Stephen Weigner is a financial advisor with Mass Mutual Investors Services and holds a Series 66 designation. He has four years of industry experience, including roles at MassMutual Life Insurance and Presidio, Inc. Outside of his advisory work, he is the owner of Mythic Audio, LLC, an audio and electronics business. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational programs with a focus on collaborative, goal-based planning.

Mark Verbanas is a financial advisor with Ameriprise in Oxford, PA, holding a Series 66 designation and 26 years of industry experience. He has been with Ameriprise and its affiliate since 2005. Verbanas serves on the Finance Committee of the Oxford Presbyterian Church. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver non-discretionary recommendations. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Charles Allen is a financial advisor at Morgan Stanley with 26 years of industry experience. He holds the Series 63, Series 65, and Series 66 credentials and has worked at Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009. Allen serves on the executive boards of both the Southern New Jersey Council and the Garden State Council of the Boy Scouts of America. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery and firm-approved tools, serving clients through a combination of advisory and brokerage services.

Marcia Upton is a Planning Consultant who collaborates with clients to develop personalized financial plans that align with their individual goals and needs. She emphasizes the importance of financial success as encompassing peace of mind, not just numerical achievements. Prior to her current role, Marcia worked as an Investment Consultant at Fidelity Investments from 2023 to 2025. She also served as a Financial Advisor at Thrivent from 2019 to 2023. Outside of her professional work, Marcia enjoys reading, playing tennis, and volunteering.

Christopher John Hickey is a Senior Financial Advisor at Merrill Lynch Wealth Management with a career in the financial services industry beginning in 1995. He has held various leadership positions within the Wealth Management Division, including Investment Center Manager, Assistant Market Director, and Market Director across the New Jersey, Pennsylvania, and Delaware markets. Mr. Hickey employs a disciplined wealth management process, integrating clients' financial and personal circumstances to develop tailored investment strategies and recommendations. Utilizing Merrill Lynch's investment insights alongside Bank of America's banking services, he aims to provide comprehensive and integrated financial solutions. He regularly conducts financial reviews with clients to monitor progress and adjust strategies as needed in response to changes in clients' lives or financial markets. He holds the Chartered Retirement Planning Counselor™ designation awarded by the College for Financial Planning Institutes Corp., along with Series 7, 9, 10, 24, 63, and 65 registrations from FINRA. Additionally, he is licensed in Life, Health, and Long-Term Care insurance. Mr. Hickey earned a Bachelor of Science in Business Administration from Villanova University and a High School Diploma from Chaminade High School. Mr. Hickey resides in Wilmington, Delaware with his wife Amy and their four children. In his personal time, he often engages in golfing.

David Sauers is a CFP® professional at Osaic with 31 years of industry experience. He previously worked for nine years at Lincoln Financial Advisors before joining Osaic in 2025. He is also involved in offering various insurance products, including disability insurance, fixed annuities, equity-indexed annuities, and traditional life insurance. Osaic Wealth, Inc. serves a diverse client base ranging from individuals to institutions, providing brokerage and investment advisory services through a large network of affiliated advisors. The firm utilizes advanced portfolio construction tools and offers access to multiple third-party money managers and managed-account solutions.

James Ranieri II is a financial advisor with Mass Mutual Investors Services and holds a Series 63 designation. He has 31 years of industry experience, including previous roles at MetLife Securities Inc. and Massachusetts Mutual Life Insurance Company. In addition to his advisory role, he is also an insurance agent specializing in individual life, health, and group health insurance. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm offers a range of programs including wrap accounts, money-manager programs, and educational seminars.

Wayne Bartolacci is a financial advisor with Mass Mutual Investors Services who holds a Series 63 designation and has 33 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and MassMutual since 2016, following a prior role at MetLife Securities. Additionally, he is an agent licensed to sell individual life and long-term care insurance. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, with a focus on collaborative, annual planning engagements using analytic tools to develop investment strategies.

Erich Dischert is a financial advisor with Raymond James & Associates in Wilmington, DE, holding a Series 66 designation and bringing 22 years of industry experience. He has been with Raymond James & Associates since 2015. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving a diverse client base including individuals, institutional clients, and charitable organizations. The firm offers financial planning, investment consulting, and institutional fiduciary services, utilizing a range of portfolio management styles and affiliated research to support client decision-making.

Jeffrey Racan is a financial advisor at Merrill with 19 years of industry experience. He holds the Series 66 designation and has worked at Merrill since 2009. He also has experience at Bank of America, N.A., where he has worked since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies for individuals, high-net-worth clients, and institutional investors, employing a range of internal and third-party investment managers.

