Myles Mccomas III is a financial advisor at T. Rowe Price Advisory Services, Inc. with 14 years of industry experience. He holds Series 63 and Series 66 designations and has been with T. Rowe Price since 2010. T. Rowe Price Advisory Services provides a retirement-focused financial planning and investment management service for individual investors and households. The firm uses model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, combining nondiscretionary planning with discretionary management and online tools for retirement income planning.

Rebecca Hartnett is an investment advisor with Kestra Advisory, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. She has been with Kestra Advisory since 2016 and has additional experience with Kestra Investment Services, LLC dating back to 2012. Outside of her advisory role, she serves as team lead to the investment operations department at Brotman Financial Group, where she prepares materials for client meetings and maintains client investment accounts. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse range of institutional and individual clients, including plan sponsors. The firm offers services such as fiduciary consulting, plan design, employee education, and access to multiple management platforms and third-party solutions, managing approximately $79.8 billion in assets.

Nicholas Sigismondi is a financial advisor with Valic Financial Advisors holding a Series 66 designation and three years of industry experience. Prior to joining the firm, he worked for Baltimore City Public Schools for seven years. Outside of finance, he is a musician who regularly plays with his band, releasing music on platforms like Spotify and Bandcamp. Valic Financial Advisors, Inc. serves primarily U.S. individuals, including high net worth clients and employer-sponsored retirement participants, offering portfolio management, financial planning, and discretionary unified managed accounts through a large network of advisors.

Lukas Mihailovich is a financial advisor at &PARTNERS with a Series 66 designation and two years of industry experience. He has worked at Wells Fargo Clearing and several mortgage-related firms prior to joining &PARTNERS. &PARTNERS serves a diverse client base including individuals, retirement plans, charitable organizations, foundations, universities, and sovereign wealth funds. The firm offers both investment advisory and brokerage services, utilizing a combination of proprietary models and third-party management through the Envestnet platform, and operates uniquely as both a broker-dealer and registered investment adviser with multiple revenue streams.

Damon Cherry is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 63 and Series 66 licenses and has three years of industry experience. His background includes roles at ClearOne Advantage and multiple positions at Towson University. T. Rowe Price Advisory Services offers a retirement-focused advisory program combining goals-based financial planning, retirement income planning, and discretionary investment management primarily using T. Rowe Price mutual funds and ETFs. The firm employs tax-aware strategies and Monte Carlo simulations to assist individual investors and households in managing their retirement assets.

Richard Fernandez is a CFP® professional with 28 years of industry experience, currently serving at T. Rowe Price Advisory Services, Inc. He has been with T. Rowe Price Investment Services, Inc. since 1999. T. Rowe Price Advisory Services offers a retirement-focused advisory program combining nondiscretionary financial planning, retirement income planning, and discretionary investment management primarily for individual investors and households. The firm uses model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, applies tax-aware rebalancing, and employs Monte Carlo simulations for retirement income projections.

Matthew Wells is a CFP®-certified financial advisor with 10 years of industry experience. He is currently with T. Rowe Price Advisory Services, Inc., having joined in 2024. Prior to this, he worked at Northwestern Mutual Investment Management and was affiliated with The Waldner Winters Team of Keller Williams Realty Centre as a licensed real estate agent, where he remains able to receive referral compensation. T. Rowe Price Advisory Services offers a retirement-focused advisory service that combines goals-based financial planning, retirement income planning, and discretionary investment management using proprietary mutual funds and ETFs. The firm serves individual investors and households, providing point-in-time financial plans with annual reviews and employing tax-aware rebalancing and Monte Carlo simulation-based projections.

Cecil Rockhill is a financial advisor at T. Rowe Price Advisory Services, Inc. with nine years of industry experience. He has been with T. Rowe Price since 2017 and previously worked at Merrill for one year. He holds the Series 66 designation. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory service that combines goals-based financial planning, retirement income planning, and discretionary investment management primarily for individual investors and households. The firm implements portfolios using proprietary T. Rowe Price funds and employs strategies such as tax-aware rebalancing and Monte Carlo simulations to generate retirement income projections.

Michael Bay is a financial advisor with T. Rowe Price Advisory Services, Inc., holding the Series 66 credential and beginning his advisory career in 2026. Prior to joining T. Rowe Price, he held positions at Merrill and several other organizations, including Year Up United and various automotive dealerships. T. Rowe Price Advisory Services, Inc. provides the T. Rowe Price Retirement Advisory Service, which serves individual investors and households focused on retirement goals through a combination of nondiscretionary financial planning, retirement income planning, and discretionary investment management. The firm uses model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, employing tax-aware strategies and providing financial plans with Monte Carlo simulations and annual reviews.

Corey Turner is a financial advisor at Truist Advisory Services with three years of industry experience. He holds the Series 66 designation and previously worked at UBS Financial Services, SunTrust Investment Services, and Nordstrom Inc. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations, implementing advice through a combination of discretionary manager relationships and non-discretionary consulting.

