Jason Ting is a Senior Financial Advisor at Merrill Lynch Wealth Management. He began his career in financial services in 2002, joining his family members at Merrill Lynch. Jason focuses on listening to and understanding each client to help craft wealth management strategies that address both short-term needs and long-term goals, with particular attention to philanthropic giving strategies. He has also served as an approved financial advisor spokesman for Merrill in national and local media. Jason has earned several professional designations, including Certified Investment Management Analyst (CIMA), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He holds a bachelor's degree in Communications with a minor in Video Production/Public Relations from the University of California, San Diego. Community involvement is important to Jason; he has served on the boards of organizations such as the Samaritan House and the Mills–Peninsula Hospital Foundation, and is part of the Leadership Council of San Mateo County. He resides in San Mateo, California, with his wife and daughter, and his personal interests include tennis, theater, and cars.

Paul Luciano is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he has worked since 1993. He serves a client base consisting mainly of entrepreneurs and venture capitalists, focusing on comprehensive financial planning and portfolio management. Paul emphasizes liability management, tax minimization, estate planning, and the inclusion of non-correlated assets such as private and public equity and alternative investments in portfolios to help clients achieve their long-term financial goals with reduced risk. Paul holds a Bachelor's degree in Finance from California State University, Long Beach, and also studied at Northeastern University in Boston. He is a CERTIFIED FINANCIAL PLANNER™ certificant and holds the Chartered Retirement Planning Counselor™ designation. In his role, he manages portfolios on a discretionary basis, using a variety of investment strategies including individual securities, model portfolios, and third-party strategies. Originally from New York, Paul has lived in the Bay Area for over 30 years. He and his wife, Leslie, have three children and share interests in fitness and outdoor activities such as skiing and golf. Paul is also involved in community service, having served on several non-profit boards.

Araceli Castaneda Ramirez is a financial advisor at Morgan Stanley with a Series 66 designation and nine years of industry experience. Prior to joining Morgan Stanley, she worked at H&R Block and American Girl, and also spent time at San Francisco State University. Outside of her advisory role, she operates online retail stores on platforms including Etsy and Facebook Marketplace and has worked as an extra and model. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning solutions while managing approximately $2.74 trillion in client assets.

Rasa Petrauskaite is a financial advisor at J.P. Morgan Securities with 10 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Morgan Stanley, Bank of America, and Merrill. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a process that combines quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm delivers services on a non-discretionary basis, allowing clients to retain final decision-making authority.

Daniel Kolb is a financial advisor with Morgan Stanley in Menlo Park, CA, holding a Series 66 designation and 15 years of industry experience. He has worked with Morgan Stanley Smith Barney since 2011 and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing advisory programs and tailored financial planning to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools supported by its Global Investment Committee.

Jordon Luo is a Financial Consultant who employs a consultative, data-driven approach to financial advice, focusing on planning, portfolio construction, and measurable outcomes. He assists clients in evaluating trade-offs, managing risk, and aligning investments with long-term goals, with particular attention to tax efficiency. Jordon has held several roles in the financial services industry, including Investment Consultant and Planning Consultant at Fidelity Investments, Relationship Manager for Corporate Brokerage Solutions at Morgan Stanley, Branch Service Representative at E*TRADE from Morgan Stanley, and Relationship Banker and Small Business Specialist at JPMorgan Chase Bank, N.A. He holds a California Insurance License. Outside of his professional career, Jordon competes as a professional MMA athlete, an experience that reinforces discipline, preparation, and accountability in his client relationships. His personal interests include comedy, fitness, and golf.

Andrew Kropp is a financial advisor with Morgan Stanley, holding a Series 66 designation and two years of industry experience. He has worked in various roles, including positions at Morgan Stanley Private Bank and Northwestern Mutual. Outside of finance, he has been involved with entrepreneurial ventures such as Speedy Racket Stringing and Courtside Racket Sports LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process incorporating firm-approved tools and modeling techniques.

Dane Tinley is a Senior Financial Advisor at Merrill Lynch Wealth Management. He focuses on delivering personalized wealth management strategies that align with each client's unique financial goals. Dane works closely with clients to develop flexible plans that respond to changing market conditions, offering access to Merrill’s investment insights as well as the banking and lending solutions of Bank of America. His expertise includes college education planning, divorce transition planning, LGBT wealth planning, managing new wealth, special needs planning strategies, women and wealth, tax minimization, and retirement income. Dane emphasizes collaboration and transparency, coordinating with clients’ attorneys and tax professionals to ensure comprehensive financial management. He holds the Personal Investment Advisor (PIA) designation and earned a bachelor’s degree from the University of California. Dane also values community involvement, dedicating time to volunteering with local organizations in line with Merrill’s tradition of service.

