Jordan Perry is a financial advisor with Truist Advisory Services in Hunt Valley, MD, holding Series 65 and Series 63 licenses and six years of industry experience. His work history includes roles at Truist Investment Services, BB&T Securities, T. Rowe Price, and Cowan Systems. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, utilizing a combination of discretionary manager relationships and non-discretionary consulting supported by advanced research tools and inter-affiliate integration.

Jonathan Charles Paez is a financial advisor with T. Rowe Price Advisory Services, Inc. in Owings Mills, MD, holding Series 66 and Series 63 licenses and having seven years of industry experience. He has been with T. Rowe Price since 2018 and previously worked at Allied Universal Security Services and Anne Arundel Medical Center. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management to individual investors and households, utilizing model portfolios composed of proprietary mutual funds and ETFs. The firm combines goals-based planning with an online platform and financial advisor access, serving clients with approximately $250,000 or more in investable assets.

Jordan Higgins is a financial advisor at Janney Montgomery Scott with 12 years of industry experience. He holds the CFP® and Series 66 designations. Prior to joining Janney in 2024, Higgins worked at Fidelity Personal and Workplace Advisors and Fidelity from 2014 to 2024. He serves as a notary public and is a board member of the Erin Levitas Foundation in Baltimore. Janney Montgomery Scott LLC is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves individuals, families, trusts, estates, corporate and retirement plan sponsors, charitable organizations, and municipal clients, offering a range of brokerage, financial planning, and advisory services.

Gloria Makino is a financial advisor at Independent Financial Group, LLC with two years of industry experience. She holds the Series 66 designation and has previously worked at Commonwealth Financial Network. Prior to her financial career, she worked as a performing artist for nearly three decades. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser serving individuals, charities, corporations, and plan sponsors. The firm offers a range of advisory programs through its AccessPoint platform and third-party asset managers, managing approximately $11.3 billion in regulatory assets.

Burton Daniel is a financial advisor at Janney Montgomery Scott with 16 years of industry experience. He holds the Series 66 designation and has worked at Janney and Wells Fargo clearing and advisory firms. Outside of his advisory role, he serves on the finance committee of a nonprofit supporting blood cancer patients and consults on a baby clothing subscription box business. Janney Montgomery Scott is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $110 billion in client assets. The firm serves a diverse client base and offers brokerage services, financial planning, and multiple advisory programs through a combination of in-house and third-party portfolio management.

Danielle Schwandtner is a financial advisor with Benjamin F. Edwards & Company, Inc., holding Series 63 and Series 66 credentials and 13 years of industry experience. She has previously worked at Merrill Lynch, Pierce, Fenner & Smith and Wells Fargo Clearing. Benjamin F. Edwards & Company is an SEC-registered investment adviser and broker-dealer with approximately 436 advisors and $15.7 billion in client assets. The firm serves individuals, corporations, retirement plans, trusts, foundations, and nonprofit organizations, offering a range of advisory programs and investment management solutions that include firm-developed and third-party model strategies with ongoing oversight.

Brian Keeney is a CFP®-certified financial advisor at Beacon Pointe Advisors, LLC with two years of industry experience. He has worked at Beacon Pointe Advisors since 2024 and previously operated Keeney Financial Group. Outside of finance, he has experience in the hospitality industry and education. Beacon Pointe Advisors provides wealth advisory, financial planning, retirement-plan platform services, and outsourced chief investment officer solutions to individual and institutional clients. The firm employs a combination of active and passive investment strategies, utilizing third-party independent managers and proprietary private funds as part of its comprehensive portfolio management approach.

Zachary Reichenbach is a CFA® charterholder with experience at Kestra Advisory Services LLC since 2025. His prior roles include positions at Paradigm Forensics, LLC, Vallit Advisors, LLC, and Ellin & Tucker. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors and a broad mix of institutional and individual clients, offering services such as fiduciary consulting, plan design, and employee education. The firm manages approximately $79.8 billion in assets and serves a diverse client base that includes sovereign wealth funds.

Jordan Hucht is a CFP® and ChFC® affiliated with Commonwealth Financial Network, with 16 years of industry experience. He has worked with Commonwealth since 2016 and previously was with MML Investors Services Inc. from 2010 to 2016. Outside of his advisory role, he is a co-owner of Vision Wealth Partners, an entity involved in selling fixed insurance products and operating securities and advisory business. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of nearly 2,900 advisors and managing approximately $213 billion in client assets. The firm provides a comprehensive adviser-support platform that includes managed-account programs, access to third-party asset managers, and back-office services across a range of investment products.

Toni Whaley is a financial advisor with Planmember Securities Corporation in Elkridge, MD, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. She is the owner and vice president of Paladin Advisor Group, a full-service financial planning practice, and serves as president of the Chartwell Business Park Association. Additionally, Whaley is president of the National Tax-Deferred Savings Association, focusing on advocacy and education for supplemental retirement savings plans. Planmember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm uses a top-down strategic asset allocation approach to manage risk-based mutual fund portfolios and offers education and support services to plan sponsors and participants.

