Nashoba Bailey is a financial advisor at OSAIC with Series 63 and Series 65 credentials and four years of industry experience. Prior to joining OSAIC, Nashoba worked at Securities America Advisors and Securities America, Inc., and operated Hunter William Bailey DBA Wealth Strategies for six years. Nashoba is based in Citrus Heights, CA. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers a range of integrated brokerage and advisory services utilizing asset-allocation tools, risk-tolerance analysis, and access to third-party money managers.

Kyle Kelly is Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2016. He utilizes the resources available at Fidelity along with his understanding of clients' situations to provide financial guidance and advocacy. Kyle's professional experience includes serving as a Financial Advisor at Bank of America, Merrill Lynch from 2014 to 2016, and as a Brokerage Representative at Charles Schwab and Co. in 2014. He holds a California Insurance License. Outside of his professional work, Kyle has interests in baseball, beach activities, family activities, food, golf, and military service.

John Germany is a financial advisor at Wells Fargo Clearing with 25 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with Wells Fargo Clearing since 2016, following five years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a range of investment options that include insurance-related vehicles and bank deposit sweep programs.

Jessica Van Dyke is a financial advisor with Ameriprise in Roseville, CA, holding a Series 66 designation and eight years of industry experience. She has worked at Ameriprise since 2017 and previously was employed at California State University, Sacramento. Outside of advising, she owns JVD Consulting, LLC, which manages her personal payroll and non-partnership business expenses. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning services that employ a collaborative, non-discretionary approach based on proprietary research and third-party data.

Jeong Kim is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and bringing 25 years of industry experience. Prior to joining LPL Financial in 2024, Kim worked at firms including Cetera, Wells Fargo Advisors, U.S. Bancorp Investments, and Chase Investment Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions utilizing model portfolios, third-party subadvisors, and customized strategies.

Stephen Swarbrick is a financial advisor at OSAIC with 32 years of industry experience. He previously worked at Woodbury Financial Services and Questar Asset Management. Swarbrick serves as a board member of the Bright Water Foundation, a nonprofit organization. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated financial advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, retirement plan consulting, and access to third-party money managers, employing asset-allocation tools and automated rebalancing to construct diversified portfolios.

Justin Souter is a financial advisor at Morgan Stanley with 22 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC since 2022, following a decade at UBS Financial Services. He holds the Series 63 and Series 65 designations. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses a structured planning process supported by firm-approved tools and market simulations.

Joel Erickson is a financial advisor at Fidelity with 17 years of industry experience and holds a Series 66 designation. His career includes roles at Fidelity Personal and Workplace Advisors, Fidelity Brokerage Services, J.P. Morgan Securities, Chase Investment Services, and Hilltop Securities. Fidelity is an institutional firm serving a diverse client base, including retail and institutional investors, and offers a comprehensive suite of investment management and advisory services. The firm combines proprietary fundamental research with quantitative analysis and algorithmic portfolio construction to develop model portfolios and manages multiple registered investment companies and fund-of-funds.

Taylor Reed is a financial advisor at LPL Enterprise with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at The Prudential Insurance Company of America, Pruco Securities LLC, and Western Mortgage Services, Inc. prior to joining LPL Enterprise. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, retirement plans, and institutional entities, using primarily model-driven portfolios developed by in-house research and third-party strategists. The firm also offers financial planning, access to third-party asset managers, and participates in non-securities services such as trust custody, insurance products, and collateralized lending programs.

Kimberly Becker is a financial advisor at Fidelity with 28 years of industry experience. She holds Series 63 and Series 66 designations and has been with Fidelity Investments and its affiliates since 2010. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from a broad universe of mutual funds, ETFs, and ETPs.

Devin Crandall is a financial advisor at Fidelity with Series 63 and Series 65 licenses and three years of industry experience. He has previously worked at Bankers Life in multiple roles and was a professional stock trader for over a decade. His background also includes a long-term entrepreneurial venture with Jumpstart CPU. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a systematic investment process that combines proprietary research, quantitative analysis, and algorithmic portfolio construction. The firm offers advisory services across various structures, including model portfolios, fund advisory, and consulting.

