscapes to achieve their long-term goals. Her areas of expertise include family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, individual and corporate investment strategy, tax minimization, and retirement income. Bailee holds the Personal Investment Advisor (PIA) designation and has completed coursework at the University of Massachusetts System and Nichols College. She earned her High School Diploma from Somerset High School. Outside of her professional work, Bailee enjoys gardening, golfing, running, spending time with her family, and writing. Her approach centers on uncovering what matters most to clients and their families to create tailored strategies that pursue their financial objectives.

Kenneth Kapinskis is a financial advisor with Osaic Wealth Inc., holding Series 63 and Series 65 designations and bringing 21 years of industry experience. He worked at Signator Investors Inc. from 2004 to 2018 before joining Osaic in 2018. Kapinskis serves as a council member for St. Edwards Catholic Church, advising on the church’s investment performance and distribution strategies. OSAIC Wealth Inc. serves a diverse client base including individual, high-net-worth, institutional, and charitable organizations through a broad network of affiliated advisors and platforms. The firm offers integrated brokerage and advisory services with a focus on asset allocation, risk tolerance, and a wide range of investment options including managed accounts and third-party solutions.

Edrees Sidiqi is a financial advisor with Wells Fargo Clearing in Richmond, VA, holding Series 63 and Series 66 licenses and four years of industry experience. His prior work includes roles at Wells Fargo Bank and various technology and delivery companies. Outside of advising, he works as a delivery driver for Uber and Grubhub. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Robert Steele is a financial advisor with LPL Financial in Chester, VA, holding a Series 66 designation and having 10 years of industry experience. He worked previously at Investment Centers of America, Inc. from 2015 to 2017. In addition to his advisory role, he manages a branch of Appomattox Insurance Services, selling property and casualty insurance and overseeing other agents. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Justin Martin is a financial advisor with Ameriprise in Powhatan, VA, holding a Series 66 designation and 22 years of industry experience. He has been with Ameriprise and its affiliate since 2002. Outside of his advisory role, Martin serves on the board of directors for the nonprofit organization Together for Tanzania and owns a financial planning business called Prestige Planning. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement who meet certain asset thresholds, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to generate tailored retirement-income recommendations.

Melody Bourne Jackson is a financial advisor with Wells Fargo Clearing in Richmond, VA, holding Series 63 and Series 66 credentials and possessing 19 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC and Wachovia Bank, N.A. Outside of her advisory role, she is a notary and co-owner of a carpentry business and an online resale store. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm offers a broad range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Beverly Guthrie is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and bringing 34 years of industry experience. She has worked at Wells Fargo Clearing since 2016, following seven years with Wells Fargo Advisors LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research from Wells Fargo Investment Institute and third-party sources to support its investment approach.

James Werner is a financial advisor at UBS Financial Services in Richmond, VA, holding a Series 66 designation. He has experience across several roles, including positions at Booz Allen Hamilton and Hampden Sydney College, prior to his current advisory role. UBS Financial Services serves individual, corporate, and institutional clients by providing brokerage and investment advisory services, utilizing proprietary research and model-based asset allocations to tailor financial plans aligned with clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services, offering a broad range of financial solutions.

Diana Briegel is a financial advisor with Cetera, holding a Series 66 designation and 20 years of industry experience. She has worked at Virginia Asset Management since 2010, providing operational support, and has been with Cetera and Cetera Wealth Services, LLC since 2023. Cetera Investment Advisers LLC is an SEC-registered firm that serves a diverse client base including individuals, retirement plans, corporate, charitable, and institutional accounts through a nationwide network of over 10,000 independent advisors. The firm offers a multi-manager platform with various portfolio management options ranging from automated allocations to bespoke strategies.

Christopher Cox is a financial advisor at Ameriprise with 15 years of industry experience. He holds the Series 66 designation and has worked at Ameriprise and its related entities since 2012. Outside of his advisory role, he is involved in fiduciary activities and serves as an executor. Ameriprise provides retirement-income planning services targeted at individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations, supported by a centralized consulting team and algorithmic automation.

Matthew Puccinelli is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He previously worked at Lincoln Financial Securities Corporation for 12 years and has been involved with multiple financial and insurance-related businesses since 1993, including serving as president of Chartered Financial Planning Associates. Outside of advisory services, he manages insurance offerings and accounting services through his affiliated firms. OSAIC serves a broad range of clients including individuals, high-net-worth investors, corporations, pension plans, and charitable organizations. The firm provides integrated brokerage and advisory services, employing various asset-allocation tools and third-party platforms to manage portfolios with diverse investment options.

Jay Moore is a Senior Financial Advisor at Merrill Lynch Wealth Management. He leads a team of internal specialists providing in-depth analysis and tactical guidance in areas such as investment management, trust and estate planning, credit and banking, wealth structuring, and philanthropy. Jay's client base includes owners of closely-held businesses, entrepreneurs, senior executives, and professionals in the entertainment industry. Jay holds a Bachelor of Science in Business Administration with a concentration in Marketing from The Ohio State University. He is a Personal Investment Advisor (PIA) and an alumnus of Pi Sigma Epsilon - Gamma Nu Chapter at The Ohio State University. He has received the Founders Award and the Top Sales Award during his career. In his approach, Jay emphasizes clear communication by simplifying complex financial concepts and focusing on long-term planning, including the use of debt, generational wealth transfer, and insurance analysis. Outside of his professional life, Jay has personal interests in boating, music, and writing.

Amanda Crawley is a CFP®-certified financial advisor with nine years of industry experience. She is currently with Raymond James Financial Services Advisors, Inc., where she has worked since 2023, having previously held roles at Steward Partners and Merrill. Outside of advising, she serves as a notary. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, institutions, and charitable organizations. The firm emphasizes tailored, non-discretionary planning using analytical tools to support client goals and maintains unique municipal advisory affiliations.

Michael Velasquez is a financial advisor at Edward Jones in Midlothian, VA, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones, he worked in various roles including at Wawa Food Market and Chipotle Mexican Grill. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering discretionary and non-discretionary investment strategies, separately managed accounts, and affiliated mutual funds. The firm operates under a fiduciary standard and supports its advisory services with a nationwide network of more than 23,000 financial advisors.

Apryl Halstead is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and 13 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors, LLC from 2012 to 2016. Outside of her advisory role, she is an author of a cookbook titled *Nothing Leftover* and participates as a committee member in The W Source BNI Group, focusing on women’s issues in the financial industry. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s investment approach is IPS-driven and based on modern portfolio theory, with a notable range of financial products including insurance-related vehicles and bank deposit sweep options.