Matthew Diehl is a financial advisor with TIAA-CREF in Columbia, MD, holding Series 63 and Series 66 licenses and having 15 years of industry experience. He has been with TIAA-CREF since 2014. Outside of his advisory role, he owns two rental properties. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs primarily to individuals connected with TIAA-administered retirement plans, as well as trusts, estates, partnerships, and small retirement plans. The firm offers both point-in-time planning and ongoing portfolio management through various programs, including customized portfolio options managed under client-approved investment policies.

Michael Rouzer is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 66 and Series 63 designations and has six years of industry experience. His work history includes roles at T. Rowe Price since 2019, as well as positions at UPS and Artful Gourmet Bistro. T. Rowe Price Advisory Services, Inc. provides a retirement-focused advisory service combining nondiscretionary financial planning, retirement income planning, and discretionary investment management. The firm serves individual investors and households using model portfolios invested exclusively in proprietary T. Rowe Price mutual funds and ETFs.

Sharon Mason is a financial advisor with Truist Advisory Services in Hunt Valley, MD, holding a Series 66 designation and seven years of industry experience. Her previous roles include positions at Truist Investment Services, Truist Bank, and PNC Bank. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations. The firm combines discretionary manager relationships with non-discretionary consulting and uses third-party platforms and manager arrangements, supported by AI-enabled research tools and a dedicated Investment Advisory Group.

Charles Pizzillo is a CFP®-certified financial advisor with 12 years of industry experience. He is currently with T. Rowe Price Advisory Services, Inc., where he has worked since 2023. His prior experience includes roles at Lincoln Financial Advisors Corporation, Park Avenue Securities, Guardian Life Insurance, and Morgan Stanley. T. Rowe Price Advisory Services offers a retirement-focused advisory program combining nondiscretionary goals-based financial planning, retirement income planning, and discretionary investment management. The firm serves individual investors and households, implementing portfolios using proprietary mutual funds and ETFs with a focus on tax-aware strategies and regularly updated financial plans.

Rachael Gerjets is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and eight years of industry experience. She has been with Foundation Financial Advisors since 2014. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm provides advisory programs and operational support while allowing advisors discretion in portfolio construction and offers a range of model portfolios and program structures through its Investment Management and Research team.

Jeremy Flagg is a CFP® with 17 years of industry experience, currently serving as a financial advisor at T. Rowe Price Advisory Services, Inc. in Owings Mills, MD. He has been with T. Rowe Price since 2010. T. Rowe Price Advisory Services, Inc. provides the Retirement Advisory Service to individual investors and households, focusing on retirement goals through a combination of nondiscretionary financial planning and discretionary investment management primarily using T. Rowe Price mutual funds and ETFs. The firm employs tax-aware portfolio management and delivers financial plans with annual reviews supported by an online planning tool and direct advisor access.

Peter Keating is a CFP® and ChFC® with 28 years of experience in the financial services industry. He is affiliated with United Planners' Financial Services of America as a Limited Partner and currently manages Chesapeake Capital Associates, LLC. His prior experience includes roles at Zenith Marketing Group Inc and Howard County Junior Striders. United Planners Financial Services serves a diverse client base, including individuals, corporations, charitable organizations, and institutional clients, offering financial planning, portfolio management, retirement plan services, and brokerage solutions through a network of 477 independent advisors. The firm operates an open-architecture platform utilizing multiple custodians and third-party money managers, with a notable focus on largely non-discretionary asset management.

Benjamin Ashby is a financial advisor with TIAA-CREF, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. His prior roles include positions at T. Rowe Price and TD Ameritrade. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, and corporate entities, often serving clients connected to TIAA-administered retirement plans. The firm distinguishes its planning services from ongoing discretionary management and acts as adviser to a donor-advised fund.

Jonathan Lipchin is a financial advisor with Commonwealth Financial Network in Columbia, MD, holding Series 63 and Series 65 credentials and over 32 years of industry experience. His prior roles include positions at Cetera Advisors LLC and Founders Financial Securities, LLC. He is also the owner of Lipchin Wealth Management LLC, a private entity focused on securities, advisory, and insurance services. Commonwealth Financial Network is a registered investment adviser supporting a national network of approximately 2,950 advisors and their clients with a range of advisory programs, operational support, and investment management services. The firm offers multiple program structures and discretionary model portfolios managed by its Investment Management and Research team.

Beth Nori is a CFP® professional with eight years of experience in the financial services industry. She is currently affiliated with Kestra Advisory and Kestra Investment Services, LLC, having joined in 2022. Her prior experience includes roles at Red Oak Financial Group, LPL Financial, Brotman Financial, and United Capital Financial Advisors. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors and a diverse range of institutional and individual clients, offering services such as fiduciary consulting, plan design, and employee education, supported by due diligence and a variety of management platforms.