Donald Mason is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds Series 63 and Series 66 licenses and has 14 years of industry experience. His prior affiliations include First Tech Federal Credit Union and Addison Avenue Investment Services. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a wide range of clients, including individuals, high-net-worth clients, corporations, and institutional investors. The firm offers non-discretionary advisory services tailored to client goals and supports municipal and public finance work through a unique affiliation with a municipal advisor.

Felipe Sanchez is a financial advisor with Wells Fargo Clearing in Stockton, CA, holding Series 63 and Series 65 licenses and bringing nine years of industry experience. He has worked with Wells Fargo Bank since 2013 and has been with Wells Fargo Clearing since 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory options grounded in modern portfolio theory. The firm’s services include investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment menus.

Catherine Johnson is a financial advisor with Morgan Stanley, holding a Series 63 designation and bringing 33 years of industry experience. She has worked at Morgan Stanley Private Bank, National Association since 2015 and with Morgan Stanley Smith Barney since 2009, following 16 years at Citigroup Global Markets. Morgan Stanley Wealth Management provides a wide range of advisory programs to both individual and institutional clients, offering tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and emphasizes a structured planning process supported by firm-approved tools and market simulations.

Susan Knox is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and eight years of industry experience. Her prior firms include Wells Fargo Clearing Services, LPL Financial, and Northwestern Mutual Investment Services. Cambridge Investment Research Advisors is a large SEC-registered adviser serving a diverse client base including individuals, pension and profit-sharing plans, charitable organizations, trusts, and retirement-plan sponsors. The firm provides financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals, offering both proprietary and third-party portfolio strategies across various custody and platform arrangements.

Heidi Headington is a Series 66-registered financial advisor with Edward Jones, based in Rocklin, CA, and has six years of industry experience. She has worked at Edward Jones since 2015, with a brief interval working at Primo and Flower Bar between 2018 and 2019. Outside of advising, she has occasionally worked as a bartender for large events at Primo Bar LLC. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including a broad range of households and organizations. The firm offers discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large network of financial advisors and branches nationwide.

Tina Hollar is a financial advisor at Robert W. Baird & Co. in Roseville, CA, holding a Series 66 designation with 15 years of industry experience. She has been with Robert W. Baird & Co. since 2009. The DDK Group, part of Robert W. Baird & Co.’s Private Wealth Management department, serves individuals, corporate clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a range of services including financial planning, portfolio management, separately managed accounts, and brokerage services, supported by internal research and manager monitoring.

David Stockton is a financial advisor at LPL Financial with 14 years of industry experience. He holds a Series 66 designation and has worked at LPL Financial since 2021. His prior experience includes roles at Jason Neyer, the Department of Transportation, various insurance carriers with W & R Insurance Agencies, and Waddell & Reed, Inc. He has an additional business activity involving the formation of an LLC unrelated to securities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, third-party asset management, and institutional platforms, supported by extensive technology and a broad network of over 22,800 advisors.

Altynai Stauss is a financial advisor at Edward Jones with a Series 66 designation and one year of industry experience. Prior to joining Edward Jones, she worked at Hibdon Auto Center and Enloe Medical Center and was involved in entrepreneurial ventures including Alty's Kitchen and Country Morning Bakery & Cafe. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory strategies and investment solutions, manages approximately $1.01 trillion in assets, and operates a large national network of financial advisors and branch offices.

Julia Agustin is a Financial Advisor at Merrill Lynch Wealth Management, where she partners with individuals, families, and business owners to navigate significant financial decisions. She emphasizes a personalized approach, taking the time to understand each client's unique goals and priorities to develop strategies aimed at supporting long-term financial success. Julia focuses on building lasting relationships through responsive and attentive service. Her expertise includes retirement planning, investment strategies, and wealth management. As a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA), she works with clients on areas such as family wealth management, legacy planning, and philanthropic planning, tailoring advice to align with each person's circumstances. Julia holds a Bachelor's degree from San Diego State University. Outside of her professional role, Julia enjoys gymnastics, hiking, spending time with her family, watching movies, and practicing yoga.