Keith Brennan is a CFP® professional with 12 years of industry experience, currently serving as a financial advisor at T. Rowe Price Advisory Services, Inc. since 2013. He holds Series 63 and Series 66 licenses and is based in Owings Mills, MD. T. Rowe Price Advisory Services offers a retirement-focused advisory program combining goals-based financial planning, retirement income planning, and discretionary investment management, primarily using proprietary mutual funds and ETFs. The firm serves individual investors and households, employing tax-aware strategies and model portfolio allocations tailored to client needs.

Yan Zhang is a financial advisor with Transamerica Financial Advisors and holds the PFS™ and Series 63 designations. Yan has seven years of industry experience, including prior work at Grant Thornton, LLP. In addition to advisory services, Yan is the founder and managing member of YMMD Tax and Wealth Planning, LLC, which provides accounting and tax services. Transamerica Financial Advisors serves a broad client base including individuals, employer-sponsored retirement plans, trusts, and charitable organizations. The firm delivers services primarily through model portfolios and third-party managers across multiple advisory platforms, managing approximately $1.7 billion in assets under management.

Brandon Fanelle is a financial advisor with Janney Montgomery Scott holding a Series 66 designation and 10 years of industry experience. He has been with Janney since 2016. Outside of his advisory role, he serves as an adjunct professor at Towson University, teaching a course in the College of Business & Economics. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base and offers a range of brokerage, financial planning, and advisory services supported by in-house portfolio management and third-party managers.

Sheila James is a financial advisor with T. Rowe Price Advisory Services, Inc., holding Series 63 and Series 66 credentials and 25 years of industry experience. She has worked with T. Rowe Price and its affiliated entities since 2006. Outside of advising, she operates a travel consulting business, Cruises and Tours Unlimited, which she started in 1988. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management primarily for individual investors and households. The firm employs a goals-based approach using proprietary mutual funds and ETFs, with financial plans supported by Monte Carlo simulations and ongoing portfolio management.

Lucy Gussio is a financial advisor at T. Rowe Price Advisory Services, Inc. with four years of industry experience and holds a Series 66 designation. Her prior roles include positions at the Michael P. O'Brien Athletic and Recreation Center, St. Mary’s College of Maryland, Central Chesapeake, and Notre Dame Preparatory School. T. Rowe Price Advisory Services, Inc. offers the T. Rowe Price Retirement Advisory Service, which focuses on retirement planning for individual investors and households through a combination of nondiscretionary financial planning, retirement income strategies, and discretionary investment management using proprietary mutual funds and ETFs. The firm’s approach includes model allocations, tax-aware rebalancing, and Monte Carlo simulations to provide ongoing portfolio management and financial planning.

Brian Kuhn is a CFP® professional with 23 years of experience in the financial services industry. He is currently with Wealth Enhancement Advisory Services, LLC and has prior experience at LPL Financial and Triad Advisors, Inc. Outside of his advisory work, Kuhn occasionally works as a background actor in television and film and is an author of several personal finance books, including a children’s book and a guide on federal employee benefits. He also speaks publicly on personal finance topics in the Maryland, DC, and Virginia area. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm that serves a diverse client base including individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm offers a range of financial planning, asset management, and retirement consulting services, employing a strategic investment approach that combines passive and active management guided by an internal Investment Committee.

Tracy Kuddar Jr. is a financial advisor with T. Rowe Price Advisory Services, Inc., holding Series 63 and Series 66 licenses and seven years of industry experience. He has been with T. Rowe Price since 2018. Outside of advisory work, he is employed as a driver for food delivery services including Instacart and DoorDash. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management to individual investors and households, using model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs. The firm combines telephone access to advisors with an online planning tool and employs tax-aware strategies and Monte Carlo simulations for retirement income planning.

Erika Hudson is a financial advisor at Empower Advisory Group with seven years of industry experience. She holds Series 63 and Series 65 licenses and has worked at firms including Charles Schwab Bank and TD Ameritrade. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as retail brokerage account holders, delivering integrated services through Empower’s recordkeeping and administrative platforms.

Tatyana Bunich is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 66 credentials and bringing 32 years of industry experience. She has worked at Independent Financial Group since 2017 and has previous experience with CL Wealth Management LLC and Cabot Lodge Securities. Outside of her advisory work, she owns and operates Financial 1 Wealth Management Group and has authored a book published under Financial 1 Publishing. Independent Financial Group is a large integrated advisory and brokerage firm serving individuals, trusts, corporations, business owners, and plan sponsors. The firm offers investment advisory programs, financial planning, and retirement plan services, utilizing a combination of in-house and third-party model portfolios tailored to various client risk profiles.

Eric Borsoni is a financial advisor with Schwab Wealth Advisory and holds Series 65 and Series 66 credentials. He has 23 years of industry experience and has previously worked at Morgan Stanley, Ameriprise Financial Services, New York Life, and Nuveen Securities. Outside of financial advising, he serves on the advisory board of Harlem Lacrosse of Baltimore, is a board member of the Maryland Lacrosse League, and works as an assistant varsity lacrosse coach for Howard County Public Schools. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice primarily through the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations. Its advice is based on Schwab’s asset allocation models and research tools, with final investment decisions made by clients.