James Burns Jr. is a financial advisor with Mass Mutual Investors Services and holds a Series 63 designation. He has 31 years of industry experience, including prior roles at MetLife Securities Inc. and MassMutual Life Insurance Co. He is also the owner of J Burns Advisor Group, LLC, an entity created for future insurance ventures. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations. The firm employs collaborative, goal-oriented planning supported by firm-approved software and offers a range of investment and planning programs.

Garrett Hadley is a financial advisor with Morgan Stanley, holding a Series 66 credential and bringing 26 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2015 and at Morgan Stanley Smith Barney LLC since 2009. Outside of his advisory role, he serves as a board member of the Avalon Yacht Club in Avalon, New Jersey. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, focusing on tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers services through both direct and corporate financial planning agreements.

Leandro Genoese is a financial advisor with Cetera, holding a Series 66 designation and over 26 years of industry experience. He has worked with Avantax and has operated Genoese & Associates, P.A., a CPA firm specializing in tax preparation, business consulting, payroll, bookkeeping, and accounting, since 2008. Besides advisory work, he serves as president of this firm and is involved as a general partner in real estate and mortgage-related partnerships. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a network of independent advisors. The firm offers a range of portfolio management and financial planning services and operates a multi-manager platform that provides access to diverse investment strategies under both discretionary and non-discretionary arrangements.

Charles Fazio is a financial advisor with Mass Mutual Investors Services in New Castle, DE, holding Series 66 and Series 63 licenses and has 11 years of industry experience. He has been with Mass Mutual Investors Services since 2016 and has also worked at MassMutual Life Insurance Co since 2014. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs including wrap and money-manager services as well as educational seminars.

Blake Corrigan is a Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2016. He has been with Fidelity Investments since 2012, serving previously as an Investment Consultant from 2014 to 2016 and as a Private Client Specialist from 2012 to 2014. Prior to joining Fidelity, he worked as a Retirement Specialist at T. Rowe Price from 2008 to 2012. Blake's professional focus is on building long-term relationships with clients, emphasizing trust and understanding of their goals and needs. He partners with clients to create and maintain tailored financial plans that address their objectives for today, the future, and for generations to come, supported by consistent communication. Outside of his professional role, Blake is engaged in family activities and enjoys gardening, hiking, parenthood, and skiing.

John Mazzola is a financial advisor with Mass Mutual Investors Services holding the ChFC® designation and Series 63 license. He has 40 years of industry experience, including previous roles at MetLife Securities Inc. and MassMutual Life Insurance Company. Mazzola serves as a board member on the audit committee for United Savings Bank and is a partner in Innovative Planners, LLC, a business management firm. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes annual, collaborative planning relationships using firm-approved analytical tools and offers event-driven planning programs such as divorce and estate settlement services.

Michael Cradler is a financial advisor with Wells Fargo Clearing in Newark, Delaware, holding Series 63 and Series 66 licenses and eight years of industry experience. His prior roles include positions at Avantax Insurance Agency, Van Buren Financial, and NRG. Outside of his advisory work, he contributes as a freelance content writer for The Washington Update, providing nonpartisan content. Wells Fargo Advisors is a national securities firm offering investment advisory, financial planning, wrap-fee programs, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and supports a network of over 14,000 financial advisors, utilizing research and analytics to guide investment decisions.

Kristy Douglas is a financial advisor at Cetera with eight years of industry experience and holds a Series 66 designation. She previously worked at Avantax Advisory Services and 1st Global Advisors before joining Cetera. Outside of her advisory role, she serves on the financial advisory committee for the Goshen Fire Company and owns a CPA firm providing tax and accounting services. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a variety of portfolio management and financial planning services, supporting both discretionary and non-discretionary accounts across multiple program structures.

Carole Ricci is a financial advisor with Morgan Stanley in Greenville, Delaware, holding Series 63 and Series 66 licenses and having 14 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2016. Outside of her advisory role, she serves as an executor or co-executor for an estate in Boothwyn, Pennsylvania. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individual and institutional clients. The firm offers tailored financial planning supported by firm-approved tools and manages approximately $2.74 trillion in client assets.

Robert Ziegler is a financial advisor at Osaic with 18 years of industry experience. He holds the Series 66 designation and previously worked for Lincoln Financial Advisors for 13 years. In addition to his advisory role, he is an insurance agent offering annuities and life insurance products through two Delaware-based firms. Osaic Wealth, Inc. serves a diverse client base including individual investors, institutions, and charitable organizations. The firm provides a broad range of advisory and brokerage services, employing advanced asset-allocation tools and third-party platforms to manage portfolios across various investment types.