Jiedan Lin is a financial advisor at Morgan Stanley with eight years of industry experience. Prior to joining Morgan Stanley in 2022, Lin worked at HSBC Securities USA Inc and HSBC Bank USA NA from 2018 to 2022 and held roles at Wells Fargo Clearing Services LLC and Wells Fargo Bank NA between 2015 and 2018. Lin holds Series 63 and Series 66 designations. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers tailored financial planning and a broad range of advisory programs, managing approximately $2.74 trillion in client assets.

Flor Santana is a financial advisor with LPL Financial in San Mateo, CA, holding Series 63 and Series 65 credentials and with 27 years of industry experience. She has been with LPL Financial since 2009. Santana also teaches part-time at the College of San Mateo. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and research support from both internal and third-party sources.

Charles Levy is a financial advisor at Morgan Stanley with 27 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery conversations and firm-approved tools.

Michael Burke is a financial advisor at Morgan Stanley with 39 years of industry experience. He holds Series 63 and Series 66 designations and has been with Morgan Stanley since 2012, including his current role at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management serves individual and institutional clients by offering a wide range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services through both direct client relationships and corporate financial planning agreements.

Lin Xie is a financial advisor at Morgan Stanley with 11 years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2020. Prior to that, he was employed at Cetera Investment Services LLC and East West Bank. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a wide range of advisory programs, including tailored financial planning supported by structured discovery and proprietary planning tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

Walter Gowen IV is a financial advisor with Fisher Investments in San Mateo, CA, holding a Series 65 designation and with 7 years of industry experience. He has been with Fisher Investments since 2012. Fisher Investments serves a diverse global clientele, including institutional and private investors such as pension plans, foundations, and high-net-worth individuals, providing discretionary portfolio management across various asset classes. The firm employs a centralized investment process that integrates quantitative and qualitative research to construct globally diversified portfolios, and offers additional services including sub-advisory and retirement plan management.

Christina Ward is a financial advisor with Raymond James & Associates in San Mateo, CA, holding a Series 66 designation and seven years of industry experience. Prior to joining Raymond James, she worked at Accenture for three years. She is the founder and director of Work for America, Inc., a nonprofit organization focused on creating employment opportunities for adults with intellectual and developmental disabilities. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipalities, offering customized financial planning and consulting through various advisory programs.

Luis Castro is a Financial Advisor with Merrill Lynch Wealth Management. In his role, he works collaboratively with clients to understand their financial priorities and develop strategies aimed at achieving their short-, mid-, and long-term objectives. He provides guidance on various financial topics, including general investing, retirement planning, and preparing for unexpected expenses. Luis holds the Personal Investment Advisor (PIA) designation. He has completed an Accredited Certificate Program from the London School of Economics and earned a Bachelor's Degree from the University of Southern California. He also holds a High School Diploma from Woodside Priory. Luis supports clients by connecting them with specialists from Bank of America in areas such as banking, credit, home financing, and small business solutions, providing comprehensive financial advice that adjusts as clients' needs evolve.

Samuel Vaughan is a Series 66-licensed financial advisor with Morgan Stanley in San Francisco, CA. He joined the firm in 2025 and has prior experience working at organizations including Boston University, Mustang Survival, and Sunnyside Marina & Watersport Rentals. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a broad range of advisory programs and structured financial planning services utilizing firm-approved tools and models.

Cary Koh is a Senior Financial Advisor at Merrill Lynch Wealth Management and a member of the Ting & Associates team. Since joining the firm in 2013, he has focused on building and strengthening client relationships to support their long-term financial success. He works closely with individuals and families to understand their goals, values, and priorities and to develop practical strategies for college education planning, family wealth management, retirement income, liquidity management, and portfolio management services. Before entering the financial industry, Cary was a concert violinist and professional conductor. He holds a bachelor's degree in music from the University of California, Berkeley, and a master's degree in violin performance from the Manhattan School of Music in New York City. He holds professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). Cary is also fluent in English and Mandarin. Cary serves as Bank of America's Corporate Board Representative on the Board of Trustees for Cal Performances at UC Berkeley. He is a Past President of the Rotary Club of Burlingame & Hillsborough and was previously a Board Trustee of the Crowden Music Center in Berkeley. In his personal time, Cary enjoys golfing and playing chamber music.

Tyler Jones is a Series 66-licensed financial advisor with Morgan Stanley in San Mateo, CA, bringing four years of industry experience. Before joining Morgan Stanley in 2021, he worked at Citibank and Bank of America. Outside of his advisory role, he teaches mathematics fundamentals to students. Morgan Stanley Wealth Management is a large institution serving both individual and institutional clients with a range of advisory programs, including tailored financial planning that integrates firm-approved tools and modeling techniques.

Thomas Quinby is a financial advisor at Ameriprise with 19 years of industry experience. He holds the Series 66 designation and previously worked at Edward Jones for eight years before joining Ameriprise in 2023. Ameriprise offers a retirement-income planning service targeted at individuals approaching or in retirement who meet certain asset thresholds. The firm combines research, modeling, and tax-efficiency analysis to provide written recommendation reports, with an emphasis on assets held in Ameriprise-managed accounts and the use of algorithmic automation in generating recommendations.